Cheap Car Insurance Coverage for Your Van

To find the lowest van car insurance rates, know what discounts are available and reevaluate your insurance annually. Use our quote comparison tool below to save on van car insurance.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 26, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's what you need to know...

  • If you want to find affordable car insurance coverage for your van, know what discounts are available
  • Reevaluate your van/car insurance once a year
  • Once your loan is paid off, collision coverage might not be worthwhile
  • Get quotes from several companies before you decide where to buy your coverage

No one wants to pay more than they have to for auto insurance coverage, and this is true whether you are operating a motorcycle, automobile, or van.

Car insurance companies do offer discounts to qualifying customers, and by considering your options carefully and shopping around, you can get the affordable protection you need.

Read on for information on the specific type of coverage you need for your van.

Car insurance varies by policy and from company to company. Use the variety of choices to your advantage.

You can get online car insurance quotes by using our FREE comparison tool!

Discounts on Van/Car Insurance Coverage

senior woman hand putting money to piggy bank

The secret to finding affordable car insurance coverage for your van lies in knowing what discounts are available.

  • Driving record A number of companies will offer better pricing for customers who have remained accident-free for several years, and the amount of the discount may increase for each year that a driver keeps this designation.
  • Multiple policies Insuring your vehicle with the same insurance company that sold you your home insurance policy will also entitle you to a discount on both policies. If you have more than one vehicle in your household, consider getting coverage for all of them from the same provider to save money.
  • Anti-theft devices If your vehicle is equipped with an anti-theft device, be sure to mention this fact to the insurance company. Lowering the risk of a loss due to theft means that you would qualify for a break on your van or car insurance pricing.
  • Safety devices Safety is important to insurance companies as well, and when you drive a vehicle with functioning seat belts and air bags, you present a lower level of risk to insure. As a result, you would qualify for a discount based on having these safety devices in your vehicle.
  • Driving courses New drivers who have successfully completed an approved driver’s education course can also qualify for better rates for their car insurance coverage. People who have been licensed for some time can also benefit from taking a defensive driving course.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Your Current Van/Car Insurance Coverage

Over time, your van and car insurance coverage needs may change. The type and level of coverage you needed when you purchased your vehicle may no longer be right for you. Ideally, you will want to reevaluate your coverage once a year. Consider if anything has changed in your life or the vehicle you are driving.

For example, if you recently turned 25, your insurance company should have lowered your rate to reflect the fact that you are no longer a young driver.

Insurance companies offer better pricing to people who are married than their single counterparts.

If your marital status has changed since your policy was renewed, share the good news with your insurance provider and request that your rate is adjusted accordingly.

Once your van or car has been paid off, you may want to consider whether it’s worthwhile carrying collision coverage on the vehicle. The lender likely insisted on this coverage being in place as a condition of extending the loan to protect its interests.

Once the loan is paid off and since the collision coverage only pays out the cash value of a vehicle if it’s totaled in an accident, it may not be worthwhile to keep it in force.

Shop Around for Van/Car Insurance Coverage

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The best way to find cheap insurance for your van or car is to shop around. The Internet makes checking out different providers and getting information about your coverage options an easy process.

One way to get started is to search for a list of companies licensed to provide car insurance coverage in your area. Once you have these results, you can click on the websites of the companies you would like to learn more about.

Take your time looking at your options and get quotes from several companies before you decide where to buy your coverage.

Make sure that all the quotes are for the same type and level of coverage and that the deductible levels are the same for all of them.

You can also use the free car insurance quotes tool provided on this page that makes looking for car insurance coverage simple. Enter your personal information once, and you will get quotes from several insurance providers.

To check out online car insurance quotes for your van or car, enter your zip code now!

References:

  1. https://www.allstate.com/auto-insurance/auto-insurance-discounts.aspx
  2. https://www.yourmechanic.com/article/how-to-choose-an-anti-theft-device-for-your-car
  3. https://www.nsc.org/learn/Safety-Training/Pages/driver-safety-online-training.aspx?gclid=CJrEruvO1c8CFcdbhgodF0sBrw
  4. https://www.geico.com/information/about/
    insurance/auto/insights/coverage-not-known/
  5. https://www.progressive.com/glossary/comprehensive-and-collision/

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