Best Tiny Home Insurance in Oklahoma (Top 10 Companies Ranked for 2024)
State Farm, USAA, and Farmers provide the best tiny home insurance in Oklahoma, with rates beginning at $50 monthly. Their packages encompass crucial aspects like construction coverage, towing, and parking, catering to homeowners looking for affordability and assurance.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Apr 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage OK Tiny Home Insurance
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage OK Tiny Home Insurance
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage OK Tiny Home Insurance
A.M. Best Rating
Complaint Level
Pros & Cons
State Farm shines as the leading choice for the best tiny home insurance in Oklahoma, providing competitive rates starting from $50 per month for comprehensive coverage.
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 20% A++ Customizable Policies State Farm
#2 10% A++ Customer Service USAA
#3 15% A Comprehensive Coverage Farmers
#4 25% A+ Financial Stability Allstate
#5 10% A+ Innovative Technology Progressive
#6 25% A Payment Options Liberty Mutual
#7 20% A Personalized Service American Family
#8 20% A+ Nationwide Availability Nationwide
#9 15% A++ Claim Satisfaction Travelers
#10 25% A Extensive Network AAA
- State Farm offers policies and liability protection starting at $50/month
- Find the best tiny home insurance in Oklahoma that meets your needs
- Explore expert reviews to help you select the ideal tiny home insurance
#1 – State Farm: Top Overall Pick
Pros
- Personalized Policies: State Farm tailors policies to meet individual homeowner needs.
- Competitive Rates: State Farm offers affordable rates, ensuring homeowners get value for money.
- Comprehensive Coverage: According to our State Farm insurance review, State Farm provides extensive coverage options for various risks.
Cons
- Limited Availability: State Farm’s services may not be accessible in all areas.
- Potential Premium Increases: Premiums may rise over time, affecting affordability.
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#2 – USAA: Best for Customer Service
Pros
- Tailored Policies: USAA customizes policies to fit homeowners’ specific needs.
- Financial Strength: USAA boasts strong financial ratings.
- Efficient Claims Handling: USAA is known for prompt and responsive claims processing. Read more of their efficiency in our USAA insurance review.
Cons
- Availability Restrictions: USAA may not operate in all regions, limiting coverage options.
- Possible Higher Costs: Some homeowners may find USAA’s premiums higher compared to competitors.
#3 – Farmers: Best for Comprehensive Coverage
Pros
- Discount Availability: Farmers offers various discounts, potentially reducing premiums.
- Additional Coverages: Farmers provides options like identity theft protection and equipment breakdown coverage.
- Claims Handling: Farmers is praised for responsive and efficient claims processing.
Cons
- Higher Costs: Some homeowners may find Farmers’ premiums higher compared to competitors.
- Limited Availability: Farmers restrict options for some homeowners. Find out more in our Farmers insurance review.
#4 – Allstate: Best for Financial Stability
Pros
- Discount Opportunities: Allstate provides various discounts, potentially reducing premiums.
- Comprehensive Protection: Allstate offers extensive coverage options for different risks.
- Mobile App Convenience: Allstate’s app offers easy access to policy information and claims filing.
Cons
- Higher Premiums: Allstate’s premiums may be higher than other insurers. See our Allstate insurance review for more details.
- Availability Restrictions: Allstate may not operate in all regions, restricting options for homeowners.
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#5 – Progressive: Best for Innovative Technology
Pros
- Extensive Coverage: Progressive offers comprehensive coverage options for diverse risks.
- Multi-Policy Discounts: Progressive provides discounts for bundling home and auto insurance policies.
- Customized Policies: Progressive tailors policies to meet homeowners’ specific needs.
Cons
- Limited Availability: Progressive may not offer coverage in all areas, limiting homeowners’ options.
- Customer Service Concerns: According to our Progressive insurance review, some customers report dissatisfaction.
#6 – Liberty Mutual: Best for Payment Options
Pros
- Multi-Policy Discounts: Liberty Mutual offers discounts for bundling home and auto policies.
- Financial Strength: Written in our Liberty Mutual insurance review, Liberty Mutual has strong financial ratings for claims security.
- 24/7 Claims Assistance: Liberty Mutual provides round-the-clock support for claims processing.
Cons
- Discount Limitations: Some homeowners may find Liberty Mutual discounts less extensive.
- Service Issues: Some clients express dissatisfaction with Liberty Mutual customer service.
#7 – American Family: Best for Personalized Service
Pros
- Bundle Savings: American Family allows bundling home and auto policies for extra savings.
- 24/7 Support: American Family provides round-the-clock assistance for claims and inquiries
- Easy Comparison: American Family simplifies comparing quotes from multiple insurers.
Cons
- Customer Service Concerns: Some clients report issues with American Family’s customer service. See more in our American Family insurance review.
- Limited Coverage Options: American Family may offer fewer coverage options compared to rivals.
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#8 – Nationwide: Best for Nationwide Availability
Pros
- Bundle Savings: Nationwide provides discounts for policies, potentially reducing costs. Check out our Nationwide insurance review for details.
- Extensive Coverage: Nationwide offers options to safeguard homeowners from various risks.
- Additional Protections: Nationwide provides extra coverage options like identity theft protection and flood insurance.
Cons
- Service Issues: Some clients express dissatisfaction with Nationwide’s customer service.
- Limited Discount Range: Nationwide’s discount offerings might not be as extensive as other insurers.
#9 – Travelers: Best for Claim Satisfaction
Pros
- Multiple Discounts: Travelers provides discounts to potentially save money.
- Additional Coverage: Travelers offers extra protections such as identity theft and green home coverage.
- Personalized Policies: Travelers tailors policies to meet homeowners’ specific requirements.
Cons
- Customer Service Issues: Some customers report dissatisfaction with Travelers’ service, including claims handling.
- Limited Options: According to our Travelers insurance review, Travelers may not offer coverage in all areas.
#10 – AAA: Best for Extensive Network
Pros
- Customized Policies: AAA customizes policies to match homeowners’ unique needs.
- Discount Opportunities: AAA offers various discounts, helping homeowners save on premiums.
- Responsive Claims Processing: AAA is known for efficient and prompt claims handling.
Cons
- Restrictions: AAA may not be available in all areas. Know their availability through our AAA insurance review.
- Potential Higher Premiums: Some homeowners may find AAA premiums higher compared to other insurers.
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Insuring your Tiny House on Wheels in Oklahoma
Residing in a tiny home in Oklahoma offers budget-friendly comfort, allowing more time for enjoyable pursuits. Explore top tiny home insurance choices, including monthly auto insurance rates, to protect your investment and ensure occupants’ safety at all times.
Insurance Company Minimum Coverage Full Coverage
AAA $50 $80
Allstate $60 $90
American Family $55 $85
Farmers $55 $85
Liberty Mutual $55 $85
Nationwide $60 $90
Progressive $50 $80
State Farm $50 $80
Travelers $55 $85
USAA $45 $75
Coverage During Construction
Coverage During Towing
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Coverage While Parked in Oklahoma
Use our free quote tool to compare rates and find the best fit for your tiny home. Just enter your ZIP code and start comparing rates from a wide variety of insurance providers today.
Tiny Home Insurance in Oklahoma
Ensure your tiny house lifestyle is protected in Oklahoma, where zoning laws are lenient. A homeowner’s policy covers your belongings, and you can place your tiny house almost anywhere in the state.
Since Oklahoma laws make it easy to have your tiny house on your property, a homeowner’s policy will protect all your belongings.
Bundle policies for savings like commercial insurance and compare rates using our free quote tool by entering your zip code.
Frequently Asked Questions
What are the insurance requirements for tiny houses in Oklahoma?
Tiny house insurance in Oklahoma is required for construction, towing, and parked tiny homes. Obtain RVIA certification to qualify for RV and auto insurance and receive collision, liability, and contents coverage.
Do I need insurance during the construction phase of my tiny house?
Yes, it is important to have insurance during the construction phase of your tiny house. The insurance policy should cover materials and any liability you may have while building like insurance-to-value.
What are the insurance options for towing a tiny house in Oklahoma?
If your tiny house was built by an RVIA-certified builder, it can be considered an RV, making you eligible for RV insurance. If you built the house yourself, you can obtain comprehensive and collision coverage for your tow vehicle, along with an insurance endorsement to cover the tiny house while towing. Enter your ZIP code now to compare.
What insurance coverage do I need when my tiny house is parked in Oklahoma?
When your tiny house is parked, you can consider a homeowner’s insurance policy if you own the land. It will protect your belongings inside the tiny house. If you don’t own land and plan to tow your house, a renter’s insurance policy can cover the items inside the house but not the house itself.
How can I save money on insurance for my tiny house in Oklahoma?
Talk to your insurance agent about bundling multiple policies, home fire safety guides, together with how to save money. Since you may need several policies for your tiny house, bundling them can help you get the best rates. Use the free quote tool available to compare rates and find the most affordable options.
How much insurance do you need for a tiny home?
What is tiny home homeowner insurance?
What is the best insurance for tiny house?
How can you get insurance?
What are the insurance companies?
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.