Quick and Affordable Car Insurance Quotes

Quick and affordable car insurance quotes aren't a fantasy. You can easily find affordable car insurance quotes online with a car insurance quote comparison tool. Teen drivers often pay the highest car insurance rates, but you can find affordable car insurance for young drivers with our free comparison tool below. Enter your ZIP code to get started.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 26, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Auto insurance rates vary significantly from one auto insurance company to another
  • Getting rate estimates from an online rate comparison before getting full quotes is a better first step
  • Getting estimates before getting full quotes can make your time shopping for quotes more worthwhile
  • Take time to understand what coverages you want to buy to avoid overbuying insurance

If you are like many people, you depend on your car for so many things. Your vehicle may help you get to work each day so you can earn a living and provide for yourself and your family.

It may help you to run errands, get the kids to school, and more. While your vehicle has a definite and beneficial use in your life, it also has costs associated with it. One of those regular costs is auto insurance.

Shopping for car insurance quotes can help you to cut down on the cost of driving. However, nobody wants to spend many long hours shopping for car insurance. So is there a fast way to find low car insurance quotes?

Enter your zip code in our comparison tool above for instant and free car insurance quotes now!

The Benefits of Car Insurance

There are several different ways you can shop for car insurance today, and some of the methods are faster and easier than others.

However, before you spend time shopping for insurance, you may want to consider why you are going through the process of buying insurance in the first place. There are several different benefits that auto insurance provides to you.

There are several different benefits that auto insurance provides to you. This includes:

  • Following state law requirements for minimum liability coverage. In many states, failing to maintain liability coverage can result in monetary fines, loss of a driver’s license, and even imprisonment in some cases
  • Financial protection against liability in an accident. In most states, a driver is responsible for the damages they cause an accident.
  • Financial protection against costs to your own vehicle, property, and passengers in an accident.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Why Shopping for Quotes Saves Money

You may be wondering if shopping for low priced car insurance quotes can really help you to save money on your auto insurance. Will the efforts be worthwhile?

The fact is that auto insurance rates vary significantly from one auto insurance company to another.

How much you will save depends in part on how much you are paying now for your auto insurance as well as how successful your time spent shopping for quotes is. By shopping thoroughly for rate quotes, you help to increase the chance that you find the lowest priced auto insurance quotes available.

How You Can Shop

There are several options you can use to shop. Traditionally, drivers would shop for auto insurance rates over the phone. It was common for a driver to obtain just one or two quotes when shopping over the phone because the process was time-consuming.

You can still get quotes one by one by contacting insurance agents and companies. However, this is a fairly inefficient way to shop. Today, getting rate estimates from a rate comparison before getting full quotes is a better first step.

The Benefits of Getting Estimates

A rate estimate is not a full rate quote, but it is a good indicator of the approximate cost of your insurance by a certain company.

When using a rate comparison site to get estimates, you will enjoy numerous benefits. This includes:

  • The ability to get numerous quotes with just a few minutes of your time
  • The ability to get numerous quotes by entering a few details about yourself and your car online
  • The ability to better compare rate estimates as results are returned to you in a grid or list form
  • The ability to more easily narrow down the companies which you should contact for a full quote to find the lowest priced auto insurance rates.

Without using a rate comparison site, you really would need to contact all of the insurance companies for a quote. By taking a few minutes to use a rate comparison site, however, you can easily determine which companies to focus your shopping efforts on.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Getting Full Quotes

After you have taken the time to use a rate comparison site, you can then head straight to the companies that offer the lowest rates based on the rate estimates you received.

Some drivers may choose to get just one rate quote from the company offering the lowest priced estimate. Others may choose to get three or four rate quotes.

How many quotes you take the time to get will depend on your preference and time availability. In general, however, getting estimates before getting full quotes can make your time shopping for quotes more worthwhile.

To Save Money

While shopping for insurance rate quotes can help you to save money on your car insurance costs today, there are other ways you can save on your auto insurance coverage as well.

For instance, you can analyze your insurance coverage needs based on state minimum insurance requirements and your personal needs. Taking time to understand what coverages you want to buy can help you to avoid overbuying insurance.

You can also save a considerable amount of money by adjusting your auto insurance premium. The higher your deductible, the lower your premium will be. The difference in premium between a $500 and a $1,000 deductible is often very advantageous to drivers.

Few people have hours and hours of free time in their busy lives to shop around for insurance quotes.

However, most drivers do want to shop for quotes and determine if they can save money by switching insurance companies.

By using a rate comparison site to estimate rates before getting full quotes, you can save time and effort shopping for insurance. If you take the time to shop for rates today, you may soon be pleased to learn how much money you can save by switching to a different auto insurance company.

Do it now by entering your zip code in our comparison tool for free car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State