Discounts Offered by The General Auto Insurance

The General car insurance discounts include (1) high-risk drivers (2) safe driving, and (3) multi-vehicle policies. The General car insurance discounts help high-risk drivers find cheap car insurance.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 30, 2021

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Here's what you need to know...

  • The General strives to make car insurance affordable for those who have imperfect driving records and credit
  • The General has designed comprehensive plans that are not only affordable but flexible to meet the needs of a high-risk driver
  • The General is the type of company that understands the underserved market of those who have made mistakes

If you are a high-risk driver, you may want to check out The General car insurance discounts. This company has its headquarters in Nashville, Tennessee with many locations in Louisiana, Ohio, and other states in the country.

The General is a subsidiary of PGC Holdings, also known as the Permanent General Assurance Corporation.

A.M. Best recognizes this company for its stability and gives it “A-” for excellent, which means the company is solvent and able to pay its policyholders in the case a claim is filed.

To get car insurance rates and discounts, enter your ZIP code here.

The General and Its Flexibility


Your car insurance policy should be customized to meet your driving needs.

When plans are established, the underwriter looks at the requirements of the average driver or a certain demographic of drivers, then they determine what the driver’s needs may be.

High-risk drivers are required to pay as much as 50 percent more than the average driver with a desirable profile.

The General’s payment plans are designed to be paid on a weekly, bi-monthly, or monthly basis. Your downpayment can be kept to a low amount rather than applying them to your premiums, depending on your budget and specific needs.

When you are required to carry SR22 or FR44, you cannot allow your insurance coverage to lapse if you want to continue driving legally.

  • SR22 is required when you allow your insurance to lapse one too many times or get caught without proof of insurance.
  • FR44 is required by those who have been issued a DUI, DWI, or OVWI, which are all related to driving under the influence.

The General’s underwriters understand how expensive these requirements can be since they usually mean more liability or high-risk rates.

In other words, the state minimum no longer applies to those required to carry FR44.

For those required to carry SR22, if you allowed your insurance to lapse because of lack of affordability, you should find another source of income or way to save.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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The General Car Insurance Savings

Drivers who drive less than 25,000 miles per year may receive a discount on car insurance because decreasing the amount of time you are on the road minimizes risk.

Another way you can save on your premiums is by paying them in advance. You may also decide to take a defensive driving class, which may cut your premiums by 10 percent or more.

The key is to look at ways to cut your premiums to an amount you can afford.

There are several car insurance carriers who are now competing for The General’s market sector, but the company will probably stay ahead of the pack due to good customer service.

High customer satisfaction places The General in its own standing in the industry while assuring long-term employment for its employees.

To get more information and compare car insurance rates, enter your ZIP code in the search tool!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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