What is a Roadside Assistance discount?

The roadside assistance discount reduces rates by up to 5% for drivers that purchase a roadside assistance plan. Esurance offers a roadside assistance discount in CA, FL, and WA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 20, 2021

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Here's what you need to know...

  • Roadside assistance is designed to make it fast and easy for you to get quick service after you have a breakdown or are involved in an accident
  • Through some auto manufacturers and insurance companies, you may have access to 24-hour emergency roadside assistance anywhere in the country
  • A roadside assistant discount is one of several dozen car insurance discounts that can help you to save money on car insurance

Many safe drivers will go years or even decades between accidents, but most drivers will have at least a couple of accidents or vehicle breakdowns over the years.

There are different sources available for drivers to purchase roadside assistance from, and this service can give you a fast and easy way to get helpful and skilled automotive service you need if something happens to you or to your vehicle while you are on the road.

You may even qualify for car insurance savings through a roadside assistance discount available through some auto insurance providers.

Enter your zip code into our free rate comparison tool to find the best price for your car insurance premiums!

Learning More about Roadside Assistance

If you are interested in staying safe on the road and in saving money on car insurance, it makes sense to learn more about the roadside assistant discount available through some auto insurance providers.

Roadside assistance usually is ideal for those times when the following happens:

  • your battery will not start
  • you have a flat tire
  • you run into other issues and need a fast response

It can also be helpful if you are involved in an accident. In many cases, roadside assistance is provided 24-hours a day, and many of the companies that offer this type of support offer assistance in all areas of the country and beyond.

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What to Do If You Are Involved in an Accident or Breakdown

If you are involved in an accident or have a breakdown, you should move your vehicle off of the road to a safe location if possible.

If not, you need to contact a towing service to have your vehicle towed away from the scene and to a repair center as soon as possible.

Be aware that other vehicles on the road may need to maneuver around your car during this time, and you should take every precaution possible to be safe.

If damage was done to another person’s property, you may need to call the police to file a report. You should do this as soon as possible and before you leave the scene of the accident. There may be laws regarding the timeline when you must take this step.

You also may need to use your roadside assistance service to get extra help and support. This support may be accessed by calling a toll-free phone number, and some drivers even have direct access to it through a speaker system in their vehicle.

This service may dispatch legal authorities and EMS services to you, send a tow truck to you, or assist you in other helpful ways.

How to Get Roadside Assistance

After you have an accident or a breakdown, you may feel stressed and even physically unwell in some cases. Roadside assistance can be used to help you overcome your challenges on the road, but you need to set up this service ahead of time to take full advantage of it.

There are different sources to consider if you want to buy this type of service, such as:

  • Your dealership
  • Your insurance company
  • A third-party roadside assistance provider
  • Your state’s highway department

Remember that you need to establish this type of service before you have an accident or mishap. Some types of roadside assistant services may be available you free of charge, and others may require you to pay a regular fee or even a deductible when you schedule roadside service.

While you are searching for the right roadside assistance program to use, carefully analyze car insurance providers to determine which companies offer a money-saving roadside assistance discount.

Finding the Roadside Assistant Car Insurance Discount

Car insurance premiums can be expensive, so it is reasonable that you would want to take full advantage of the roadside assistant car insurance discount and other related discounts as much as possible.

While many insurance companies offer roadside assistance as a service that you can pay for, you may be more challenged to find a money-saving discount for having this feature or service in your car.

While you want to find a trusted auto insurance provider that offers the roadside assistance car insurance discount so that you can save money on your premium, this is not the only factor that should influence your buying decision.

You may find that another provider that does not offer this discount has a better overall deal on coverage.

In addition, you need to look beyond pricing and focus your attention on the level of customer service you can receive through different companies as well as on their rating for financial strength.

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Understanding Other Types of Car Insurance Discounts Available

Because the roadside assistant car insurance discount may be one of the more challenging types of car insurance discounts available, it makes sense to explore other money-saving opportunities for car insurance as well.

These are a few of the more common types of auto discounts that you may find as you shop around and compare rates for new coverage:

  • A claims-free driving record discount
  • A safe driver discount for taking a driver’s education course
  • A low mileage or infrequent driver discount
  • A military veteran or active duty discount
  • A discount for select occupations
  • A good student or full-time student discount
  • A good credit score discount
  • A new car discount
  • A green car discount
  • A discount for select safety features

Choosing a Reputable Car Insurance that Offers a Roadside Assistant Discount


You may have recently started a roadside assistant plan, or you may have recently purchased a car that has this feature in it. Now, you understandably want to use the roadside assistant discount to save money on your car insurance premium.

Rather than focusing your attention on using a specific type of discount to save money on the cost of your coverage, look for the best overall rate available from a leading insurance company. With your focus on this task, you can make an excellent insurance buying decision.

Compare quotes from several leading car insurance companies side-by-side by using our free rate tool below.

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