What is the Best Car Insurance for a Cadillac CTS-V?

The cost of Cadillac CTS-V car insurance rates are $1,684 a year, or around $140 a month on average. You can find cheap Cadillac CTS-V insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $990 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 29, 2020

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Key Takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

Cadillac CTS-V car insurance rates amount to $1,684 a year, or $140 a month on average.

Some of the factors that determine Cadillac CTS-V rates include the age and location of the policyholder, along with the model year of the car.

Take advantage of this comprehensive article to help you in your search for Cadillac CTS-V insurance rates that match your needs and budget.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.

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Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Porsche Panamera, Mercedes-Benz CLS 550, and Mercedes-Benz E300.

Vehicle Comprehensive Collision Liability Total
Cadillac CTS-V $406 $804 $338 $1,684
Porsche Panamera $520 $1042 $398 $2,118
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Mercedes-Benz E300 $394 $744 $338 $1,612
Lexus IS 300 $356 $686 $398 $1,598
Chevrolet Corvette $494 $922 $264 $1,790
Audi A7 $406 $834 $398 $1,796
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

Even though the average annual rate for the Cadillac CTS-V is $1,684, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac CTS-V.

Age of the Vehicle

The average Cadillac CTS-V car insurance rates are higher for newer models. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model Year Comprehensive Collision Liability Total
2018 Cadillac CTS-V $406 $804 $338 $1,684
2017 Cadillac CTS-V $394 $784 $354 $1,668
2016 Cadillac CTS-V $380 $752 $364 $1,632
2014 Cadillac CTS-V $344 $674 $384 $1,538
2013 Cadillac CTS-V $332 $634 $388 $1,490
2012 Cadillac CTS-V $318 $568 $390 $1,412
2011 Cadillac CTS-V $296 $522 $390 $1,344
2010 Cadillac CTS-V $286 $490 $394 $1,306
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Driver Age

Driver age can have a significant impact on the cost of Cadillac CTS-V auto insurance. For example, 20-year-old drivers pay as much as $2,134 more each year for their Cadillac CTS-V auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $438 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Cadillac CTS-V auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.

Cadillac CTS-V Crash Test Ratings

Good Cadillac CTS-V crash test ratings can lower your Cadillac CTS-V auto insurance rates. See Cadillac CTS-V crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2016 Cadillac CTS-V 4 DR RWD N/R N/R 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac CTS-V Safety Features

The numerous safety features of the Cadillac CTS-V help contribute to lower insurance rates. The 2019 Cadillac CTS-V has the following safety features:

  • Seat belts, 3-point, rear, all seating positions
  • Automatic Seat Belt Tightening
  • Child seat restraint system
  • Door locks, rear child security
  • Tire Pressure Monitoring System
  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert
  • Traction control, all-speed, brake and engine controlled
  • StabiliTrak, vehicle stability enhancement system
  • Daytime running lamps

Cadillac CTS-V Insurance Loss Probability

The lower percentage means lower Cadillac CTS-V car insurance costs; higher percentages mean higher Cadillac CTS-V car insurance costs. Compare the following Cadillac CTS-V auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 74%
Property Damage -26%
Comprehensive 35%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Finance and Insurance Cost

If you are financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac CTS-V auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Cadillac CTS-V Insurance

There are many ways that you can save on Cadillac CTS-V car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac CTS-V car insurance rates low.

  • Install an Aftermarket Anti-Theft Device for Your Cadillac CTS-V
  • Ask About Discounts for People with Disabilities
  • Take a Refresher Course as an Older Driver
  • Remove Young Drivers from Your Cadillac CTS-V Insurance Plan
  • Take Advantage of Referral Fees

Top Cadillac CTS-V Insurance Companies

Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac CTS-V Insurance Quotes Online

You can start comparing quotes for Cadillac CTS-V insurance from some of the top car insurance companies by using our free online tool today.

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Average Monthly Car Insurance Rates by State