Which insurance company is rated best?

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Here's what you need to know...
  • The best-rated car insurance company will depend on each driver’s specific needs
  • There are three companies that consistently compete for the top-rated company
  • Contact specific car insurance companies to find the best deal for your situation

When you choose a car insurance company, you want a company that has low rates, acceptable coverage, great claims service, and accessible customer service.

These requirements may lead you to ask the question, who is the best-rated car insurance company?

The top rated company can change from month to month as the sales numbers are close and customers can change companies often, but the top three companies stay fairly consistent.

Of course, there is not one car insurance company that is the best for everyone because everyone has different needs and different companies have cheaper rates for different groups of people.

Be sure to check out our list of car insurance companies and then enter your zip code to start comparing personalized car insurance quotes!


Esurance was one of the first car insurance companies to work exclusively on the Internet.

Knowing that many people like to spend their time researching prices and rates online from the comfort of their own home, Esurance was developed.

You can see all of the choices that are available to you at the Esurance website.

Esurance customers have access to their policy and can file claims 24 hours a day seven days a week through the Esurance website.

In addition to this, Esurance offers many different education opportunities as well.

Esurance works to provide information on their website that educates the consumer so that decisions are based on information and understanding.


The second top-rated car insurance company is Geico. Made popular by advertising a talking gecko, Geico offers car insurance online, through local offices, or over the phone.

Getting a quote is simple. If you call, the process will take about 15 minutes. If you go online, the process is even faster.

You just need to make sure you have all your information ready such as make and model of your car, VIN number, driving history, and personal information.

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If you prefer to talk face to face with an agent, there are many local Geico offices throughout the United States.

Along with providing car insurance, Geico also provides local inspection sites and repair shops.

Geico also offers homeowners, motorcycle, ATV, RV, boat, commercial insurance, renters, condo, co-op, mobile home, flood, umbrella, life, and overseas insurance.


The third top rated car insurance provider is Allstate. Allstate has been in existence for over 75 years.

Allstate allows you to purchase a car insurance policy online, over the phone, or through a local office.

In addition to car insurance, Allstate offers home, condo, renters, manufactured home, life and retirement insurance.

With each policy you buy through Allstate, you will receive an additional discount on your overall insurance cost.

Allstate has many special programs and offerings for its clients. For every year of safe, accident-free driving, Allstate will refund to you a portion of your car insurance premium.

Compare Top Rated Car Insurance Companies Online

These top-rated companies have many features and offerings that have been discussed here. You may feel like one of these companies is right for you or you may want additional information.

One of the best ways to get the information you need to make your car insurance decision is to compare companies.

In addition to the information you have received here, you can compare these companies and more through our online quote tool.

Online quote tools show you what different companies have to offer in rates, discounts, and coverage. They save you time and money while allowing you to shop from home.

Considering using our online quote tool today and find the car insurance company that is right for you. Simply enter your zip code into the box on this page and get started now!

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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