Drivers in Idaho have many options when it comes to choosing an Idaho car insurance policy. Not only do most of the nation’s most popular car insurance providers, like GEICO, Nationwide, Allstate and Esurance offer their coverage in Idaho, but there are also many smaller Idaho auto insurance companies that can offer great protection as well.

If you’re thinking about switching ID car insurance companies or insuring a car for the first time, it’s important to remember that rates aren’t always the most important element.

To compare quotes from many top Idaho auto insurers just enter your zip code above to get started finding the best Idaho auto insurance!

Things to Consider When Purchasing Idaho Auto Insurance

1. Easy claims process (online, over the phone, in-person, 24/7)
2. Good customer service
3. An upstanding reputation
4. Quick, efficient claims handling
5. Affordable rates with quality coverage

Be sure to take your time when comparing Idaho car insurance providers, because they’ll all try to tell you that they can offer you the best rates, but it’s important to make sure they’re really going to treat you well as a customer, in good times and in the event of an accident.

Idaho Car Insurance Requirements

Another thing to keep in mind is that it makes no sense to compare Idaho car insurance policies from different companies unless you’re comparing identical coverage. Start by asking each company how much they would charge for the minimum liability requirements as stipulated by the state of Idaho. In case you’re unfamiliar with these minimums, they are:

• $25,000 to cover bodily injury caused to a single person (usually the other driver)
• $50,000 to cover the combined medical expenses of all other occupants in the vehicle (passengers)
• $15,000 to cover property damage resulting from the accident, including any repairs that must be made to the vehicle of the other driver

Keep in mind that liability coverage only provides compensation to the other driver in the event of an accident, and provides you with no money for repairs or medical expenses if you are deemed to be at fault for the collision.

Additional Idaho Auto Insurance Coverage Option to Consider

It’s no secret that health care and car repairs are getting more expensive every day. If you depend on your health and vehicle to allow you to work and earn money to support your family, it’s necessary to take extra steps to make sure you are covered in the event of an accident. Here are some policies that will make sure you don’t pay for medical bills or car repairs out of pocket:

1. Collision/comprehensive: covers costs of all repairs up to the Blue Book value of the car
2. Gap insurance: covers the difference between the totaled value of the car and the amount you still owe on the loan
3. Uninsured/underinsured motorist insurance: covers the damages and medical bills in the event you are struck by a driver with no or inadequate insurance

Idaho Auto Insurance Quotes

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