Best Virginia Car Insurance Companies

There are many options for car insurance companies in VA. The average rates for full coverage are $67.31/mo, but you can save up to 20% by comparing quotes online.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 21, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • There are many options for car insurance providers in Virginia
  • Make sure you know the minimum requirements for Virginia
  • Compare several companies to find the best coverage for your needs

Trying to decide which car insurance company to use in Virginia can be a hard choice. With all of the options out there, things can seem overwhelming.

Here is some helpful information about the major car insurance companies in Virginia that will help you compare companies and let you make a decision about which one is right for you.

Best of all, you can get FREE car insurance quotes today with our quote comparison tool! Enter your ZIP code above now.

General information about Car Insurance

The price of car insurance is affected by a number of factors including:

  • How much coverage you buy
  • What kind of car you own
  • Where you drive
  • Your age, sex, and marital status
  • Your driving record
  • Your credit history

Because of the car insurance laws passed in Virginia, all companies have to meet a few important car insurance requirements.

These laws include minimums of $25,000 for death/injury of one person in one accident, $50,000 for all persons in one accident, and $20,000 property damage for any one accident.

If your insurance doesn’t meet these minimum requirements, the DMV may suspend your license.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Car Insurance Companies in Virginia

Here is some information about the top Virginia car insurance companies:

— State Farm

State Farm is a national company offering insurance in Virginia. They have been in business since 1922 and are a reliable company with good rates.

State Farm offers a number of different types of car insurance coverage, as well as having discounts and several billing options.

— Grange Insurance

Grange will set you up with an independent agent that is an expert in their field and in your particular area of Virginia.

Grange has good coverage options, car insurance discounts, and a number of extras that you can add to your policy.

— Progressive

Progressive is becoming one of the most popular car insurance companies in the country.

Their prices are extremely flexible.

Progressive will recommend coverage, allow you to use the name your price option, or help you create a custom package.

— The General

The General has been in business for almost 50 years and now serves a number of states in the country, including Virginia.

They may not have as many coverage options and discounts as some of the other major companies, but the General is a good option for high-risk drivers.

— Erie Insurance

Erie has been around since 1925 and does its best to make car insurance cheap. They offer the basic types of coverage, and they also have a number of discounts.

Erie also has a rate lock option, which allows you to lock in your rate with the company.

Your price won’t increase as long as you hold a policy with them unless you add a new driver or vehicle or change your address.

— Allstate

Allstate is another one of the most popular car insurance companies in the country, with over 75 years of service in the industry.

According to car insurance reviews, they are very focused on providing good customer service.

You can talk with licensed professional 24/7 and rest assured that your issues will be handled promptly.

— Travelers Insurance

Travelers Insurance has been in business for over 150 years, and they are based out of Richmond, Virginia.

They have some good options in terms of coverage and discounts, and they are extremely dedicated to providing good service.

— Mercury Insurance

Mercury was founded in 1962, and they offer some of the lowest rates to be found in the state of Virginia.

They were named one of America’s most Trusted Companies by, no doubt because of the variety of coverage options, the service they provide, and their dedication to the industry.

Car Insurance Quotes in Virginia

Finding the right car insurance for you can be difficult, and it can be hard to know which one to go with.

If you determine what coverage you need, what discounts you are eligible for, and any extras that you might want, it’s easier to compare the companies listed above.

The good news is that with so many options, you are bound to find something that works just right for you. Find the best rates with our FREE ZIP code search now!



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Enter your ZIP code below to view companies that have cheap car insurance rates.

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