Simple Ways to Find Car Insurance Quotes

You should compare at least seven quotes from different companies to get the best deal. Car insurance rates may vary by as much as $1,000 between companies.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: May 18, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Car insurance premiums may vary from one insurance company to another by as much as $1,000
  • Insurance experts suggest that customers should compare at least seven quotes from different companies in order to get the best deal
  • Car insurance policies include different types of coverage such as collision, comprehensive, and liability coverage

Finding affordable rates from a reputable car insurance company should be one of your main priorities. Most people don’t pay attention to their insurance coverage until after they’ve been in an accident.

You want to find a competitively priced policy that offers extensive coverage. If you’re paying thousands of dollars to your current insurer, comparing your policy against others might help you get a better deal.

Car insurance premiums may vary from one insurance company to another by as much as $1,000.

Some insurers provide identical or similar coverage at different rates. Shopping for car insurance online is one of the easiest ways to get extra savings and massive discounts. Simply enter your ZIP code above to start saving now.

How do I find the best car insurance quote?

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Enter your zip code below to view companies that have cheap auto insurance rates.

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Who has the cheapest car insurance? It may take you a while to find out. Insurance experts suggest that customers should compare at least seven quotes from different companies to find out what insurance company has the best rates.

If you need additional details about the policy you are interested in, you can chat live with an insurance agent. Most companies that operate online provide live help.

Customers can get free car insurance quotes, buy a policy, and print out their proof of insurance from the comfort of their homes. You can even upgrade your policy and pay your monthly payment online.

Most websites that allow users to compare free car insurance quotes online represent top-rated companies. By using a quote comparison website, you will save time and money.

Before making a decision, do a little research and evaluate your options. Ask about how insurance claims are processed, and how quickly they are paid.

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Find Out How Much Coverage You Need

Your car insurance policy includes different types of coverage such as collision, comprehensive, and liability coverage. Before you buy car insurance, check your state’s minimum coverage requirements.

When deciding how much insurance you need, make sure you are covered for an amount equal to the total value of your assets. If your car is leased or financed, you may be required to carry collision or comprehensive insurance.

The amount of coverage you need depends on many factors. When it comes to buying car insurance, more is less: the more coverage you buy, the less you will pay from your pocket in the event of an accident.

Most car insurance providers advise against carrying only your state’s minimum coverage requirements.

If you’re financing or leasing a new vehicle, consider buying loan/lease coverage. These types of coverage will help you cover costs in the event of a total loss.

If you have a new vehicle, you should purchase additional coverage to protect your investment in the event of a car accident.

Types of Car Insurance

The main types of car insurance are liability, comprehensive, and collision coverage. Most insurers also provide medical expenses coverage, uninsured/underinsured motorist protection coverage, no-fault insurance, and gap insurance.

Some policies include rental reimbursement and roadside assistance coverage.

Liability insurance can be divided into bodily injury and property damage coverage. These two types of coverage are required in most states.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Raise Your Deductible

One of the most important factors for choosing an insurance plan is the deductible. A higher deductible will lower your rates.

Choose the highest car insurance deductible you can afford. Increasing your deductible from $250 to $1,000 can save you hundreds of dollars a year.

Check for Car Insurance Discounts

Insurance companies need to attract customers. As a result, many of them offer special discounts. Drivers can qualify for good credit discounts, club membership discounts, multi-car discounts, and bundling discounts.

Many insurance carriers that sell coverage online provide information about the discounts that are being offered through their websites. This is another good reason why you should compare car insurance from different companies.

If you want to reduce costs, get an additional driving qualification. Many insurers offer discounts for completing advanced driving courses. Make sure you drive safely.

If you maintain a good driving record for at least three years, you will receive a good driving discount and build up your no claims bonus.

Paying your car insurance premiums for the whole year in advance will result in extra savings. Try to improve your credit. Increasingly more insurance companies are considering credit scores when giving you a quote.

Customers with bad credit pay up to 50 percent more for car insurance than those with a good credit rating.

Automatic seatbelts and airbags both work in your favor by keeping you safe and lowering your insurance bill. If you have an alarm on your car, you will get lower rates.

Membership in labor unions and organizations can qualify drivers for major auto insurance discounts.

Even if you are satisfied with your current insurer, it’s often worth getting free car insurance quotes from other carriers before you renew your policy.

Look for insurers that are financially solvent and have a good reputation. You need to know that your insurance provider will be there for you and that any claim you make will be handled promptly. When comparing costs, make sure you know what you are paying for.

Enter your ZIP code in our car insurance comparison tool and you will receive car insurance quotes for FREE.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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