Volvo S80 Insurance Quotes [Rates + Coverage Guide]

Average auto insurance rates for a Volvo S80 cost $1,588 a year, or around $132 a month. Finding Volvo S80 teenager insurance rates can cost on average $5,804 a year, so shop around to find cheap coverage.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 17, 2020

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Key takeaways:

  • Full coverage costs around $1,588 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,804 a year or $484 each month
  • Good drivers can save as much as $655 a year by earning policy discounts
  • Volvo S80 insurance costs around $69 more per year than the average vehicle

Volvo S80 insurance rates average $1,588 a year or $132 a month for full coverage. Teens have the highest rates of around $5,804 a year or $484 a month as they’re considered to be high-risk.

Good drivers are eligible for up to $655 a year in policy discounts for remaining safe on the roads. Let’s look at Volvo S80 insurance rates, insurance losses, and more.

You can start comparing quotes for Volvo S80 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S80 Insurance Cost

The average Volvo S80 car insurance rates are $1,588 a year or $132 a month.

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Are Volvo S80s Expensive to Insure?

The chart below details how Volvo S80 insurance rates compare to other luxury cars like the Audi A7, Volvo S60, and Mercedes-Benz S450.

Vehicle Comprehensive Collision Liability Total
Audi A7 $406 $834 $398 $1,796
Volvo S60 $332 $656 $398 $1,544
Mercedes-Benz S450 $494 $982 $398 $2,032
Audi A6 $382 $744 $398 $1,682
Mercedes-Benz C300 $404 $718 $372 $1,652
Porsche Panamera $520 $1,042 $398 $2,118
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S80 Insurance?

The Volvo S80 trim and model you choose will affect the total price you will pay for Volvo S80 insurance coverage.

Age of the Vehicle

Older Volvo S80 models generally cost less to insure. For example, car insurance for a 2016 Volvo S80 costs $1,588, while 2010 Volvo S80 insurance costs are $1,308, a difference of $280.

Model Year Comprehensive Collision Liability Total
2016 Volvo S80 $332 $668 $430 $1,588
2015 Volvo S80 $314 $646 $442 $1,560
2014 Volvo S80 $302 $598 $452 $1,510
2013 Volvo S80 $290 $564 $456 $1,468
2012 Volvo S80 $278 $506 $460 $1,402
2011 Volvo S80 $260 $466 $460 $1,344
2010 Volvo S80 $250 $436 $464 $1,308
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Driver Age

Driver age can have a significant effect on Volvo S80 car insurance rates. For example, 30-year-old drivers pay $70 more for Volvo S80 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S80 insurance rates. For example, drivers in New York may pay $413 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S80 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S80 car insurance with violations on their driving record.

Volvo S80 Safety Ratings

The Volvo S80’s safety ratings will affect your Volvo S80 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S80 Crash Test Ratings

Volvo S80 crash test ratings will affect your Volvo S80 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo S80 4 DR FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo S80 Safety Features

The Volvo S80 safety features can help lower insurance costs. According to AutoBlog, the 2020 Volvo S80 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S80 Insurance Loss Probability

Insurance loss probability on the Volvo S80 fluctuates between each type of coverage. The lower percentage means lower Volvo S80 car insurance rates; higher percentages mean higher Volvo S80 auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -18%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Volvo S80 Finance and Insurance Cost

If you are financing a Volvo S80, most lenders will require your carry higher Volvo S80 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S80 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Volvo S80 Insurance

There are many ways that you can save on Volvo S80 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volvo S80 car insurance rates low.

  • Pay Your Volvo S80 Insurance Upfront
  • Use an Accurate Job Title When Requesting Volvo S80 Auto Insurance
  • Make Sure You Use an Accredited Driver Safety Program
  • Compare Insurance Companies After Moving
  • Ask About Usage-Based Insurance for Your Volvo S80

Top Volvo S80 Insurance Companies

Who is the top auto insurance company for Volvo S80 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S80 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S80 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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