Best Vermont Car Insurance Companies (2020)

There are several major car insurance companies in VT. The average rates for full coverage are $61.47/mo, but you can reduce your rates by comparing quotes below.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 12, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

Driving in the Green Mountain state can be troublesome.

Whether surviving another harsh winter in Montpelier or dealing with crazy drivers in Burlington, you want to be sure that you get the best car insurance deals.

But not all insurance companies will deal with drivers in the state of Vermont.

We are here to help you! Just enter your ZIP and our FREE car insurance comparison tool will do the rest.

Searching For a Car Insurance Company in Vermont

Understand that not all insurance companies deal in the state of Vermont.

For example, Mercury Insurance does not operate in the state of Vermont.

While a lot of companies offer discounts, none can promise you the lowest price, so always check with several car insurance companies before accepting each quote.

A few things you want to know are:

  • What is your total coverage?
  • What is your per person coverage?
  • What is your property damage coverage?
  • Does the policy cover uninsured motorist?
  • How good is the company financially?
  • How good is their customer service?

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Why are these things important?

Coverage limits are usually given as a number in thousands of dollars, such as 25/50/10.

This equation means that you are limited to $25,000 per person liability, $50,000 per accident for total people, and $10,000 in property damage.

Remember, if someone sues you for $200,000 and you only have $50,000 in insurance, you will be responsible for the rest!

There will always be people trying to skirt the law and drive with no insurance. If you don’t have uninsured motorist, you may be on the hook for any injuries if the person is uninsured, even if that driver is partially at fault.

To get the information about a company’s customer service ratings, check with companies like the National Association of Insurance Commissioners to see how many complaints a company has against them.

To check the financial stability of a company, check with companies like Standard and Poor’s or A.M. Best Inc. to check how likely it is the company will be around when you need them.

What else do I need to know?

Always remember that companies cannot always promise the lowest car insurance premiums.

Your premiums are based on multiple factors and each one of them affects insurance costs differently.

Since it is your money, it is your responsibility to call several companies and get quotes for the auto insurance coverage you want.

Who can I trust?

Some reliable companies are listed below:

  • Vermont Mutual Insurance Group Vermont Mutual is one of the oldest insurance companies in the United States. Founded in 1828, they are a conglomerate of three companies that specializes in all types of insurance for patrons in the New England states and the State of New York
  • Progressive Insurance The Progressive Corporation is an international insurance company with a rich history dating back nearly three-quarters of a century. Progressive uses a special program called “Snapshot” which takes the concept of usage-based insurance and customizes the insurance to fit your needs
  • Geico Although Geico is more known for their advertising in the last 10 years, this company was founded in 1936 and headquartered in Chevy Chase, Maryland. Geico has a reputation for saving people money on car insurance
  • Nationwide One of the big Fortune 500 companies, Nationwide Insurance was founded in 1926 and tends to cater to the small town mentality. Vermont drivers can get quotes quickly and easily going through Nationwide Insurance
  • State Farm Insurance  The biggest insurance company in the United States and one of the biggest in Canada, State Farm has revenues of over $61 billion in 2007. They were founded in 1922 in Bloomington, IL and have over 40 million people insured in 48 states and the District of Columbi
  • Liberty Mutual  Liberty Mutual has been around for a hundred years, being founded in 1911 in Boston. Liberty Mutual is the choice of people who like to play it safe, dealing primarily with auto insurance and worker’s compensation insurance

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Summary of the Best Car Insurance Companies in Vermont

Getting good car insurance in the state of Vermont should not be a problem.

Check around, get the coverage you need, the customer service you deserve and the price that you can afford.

The most important thing is not to let a salesman pressure you into buying car insurance until you know you have everything you want.

Enter your ZIP code right now to find a great deal on auto insurance in Vermont!

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State