Does car insurance cover falling asleep at the wheel?

Like most people, you have probably experienced drowsiness while driving at least once. You may be wondering whether your insurance protects you if you fall asleep at the wheel. Most liability and collision policies can cover the cost of damages, but you could still face significant financial, legal, and potentially criminal repercussions based on the…

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Are car insurance inspections required?

State car insurance requirements are all different. Some states ask for auto and general vehicle inspections for specific reasons. Car insurance inspections are valuable as they reduce the number of accidents that occur due to poorly maintained cars, which reduces car insurance claims. However, some states don’t require auto inspections before getting car insurance. Read…

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Does car insurance cover road debris damage?

As a driver, you are always faced with potential perils while you are behind the wheel. Think about everything that is happening around you as you are driving down a busy highway.You have cars all around you: to the left, to the right, in front, behind.You have the potential for objects to be sitting in…

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Does car insurance cover air conditioning?

If your air conditioning breaks on your car, you will eventually need to get it repaired. The cost of the repairs can be expensive depending on the level of damage. Your first thought might be to file a claim with your car insurance.Unfortunately, insurance will often reject such claims because a typical air conditioning malfunction…

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Does car insurance cover broken car windows?

Windshield repairs and replacements are the most common car repairs that are performed today. How much does it cost to fix a broken car window?Since a single windshield can cost anywhere from $185 to $1,000, depending on the model of the car, it begs the question: Is a broken car window covered by my insurance?Broken…

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Compare Turbocharged Vehicle Insurance Rates [2024]

If you have a need for speed, a turbocharged engine is probably on your must-have list as you shop for a new car. While several other features and amenities might matter to you, the single most important factor that will be considered by an insurance company when determining your premiums is the fact that the…

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How do I find my car insurance policy number?

Are you wondering, “What’s my policy number?” Auto insurance companies assign policy numbers to each and every policy that they issue. Just like an account number, the car insurance number is an identifying sequence of letters and numbers that can be used to pull up your account or to make payments. (For more information, read…

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How do I upgrade car insurance?

Upgrading your car insurance is easy! All you have to do is call your current car insurance company and ask for an upgrade in your car insurance.In addition to asking for upgraded insurance, you can often go online and change your coverage without ever having to speak to an agent, depending on what car insurance…

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Can I drive an uninsured car on my own insurance policy?

Driving an uninsured vehicle can be dangerous. Not only do you have to worry about getting into an accident without a policy to compensate you for your damages, but you also have to worry about paying legal fees if you’re taken to court for third-party damages. This is one of the prime reasons why a…

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Can a car be parked on a public road with no insurance?

Do you have to insure your car if you’re not driving it? Many assume that the only scenario where car insurance is required is when a vehicle is being driven. While the only time you can be found legally liable for an accident is when your car is being driven, you still have an obligation…

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