Where do I find cheap auto insurance quotes online?

To find cheap auto insurance quotes, use our free comparison tool below. You save time surfing the Internet and only have to fill in one simple application to get cheap auto insurance quotes from multiple companies.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 14, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Shopping online is the quickest way to shop for insurance
  • There are several ways to lower your car insurance premiums
  • Insurance comparison sites, like this one, are excellent places to begin your search

If you want to receive cheap car insurance, you have to understand how to shop for insurance online.

Once you understand how to do it, it’s easy. However, if you don’t understand, you’ll only take a few random steps and end up with more expensive insurance than if you had done a better online search.

You can’t simply be satisfied with just your first quote. You have to try harder if you want to get the cheapest rate. Ironically, doing things methodically will not slow you down. After all, it will only take you about five minutes on each insurance website to get a quote.

Try out the FREE comparison tool above by entering your ZIP code now!

You can save from $100 to $500 a year on auto insurance by researching auto insurance quotes methodically. This should motivate you to check out quite a few websites before arriving at a purchasing decision.

After you have compiled a list of the most reputable car insurance companies, you should visit at least three of them to compare quotes. You can, of course, visit more, but three should be the minimum.

Also, make sure that you are visiting top insurance companies, those who have a good reputation for financial stability and excellent customer relationship.

You can find out this information by looking at consumer review websites that rate insurance companies.

When searching for cheap car insurance rates, the Internet will provide you information at your fingertips. You will be able to find a wider selection than if you used the yellow book and called around to talk to insurance agents because this is a much more time-consuming process.

Seven Tips to Lower Your Insurance

"Helpful tips" written on chalkboard

When using the Internet, here are seven tips you may be able to use to get cheaper insurance without compromising on coverage.

  1. Compare apples to apples. Write down the answers you provide to each of the insurance companies to make sure that you are giving them all the same information.
  2. Use a spreadsheet. Another way is to keep many tabs open on your browser window so you can compare insurers alongside each other.
  3. Ask for a discount whenever possible. For instance, you might be eligible for a discount if you have not made a claim in three years. This will make you eligible to get a “no claims discount.”
  4. Put your teenager on your own policy rather than having a separate policy for them. In order to do this, your children have to be living at home, rather than at college.
  5. Consider bundling policies. For instance, you may be able to bundle all your cars under the same insurer. Or you may be able to bundle car insurance with your home or renters insurance.
  6. Consider raising a higher deductible. However, if you do choose this option, be sure that you have put money aside to pay the higher deductible should you have an accident. If you are unable to pay the deductible, the insurance company will not honor your claim.
  7. Avoid over-insuring your car. If you have an old car, you may not need added collision and comprehensive insurance since your car is not worth that much after you factor in depreciation costs.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Insurance Comparison Sites

Besides going from one insurance website to another to get an insurance quote, you can also simply use one website that offers you quotes from many providers. These websites make it easier than ever to find cheaper car insurance.

You save time surfing the Internet and you also save time because you only have to fill in one simple application to get quotes from multiple insurance companies at the same time.

These comparison websites usually work with the top insurance providers in the country. Of course, these quotes are also free.

The process usually consists of three steps:

  • First, you will type in your zip code.
  • Second, you will review all the car insurance offers that show up after you have identified your neighborhood. Now, simply pick one.
  • Third, fill out the application form to receive your car insurance quotes. Usually, this happens within minutes.

Wealth of Information Available on Comparison Websites


Besides the state-of-the-art processes available to quickly select an insurance company that works in your city, these websites often have numerous articles giving you the latest news about car insurance and offering you tips on how to get the most out of your car insurance.

These articles are frequently updated to give consumers timely information on the insurance industry.

Enter your ZIP code below to receive cheap online car insurance quotes for FREE!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State