Compare Arkansas Car Insurance Rates [2025]

The average Arkansas car insurance rates are $75 per month, but comparing Arkansas car insurance quotes from multiple providers will help you get even lower premium rates. Arkansas car insurance minimum liability requirements are 25/50/25 for bodily injury and property coverage.

UPDATED: Feb 15, 2025Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

Secured with SHA-256 Encryption

Written by:

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Full Bio →

Written by Daniel Walker

Licensed Insurance Agent

Reviewed by:

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Full Bio →

Reviewed by Justin Wright

Licensed Insurance Agent

+ More - Less

UPDATED: Feb 15, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 15, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Unlike other shopping experiences, buying insurance coverage requires thorough research of various facets that impact your Arkansas car insurance rates in the long run. It’s easy to get a cheap quote these days, however buying from the right insurance carrier involves a detailed analysis. Before buying, you must be able to answer some basic questions such as – what’s the minimum liability coverage required for your state, what happens if the at-fault party in an accident is uninsured, how much coverage is sufficient for your car or will your insurer pay if your car gets damaged in a storm?

To make the process less daunting for you, we have created this thorough guide that would help you to buy car insurance in Arkansas.

Compare Arkansas Car Insurance Rates

How to Get Arkansas Car Insurance Coverage and Rates

The minimum car insurance requirements vary from state to state, and that’s why it’s important to know the specific coverage that you must buy to drive a car in your state. If you’re looking for an insurance provider, make sure to compare car insurance quotes that combine affordable rates with great customer service. You also need to ensure that your insurance coverage meets the minimum state requirements

In Arkansas, it’s illegal to drive without the minimum coverage or proof of financial responsibility. Also, you must maintain coverage throughout the period you own a motor vehicle.

Now that we have established that you need to buy car insurance if you wish to drive in Arkansas, let’s help you understand the basics of car insurance. In this guide, we would touch on each and every point that would ease the process of buying car insurance for you. In case you want to compare average premium rates in your state, you can use our FREE comparison tool.

Compare Car Insurance Rates in Arkansas

Unlock the best car insurance rates tailored to your location across various cities in Arkansas. Quickly compare and find the most competitive rates for Batesville, Little Rock, Des Arc, Russellville, Harrison, Stuttgart, Hot Springs, and Trumann.

Compare Car Insurance Rates in Your City

Compare Car Insurance Rates in Your City
Little Rock, AR
Russellville, AR
Stuttgart, AR
Trumann, AR

Compare Car Insurance Rates in Your City

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are Arkansas minimum car insurance requirements?

To drive a motor vehicle in Arkansas, your car insurance must include bodily injury and property damage coverage.

Bodily Injury: If you’re involved in an accident, the bodily injury liability car insurance coverage would cover the cost of medical expenses to the third-party who was injured in the accident. The minimum coverage law in Arkansas requires you to buy insurance that would pay medical expenses up to $25,000 for each injured person with a maximum limit of $50,000 per accident.
Property Damage: When you’re involved in an accident, you also end up damaging the third-party’s car for which Arkansas’ minimum coverage law requires you to buy insurance that can pay $25,000 to cover the loss.

Arkansas Minimum Insurance Coverage

Type of Coverage	Minimum Coverage
Bodily Injury	$25,000 per person /$50,000 per accident
Property Damage	$25,000 per accident

Type of Coverage

Minimum Coverage

Bodily Injury

$25,000 per person /$50,000 per accident

Property Damage

$25,000 per accident

Compare RatesStart Now →

Liability coverage also pays for the legal defense cost if the third-party decides to file a lawsuit against you.Minimum coverage costs vary from state to state.

Though there are minimum coverage laws in your state, it’s recommended that you buy additional coverage to pay-off the damages in case you’re involved in a major accident.

What are the required forms of financial responsibility?

The laws of every state require a motorist to carry proof of financial responsibility which shall be presented as per need. In the auto insurance industry, the financial cost a motorist is liable to pay when he/she causes an accident that leads to injury or damage is known as financial responsibility.Here are the acceptable forms of financial responsibility in Arkansas:

Proof of insurance coverage from an insurer who’s authorized to conduct operations in the state
Certificate of self-insurance

What percentage of income are car insurance rates in Arkansas?

In 2014, the annual per capita disposable income for households in Arkansas was $33,929. And, the average annual premiums for full coverage was around $900 which means the cost of premiums is approximately 2.65% of the income.Though you’re required to pay only $75 per month for full coverage, the ratio of premium cost to income is a bit on the higher side as the national average is around 2.37%.

What are the average monthly car insurance rates in AR (liability, collision, comprehensive)?

Core Coverage Premiums - Arkansas

Coverage Type	Annual Average Premiums (2015)
Liability	$394.13
Collision	$321.80
Comprehensive	$190.41
Combined	$906.34

Compare RatesStart Now →

The table shows the average premiums paid by residents of Arkansas in the year 2015, that includes liability, collision and comprehensive car insurance coverage. The amount of premium varies from person to person depending on what kind of coverage one chooses.

Note that the state requires you to buy a minimum liability coverage of 25/50/25 which might cost much lower than the average premiums. However, it’s recommended to buy additional coverage to pay-off damages in case you’re involved in a severe accident.

In the Auto Insurance Database Report 2016, published by NAIC, the combined annual car insurance premium in Arkansas was $950 making it the 24th cheapest state in combined auto premiums. The national average for combined auto premiums was $1,062 in that year.

In its border states, Arkansas ranks third in combined auto premium quotes with better rates than Mississippi, Oklahoma, Texas, and Louisiana.The premiums charged/insurance discounts awarded by insurance carriers vary from case to case. At times, you might be surprised by the low auto premiums your neighbor is paying, however, there are many factors that determine the cost of your coverage:

Driving record
Age
Gender
Geographic location
Marital Status
Number of years you have been driving
Daily usage
Type of car

Till now, we have looked mainly at three types of auto coverage – liability, collision, and comprehensive insurance. But, there are other coverage options recommended to cover a few unforeseen circumstances. Let’s take a look at those options.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

Are there additional coverage options in Arkansas?

When buying coverage, you should know whether your state is – an at-fault state or no-fault state?

Arkansas is an at-fault state which means that the person responsible for causing the accident would have to pay the cost of personal injury and property damage.

In Arkansas, if you’re involved in an accident, you would have three options to claim damages:

You can ask the at-fault party to file a third-party claim that would pay damages incurred in the accident
You can also ask your own insurer to pay for the damages (your policy should have coverage to pay for your damages)
You can also file a lawsuit against the at-fault party in a civil court

In no-fault states, motorists can only turn to their own insurer to pay-off damages irrespective of who was at fault. The personal injury protection coverage is required in these states to cover for any injury or damages arising from accidents.Drivers in Arkansas needn’t worry about reaching out to their own insurer, because the at-fault party is liable to pay damages.

Arkansas is considered an add-on state when it comes to no-fault laws. This means that drivers in Arkansas have a choice in buying the personal injury protection coverage – they can either refuse it or add it.

Loss Ratio Table - Arkansas

Loss Ratio	2013	2014	2015
Personal Injury Protection	28.65%	-	94.17%
Medical Payments	89.94%	83.09%	80.99%
Uninsured/Underinsured Motorist	70.23%	68.12%	83.37%

Compare RatesStart Now →

Optional coverage, such as Medical Payment, Personal Injury Protection, Uninsured Motorist Insurance, aren’t mandatory in Arkansas. These options, however, help you in circumstances that are completely unpredictable.For instance, how would you feel if you get hit by a motorist who’s uninsured and your policy doesn’t have coverage to pay for your loss? These additional coverage options help you when the at-fault party is unable to claim third-party damages.

As per estimates, Arkansas ranked ninth among states with the highest percentage of uninsured drivers in 2015. Around 16.6% of the motorists are uninsured on the roads you’re driving on!

That’s not a small percentage of people driving without a insurance in Arkansas, and that should be a cause of worry to you.You can also watch this interesting video on why additional coverage matters for drivers in Arkansas.

Are there any add-ons, endorsements, and riders in Arkansas?

Getting the right coverage at the cheapest rate is something that everyone aims for. While that approach makes us happy, you should also know about the add-ons and riders that you can add to your policy.It’s always wise to be aware of what is available in the market. Do browse through the following coverage options that might save you from an unexpected cost in the future.

GAP insurance
Personal Umbrella Policy (PUP)
Rental car reimbursement coverage
Emergency Roadside Assistance
Mechanical breakdown insurance
Non-owner car insurance
Modified car insurance coverage
Classic car insurance
Pay-as-you-drive insurance

What are the average car insurance rates by age & gender in AR?

Male vs Female Annual Car Insurance Rates in Arkansas

Married 35-year old female Annual Rate	Married 35-year old male Annual Rate	Married 60-year old female Annual Rate	Married 60-year old male Annual Rate	Single 17-year old female Annual Rate	Single 17-year old male Annual Rate	Single 25-year old female Annual Rate	Single 25-year old male Annual Rate
$2,908.00	$2,928.74	$2,593.49	$2,774.39	$10,596.85	$12,699.62	$3,211.86	$3,487.30
$2,316.82	$2,306.44	$2,070.77	$2,176.91	$9,693.38	$10,046.95	$2,654.22	$2,797.50
$2,536.43	$2,508.78	$2,340.15	$2,274.76	$6,588.67	$6,607.80	$2,492.72	$2,527.69
$2,324.12	$2,488.44	$2,220.47	$2,477.39	$8,280.70	$9,115.49	$2,511.18	$2,626.04
$2,629.04	$2,679.98	$2,359.97	$2,495.08	$6,363.21	$8,114.04	$3,008.14	$3,244.81
$2,820.71	$2,675.07	$2,318.03	$2,422.91	$11,868.05	$13,373.52	$3,372.76	$3,645.70
$1,757.39	$1,757.39	$1,571.32	$1,571.32	$5,051.46	$6,355.63	$1,979.45	$2,268.23
$2,222.90	$2,265.25	$2,194.96	$2,201.72	$12,955.34	$20,822.43	$2,377.54	$2,746.50
$1,336.55	$1,349.38	$1,240.31	$1,248.11	$4,210.03	$4,407.45	$1,721.30	$1,855.30

Compare RatesStart Now →

Across the country, its widely believed that men and women are charged different rates even if they have the same profile and driving history.As per the table above, the rates for males and females are almost similar in the 35-60-year-old age group. However, auto premiums are significantly higher for males in the 17-25-year-old categories.

There are many factors involved in calculating rates which take into account the demographics. However, almost 48% of people in America think that insurers charge higher premiums from men than women.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the most expensive/least expensive rates by ZIP code in Arkansas?

Most/Least Expensive Rates by Zip Code - Arkansas

Zipcode	Most Expensive Annual Rate	Rank	Compared to Average Annual Rate	City
72202	$5,258.22	1	$947.87	LITTLE ROCK
72204	$5,217.13	2	$906.78	LITTLE ROCK
72201	$5,204.57	3	$894.22	LITTLE ROCK
72209	$5,126.92	4	$816.57	LITTLE ROCK
72206	$5,108.30	5	$797.95	LITTLE ROCK
72332	$5,062.51	6	$752.16	EDMONDSON
72114	$5,032.25	7	$721.90	NORTH LITTLE ROCK
72205	$5,026.06	8	$715.71	LITTLE ROCK
72342	$4,977.37	9	$667.02	HELENA
72169	$4,975.29	10	$664.94	TUPELO
72390	$4,952.76	11	$642.41	WEST HELENA
72227	$4,927.27	12	$616.92	LITTLE ROCK
72355	$4,905.12	13	$594.77	LEXA
71759	$4,903.48	14	$593.13	NORPHLET
72322	$4,884.85	15	$574.50	CALDWELL
72210	$4,881.65	16	$571.30	LITTLE ROCK
71823	$4,870.73	17	$560.38	BEN LOMOND
72037	$4,854.09	18	$543.74	COY
72462	$4,847.20	19	$536.85	REYNO
72369	$4,839.90	20	$529.55	ONEIDA
72211	$4,837.05	21	$526.70	LITTLE ROCK
72312	$4,825.91	22	$515.56	BARTON
72374	$4,818.73	23	$508.38	POPLAR GROVE
72135	$4,810.70	24	$500.35	ROLAND
72366	$4,805.06	25	$494.71	MARVELL
72383	$4,803.95	26	$493.60	TURNER
72207	$4,781.63	27	$471.28	LITTLE ROCK
72223	$4,775.21	28	$464.86	LITTLE ROCK
72212	$4,764.95	29	$454.60	LITTLE ROCK
72328	$4,743.08	30	$432.73	CRUMROD
71601	$4,737.62	31	$427.27	PINE BLUFF
72065	$4,722.97	32	$412.62	HENSLEY
72360	$4,720.81	33	$410.46	MARIANNA
72103	$4,720.70	34	$410.35	MABELVALE
72367	$4,719.49	35	$409.14	MELLWOOD
72333	$4,698.82	36	$388.47	ELAINE
71603	$4,696.54	37	$386.19	PINE BLUFF
72118	$4,696.00	38	$385.65	NORTH LITTLE ROCK
72113	$4,687.58	39	$377.23	MAUMELLE
71646	$4,685.74	40	$375.39	HAMBURG
72132	$4,665.55	41	$355.20	REDFIELD
72180	$4,664.75	42	$354.40	WOODSON
72376	$4,662.68	43	$352.33	PROCTOR
72142	$4,659.05	44	$348.70	SCOTT
72389	$4,658.61	45	$348.26	WABASH
72183	$4,652.34	46	$341.99	WRIGHTSVILLE
71675	$4,640.35	47	$330.00	WILMAR
71654	$4,640.07	48	$329.72	MC GEHEE
71635	$4,639.80	49	$329.45	CROSSETT
72348	$4,639.62	50	$329.27	HUGHES
71663	$4,636.18	51	$325.83	PORTLAND
72341	$4,632.43	52	$322.08	HAYNES
72320	$4,626.62	53	$316.27	BRICKEYS
72311	$4,625.88	54	$315.53	AUBREY
71659	$4,623.92	55	$313.57	MOSCOW
71666	$4,623.23	56	$312.88	MC GEHEE
71667	$4,623.08	57	$312.73	STAR CITY
71676	$4,608.11	58	$297.76	WILMOT
71956	$4,607.65	59	$297.30	MOUNTAIN PINE
71678	$4,606.47	60	$296.12	YORKTOWN
72133	$4,605.47	61	$295.12	REYDELL
72164	$4,605.03	62	$294.68	SWEET HOME
72117	$4,600.20	63	$289.85	NORTH LITTLE ROCK
71968	$4,594.88	64	$284.53	ROYAL
71674	$4,594.04	65	$283.69	WATSON
72368	$4,591.96	66	$281.61	MORO
72011	$4,589.19	67	$278.84	BAUXITE
71964	$4,584.69	68	$274.34	PEARCY
72022	$4,580.77	69	$270.42	BRYANT
71630	$4,580.02	70	$269.67	ARKANSAS CITY
71658	$4,577.12	71	$266.77	MONTROSE
71602	$4,574.95	72	$264.60	WHITE HALL
71901	$4,572.52	73	$262.17	HOT SPRINGS NATIONAL PARK
71913	$4,572.28	74	$261.93	HOT SPRINGS NATIONAL PARK
71661	$4,571.98	75	$261.63	PARKDALE
72120	$4,567.48	76	$257.13	SHERWOOD
72339	$4,566.91	77	$256.56	GILMORE
71677	$4,564.61	78	$254.26	WINCHESTER
71639	$4,562.62	79	$252.27	DUMAS
72122	$4,561.67	80	$251.32	PARON
72002	$4,561.06	81	$250.71	ALEXANDER
72129	$4,560.68	82	$250.33	PRATTSVILLE
71640	$4,552.16	83	$241.81	EUDORA
72379	$4,548.54	84	$238.19	SNOW LAKE
71653	$4,548.12	85	$237.77	LAKE VILLAGE
71655	$4,545.26	86	$234.91	MONTICELLO
72384	$4,545.16	87	$234.81	TURRELL
71643	$4,543.26	88	$232.91	GOULD
71929	$4,537.95	89	$227.60	BISMARCK
72128	$4,537.66	90	$227.31	POYEN
72364	$4,536.38	91	$226.03	MARION
71949	$4,534.25	92	$223.90	JESSIEVILLE
72087	$4,530.70	93	$220.35	LONSDALE
71662	$4,529.47	94	$219.12	PICKENS
72327	$4,529.04	95	$218.69	CRAWFORDSVILLE
71642	$4,525.47	96	$215.12	FOUNTAIN HILL
72116	$4,519.61	97	$209.26	NORTH LITTLE ROCK
72079	$4,516.94	98	$206.59	JEFFERSON
72152	$4,516.10	99	$205.75	SHERRILL
72340	$4,515.88	100	$205.53	GOODWIN
71854	$4,513.94	101	$203.59	TEXARKANA
72550	$4,512.58	102	$202.23	LOCUST GROVE
71671	$4,508.56	103	$198.21	WARREN
71837	$4,507.34	104	$196.99	FOUKE
72168	$4,507.24	105	$196.89	TUCKER
72301	$4,505.95	106	$195.60	WEST MEMPHIS
72373	$4,501.51	107	$191.16	PARKIN
72015	$4,500.61	108	$190.26	BENTON
71644	$4,500.41	109	$190.06	GRADY
72046	$4,498.76	110	$188.41	ENGLAND
72076	$4,496.83	111	$186.48	JACKSONVILLE
71652	$4,496.55	112	$186.20	KINGSLAND
72072	$4,494.92	113	$184.57	HUMNOKE
72019	$4,492.40	114	$182.05	BENTON
71670	$4,491.50	115	$181.15	TILLAR
72353	$4,489.32	116	$178.97	LAMBROOK
72331	$4,487.73	117	$177.38	EARLE
71826	$4,485.15	118	$174.80	BRADLEY
72677	$4,483.05	119	$172.70	SUMMIT
71748	$4,481.25	120	$170.90	IVAN
72352	$4,481.15	121	$170.80	LA GRANGE
72329	$4,478.44	122	$168.09	DRIVER
72377	$4,478.24	123	$167.89	RIVERVALE
72472	$4,477.35	124	$167.00	TRUMANN
72105	$4,475.74	125	$165.39	JONES MILL
71909	$4,473.76	126	$163.41	HOT SPRINGS VILLAGE
71933	$4,472.41	127	$162.06	BONNERDALE
72150	$4,471.59	128	$161.24	SHERIDAN
72396	$4,471.18	129	$160.83	WYNNE
72346	$4,470.09	130	$159.74	HETH
72175	$4,466.41	131	$156.06	WABBASEKA
71660	$4,464.60	132	$154.25	NEW EDINBURG
72527	$4,462.88	133	$152.53	DESHA
71638	$4,459.82	134	$149.47	DERMOTT
72004	$4,458.72	135	$148.37	ALTHEIMER
71747	$4,454.98	136	$144.63	HUTTIG
72568	$4,454.88	137	$144.53	PLEASANT PLAINS
71943	$4,454.59	138	$144.24	GLENWOOD
72391	$4,445.11	139	$134.76	WEST RIDGE
72167	$4,442.94	140	$132.59	TRASKWOOD
71935	$4,441.21	141	$130.86	CADDO GAP
72099	$4,438.82	142	$128.47	LITTLE ROCK AIR FORCE BASE
71952	$4,436.58	143	$126.23	LANGLEY
71647	$4,434.94	144	$124.59	HERMITAGE
71845	$4,433.17	145	$122.82	LEWISVILLE
71631	$4,432.41	146	$122.06	BANKS
71651	$4,432.18	147	$121.83	JERSEY
72084	$4,426.56	148	$116.21	LEOLA
71921	$4,423.61	149	$113.26	AMITY
72529	$4,420.89	150	$110.54	CHEROKEE VILLAGE
72386	$4,420.76	151	$110.41	TYRONZA
72387	$4,420.36	152	$110.01	VANNDALE
71665	$4,418.71	153	$108.36	RISON
72350	$4,418.22	154	$107.87	JOINER
72566	$4,416.53	155	$106.18	PINEVILLE
71765	$4,415.74	156	$105.39	STRONG
71861	$4,414.24	157	$103.89	TAYLOR
72467	$4,413.74	158	$103.39	STATE UNIVERSITY
72534	$4,412.63	159	$102.28	FLORAL
71950	$4,408.57	160	$98.22	KIRBY
72069	$4,408.36	161	$98.01	HOLLY GROVE
71840	$4,407.42	162	$97.07	GENOA
72313	$4,407.30	163	$96.95	BASSETT
71834	$4,406.66	164	$96.31	DODDRIDGE
72338	$4,406.40	165	$96.05	FRENCHMANS BAYOU
72395	$4,400.92	166	$90.57	WILSON
71750	$4,400.43	167	$90.08	LAWSON
72166	$4,399.91	168	$89.56	TICHNOR
72432	$4,399.73	169	$89.38	HARRISBURG
71749	$4,398.46	170	$88.11	JUNCTION CITY
72556	$4,397.19	171	$86.84	MELBOURNE
72016	$4,397.16	172	$86.81	BIGELOW
72470	$4,395.24	173	$84.89	SUCCESS
72513	$4,394.06	174	$83.71	ASH FLAT
71762	$4,393.43	175	$83.08	SMACKOVER
72365	$4,393.07	176	$82.72	MARKED TREE
72123	$4,391.95	177	$81.60	PATTERSON
71853	$4,391.76	178	$81.41	OGDEN
72325	$4,391.01	179	$80.66	CLARKEDALE
72057	$4,390.64	180	$80.29	GRAPEVINE
72392	$4,389.38	181	$79.03	WHEATLEY
72140	$4,389.02	182	$78.67	SAINT CHARLES
72104	$4,388.93	183	$78.58	MALVERN
71940	$4,387.93	184	$77.58	DELIGHT
71839	$4,387.13	185	$76.78	GARLAND CITY
72394	$4,386.82	186	$76.47	WIDENER
72567	$4,386.06	187	$75.71	PLEASANT GROVE
72321	$4,385.93	188	$75.58	BURDETTE
72501	$4,384.83	189	$74.48	BATESVILLE
71959	$4,383.76	190	$73.41	NEWHOPE
71770	$4,383.55	191	$73.20	WALDO
72561	$4,383.38	192	$73.03	MOUNT PLEASANT
71971	$4,382.90	193	$72.55	UMPIRE
72023	$4,381.62	194	$71.27	CABOT
72039	$4,380.78	195	$70.43	DAMASCUS
72530	$4,380.43	196	$70.08	DRASCO
72577	$4,380.29	197	$69.94	SIDNEY
71965	$4,379.91	198	$69.56	PENCIL BLUFF
72335	$4,378.81	199	$68.46	FORREST CITY
72521	$4,378.31	200	$67.96	CAVE CITY
72523	$4,378.10	201	$67.75	CONCORD
71725	$4,376.51	202	$66.16	CARTHAGE
72569	$4,374.32	203	$63.97	POUGHKEEPSIE
72422	$4,374.23	204	$63.88	CORNING
71831	$4,372.11	205	$61.76	COLUMBUS
71724	$4,371.60	206	$61.25	CALION
71860	$4,370.98	207	$60.63	STAMPS
72126	$4,370.71	208	$60.36	PERRYVILLE
71758	$4,370.34	209	$59.99	MOUNT HOLLY
72048	$4,369.83	210	$59.48	ETHEL
71832	$4,369.45	211	$59.10	DE QUEEN
72417	$4,366.37	212	$56.02	BROOKLAND
72475	$4,365.95	213	$55.60	WALDENBURG
71842	$4,365.64	214	$55.29	HORATIO
72137	$4,364.56	215	$54.21	ROSE BUD
72101	$4,364.10	216	$53.75	MC CRORY
72526	$4,363.87	217	$53.52	CUSHMAN
71753	$4,363.78	218	$53.43	MAGNOLIA
71957	$4,363.52	219	$53.17	MOUNT IDA
72579	$4,363.51	220	$53.16	SULPHUR ROCK
72522	$4,362.74	221	$52.39	CHARLOTTE
72007	$4,361.83	222	$51.48	AUSTIN
71969	$4,361.56	223	$51.21	SIMS
71764	$4,359.89	224	$49.54	STEPHENS
71923	$4,359.45	225	$49.10	ARKADELPHIA
72429	$4,359.38	226	$49.03	FISHER
71742	$4,359.07	227	$48.72	FORDYCE
72066	$4,358.09	228	$47.74	HICKORY PLAINS
72542	$4,357.30	229	$46.95	HARDY
72411	$4,356.13	230	$45.78	BAY
71958	$4,355.75	231	$45.40	MURFREESBORO
72517	$4,354.93	232	$44.58	BROCKWELL
72179	$4,354.12	233	$43.77	WILBURN
71730	$4,354.09	234	$43.74	EL DORADO
72540	$4,352.91	235	$42.56	GUION
72131	$4,352.90	236	$42.55	QUITMAN
71970	$4,352.86	237	$42.51	STORY
72401	$4,352.85	238	$42.50	JONESBORO
71836	$4,352.65	239	$42.30	FOREMAN
72372	$4,352.49	240	$42.14	PALESTINE
72572	$4,351.39	241	$41.04	SAFFELL
72052	$4,351.33	242	$40.98	GARNER
72024	$4,350.95	243	$40.60	CARLISLE
72441	$4,349.96	244	$39.61	MC DOUGAL
71961	$4,349.58	245	$39.23	ODEN
71941	$4,348.71	246	$38.36	DONALDSON
72421	$4,348.12	247	$37.77	CASH
71960	$4,347.73	248	$37.38	NORMAN
72326	$4,346.01	249	$35.66	COLT
71922	$4,343.99	250	$33.64	ANTOINE
72324	$4,343.15	251	$32.80	CHERRY VALLEY
72182	$4,342.75	252	$32.40	WRIGHT
72478	$4,341.24	253	$30.89	WARM SPRINGS
72424	$4,340.45	254	$30.10	DATTO
72086	$4,340.18	255	$29.83	LONOKE
72021	$4,340.03	256	$29.68	BRINKLEY
72562	$4,339.82	257	$29.47	NEWARK
72074	$4,339.20	258	$28.85	HUNTER
72136	$4,339.09	259	$28.74	ROMANCE
72571	$4,338.89	260	$28.54	ROSIE
71833	$4,338.75	261	$28.40	DIERKS
71820	$4,337.63	262	$27.28	ALLEENE
72425	$4,337.46	263	$27.11	DELAPLAINE
72106	$4,337.22	264	$26.87	MAYFLOWER
71801	$4,336.42	265	$26.07	HOPE
72165	$4,335.90	266	$25.55	THIDA
71847	$4,333.67	267	$23.32	MC CASKILL
72584	$4,333.25	268	$22.90	VIOLET HILL
72347	$4,332.54	269	$22.19	HICKORY RIDGE
72435	$4,330.24	270	$19.89	KNOBEL
72469	$4,329.82	271	$19.47	STRAWBERRY
72173	$4,328.41	272	$18.06	VILONIA
72443	$4,326.39	273	$16.04	MARMADUKE
72479	$4,326.17	274	$15.82	WEINER
72139	$4,325.99	275	$15.64	RUSSELL
71744	$4,325.90	276	$15.55	HAMPTON
71862	$4,323.06	277	$12.71	WASHINGTON
72085	$4,321.75	278	$11.40	LETONA
71751	$4,321.58	279	$11.23	LOUANN
72051	$4,320.63	280	$10.28	FOX
71962	$4,319.40	281	$9.05	OKOLONA
71825	$4,319.21	282	$8.86	BLEVINS
71932	$4,318.53	283	$8.18	BOARD CAMP
72450	$4,317.69	284	$7.34	PARAGOULD
72464	$4,317.36	285	$7.01	SAINT FRANCIS
72573	$4,317.27	286	$6.92	SAGE
71859	$4,316.40	287	$6.05	SARATOGA
71942	$4,316.30	288	$5.95	FRIENDSHIP
71999	$4,315.86	289	$5.51	ARKADELPHIA
72404	$4,313.33	290	$2.98	JONESBORO
72456	$4,312.53	291	$2.18	POLLARD
71822	$4,312.26	292	$1.91	ASHDOWN
72416	$4,311.60	293	$1.25	BONO
71841	$4,309.61	295	-$0.74	GILLHAM
72532	$4,309.49	296	-$0.86	EVENING SHADE
72585	$4,308.81	297	-$1.54	WIDEMAN
71740	$4,308.40	298	-$1.95	EMERSON
71745	$4,308.35	299	-$2.00	HARRELL
72005	$4,307.61	300	-$2.74	AMAGON
71835	$4,307.22	301	-$3.13	EMMET
72528	$4,307.16	302	-$3.19	DOLPH
72111	$4,306.81	303	-$3.54	MOUNT VERNON
72067	$4,306.44	304	-$3.91	HIGDEN
71838	$4,306.03	305	-$4.32	FULTON
72014	$4,304.05	306	-$6.30	BEEDEVILLE
72143	$4,302.94	307	-$7.41	SEARCY
72453	$4,302.64	308	-$7.71	PEACH ORCHARD
72564	$4,302.61	309	-$7.74	OIL TROUGH
72176	$4,302.33	310	-$8.02	WARD
72457	$4,301.58	311	-$8.77	PORTIA
72449	$4,301.16	312	-$9.19	O KEAN
72466	$4,300.43	313	-$9.92	SMITHVILLE
72860	$4,300.43	313	-$9.92	ROVER
72412	$4,300.15	315	-$10.20	BEECH GROVE
72414	$4,300.06	316	-$10.29	BLACK OAK
72436	$4,299.71	317	-$10.64	LAFE
72036	$4,299.57	318	-$10.78	COTTON PLANT
72354	$4,299.49	319	-$10.86	LEPANTO
72038	$4,298.59	320	-$11.76	CROCKETTS BLUFF
72459	$4,298.37	321	-$11.98	RAVENDEN
72515	$4,297.89	322	-$12.46	BEXAR
71846	$4,297.73	323	-$12.62	LOCKESBURG
72081	$4,297.50	324	-$12.85	JUDSONIA
71763	$4,297.44	325	-$12.91	SPARKMAN
72482	$4,296.92	326	-$13.43	WILLIFORD
72430	$4,296.38	327	-$13.97	GREENWAY
72444	$4,296.17	328	-$14.18	MAYNARD
72073	$4,295.21	329	-$15.14	HUMPHREY
71920	$4,294.85	330	-$15.50	ALPINE
71866	$4,294.16	331	-$16.19	WINTHROP
71726	$4,293.61	332	-$16.74	CHIDESTER
71766	$4,293.44	333	-$16.91	THORNTON
72554	$4,292.78	334	-$17.57	MAMMOTH SPRING
72474	$4,292.01	335	-$18.34	WALCOTT
72645	$4,291.49	336	-$18.86	LESLIE
71828	$4,290.30	337	-$20.05	CALE
71827	$4,290.04	338	-$20.31	BUCKNER
72040	$4,289.31	339	-$21.04	DES ARC
72555	$4,289.12	340	-$21.23	MARCELLA
72030	$4,288.71	341	-$21.64	CLEVELAND
71752	$4,288.19	342	-$22.16	MC NEIL
72828	$4,287.99	343	-$22.36	BRIGGSVILLE
72047	$4,287.50	344	-$22.85	ENOLA
72127	$4,287.25	345	-$23.10	PLUMERVILLE
72539	$4,287.25	345	-$23.10	GLENCOE
71998	$4,287.01	347	-$23.34	ARKADELPHIA
72583	$4,286.94	348	-$23.41	VIOLA
72533	$4,286.54	349	-$23.81	FIFTY SIX
72055	$4,286.47	350	-$23.88	GILLETT
72440	$4,284.84	351	-$25.51	LYNN
71864	$4,283.36	352	-$26.99	WILLISVILLE
71865	$4,281.85	353	-$28.50	WILTON
71728	$4,281.00	354	-$29.35	CURTIS
72428	$4,279.58	355	-$30.77	ETOWAH
72447	$4,279.47	356	-$30.88	MONETTE
71855	$4,279.31	357	-$31.04	OZAN
72310	$4,276.96	358	-$33.39	ARMOREL
72178	$4,276.22	359	-$34.13	WEST POINT
72351	$4,275.97	360	-$34.38	KEISER
72536	$4,275.78	361	-$34.57	FRANKLIN
72512	$4,274.75	362	-$35.60	HORSESHOE BEND
72587	$4,274.56	363	-$35.79	WISEMAN
71701	$4,274.00	364	-$36.35	CAMDEN
72581	$4,273.67	365	-$36.68	TUMBLING SHOALS
72025	$4,272.04	366	-$38.31	CASA
72663	$4,272.04	366	-$38.31	ONIA
71852	$4,271.28	368	-$39.07	NASHVILLE
72112	$4,270.58	369	-$39.77	NEWPORT
72006	$4,270.50	370	-$39.85	AUGUSTA
71772	$4,270.26	371	-$40.09	WHELEN SPRINGS
72543	$4,269.73	372	-$40.62	HEBER SPRINGS
71743	$4,269.02	373	-$41.33	GURDON
72010	$4,267.46	374	-$42.89	BALD KNOB
72576	$4,267.17	375	-$43.18	SALEM
72026	$4,266.55	376	-$43.80	CASSCOE
72465	$4,266.14	377	-$44.21	SEDGWICK
71858	$4,265.53	378	-$44.82	ROSSTON
72061	$4,265.36	379	-$44.99	GUY
71851	$4,264.91	380	-$45.44	MINERAL SPRINGS
72107	$4,264.21	381	-$46.14	MENIFEE
71720	$4,264.13	382	-$46.22	BEARDEN
72058	$4,263.55	383	-$46.80	GREENBRIER
72413	$4,262.90	384	-$47.45	BIGGERS
72358	$4,261.87	385	-$48.48	LUXORA
72013	$4,260.89	386	-$49.46	BEE BRANCH
72020	$4,260.78	387	-$49.57	BRADFORD
72075	$4,260.78	387	-$49.57	JACKSONPORT
72680	$4,260.18	389	-$50.17	TIMBO
72431	$4,253.84	390	-$56.51	GRUBBS
72560	$4,252.72	391	-$57.63	MOUNTAIN VIEW
72538	$4,252.67	392	-$57.68	GEPP
72520	$4,252.39	393	-$57.96	CAMP
72031	$4,252.08	394	-$58.27	CLINTON
72082	$4,252.08	394	-$58.27	KENSETT
72410	$4,252.02	396	-$58.33	ALICIA
72330	$4,251.26	397	-$59.09	DYESS
72044	$4,250.62	398	-$59.73	EDGEMONT
71721	$4,249.70	399	-$60.65	BEIRNE
72455	$4,249.67	400	-$60.68	POCAHONTAS
72546	$4,249.43	401	-$60.92	IDA
72102	$4,248.61	402	-$61.74	MC RAE
72437	$4,248.21	403	-$62.14	LAKE CITY
72857	$4,244.81	404	-$65.54	PLAINVIEW
72083	$4,243.64	405	-$66.71	KEO
72565	$4,242.75	406	-$67.60	OXFORD
72524	$4,241.46	407	-$68.89	CORD
71722	$4,239.50	408	-$70.85	BLUFF CITY
72419	$4,237.32	409	-$73.03	CARAWAY
71972	$4,236.43	410	-$73.92	VANDERVOORT
72519	$4,235.40	411	-$74.95	CALICO ROCK
72064	$4,234.06	412	-$76.29	HAZEN
71857	$4,232.80	413	-$77.55	PRESCOTT
72473	$4,232.43	414	-$77.92	TUCKERMAN
72130	$4,232.35	415	-$78.00	PRIM
72134	$4,231.73	416	-$78.62	ROE
72029	$4,230.90	417	-$79.45	CLARENDON
72041	$4,230.20	418	-$80.15	DE VALLS BLUFF
72442	$4,228.40	419	-$81.95	MANILA
72461	$4,227.87	420	-$82.48	RECTOR
72471	$4,226.92	421	-$83.43	SWIFTON
72838	$4,223.51	422	-$86.84	GRAVELLY
72042	$4,220.47	423	-$89.88	DE WITT
72438	$4,219.63	424	-$90.72	LEACHVILLE
72121	$4,219.61	425	-$90.74	PANGBURN
72027	$4,219.54	426	-$90.81	CENTER RIDGE
72458	$4,218.84	427	-$91.51	POWHATAN
72476	$4,218.14	428	-$92.21	WALNUT RIDGE
72068	$4,216.60	429	-$93.75	HIGGINSON
72149	$4,215.47	430	-$94.88	SEARCY
72012	$4,213.67	431	-$96.68	BEEBE
72059	$4,212.98	432	-$97.37	GREGORY
71944	$4,211.68	433	-$98.67	GRANNIS
72827	$4,211.68	433	-$98.67	BLUFFTON
72578	$4,210.70	435	-$99.65	STURKIE
72017	$4,209.07	436	-$101.28	BISCOE
72445	$4,208.69	437	-$101.66	MINTURN
72181	$4,205.64	438	-$104.71	WOOSTER
72153	$4,203.90	439	-$106.45	SHIRLEY
72639	$4,203.86	440	-$106.49	HARRIET
72531	$4,202.56	441	-$107.79	ELIZABETH
72157	$4,201.58	442	-$108.77	SPRINGFIELD
72170	$4,200.16	443	-$110.19	ULM
72657	$4,199.75	444	-$110.60	TIMBO
72926	$4,198.80	445	-$111.55	BOLES
72156	$4,197.90	446	-$112.45	SOLGOHACHIA
72426	$4,197.17	447	-$113.18	DELL
72370	$4,196.67	448	-$113.68	OSCEOLA
72841	$4,195.98	449	-$114.37	HARVEY
72315	$4,195.93	450	-$114.42	BLYTHEVILLE
72950	$4,195.17	451	-$115.18	PARKS
72035	$4,189.97	452	-$120.38	CONWAY
72433	$4,189.84	453	-$120.51	HOXIE
72003	$4,189.17	454	-$121.18	ALMYRA
72629	$4,189.05	455	-$121.30	DENNARD
72853	$4,185.56	456	-$124.79	OLA
72948	$4,184.77	457	-$125.58	NATURAL DAM
72824	$4,183.92	458	-$126.43	BELLEVILLE
72060	$4,182.50	459	-$127.85	GRIFFITHVILLE
72088	$4,182.28	460	-$128.07	FAIRFIELD BAY
72160	$4,180.15	461	-$130.20	STUTTGART
72460	$4,179.30	462	-$131.05	RAVENDEN SPRINGS
72045	$4,173.50	463	-$136.85	EL PASO
71973	$4,172.26	464	-$138.09	WICKES
72955	$4,168.22	465	-$142.13	UNIONTOWN
72833	$4,167.00	466	-$143.35	DANVILLE
72670	$4,165.51	467	-$144.84	PONCA
72032	$4,164.98	468	-$145.37	CONWAY
72141	$4,164.37	469	-$145.98	SCOTLAND
72454	$4,163.33	470	-$147.02	PIGGOTT
72125	$4,163.32	471	-$147.03	PERRY
72434	$4,162.22	472	-$148.13	IMBODEN
72063	$4,159.89	473	-$150.46	HATTIEVILLE
72944	$4,157.56	474	-$152.79	MANSFIELD
72415	$4,154.89	475	-$155.46	BLACK ROCK
72952	$4,153.70	476	-$156.65	RUDY
71937	$4,149.70	477	-$160.65	COVE
72080	$4,147.51	478	-$162.84	JERUSALEM
72001	$4,144.29	479	-$166.06	ADONA
72834	$4,143.98	480	-$166.37	DARDANELLE
72034	$4,141.28	481	-$169.07	CONWAY
72070	$4,139.51	482	-$170.84	HOUSTON
72110	$4,129.02	483	-$181.33	MORRILTON
72947	$4,125.55	484	-$184.80	MULBERRY
71953	$4,125.41	485	-$184.94	MENA
72760	$4,124.55	486	-$185.80	SAINT PAUL
71945	$4,121.33	487	-$189.02	HATFIELD
72958	$4,119.59	488	-$190.76	WALDRON
72946	$4,117.05	489	-$193.30	MOUNTAINBURG
72945	$4,111.32	490	-$199.03	MIDLAND
72934	$4,109.80	491	-$200.55	CHESTER
72851	$4,106.36	492	-$203.99	NEW BLAINE
72776	$4,096.92	493	-$213.43	WITTER
72623	$4,094.09	494	-$216.26	CLARKRIDGE
72648	$4,093.30	495	-$217.05	MARBLE FALLS
72638	$4,091.69	496	-$218.66	GREEN FOREST
72655	$4,084.91	497	-$225.44	MOUNT JUDEA
72730	$4,082.17	498	-$228.18	FARMINGTON
72921	$4,082.14	499	-$228.21	ALMA
72641	$4,076.90	500	-$233.45	JASPER
72940	$4,075.82	501	-$234.53	HUNTINGTON
72611	$4,074.69	502	-$235.66	ALPENA
72701	$4,073.71	503	-$236.64	FAYETTEVILLE
72956	$4,073.61	504	-$236.74	VAN BUREN
72650	$4,073.49	505	-$236.86	MARSHALL
72703	$4,069.50	506	-$240.85	FAYETTEVILLE
72686	$4,069.39	507	-$240.96	WITTS SPRINGS
72740	$4,069.22	508	-$241.13	HUNTSVILLE
72679	$4,069.00	509	-$241.35	TILLY
72846	$4,068.62	510	-$241.73	LAMAR
72632	$4,068.20	511	-$242.15	EUREKA SPRINGS
72683	$4,066.30	512	-$244.05	VENDOR
72721	$4,062.33	513	-$248.02	COMBS
72932	$4,061.79	514	-$248.56	CEDARVILLE
72842	$4,058.48	515	-$251.87	HAVANA
72669	$4,055.96	516	-$254.39	PINDALL
72738	$4,049.14	517	-$261.21	HINDSVILLE
72901	$4,044.87	518	-$265.48	FORT SMITH
72904	$4,044.84	519	-$265.51	FORT SMITH
72928	$4,043.76	520	-$266.59	BRANCH
72640	$4,042.48	521	-$267.87	HASTY
72662	$4,035.80	522	-$274.55	OMAHA
72938	$4,033.74	523	-$276.61	HARTFORD
72668	$4,032.18	524	-$278.17	PEEL
72660	$4,030.61	525	-$279.74	OAK GROVE
72717	$4,029.83	526	-$280.52	CANEHILL
72544	$4,028.79	527	-$281.56	HENDERSON
72718	$4,028.39	528	-$281.96	CAVE SPRINGS
72856	$4,027.89	529	-$282.46	PELSOR
72727	$4,027.29	530	-$283.06	ELKINS
72843	$4,026.28	531	-$284.07	HECTOR
72737	$4,024.93	532	-$285.42	GREENLAND
72916	$4,021.77	533	-$288.58	FORT SMITH
72774	$4,021.49	534	-$288.86	WEST FORK
72802	$4,021.12	535	-$289.23	RUSSELLVILLE
72762	$4,018.82	536	-$291.53	SPRINGDALE
72704	$4,018.66	537	-$291.69	FAYETTEVILLE
72858	$4,018.63	538	-$291.72	POTTSVILLE
72927	$4,017.37	539	-$292.98	BOONEVILLE
72933	$4,015.50	540	-$294.85	CHARLESTON
72616	$4,014.47	541	-$295.88	BERRYVILLE
72863	$4,013.74	542	-$296.61	SCRANTON
72764	$4,013.67	543	-$296.68	SPRINGDALE
72845	$4,012.64	544	-$297.71	KNOXVILLE
72930	$4,012.59	545	-$297.76	CECIL
72628	$4,011.57	546	-$298.78	DEER
72736	$4,011.25	547	-$299.10	GRAVETTE
72837	$4,011.25	547	-$299.10	DOVER
72835	$4,010.14	549	-$300.21	DELAWARE
72659	$4,009.98	550	-$300.37	NORFORK
72739	$4,008.74	551	-$301.61	HIWASSE
72624	$4,008.26	552	-$302.09	COMPTON
72852	$4,007.37	553	-$302.98	OARK
72751	$4,003.33	554	-$307.02	PEA RIDGE
72617	$4,003.29	555	-$307.06	BIG FLAT
72753	$4,002.89	556	-$307.46	PRAIRIE GROVE
72756	$4,001.09	557	-$309.26	ROGERS
72666	$4,000.84	558	-$309.51	PARTHENON
72823	$4,000.46	559	-$309.89	ATKINS
72773	$4,000.18	560	-$310.17	WESLEY
72854	$3,999.19	561	-$311.16	OZONE
72923	$3,997.34	562	-$313.01	BARLING
72749	$3,997.10	563	-$313.25	MORROW
72744	$3,996.66	564	-$313.69	LINCOLN
72908	$3,993.42	565	-$316.93	FORT SMITH
72631	$3,991.15	566	-$319.20	EUREKA SPRINGS
72685	$3,990.73	567	-$319.62	WESTERN GROVE
72865	$3,989.62	568	-$320.73	SUBIACO
72769	$3,989.32	569	-$321.03	SUMMERS
72752	$3,988.29	570	-$322.06	PETTIGREW
72672	$3,988.20	571	-$322.15	PYATT
72732	$3,986.79	572	-$323.56	GARFIELD
72537	$3,986.11	573	-$324.24	GAMALIEL
72959	$3,986.03	574	-$324.32	WINSLOW
72936	$3,984.76	575	-$325.59	GREENWOOD
72714	$3,984.36	576	-$325.99	BELLA VISTA
72675	$3,983.75	577	-$326.60	SAINT JOE
72722	$3,982.71	578	-$327.64	DECATUR
72715	$3,980.31	579	-$330.04	BELLA VISTA
72903	$3,978.88	580	-$331.47	FORT SMITH
72729	$3,977.95	581	-$332.40	EVANSVILLE
72855	$3,976.22	582	-$334.13	PARIS
72615	$3,972.77	583	-$337.58	BERGMAN
72734	$3,970.07	584	-$340.28	GENTRY
72742	$3,966.97	585	-$343.38	KINGSTON
72651	$3,966.71	586	-$343.64	MIDWAY
72937	$3,966.18	587	-$344.17	HACKETT
72735	$3,964.76	588	-$345.59	GOSHEN
72733	$3,961.68	589	-$348.67	GATEWAY
72847	$3,956.64	590	-$353.71	LONDON
72682	$3,955.26	591	-$355.09	VALLEY SPRINGS
72801	$3,950.72	592	-$359.63	RUSSELLVILLE
72758	$3,948.67	593	-$361.68	ROGERS
72949	$3,948.34	594	-$362.01	OZARK
72821	$3,947.99	595	-$362.36	ALTUS
72636	$3,947.30	596	-$363.05	GILBERT
72712	$3,946.77	597	-$363.58	BENTONVILLE
72747	$3,945.68	598	-$364.67	MAYSVILLE
72943	$3,942.79	599	-$367.56	MAGAZINE
72820	$3,938.24	600	-$372.11	ALIX
72839	$3,937.26	601	-$373.09	HAGARVILLE
72601	$3,932.87	602	-$377.48	HARRISON
72642	$3,931.86	603	-$378.49	LAKEVIEW
72644	$3,931.50	604	-$378.85	LEAD HILL
72830	$3,930.46	605	-$379.89	CLARKSVILLE
72661	$3,930.02	606	-$380.33	OAKLAND
72719	$3,929.68	607	-$380.67	CENTERTON
72832	$3,929.25	608	-$381.10	COAL HILL
72745	$3,921.21	609	-$389.14	LOWELL
72840	$3,918.96	610	-$391.39	HARTMAN
72941	$3,917.45	611	-$392.90	LAVACA
72951	$3,916.23	612	-$394.12	RATCLIFF
72658	$3,915.02	613	-$395.33	NORFORK
72768	$3,911.90	614	-$398.45	SULPHUR SPRINGS
72633	$3,909.12	615	-$401.23	EVERTON
72653	$3,908.72	616	-$401.63	MOUNTAIN HOME
72635	$3,906.40	617	-$403.95	GASSVILLE
72761	$3,899.87	618	-$410.48	SILOAM SPRINGS
72619	$3,887.16	619	-$423.19	BULL SHOALS
72634	$3,873.45	620	-$436.90	FLIPPIN
72687	$3,866.44	621	-$443.91	YELLVILLE
72626	$3,838.69	622	-$471.66	COTTER

Compare RatesStart Now →

What are the most expensive/least expensive rates by city in Arkansas?

Most Expensive/Least Expensive Rates by City - Arkansas

City	Average Annual Rate
COTTER	$3,675.93
YELLVILLE	$3,701.73
FLIPPIN	$3,706.66
SILOAM SPRINGS	$3,714.85
BULL SHOALS	$3,719.26
LAVACA	$3,727.89
SULPHUR SPRINGS	$3,730.83
LOWELL	$3,732.84
MOUNTAIN HOME	$3,733.81
GASSVILLE	$3,737.78
EVERTON	$3,740.11
CENTERTON	$3,740.12
RATCLIFF	$3,746.65
LAKEVIEW	$3,750.39
HARTMAN	$3,752.32
BENTONVILLE	$3,756.99
MAYSVILLE	$3,760.25
HARRISON	$3,760.28
OAKLAND	$3,760.68
COAL HILL	$3,761.40
ALIX	$3,763.31
LEAD HILL	$3,764.03
CLARKSVILLE	$3,764.38
HAGARVILLE	$3,766.14
MAGAZINE	$3,766.31
GATEWAY	$3,768.92
GOSHEN	$3,773.59
HACKETT	$3,775.02
OZARK	$3,775.81
GENTRY	$3,777.59
ALTUS	$3,778.37
GILBERT	$3,778.47
ROGERS	$3,779.69
MIDWAY	$3,786.15
GREENWOOD	$3,788.31
VALLEY SPRINGS	$3,788.34
LONDON	$3,788.68
NORFORK	$3,789.77
DECATUR	$3,792.36
BELLA VISTA	$3,792.51
EVANSVILLE	$3,792.99
GARFIELD	$3,793.96
KINGSTON	$3,794.09
BERGMAN	$3,794.88
BARLING	$3,798.08
WINSLOW	$3,803.91
SUMMERS	$3,804.01
LINCOLN	$3,805.26
PARIS	$3,805.98
PEA RIDGE	$3,810.74
MORROW	$3,811.51
RUSSELLVILLE	$3,812.21
GAMALIEL	$3,813.14
FORT SMITH	$3,813.54
PYATT	$3,815.53
SAINT JOE	$3,815.59
PRAIRIE GROVE	$3,816.07
PETTIGREW	$3,817.02
HIWASSE	$3,820.14
SUBIACO	$3,820.19
WESTERN GROVE	$3,820.75
WESLEY	$3,821.96
GRAVETTE	$3,825.09
SPRINGDALE	$3,826.46
CHARLESTON	$3,828.13
WEST FORK	$3,828.56
OZONE	$3,828.88
ATKINS	$3,828.94
BIG FLAT	$3,829.04
BERRYVILLE	$3,829.31
PARTHENON	$3,829.81
CAVE SPRINGS	$3,833.38
CECIL	$3,835.65
BOONEVILLE	$3,837.27
OARK	$3,838.35
GREENLAND	$3,838.46
DOVER	$3,838.64
DELAWARE	$3,840.29
COMPTON	$3,840.63
DEER	$3,842.72
SCRANTON	$3,842.80
ELKINS	$3,843.47
CANEHILL	$3,844.04
KNOXVILLE	$3,844.41
EUREKA SPRINGS	$3,844.52
POTTSVILLE	$3,847.38
HARTFORD	$3,850.24
PEEL	$3,850.55
HENDERSON	$3,855.55
HECTOR	$3,855.81
OAK GROVE	$3,856.90
PELSOR	$3,858.60
FAYETTEVILLE	$3,861.27
OMAHA	$3,861.27
BRANCH	$3,861.77
CEDARVILLE	$3,862.21
HINDSVILLE	$3,863.57
HASTY	$3,870.90
VAN BUREN	$3,876.27
COMBS	$3,879.99
ALMA	$3,882.75
HUNTINGTON	$3,884.38
PINDALL	$3,885.12
HUNTSVILLE	$3,886.97
HAVANA	$3,889.58
FARMINGTON	$3,890.26
TILLY	$3,890.86
LAMAR	$3,893.18
ALPENA	$3,893.59
VENDOR	$3,895.67
WITTS SPRINGS	$3,896.04
MOUNT JUDEA	$3,903.55
JASPER	$3,905.27
MARSHALL	$3,905.47
CLARKRIDGE	$3,909.73
GREEN FOREST	$3,912.51
WITTER	$3,918.25
MIDLAND	$3,918.96
MARBLE FALLS	$3,921.34
CHESTER	$3,925.17
NEW BLAINE	$3,926.14
MOUNTAINBURG	$3,929.74
MULBERRY	$3,931.69
MORRILTON	$3,940.34
WALDRON	$3,943.41
SAINT PAUL	$3,946.03
HATFIELD	$3,947.54
MENA	$3,955.98
HOUSTON	$3,956.09
RUDY	$3,956.39
CONWAY	$3,956.96
ADONA	$3,957.08
PIGGOTT	$3,962.19
JERUSALEM	$3,964.22
EL PASO	$3,968.00
BLACK ROCK	$3,968.65
DARDANELLE	$3,969.59
UNIONTOWN	$3,970.21
HATTIEVILLE	$3,974.36
MANSFIELD	$3,975.03
COVE	$3,975.95
IMBODEN	$3,976.25
PERRY	$3,980.21
STUTTGART	$3,981.55
SCOTLAND	$3,982.05
GRIFFITHVILLE	$3,983.23
PONCA	$3,983.66
RAVENDEN SPRINGS	$3,985.96
ALMYRA	$3,989.59
BLYTHEVILLE	$3,991.65
NATURAL DAM	$3,992.81
DANVILLE	$3,993.79
WOOSTER	$3,994.77
ULM	$3,996.48
OSCEOLA	$3,996.61
DELL	$3,997.00
WICKES	$3,998.59
HOXIE	$4,000.00
FAIRFIELD BAY	$4,002.60
SOLGOHACHIA	$4,005.88
BEEBE	$4,006.27
BELLEVILLE	$4,007.32
LEACHVILLE	$4,008.50
DENNARD	$4,009.96
CARAWAY	$4,010.65
BISCOE	$4,011.75
SPRINGFIELD	$4,012.83
MANILA	$4,013.01
OLA	$4,015.16
HIGGINSON	$4,016.31
DE WITT	$4,018.57
RECTOR	$4,018.76
MINTURN	$4,019.14
PARKS	$4,019.82
HARVEY	$4,020.76
SHIRLEY	$4,021.57
GREGORY	$4,021.90
ELIZABETH	$4,023.62
WALNUT RIDGE	$4,024.13
DE VALLS BLUFF	$4,024.90
PANGBURN	$4,024.93
BOLES	$4,026.54
HAZEN	$4,026.55
HARRIET	$4,027.03
STURKIE	$4,027.33
CLARENDON	$4,029.70
LAKE CITY	$4,029.70
POWHATAN	$4,030.37
KEO	$4,030.58
BLUFFTON	$4,032.91
CENTER RIDGE	$4,033.28
GRANNIS	$4,033.79
SWIFTON	$4,034.86
TUCKERMAN	$4,037.03
ROE	$4,037.85
MC RAE	$4,040.32
TIMBO	$4,044.17
GRAVELLY	$4,044.67
DYESS	$4,047.96
CORD	$4,048.63
PRIM	$4,049.19
POCAHONTAS	$4,051.89
VANDERVOORT	$4,051.95
KENSETT	$4,053.36
GUY	$4,053.83
SEARCY	$4,054.58
PRESCOTT	$4,055.81
GREENBRIER	$4,057.14
LUXORA	$4,057.43
MONETTE	$4,058.13
ALICIA	$4,058.32
GRUBBS	$4,059.56
ETOWAH	$4,061.12
JACKSONPORT	$4,061.31
OXFORD	$4,061.67
IDA	$4,062.03
CALICO ROCK	$4,062.32
CASSCOE	$4,062.53
EDGEMONT	$4,063.60
BEE BRANCH	$4,064.16
WEST POINT	$4,064.71
CLINTON	$4,064.91
MENIFEE	$4,065.41
KEISER	$4,066.53
PLAINVIEW	$4,066.85
BLUFF CITY	$4,067.73
BRADFORD	$4,067.74
GEPP	$4,068.32
CAMP	$4,069.16
ENOLA	$4,069.47
SEDGWICK	$4,070.35
BIGGERS	$4,070.60
ARMOREL	$4,070.80
MOUNTAIN VIEW	$4,071.01
BLACK OAK	$4,073.09
WALCOTT	$4,074.34
NEWPORT	$4,074.50
BALD KNOB	$4,077.27
HEBER SPRINGS	$4,078.00
AUGUSTA	$4,078.23
WARD	$4,079.23
GILLETT	$4,079.64
BEIRNE	$4,082.83
TUMBLING SHOALS	$4,083.46
SALEM	$4,085.37
DES ARC	$4,086.07
PLUMERVILLE	$4,087.64
ROSSTON	$4,088.10
ONIA	$4,088.11
FRANKLIN	$4,088.67
HUMPHREY	$4,088.75
HORSESHOE BEND	$4,089.98
WISEMAN	$4,090.11
WHELEN SPRINGS	$4,091.54
CASA	$4,091.83
MOUNT VERNON	$4,092.60
LYNN	$4,093.60
LEPANTO	$4,094.01
LAFE	$4,094.57
MINERAL SPRINGS	$4,096.05
GREENWAY	$4,096.77
MARCELLA	$4,097.05
BEARDEN	$4,097.81
PARAGOULD	$4,098.11
GURDON	$4,098.90
PORTIA	$4,099.55
COTTON PLANT	$4,099.70
CROCKETTS BLUFF	$4,099.73
CLEVELAND	$4,099.78
BEECH GROVE	$4,100.53
NASHVILLE	$4,101.58
GLENCOE	$4,101.73
FIFTY SIX	$4,102.16
O KEAN	$4,102.24
CAMDEN	$4,102.55
PEACH ORCHARD	$4,102.70
LONOKE	$4,103.61
BONO	$4,103.63
MAYNARD	$4,103.75
VILONIA	$4,103.85
JUDSONIA	$4,103.88
WILLIFORD	$4,104.47
RAVENDEN	$4,105.16
AMAGON	$4,105.59
JONESBORO	$4,107.14
BRIGGSVILLE	$4,107.19
OZAN	$4,107.57
POLLARD	$4,108.16
VIOLA	$4,108.27
MAMMOTH SPRING	$4,108.73
MARMADUKE	$4,110.26
SMITHVILLE	$4,110.68
WILLISVILLE	$4,110.98
EVENING SHADE	$4,111.44
WILTON	$4,111.53
MAYFLOWER	$4,111.71
CURTIS	$4,112.91
OIL TROUGH	$4,113.19
LESLIE	$4,113.80
MC NEIL	$4,115.33
BEXAR	$4,115.38
BEEDEVILLE	$4,116.08
BUCKNER	$4,117.06
CALE	$4,117.52
LETONA	$4,117.72
HIGDEN	$4,117.82
ALPINE	$4,118.45
SAINT FRANCIS	$4,120.15
BAY	$4,121.23
BOARD CAMP	$4,121.32
WRIGHT	$4,121.61
WEINER	$4,122.16
ROVER	$4,122.46
DOLPH	$4,122.63
CHIDESTER	$4,123.73
WINTHROP	$4,124.16
SPARKMAN	$4,124.98
THORNTON	$4,124.99
RUSSELL	$4,125.07
LOCKESBURG	$4,125.34
WIDEMAN	$4,125.45
ROMANCE	$4,125.54
BRINKLEY	$4,125.66
FRIENDSHIP	$4,127.16
GILLHAM	$4,127.77
KNOBEL	$4,128.07
ASHDOWN	$4,128.50
EMMET	$4,129.66
SAGE	$4,130.20
FULTON	$4,131.06
COLT	$4,132.16
EMERSON	$4,132.35
CARLISLE	$4,133.63
AUSTIN	$4,134.10
HICKORY RIDGE	$4,134.89
FOX	$4,135.83
WARM SPRINGS	$4,136.39
ARKADELPHIA	$4,137.41
DELAPLAINE	$4,138.24
HARRELL	$4,138.26
GARNER	$4,138.36
CHERRY VALLEY	$4,138.82
PALESTINE	$4,138.89
SARATOGA	$4,139.39
HUNTER	$4,139.52
BROOKLAND	$4,139.64
STRAWBERRY	$4,139.72
DATTO	$4,139.98
CASH	$4,140.09
HICKORY PLAINS	$4,142.02
THIDA	$4,142.87
ROSIE	$4,143.83
NEWARK	$4,145.68
VIOLET HILL	$4,146.15
OKOLONA	$4,146.61
LOUANN	$4,146.62
BLEVINS	$4,147.12
QUITMAN	$4,147.92
MC DOUGAL	$4,148.51
WALDENBURG	$4,149.91
WASHINGTON	$4,149.92
SAFFELL	$4,151.60
ROSE BUD	$4,151.71
HOPE	$4,152.39
HAMPTON	$4,153.21
FORREST CITY	$4,153.88
FISHER	$4,154.86
CABOT	$4,157.53
WILBURN	$4,158.20
MC CASKILL	$4,158.32
DAMASCUS	$4,160.26
ALLEENE	$4,160.96
DONALDSON	$4,162.71
NORMAN	$4,164.49
GUION	$4,165.28
HARDY	$4,165.37
CHARLOTTE	$4,166.31
ANTOINE	$4,167.39
STORY	$4,167.51
ETHEL	$4,167.60
WIDENER	$4,168.23
WHEATLEY	$4,168.40
BROCKWELL	$4,168.43
DIERKS	$4,169.43
FOREMAN	$4,170.57
SULPHUR ROCK	$4,171.11
ODEN	$4,171.13
CUSHMAN	$4,171.17
MC CRORY	$4,171.31
BURDETTE	$4,171.84
CLARKEDALE	$4,172.64
CORNING	$4,173.80
SIMS	$4,176.06
MOUNT IDA	$4,176.62
GRAPEVINE	$4,176.87
CAVE CITY	$4,177.61
PERRYVILLE	$4,177.89
EL DORADO	$4,178.47
FORDYCE	$4,178.48
SAINT CHARLES	$4,180.87
MAGNOLIA	$4,182.60
MALVERN	$4,183.46
TICHNOR	$4,183.96
POUGHKEEPSIE	$4,184.46
MARKED TREE	$4,184.60
MURFREESBORO	$4,184.60
HORATIO	$4,185.35
CONCORD	$4,185.60
BATESVILLE	$4,185.68
DE QUEEN	$4,185.68
MOUNT HOLLY	$4,185.88
CARTHAGE	$4,186.21
HARRISBURG	$4,186.68
GARLAND CITY	$4,187.38
SIDNEY	$4,188.22
STAMPS	$4,189.06
DRASCO	$4,189.94
STATE UNIVERSITY	$4,190.43
CALION	$4,190.51
STEPHENS	$4,190.66
PLEASANT GROVE	$4,192.76
COLUMBUS	$4,192.85
WILSON	$4,193.07
SUCCESS	$4,193.83
MOUNT PLEASANT	$4,194.19
PATTERSON	$4,194.77
PENCIL BLUFF	$4,195.59
ASH FLAT	$4,198.05
BASSETT	$4,199.15
FRENCHMANS BAYOU	$4,199.15
WALDO	$4,199.99
BIGELOW	$4,201.32
OGDEN	$4,203.87
HOLLY GROVE	$4,205.59
GENOA	$4,206.98
UMPIRE	$4,207.15
NEWHOPE	$4,208.24
FLORAL	$4,209.82
SMACKOVER	$4,210.09
MELBOURNE	$4,210.37
JOINER	$4,211.04
DELIGHT	$4,211.90
LITTLE ROCK AIR FORCE BASE	$4,212.41
DODDRIDGE	$4,212.74
TYRONZA	$4,214.88
LEOLA	$4,218.27
SUMMIT	$4,219.69
VANNDALE	$4,220.12
PINEVILLE	$4,221.41
JUNCTION CITY	$4,221.91
KIRBY	$4,224.18
LAWSON	$4,224.30
RISON	$4,224.73
CHEROKEE VILLAGE	$4,226.68
TAYLOR	$4,229.17
TRASKWOOD	$4,230.06
WEST RIDGE	$4,230.92
STRONG	$4,235.27
ALTHEIMER	$4,235.40
HUMNOKE	$4,236.09
SHERIDAN	$4,240.41
AMITY	$4,240.74
WABBASEKA	$4,241.28
LEWISVILLE	$4,247.19
CADDO GAP	$4,250.88
LANGLEY	$4,252.86
TRUMANN	$4,254.21
JERSEY	$4,254.78
JACKSONVILLE	$4,255.86
ENGLAND	$4,256.42
HERMITAGE	$4,257.02
HETH	$4,257.43
BANKS	$4,258.47
WYNNE	$4,258.84
DESHA	$4,260.33
JONES MILL	$4,260.57
PLEASANT PLAINS	$4,260.62
DRIVER	$4,261.40
HOT SPRINGS VILLAGE	$4,262.17
LA GRANGE	$4,263.41
EARLE	$4,264.95
RIVERVALE	$4,266.81
DERMOTT	$4,269.21
LAMBROOK	$4,270.99
GLENWOOD	$4,271.16
BONNERDALE	$4,271.32
BENTON	$4,272.20
HUTTIG	$4,276.65
NEW EDINBURG	$4,276.86
TUCKER	$4,279.80
WEST MEMPHIS	$4,284.61
GOODWIN	$4,285.59
PARKIN	$4,286.72
TILLAR	$4,289.53
GRADY	$4,289.86
JEFFERSON	$4,290.20
SHERRILL	$4,290.97
IVAN	$4,295.79
BRADLEY	$4,297.97
FOUKE	$4,299.14
LONSDALE	$4,300.42
TEXARKANA	$4,302.64
CRAWFORDSVILLE	$4,303.32
LOCUST GROVE	$4,308.99
MARION	$4,310.91
POYEN	$4,311.68
KINGSLAND	$4,311.87
PICKENS	$4,316.95
SHERWOOD	$4,318.37
JESSIEVILLE	$4,319.67
TURRELL	$4,323.47
ALEXANDER	$4,324.68
BISMARCK	$4,324.82
SNOW LAKE	$4,326.46
GILMORE	$4,329.53
FOUNTAIN HILL	$4,330.49
WARREN	$4,330.68
PRATTSVILLE	$4,332.53
WHITE HALL	$4,333.70
BRYANT	$4,335.55
PARON	$4,338.14
GOULD	$4,340.30
HOT SPRINGS NATIONAL PARK	$4,342.75
MONTICELLO	$4,344.26
DUMAS	$4,351.53
LAKE VILLAGE	$4,352.05
EUDORA	$4,358.38
WINCHESTER	$4,360.04
PEARCY	$4,362.07
BAUXITE	$4,362.21
MORO	$4,369.60
REYDELL	$4,371.05
ROYAL	$4,371.56
MOSCOW	$4,374.66
SWEET HOME	$4,376.40
PARKDALE	$4,376.79
WATSON	$4,381.23
ARKANSAS CITY	$4,382.04
MONTROSE	$4,383.44
MOUNTAIN PINE	$4,383.58
YORKTOWN	$4,397.30
HAYNES	$4,400.52
BRICKEYS	$4,401.91
AUBREY	$4,402.16
HUGHES	$4,406.93
WRIGHTSVILLE	$4,409.46
WILMOT	$4,412.43
SCOTT	$4,416.88
MC GEHEE	$4,423.92
STAR CITY	$4,425.08
PROCTOR	$4,431.21
MAUMELLE	$4,433.50
REDFIELD	$4,435.04
PORTLAND	$4,437.39
WABASH	$4,440.61
CROSSETT	$4,441.80
WILMAR	$4,442.85
WOODSON	$4,442.86
NORTH LITTLE ROCK	$4,456.07
PINE BLUFF	$4,457.35
MABELVALE	$4,467.04
HENSLEY	$4,472.74
ELAINE	$4,478.23
MELLWOOD	$4,492.81
HAMBURG	$4,493.87
MARIANNA	$4,494.46
CRUMROD	$4,508.83
COY	$4,554.52
TURNER	$4,554.58
REYNO	$4,558.66
ROLAND	$4,559.09
MARVELL	$4,559.19
POPLAR GROVE	$4,570.51
CALDWELL	$4,591.51
BARTON	$4,594.10
BEN LOMOND	$4,602.55
ONEIDA	$4,603.82
NORPHLET	$4,632.65
LEXA	$4,660.25
TUPELO	$4,681.81
WEST HELENA	$4,698.75
LITTLE ROCK	$4,715.90
HELENA	$4,725.99
EDMONDSON	$4,759.29

Compare RatesStart Now →

What are the best Arkansas car insurance companies?

Usually, we choose a car insurance carrier on the basis of auto insurance quotes, without much thought to the insurers’ reputation in the market. Factors, such as financial ratings, consumer complaints, claims satisfaction history, are rarely considered by consumers before buying insurance.

Do remember that in the event of an unfortunate accident, how well your insurer handles the insurance claims settlement process from the first notice of loss (FNOL) to the final settlement depends on these above-mentioned factors.

So who are the best Arkansas auto insurance companies? Don’t worry, we have done the necessary research for you!In the next few sections, we would talk about these factors and provide facts about each insurance carrier in your state to help you make an informed decision.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the financial ratings of leading insurance carriers in Arkansas?

The financial strength of your insurance provider determines whether they would be able to settle a claim in case you’re involved in an accident. On the macro level, rating organizations assess the balance sheet of insurers to ensure the long-term financial viability of their operations.

Arkansas Top Insurance Providers and Their A.M. Best Ratings

Leading Insurance Providers	A.M. Best Rating
	A+
	A
	A
	A++
	A
	A+
	A+
	B
	A++
	A++

Leading Insurance Providers

A.M. Best Rating

A+

A++

A+

A++

Compare RatesStart Now →

Before buying an insurance policy, checking the A.M. Best Rating would give you some peace of mind for later. A.M. ratings of A+ to B mean superior to fair financial strength and anything below B isn’t financially viable, ranging from marginal to poor.

What are the customer satisfaction ratings of insurance providers in Arkansas?

Customer satisfaction surveys are the true indicator of a company’s services. Financial ratings might not always be accurate, but customer ratings would tell you if an insurer acknowledges its obligations when a claim is filed.J.D. Power recently conducted a customer satisfaction survey to assess the overall perception of car insurance customers about insurance companies. In their 2018 survey, they found that consumer satisfaction has improved considerably in the US. In the image, you can see the satisfaction level of customers for the auto insurers in the Southeast region. Among these, Farm Bureau Insurance – Tennessee received the best satisfaction rating. (For more information, read our “Farm Bureau Car Insurance Discounts“).

Insurance in the digital era – Customers these days rate insurers on the basis of their digital interaction, omnichannel presence, transparency in premium hikes, usage-based insurance adoption etc. It’s not about just cost anymore.

What are the leading car insurance companies in Arkansas (by market share)?

Leading Car Insurers in Arkansas

Direct Written Premiums	Loss Ratio	Market Share
$141,053	47.21%	7.24%
$79,776	52.42%	4.10%
$248,792	69.46%	12.78%
$109,940	70.69%	5.65%
$80,245	61.30%	4.12%
$57,506	51.80%	2.95%
$139,855	58.71%	7.18%
$167,424	67.43%	8.60%
$500,195	66.99%	25.69%
$92,071	73.14%	4.73%

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the cheapest Arkansas car insurance coverage rates by company?

Now that you’re aware of the leading insurance providers in Arkansas, you must be curious about the average premiums charged by providers in the state.

Arkansas's Car Insurance Rates by Provider

Average (Annual)	Compared to State Average (-/+)	Percentage Change (-/+)
$5,150.03	$1,038.33	20.16%
$4,257.88	$146.18	3.43%
$3,484.63	-$627.07	-18.00%
$4,005.48	-$106.22	-2.65%
$3,861.78	-$249.92	-6.47%
$5,312.09	$1,200.39	22.60%
$2,789.02	-$1,322.68	-47.42%
$5,973.33	$1,861.63	31.17%
$2,171.05	-$1,940.65	-89.39%

Compare RatesStart Now →

What are the best Arkansas average annual premiums by commute rate?

Do you know why your insurance company always asks – how many miles do you drive on an average?Since you get a slew of questions from your insurance agent, you might not know the relevance of each one. In usage-based insurance, the miles driven by you is taken into consideration to offer better rates. As you drive more every day, you’re exposed to more dangerous drivers and accidents, hence the higher quote.

Arkansas’s Average Annual Premiums by Commute Rate

Insurance Company	Commute and Annual Mileage	Annual Premiums
	10 miles commute. 6000 annual mileage.	$5,973.33
	25 miles commute. 12000 annual mileage.	$5,973.33
	10 miles commute. 6000 annual mileage.	$5,312.09
	25 miles commute. 12000 annual mileage.	$5,312.09
	10 miles commute. 6000 annual mileage.	$5,150.03
	25 miles commute. 12000 annual mileage.	$5,150.03
	10 miles commute. 6000 annual mileage.	$4,257.87
	25 miles commute. 12000 annual mileage.	$4,257.87
	10 miles commute. 6000 annual mileage.	$4,005.48
	25 miles commute. 12000 annual mileage.	$4,005.48
	10 miles commute. 6000 annual mileage.	$3,861.78
	25 miles commute. 12000 annual mileage.	$3,861.78
	25 miles commute. 12000 annual mileage.	$3,508.22
	10 miles commute. 6000 annual mileage.	$3,461.03
	25 miles commute. 12000 annual mileage.	$2,856.08
	10 miles commute. 6000 annual mileage.	$2,721.97
	25 miles commute. 12000 annual mileage.	$2,232.91
	10 miles commute. 6000 annual mileage.	$2,109.20

Compare RatesStart Now →

Apart from Geico, State Farm, and USAA, insurance providers are charging the same rate for different mileages in Arkansas. Nevertheless, you can always ask your provider to offer you discounts based on your usage.

What are the car insurance rates by coverage level in Arkansas?

Car Insurance Rates by Coverage Level in Arkansas

Insurance Company	Coverage Level	Annual Average Premiums
	High	$6,245.09
	Medium	$5,989.75
	High	$5,831.14
	Low	$5,685.15
	High	$5,296.98
	Medium	$5,221.81
	Medium	$5,146.99
	Low	$5,006.12
	Low	$4,883.32
	High	$4,509.37
	Medium	$4,214.22
	High	$4,170.01
	Low	$4,050.03
	Medium	$3,977.85
	High	$3,915.62
	Low	$3,886.60
	Low	$3,868.57
	Medium	$3,783.13
	High	$3,628.49
	Medium	$3,483.60
	Low	$3,341.79
	High	$2,927.56
	Medium	$2,786.42
	Low	$2,653.10
	High	$2,268.89
	Medium	$2,163.34
	Low	$2,080.93

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the car insurance rates by credit history in Arkansas?

Car Insurance Rates by Credit History in Arkansas

Insurance Company	Credit History	Annual Premiums
	Poor	$6,854.36
	Fair	$5,719.88
	Good	$5,345.75
	Poor	$6,472.14
	Fair	$4,957.59
	Good	$4,020.37
	Poor	$6,026.44
	Fair	$5,135.36
	Good	$4,774.48
	Poor	$4,566.24
	Fair	$3,673.03
	Good	$3,346.08
	Poor	$4,845.12
	Fair	$4,060.17
	Good	$3,868.33
	Poor	$5,786.43
	Fair	$3,493.43
	Good	$2,736.58
	Poor	$4,174.77
	Fair	$3,431.81
	Good	$2,847.29
	Poor	$2,875.86
	Fair	$1,963.67
	Good	$1,673.63
	Poor	$4,040.73
	Fair	$2,432.50
	Good	$1,893.84

Compare RatesStart Now →

As you can see in the table, auto insurance rates vary significantly when your credit history changes from good to poor. Improving your credit score can be one of the ways to reduce your auto premiums and get a good credit car insurance discount. As per Experian’s State of Credit survey in 2017, Arkansas was among the ten states with the lowest credit ratings at a vantage score of 657.

Vantage score is calculated based on your credit payment history to determine the ability to pay-off debts on time.

In the image below, you can see the states with the lowest vantage scores in blue color and the states with the highest vantage scores in purple color.

What are the car insurance premiums by driving history in Arkansas?

Here’s a breakdown of Arkansas DUI insurance laws.

Car Insurance Premiums by Driving History in Arkansas

Insurance Company	Driving Record	Annual Average Premiums
	With 1 DUI	$7,570.08
	With 1 speeding violation	$6,145.34
	With 1 accident	$5,171.93
	Clean record	$5,005.97
	With 1 DUI	$4,812.78
	With 1 speeding violation	$5,496.11
	With 1 accident	$6,359.88
	Clean record	$4,579.61
	With 1 DUI	$5,933.45
	With 1 speeding violation	$5,074.04
	With 1 accident	$5,344.99
	Clean record	$4,247.65
	With 1 DUI	$5,408.92
	With 1 speeding violation	$2,541.89
	With 1 accident	$3,625.74
	Clean Record	$2,361.95
	With 1 DUI	$5,189.50
	With 1 speeding violation	$3,668.24
	With 1 accident	$4,435.22
	Clean record	$2,728.95
	With 1 DUI	$4,504.91
	With 1 speeding violation	$4,315.87
	With 1 accident	$4,611.04
	Clean record	$3,599.68
	With 1 DUI	$5,255.42
	With 1 speeding violation	$3,306.76
	With 1 accident	$3,881.91
	Clean record	$3,003.05
	With 1 DUI	$2,789.02
	With 1 speeding violation	$2,789.02
	With 1 accident	$3,016.88
	Clean record	$2,561.18
	With 1 DUI	$3,050.64
	With 1 speeding violation	$1,850.74
	With 1 accident	$2,115.02
	Clean record	$1,667.81

Compare RatesStart Now →

A clean record can definitely get you the cheapest rate from all insurance providers, what’s worth noting from the table is the impact of driving under the influence (of alcohol/other drugs) on premiums.

One incidence of DUI can raise your rates significantly and is considered more severe than speeding violations and accidents.

What’s the number of insurers in Arkansas?

Number of Insurance Providers - Arkansas

Type of Insurer	Number
Domestic	12
Foreign	887

Type of Insurer

Number

Domestic

Foreign

887

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the state laws in Arkansas?

Now that you have come this far in the article, you should read a bit about the state laws that aid people in driving safely.We want to specifically focus on state laws because law-abiding citizens get into fewer accidents, and that can really save you a lot in insurance rates as well as unnecessary headaches.Wherever you drive in Arkansas, just make sure that you follow the posted speed limits, licensing procedures, safety belt usage, mobile phone usage laws etc.If you feel that’s a lot to grasp, we have collated everything succinctly for you.

What are the car insurance laws?

In Arkansas, the Office of Motor Vehicle (OMV) and the Driver Services (ODS) are the departments responsible for all your vehicle and driver-related requirements. Road tests are administered by the state police of Arkansas.

OMV and ODS are under the Arkansas Department of Finance and Administration (DFA), so you need to find offices of DFA for all your licensing and auto registration needs.

Proof of Insurance CoverageThe state law in Arkansas requires motorists to provide a proof of insurance when stopped by traffic police or requested by the DFA. The most common proof is the ID card issued by your insurance company.Do remember: The DFA maintains an electronic database to verify the car insurance status of vehicles. Apart from running a monthly check for registered vehicles, they also check for coverage status when you try to register a vehicle.

How to Get High-Risk Auto Insurance in Arkansas

Speeding violations, DUI and multiple accidents can prompt insurance companies to consider you a high-risk driver. And, by law, they have the right to refuse you insurance coverage.

What can you do in such a situation?

If you have been refused coverage by every other insurer, you can turn to the Arkansas Automobile Insurance Plan. The state allows you to apply to the plan through any car insurance agent and all insurers are required to participate in this plan.

How does the Arkansas Automobile Insurance Plan work?

Since all insurers must participate in this program, the plan fairly distributes the losses amongst the car insurers (who are licensed to operate in the state) that arises from insuring a high-risk driver. Once you apply to the plan, you will be assigned an insurer to whom you would have to pay the premiums.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

How to Get Windshield Coverage and Glass Repair Laws in Arkansas

There is no special mention of glass or windshield in the laws of Arkansas related to chips or cracks.As per the 2010 Arkansas code (Â§ 27-37-302) – “No person shall drive any motor vehicle with any sign, poster, or other nontransparent material upon the front windshield, side wings, side, or rear windows of the vehicle other than a certificate or other paper required to be so displayed by law if it obstructs the operator’s view or the safe operation of the vehicle”.

Is there an automobile insurance fraud in Arkansas?

A loss claim is considered an insurance fraud under two circumstances – when the accident for which a loss is being claimed didn’t occur and when the amount of loss is much lower than actually claimed. Selling bogus insurance policies are also considered insurance fraud.Insurance Fraud in Arkansas

Insurance Fraud in Arkansas	Classification (Yes/No)
Is insurance fraud considered a crime?	Yes
Are there any immunity statutes?	Yes
Is there a Fraud Bureau?	Yes
Is there a mandatory insurer fraud plan?	Yes
Does the state require an auto photo inspection?	No

Insurance Fraud in Arkansas

Classification (Yes/No)

Is insurance fraud considered a crime?

Yes

Are there any immunity statutes?

Yes

Is there a Fraud Bureau?

Yes

Is there a mandatory insurer fraud plan?

Yes

Does the state require an auto photo inspection?

Compare RatesStart Now →

Penalties: As per Arkansas’s insurance fraud laws, insurance fraud is considered a Class D felony with jail time of up to six years, and/or fines to the extent of $10,000.Mandatory Reporting: An insurance company is bound by law to report any fraudulent activity that they come to know of to the insurance commissioner, and the failure to do so would be considered a Class A misdemeanor.

What’s the statute of limitations in Arkansas?

If you’re injured in an accident or your property was damaged, there’s a deadline by which you can file a lawsuit or file a claim.Arkansas Statute of Limitations

Statute of Limitations	Year
Personal Injury	3 Years
Property Damage	3 Years

Statute of Limitations

Year

Personal Injury

3 Years

Property Damage

3 Years

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the vehicle licensing laws in Arkansas?

For those who miss renewing their insurance policy, there’s a high probability that the state would send a notice about your coverage status even if you’re not stopped by the traffic police. The DFA runs regular checks on all registered vehicles.

What are the penalties for driving without insurance?

If you don’t comply with Arkansas’s laws for insurance coverage, you would have to face penalties and jail time.

First Offense: If caught driving without coverage for the first time, the penalty ranges from $50 to $250. In addition, the traffic policy might handover a temporary sticker in place of the number plates and ask the motorist to show proof of insurance within 10 days.
Second Offense: Driving without insurance for the second time leads to a more severe financial penalty, ranging from $250 to $500. Similar to the first offense, the traffic enforcer might take your number plates and ask for proof of insurance within 10 days.
Third and Any Subsequent Offenses: A third offense leads to fines in the range of $500 to $1,000, along with imprisonment of one year.

The state also suspends the vehicle registration if a motorist is unable to show proof of insurance within the stipulated time.

What are the teen driver laws in Arkansas?

Keeping an eye on the teen driving laws of your state is important for the safety of your kids and others on the road. The law requires that teen drivers in Arkansas go through a graduated license program.Teen drivers may apply for an Arkansas learners license at age 14, however, they need to pass a written and road test along with a vision exam. They also need to be accident free or have no driving convictions within the last six months.Teen Driving Laws

Type of License	Minimum Age	Accompanied Passengers	Cellphone Usage	Mandatory Holding Period
Learner's License	14	Only allowed to drive with a licensed driver	Not Allowed, unless there's an emergency	6 months
Intermediate License	16	Drive with an adult for the first six months, or till the age of 18	Not Allowed, unless there's an emergency	1 year
Unrestricted License	18	Can drive alone	Not allowed to use till the age of 21, unless there's an emergency	None

Type of License

Minimum Age

Accompanied Passengers

Cellphone Usage

Mandatory Holding Period

Learner's License

Only allowed to drive with a licensed driver

Not Allowed, unless there's an emergency

6 months

Intermediate License

Drive with an adult for the first six months, or till the age of 18

Not Allowed, unless there's an emergency

1 year

Unrestricted License

Can drive alone

Not allowed to use till the age of 21, unless there's an emergency

None

Compare RatesStart Now →

Apart from the above restrictions, young drivers aren’t allowed to drive between 11 PM to 4 AM until they turn 18 because of the obvious risks involved with nighttime driving.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the license renewal procedures in Arkansas?

The license renewal procedures are pretty simple in Arkansas.Driver License Renewal - Arkansas

Age Group	License Renewal Cycle
General Population	8 years
Older Population	For people who are older than 70, there's an option to renew either after 4 or 8 years

Age Group

License Renewal Cycle

General Population

8 years

Older Population

For people who are older than 70, there's an option to renew either after 4 or 8 years

Compare RatesStart Now →

Proof of adequate vision is required at each renewal for everyone. However, renewals by mail or online renewals are not allowed in Arkansas.

What are Arkansas rules of the road?

If you want to drive without accumulating any points on your license, you should be aware of the rules in your state.

Is Arkansas at fault or no-fault state?

Arkansas is an add-on state when it comes to no-fault car insurance laws. Motorists in Arkansas are required to buy minimum liability coverage, but also have the choice to buy first-party, no-fault insurance coverage.

In the event of an accident, if you buy a no-fault coverage, your insuer would cover your damages, irrespective of who was at fault. The benefits also cover your damages if you were driving/riding in someone else’s car.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the keep right and move over laws in Arkansas?

Arkansas Code 27-51-301 – The law in Arkansas states that vehicles can’t be driven on the left lane except when they have to pass others (unless the right lane is undergoing repair work or is closed or if there’s an exit from the left lane). Quite recently, the state invested in new signs to be placed on roads asking slower traffic to keep right.

Move Over Laws – In 2013, a new law was passed in Arkansas requiring motorists to move over to the furthest lane for vehicles of the Arkansas State Highway and Transportation Department and their contractors as well apart from the emergency vehicles.

What’s the maximum speed limit in Arkansas?

The speed limits across rural interstates, urban interstates, and other limited access roads in Arkansas is 75 mph. The speed can be raised to 75 mph on controlled-access highways if it’s based on engineering and traffic studies.

What are the seat belt and car seat laws in Arkansas?

The laws in Arkansas require drivers and front-seat passengers to wear safety belts. Though all front-seat occupants should wear seat belts, traffic police can’t stop a vehicle merely on the basis of a seat belt violation.

Car Seat Laws – All children below the age of six or 60 lbs should be put inside a child-restraint system, while anyone below 15 should be buckled up irrespective of where they are sitting in the car.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What’s the rule for pickup trucks (riding in cargo areas)?

As per federal standards, occupant compartments and beds of pick up trucks serve different purposes and most of the time the cargo area isn’t safe for passengers. Around 30 states and the District of Columbia have implemented laws to address the hazards of passengers riding in cargo compartments.In Arkansas also, there’s a restriction on passengers riding in cargo areas, except when the passengers are employees on duty. This provision prohibits people from riding on fenders, hoods, or other places that aren’t meant for people.

What are the ridesharing laws in Arkansas?

With ridesharing apps becoming all the rage these days, new state laws are being implemented across the US to ensure the safety of drivers and riders. In Arkansas, both Uber and Lyft have the necessary permits to operate.However, there are certain laws that ridesharing companies need to follow:

Ridesharing companies need to obtain a permit from the Arkansas Public Service Commission to establish their operations in the state.
These companies must maintain minimum liability insurance of at least $1 million to cover death, personal injury, and property damage while the driver is engaged in a ride through the app.

The law also regulates few other safety measures such as – drivers must be 19 years old, maintain liability coverage, drive vehicles that have cleared safety checks, and pick passengers engaged only through an online medium. Read about rideshare car insurance for more information on how rideshare drivers and companies should shop for policies.

Is there an automation on the road in Arkansas?

Automated vehicles are slowly and steadily making an inroad in our lives to ease the effort involved in driving and for better traffic management. Resultantly, many states are allowing automakers to test self-driven cars on their roads and highways.

Till now, Arkansas hadn’t allowed testing of automated vehicles on its roads.But, the Arkansas Senate finally approved the testing of driverless vehicles on its state roads and highways which is expected to become a law soon. Signing this law would make Arkansas the 30th state to allow automated vehicles on its roads.Arkansas is already among the 19 states that regulate platooning technology, which enable groups of large-sized trucks to move together on roads with previously set distances at a mandated speed.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What are the safety laws in Arkansas?

There are many factors that lead to unfortunate accidents on roads, with driving under the influence of alcohol and other substances being frowned upon the most.

What are the DUI laws in Arkansas?

DUI Laws in Arkansas

DUI Laws	Details
BAC Limit	0.08
Criminal Status by Offense	4th+ within 5 years is a felony (otherwise unclassified)
Formal Name for Offense	Driving while intoxicated
Look Back Period	5 years

DUI Laws

Details

BAC Limit

0.08

Criminal Status by Offense

4th+ within 5 years is a felony (otherwise unclassified)

Formal Name for Offense

Driving while intoxicated

Look Back Period

5 years

Compare RatesStart Now →

The look-back period in the table is the number of years a DUI offense stays on your record.

What are the distracted driving laws in Arkansas?

Mobile phones lead to around 15% fatalities each year in the US, hence it’s best to stay focused on the road while driving.

Use of hand-held devices for voice calls while driving: If you’re under 21, you aren’t allowed to use a hand-held device at all while driving. If you’re over 21, you are allowed to talk using a mobile phone.
Texting while driving: Texting is prohibited for all drivers in Arkansas while driving.
School and highway work zones: Laws in Arkansas prohibit all mobile phone usage during school hours and when highway work is underway.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

Arkansas Can’t-Miss Facts

You have gone through everything in this guide that would help you to stay safe on the road and buy necessary coverage so that you don’t have to worry about medical or property damage expenses if you happen to be involved in an accident.In this last section, we would share some facts about Arkansas’s vehicle theft and fatalities rate which might influence rates in some counties and cities.

Is there a vehicle theft in Arkansas?

Which cars are mostly stolen in Arkansas? Seems like Chevrolet is the brand of vehicle most commonly stolen.Vehicle theft in Arkansas

Vehicle Make & Model	Number of Stolen Vehicles
Chevrolet Pickup (Full Size)	402
Ford Pickup (Full Size)	252
GMC Pickup (Full Size)	174
Dodge Pickup (Full Size)	127
Honda Accord	122
Nissan Altima	89
Toyota Camry	82
Chevrolet Impala	76
Chevrolet Malibu	72
Chevrolet Tahoe	68

Compare RatesStart Now →

In case you wish to know how many cars were stolen in your city, search in this table. Being the most populated city in the natural state, the number of vehicle thefts was highest in Little Rock.

Motor Vehicle Theft by City - Arkansas

City	Number of thefts
Arkadelphia	10
Ashdown	2
Ash Flat	1
Atkins	7
Bald Knob	9
Barling	7
Bay	0
Bearden	3
Beebe	21
Bella Vista	5
Benton	81
Bentonville	12
Berryville	8
Blytheville	51
Booneville	5
Bradford	0
Brinkley	3
Brookland	5
Bryant	33
Bull Shoals	1
Cabot	44
Caddo Valley	1
Camden	10
Cammack Village	0
Caraway	0
Carlisle	2
Cave City	5
Cave Springs	0
Centerton	1
Charleston	0
Cherokee Village	2
Clarendon	1
Clarksville	5
Clinton	8
Conway	108
Corning	2
Cotter	0
Crossett	7
Danville	1
Dardanelle	10
Decatur	0
De Queen	13
Dermott	0
Des Arc	1
De Witt	4
Diaz	2
Dover	1
Dumas	5
Earle	2
El Dorado	53
England	4
Eudora	5
Fairfield Bay	2
Farmington	2
Fayetteville	160
Flippin	0
Fordyce	5
Forrest City	27
Fort Smith	199
Gassville	2
Gentry	0
Glenwood	1
Gosnell	2
Gravette	3
Greenbrier	1
Green Forest	3
Greenland	1
Greenwood	1
Greers Ferry	3
Gurdon	0
Hamburg	0
Hampton	0
Hardy	3
Harrisburg	0
Harrison	22
Heber Springs	14
Helena-West Helena	13
Highfill	0
Highland	0
Hope	18
Hot Springs	166
Hoxie	3
Jacksonville	69
Jonesboro	86
Kensett	4
Lake City	2
Lakeview	0
Lake Village	3
Lamar	1
Leachville	2
Lepanto	2
Lincoln	1
Little Rock	1,080
Lonoke	2
Lowell	9
Magnolia	8
Malvern	2
Marianna	4
Marion	17
Marmaduke	2
Marvell	1
Maumelle	13
Mayflower	8
McCrory	0
McGehee	2
McRae	0
Mena	6
Mineral Springs	0
Monette	0
Monticello	21
Morrilton	6
Mountain Home	14
Mountain View	2
Mulberry	0
Murfreesboro	0
Nashville	2
Newport	13
North Little Rock	275
Ola	0
Osceola	13
Ozark	5
Pangburn	1
Paragould	136
Paris	12
Pea Ridge	1
Perryville	0
Piggott	1
Plummerville	0
Pottsville	3
Prairie Grove	1
Quitman	0
Redfield	0
Rison	2
Rogers	31
Russellville	91
Salem	0
Sheridan	4
Sherwood	66
Siloam Springs	13
Springdale	122
Stamps	2
Star City	0
Stuttgart	19
Swifton	1
Texarkana	58
Trumann	12
Van Buren	27
Vilonia	3
Waldron	4
Walnut Ridge	1
Ward	5
Warren	2
White Hall	6
Wynne	6

Compare RatesStart Now →

What’s the number of fatalities on road in Arkansas?

Being aware of the common causes of accidents and fatality rates in your state helps you to stay safer while driving.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

Traffic fatalities by road type in Arkansas

Traffic fatalities by road type - Arkansas

Road Type	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017
Rural	443	471	451	426	435	367	357	387	366	327
Urban	157	125	120	125	125	131	113	163	195	166

Compare RatesStart Now →

Traffic fatalities by person type in Arkansas

Who were the people hurt in these accidents? Were they passengers, pedestrians or motorcyclists?Traffic fatalities by person type in Arkansas

Person Type	Details	2013	2014	2015	2016	2017
Occupants	Passenger Car	166	156	181	184	164
-	Light Truck - Pickup	86	101	90	109	97
-	Light Truck - Utility	82	74	91	82	72
-	Light Truck - Van	18	17	27	22	14
-	Light Truck - Other	0	0	0	3	4
-	Large Truck	16	9	18	11	27
-	Bus	0	0	6	0	0
-	Other/Unknown Occupants	13	8	10	14	4
-	Total Occupants	381	365	423	425	382
Motorcyclists	Total Motorcyclists	63	61	80	82	65
Nonoccupants	Pedestrian	46	37	44	49	42
-	Bicyclist and Other Cyclist	4	7	3	3	3
-	Other/Unknown Nonoccupants	4	0	0	2	1
-	Total Nonoccupants	54	44	47	54	46
Total		498	470	550	561	493

Compare RatesStart Now →

Traffic fatalities by crash type in Arkansas

What led to the crash? Was it speeding or a rollover?Traffic Fatalities by Crash Type in Arkansas

Crash Type	2013	2014	2015	2016	2017
Total Fatalities (All Crashes)	498	470	550	561	493
Single Vehicle	311	255	282	313	275
Involving a Large Truck	83	78	70	69	84
Involving Speeding	73	56	92	118	116
Involving a Rollover	133	140	166	182	155
Involving a Roadway Departure	333	311	362	366	331
Involving an Intersection (or Intersection Related)	87	77	84	85	52

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

Traffic fatalities for the top ten counties of Arkansas

Fatalities Trend in the Top Ten Counties - Arkansas

Arkansas Counties by 2017 Ranking	2013	2014	2015	2016	2017
Pulaski County	59	40	53	43	51
Washington County	16	19	22	34	21
Miller County	9	6	11	10	18
Craighead County	14	12	17	18	17
Faulkner County	14	14	14	15	16
Jefferson County	10	16	9	11	15
Benton County	18	13	25	30	14
Garland County	21	18	26	31	13
Hot Spring County	13	17	17	15	13
Sebastian County	10	5	6	15	12
Top Ten Counties	205	184	221	236	190
All Other Counties	293	286	329	325	303
All Counties	498	470	550	561	493

Compare RatesStart Now →

What are the teen drunk driving stats in Arkansas?

In 2016, 44 teens were arrested for driving under the influence (of alcohol) in Arkansas. The alcohol-impaired driving fatalities rate for those under the age of 21 per 100,000 people was around the national average of 1.2.

What’s the average EMS response time?

How soon does the emergency medical service reach you on the accident site can also impact the chances of survival in a fatal crash.EMS Response Time - Arkansas

Type	Time of Crash to EMS Notification	EMS Notification to EMS Arrival	EMS Arrival at Scene to Hospital Arrival	Time of Crash to Hospital Arrival
Rural	6.08	13.94	42.27	60.84
Urban	3.84	6.78	28.05	39.70

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

What’s transportation like?

Traffic congestions and accidents happen more in cities with a higher number of vehicles on roads.On average, residents in Arkansas own two vehicles. In the image below, you can see the national averages as compared to Arkansas for the number of cars owned by residents.

What’s the average commute time in Arkansas?

The average commute time in Arkansas is 20.5 minutes which is quite lower than the national average of 25.3 minutes.

What is the preferred commuter transporation in Arkansas?

Around 83% of the commuters prefer to drive alone in Arkansas which is close to the national average of 76%.Now that you know everything about car insurance in Arkansas, let’s get you started with our FREE online rates comparison tool.

Frequently Asked Questions

Why should I compare car insurance rates in Arkansas?

Comparing car insurance rates in Arkansas is important for several reasons. Firstly, it allows you to find the best coverage options at competitive prices. By comparing rates from different insurance providers, you can ensure that you’re getting the most value for your money. Additionally, rates can vary significantly between insurance companies, so comparing allows you to identify potential savings. Lastly, comparing rates enables you to tailor your insurance policy to your specific needs and budget.

How can I compare car insurance rates in Arkansas?

There are a few ways to compare car insurance rates in Arkansas. One option is to visit the websites of different insurance providers and request quotes online. Many insurance companies have online quote tools that allow you to input your information and receive personalized rate estimates. Another option is to work with an independent insurance agent who can gather quotes from multiple companies on your behalf. Lastly, there are online insurance comparison websites that aggregate quotes from various insurers, making it easier to compare rates side by side.

What factors can affect car insurance rates in Arkansas?

Several factors can impact car insurance rates in Arkansas. These include:

Your driving record: A history of accidents, traffic violations, or DUI convictions may result in higher rates.
Age and gender: Younger and less experienced drivers, as well as males statistically have higher accident rates, which can lead to higher premiums.
Type of vehicle: The make, model, and year of your car can affect insurance rates. Expensive or high-performance vehicles often have higher premiums.
Coverage limits and deductibles: The level of coverage you choose and the deductibles you opt for can impact your premiums.
Credit history: In some states, including Arkansas, insurance companies may use credit information to determine rates.
Location: Your ZIP code or the area where you primarily park your car can influence rates, especially if it has a higher incidence of accidents or vehicle theft.

Are there any specific minimum car insurance requirements in Arkansas?

Yes, Arkansas has specific minimum car insurance requirements that drivers must meet. As of the knowledge cutoff in September 2021, the minimum requirements are:

$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

It’s essential to note that these requirements may change over time, so it’s important to verify the current minimums with the Arkansas Department of Insurance or consult with an insurance professional.

Can my credit score affect my car insurance rates in Arkansas?

Yes, in Arkansas, insurance companies may consider your credit history when determining your car insurance rates. While it’s not the sole factor, a good credit score generally correlates with lower insurance premiums. Insurers often use credit-based insurance scores, which are based on information from your credit report but are different from traditional credit scores. It’s always a good idea to maintain a healthy credit history to potentially secure lower insurance rates.

Best Batesville, AR Car Insurance in 2025

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

Secured with SHA-256 Encryption

Written by:

Daniel Walker

Licensed Insurance Agent

Full Bio →

Written by Daniel Walker

Licensed Insurance Agent

Reviewed by:

Justin Wright

Licensed Insurance Agent

Full Bio →

Reviewed by Justin Wright

Licensed Insurance Agent

+ More - Less

Compare Arkansas Car Insurance Rates [2025]

The average Arkansas car insurance rates are $75 per month, but comparing Arkansas car insurance quotes from multiple providers will help you get even lower premium rates. Arkansas car insurance minimum liability requirements are 25/50/25 for bodily injury and property coverage.

Free Car Insurance Comparison

It’s all about you. We want to help you make the right coverage choices.

It’s all about you. We want to help you make the right coverage choices.

On This Page

How to Get Arkansas Car Insurance Coverage and Rates

Compare Car Insurance Rates in Arkansas

Free Car Insurance Comparison

What are Arkansas minimum car insurance requirements?

What are the required forms of financial responsibility?

What percentage of income are car insurance rates in Arkansas?

What are the average monthly car insurance rates in AR (liability, collision, comprehensive)?

Free Car Insurance Comparison

Are there additional coverage options in Arkansas?

Are there any add-ons, endorsements, and riders in Arkansas?

What are the average car insurance rates by age & gender in AR?

Free Car Insurance Comparison

What are the most expensive/least expensive rates by ZIP code in Arkansas?

What are the most expensive/least expensive rates by city in Arkansas?

What are the best Arkansas car insurance companies?

Free Car Insurance Comparison

What are the financial ratings of leading insurance carriers in Arkansas?

What are the customer satisfaction ratings of insurance providers in Arkansas?

What are the leading car insurance companies in Arkansas (by market share)?

Free Car Insurance Comparison

What are the cheapest Arkansas car insurance coverage rates by company?

What are the best Arkansas average annual premiums by commute rate?

What are the car insurance rates by coverage level in Arkansas?

Free Car Insurance Comparison

What are the car insurance rates by credit history in Arkansas?

What are the car insurance premiums by driving history in Arkansas?

What’s the number of insurers in Arkansas?

Free Car Insurance Comparison

What are the state laws in Arkansas?

What are the car insurance laws?

How to Get High-Risk Auto Insurance in Arkansas

Free Car Insurance Comparison

How to Get Windshield Coverage and Glass Repair Laws in Arkansas

Is there an automobile insurance fraud in Arkansas?

What’s the statute of limitations in Arkansas?

Free Car Insurance Comparison

What are the vehicle licensing laws in Arkansas?

What are the penalties for driving without insurance?

What are the teen driver laws in Arkansas?

Free Car Insurance Comparison

What are the license renewal procedures in Arkansas?

What are Arkansas rules of the road?

Is Arkansas at fault or no-fault state?

Free Car Insurance Comparison

What are the keep right and move over laws in Arkansas?

What’s the maximum speed limit in Arkansas?

What are the seat belt and car seat laws in Arkansas?

Free Car Insurance Comparison

What’s the rule for pickup trucks (riding in cargo areas)?

What are the ridesharing laws in Arkansas?

Is there an automation on the road in Arkansas?

Free Car Insurance Comparison

What are the safety laws in Arkansas?

What are the DUI laws in Arkansas?

What are the distracted driving laws in Arkansas?

Free Car Insurance Comparison

Arkansas Can’t-Miss Facts

Is there a vehicle theft in Arkansas?

What’s the number of fatalities on road in Arkansas?

Free Car Insurance Comparison

Traffic fatalities by road type in Arkansas

Traffic fatalities by person type in Arkansas

Traffic fatalities by crash type in Arkansas

Free Car Insurance Comparison

Traffic fatalities for the top ten counties of Arkansas

What are the teen drunk driving stats in Arkansas?

What’s the average EMS response time?

Free Car Insurance Comparison

What’s transportation like?

What’s the average commute time in Arkansas?

What is the preferred commuter transporation in Arkansas?

Frequently Asked Questions

Why should I compare car insurance rates in Arkansas?

How can I compare car insurance rates in Arkansas?