Arkansas Car Insurance [Rates + Cheap Coverage Guide]
Arkansas car insurance minimum liability requirements are 25/50/25 for bodily injury and property coverage. Average Arkansas car insurance rates are $906.34/yr or $75/mo.
UPDATED: Jan 18, 2021
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Arkansas Stats | Details |
---|---|
Road miles | Total in state: 102,609 Vehicle miles driven: 34,897 million |
Vehicles | Registered: 2,680,410 Motor vehicle thefts: 5,772 |
State population (2018 estimates) | 4,887,871 |
Most popular vehicle in state | Sierra 1500 |
Percent of uninsured motorists | 16.6% State rank: 9th |
Total driving related deaths | 2008-2017 Speeding fatalities: 116 Drunk driving fatalities: 140 |
Annual average premiums | Liability: $394.13 Collision: $321.80 Comprehensive: $190.41 |
Cheapest provider | Travelers Home & Marine Ins Co |
Isn’t shopping around for an insurance coverage exhausting to start with?
Unlike other shopping experiences, buying insurance coverage requires thorough research of various facets that impact your premium rates in the long run. It’s easy to get a cheap quote these days, however buying from the right insurance carrier involves a detailed analysis.
Before buying, you must be able to answer some basic questions such as – what’s the minimum liability coverage required for your state, what happens if the at-fault party in an accident is uninsured, how much coverage is sufficient for your car or will your insurer pay if your car gets damaged in a storm?
To make the process less daunting for you, we have created this thorough guide that would help you to buy car insurance in Arkansas.
Fun Fact: There’s a legal code that discourages people from pronouncing Arkansas incorrectly (by the way, the correct pronunciation is “Ar-Kan-Saw”)! Now that we have got that right, let’s dive into the guide for car insurance in Arkansas.
If you wish to compare rates in your state, you can use our FREE online tool. Enter your ZIP code now to get started!
Arkansas Car Insurance Coverage and Rates
Car insurance coverage requirements vary from state to state, and that’s why it’s important to know the specific coverage that you must buy to drive a car in your state.
In Arkansas, it’s illegal to drive without the minimum coverage or proof of financial responsibility. Also, you must maintain coverage throughout the period you own a motor vehicle.
Now that we have established that you need to buy car insurance if you wish to drive in Arkansas, let’s help you understand the basics of car insurance. In this guide, we would touch on each and every point that would ease the process of buying car insurance for you.
In case you want to compare average premium rates in your state, you can use our FREE comparison tool.
Arkansas Minimum Car Insurance Requirements
Type of Coverage | Minimum Coverage |
---|---|
Bodily Injury | $25,000 per person /$50,000 per accident |
Property Damage | $25,000 per accident |
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To drive a motor vehicle in Arkansas, your car insurance must include bodily injury and property damage coverage.
- Bodily Injury: If you’re involved in an accident, the bodily injury coverage would cover the cost of medical expenses to the third-party who was injured in the accident. The minimum coverage law in Arkansas requires you to buy insurance that would pay medical expenses up to $25,000 for each injured person with a maximum limit of $50,000 per accident.
- Property Damage: When you’re involved in an accident, you also end up damaging the third-party’s car for which Arkansas’ minimum coverage law requires you to buy insurance that can pay $25,000 to cover the loss.
Liability coverage also pays for the legal defense cost if the third-party decides to file a lawsuit against you.
Minimum coverage costs vary from state to state.
Though there are minimum coverage laws in your state, it’s recommended that you buy additional coverage to pay-off the damages in case you’re involved in a major accident.
Forms of Financial Responsibility
The laws of every state require a motorist to carry proof of financial responsibility which shall be presented as per need.
What does Financial Responsibility mean?
In the auto insurance industry, the financial cost a motorist is liable to pay when he/she causes an accident that leads to injury or damage is known as financial responsibility.
Here are the acceptable forms of financial responsibility in Arkansas:
- Proof of insurance coverage from an insurer who’s authorized to conduct operations in the state
- Certificate of self-insurance
Car Insurance Premiums to Income Ratio in Arkansas
In 2014, the annual per capita disposable income for households in Arkansas was $33,929. And, the average annual premiums for full coverage was around $900 which means the cost of premiums is approximately 2.65 percent of the income.
Though you’re required to pay only $75 per month for full coverage, the ratio of premium cost to income is a bit on the higher side as the national average is around 2.37 percent.
Average Monthly Car Insurance Rates in AR (Liability, Collision, Comprehensive)
Coverage Type | Annual Average Premiums (2015) |
---|---|
Liability | $394.13 |
Collision | $321.80 |
Comprehensive | $190.41 |
Combined | $906.34 |
The table shows the average premiums paid by residents of Arkansas in the year 2015, that includes liability, collision and comprehensive coverage. The amount of premium varies from person to person depending on what kind of coverage one chooses.
Note that the state requires you to buy a minimum liability coverage of 25/50/25 which might cost much lower than the average premiums. However, it’s recommended to buy additional coverage to pay-off damages in case you’re involved in a severe accident.
In the Auto Insurance Database Report 2016, published by NAIC, the combined annual auto insurance premium in Arkansas was $950 making it the 24th cheapest state in combined auto premiums. The national average for combined auto premiums was $1,062 in that year.
In its border states, Arkansas ranks third in combined auto premium quotes with better rates than Mississippi, Oklahoma, Texas, and Louisiana.
The premiums charged/discounts awarded by insurance carriers vary from case to case. At times, you might be surprised by the low auto premiums your neighbor is paying, however, there are many factors that determine the cost of your coverage:
- Driving record
- Age
- Gender
- Geographic location
- Marital Status
- Number of years you have been driving
- Daily usage
- Type of car
We can see below exactly what the average resident in Arkansas pays for car insurance versus other states.
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Till now, we have looked mainly at three types of auto coverage – liability, collision, and comprehensive. But, there are other coverage options recommended to cover a few unforeseen circumstances.
Let’s take a look at those options.
Additional Coverage Options in Arkansas
When buying coverage, you should know whether your state is – an at-fault state or no-fault state?
Arkansas is an at-fault state which means that the person responsible for causing the accident would have to pay the cost of personal injury and property damage.
In Arkansas, if you’re involved in an accident, you would have three options to claim damages:
- You can ask the at-fault party to file a third-party claim that would pay damages incurred in the accident
- You can also ask your own insurer to pay for the damages (your policy should have coverage to pay for your damages)
- You can also file a lawsuit against the at-fault party in a civil court
In no-fault states, motorists can only turn to their own insurer to pay-off damages irrespective of who was at fault. The personal injury protection coverage is required in these states to cover for any injury or damages arising from accidents.
Drivers in Arkansas needn’t worry about reaching out to their own insurer, because the at-fault party is liable to pay damages.
Arkansas is considered an add-on state when it comes to no-fault laws. This means that drivers in Arkansas have a choice in buying the personal injury protection coverage – they can either refuse it or add it.
Loss Ratio | 2013 | 2014 | 2015 |
---|---|---|---|
Personal Injury Protection | 28.65% | - | 94.17% |
Medical Payments | 89.94% | 83.09% | 80.99% |
Uninsured/Underinsured Motorist | 70.23% | 68.12% | 83.37% |
Optional coverage, such as Medical Payment, Personal Injury Protection, Uninsured/Underinsured Motorist Insurance, aren’t mandatory in Arkansas. These options, however, help you in circumstances that are completely unpredictable.
For instance, how would you feel if you get hit by a motorist who’s uninsured and your policy doesn’t have coverage to pay for your loss? These additional coverage options help you when the at-fault party is unable to claim third-party damages.
As per estimates, Arkansas ranked ninth among states with the highest percentage of uninsured motorists in 2015. Around 16.6 percent of the motorists are uninsured on the roads you’re driving on!
That’s not a small percentage of people driving without an auto insurance in Arkansas, and that should be a cause of worry to you.
You can also watch this interesting video on why additional coverage matters for drivers in Arkansas.
Add-ons, Endorsements, and Riders in Arkansas
Getting the right coverage at the cheapest rate is something that everyone aims for. While that approach makes us happy, you should also know about the add-ons and riders that you can add to your policy.
It’s always wise to be aware of what is available in the market. Do browse through the following coverage options that might save you from an unexpected cost in the future.
- Guaranteed Auto Protection (GAP)
- Personal Umbrella Policy (PUP)
- Rental Reimbursement
- Emergency Roadside Assistance
- Mechanical Breakdown Insurance
- Non-Owner Car Insurance
- Modified Car Insurance Coverage
- Classic Car Insurance
- Pay-As-You-Drive or Usage-Based Insurance
Average Car Insurance Rates by Age & Gender in AR
Company | Married 35-year old female Annual Rate | Married 35-year old male Annual Rate | Married 60-year old female Annual Rate | Married 60-year old male Annual Rate | Single 17-year old female Annual Rate | Single 17-year old male Annual Rate | Single 25-year old female Annual Rate | Single 25-year old male Annual Rate |
---|---|---|---|---|---|---|---|---|
Allstate P&C | $2,908.00 | $2,928.74 | $2,593.49 | $2,774.39 | $10,596.85 | $12,699.62 | $3,211.86 | $3,487.30 |
Farmers Ins Co | $2,316.82 | $2,306.44 | $2,070.77 | $2,176.91 | $9,693.38 | $10,046.95 | $2,654.22 | $2,797.50 |
Geico General | $2,536.43 | $2,508.78 | $2,340.15 | $2,274.76 | $6,588.67 | $6,607.80 | $2,492.72 | $2,527.69 |
Safeco Ins Co of IL | $2,324.12 | $2,488.44 | $2,220.47 | $2,477.39 | $8,280.70 | $9,115.49 | $2,511.18 | $2,626.04 |
Nationwide Mutual | $2,629.04 | $2,679.98 | $2,359.97 | $2,495.08 | $6,363.21 | $8,114.04 | $3,008.14 | $3,244.81 |
Progressive NorthWestern | $2,820.71 | $2,675.07 | $2,318.03 | $2,422.91 | $11,868.05 | $13,373.52 | $3,372.76 | $3,645.70 |
State Farm Mutual Auto | $1,757.39 | $1,757.39 | $1,571.32 | $1,571.32 | $5,051.46 | $6,355.63 | $1,979.45 | $2,268.23 |
Travelers Home & Marine Ins Co | $2,222.90 | $2,265.25 | $2,194.96 | $2,201.72 | $12,955.34 | $20,822.43 | $2,377.54 | $2,746.50 |
USAA | $1,336.55 | $1,349.38 | $1,240.31 | $1,248.11 | $4,210.03 | $4,407.45 | $1,721.30 | $1,855.30 |
Across the country, its widely believed that men and women are charged different rates even if they have the same profile and driving history.
As per the table above, the rates for males and females are almost similar in the 35-60-year-old age group. However, auto premiums are significantly higher for males in the 17-25-year-old categories.
There are many factors involved in calculating rates which take into account the demographics. However, almost 48 percent of people in America think that insurers charge higher premiums from men than women.
Most Expensive/Least Expensive Rates by ZIP Code in Arkansas
Zipcode | Most Expensive Annual Rate | Rank | Compared to Average Annual Rate | City |
---|---|---|---|---|
72202 | $5,258.22 | 1 | $947.87 | LITTLE ROCK |
72204 | $5,217.13 | 2 | $906.78 | LITTLE ROCK |
72201 | $5,204.57 | 3 | $894.22 | LITTLE ROCK |
72209 | $5,126.92 | 4 | $816.57 | LITTLE ROCK |
72206 | $5,108.30 | 5 | $797.95 | LITTLE ROCK |
72332 | $5,062.51 | 6 | $752.16 | EDMONDSON |
72114 | $5,032.25 | 7 | $721.90 | NORTH LITTLE ROCK |
72205 | $5,026.06 | 8 | $715.71 | LITTLE ROCK |
72342 | $4,977.37 | 9 | $667.02 | HELENA |
72169 | $4,975.29 | 10 | $664.94 | TUPELO |
72390 | $4,952.76 | 11 | $642.41 | WEST HELENA |
72227 | $4,927.27 | 12 | $616.92 | LITTLE ROCK |
72355 | $4,905.12 | 13 | $594.77 | LEXA |
71759 | $4,903.48 | 14 | $593.13 | NORPHLET |
72322 | $4,884.85 | 15 | $574.50 | CALDWELL |
72210 | $4,881.65 | 16 | $571.30 | LITTLE ROCK |
71823 | $4,870.73 | 17 | $560.38 | BEN LOMOND |
72037 | $4,854.09 | 18 | $543.74 | COY |
72462 | $4,847.20 | 19 | $536.85 | REYNO |
72369 | $4,839.90 | 20 | $529.55 | ONEIDA |
72211 | $4,837.05 | 21 | $526.70 | LITTLE ROCK |
72312 | $4,825.91 | 22 | $515.56 | BARTON |
72374 | $4,818.73 | 23 | $508.38 | POPLAR GROVE |
72135 | $4,810.70 | 24 | $500.35 | ROLAND |
72366 | $4,805.06 | 25 | $494.71 | MARVELL |
72383 | $4,803.95 | 26 | $493.60 | TURNER |
72207 | $4,781.63 | 27 | $471.28 | LITTLE ROCK |
72223 | $4,775.21 | 28 | $464.86 | LITTLE ROCK |
72212 | $4,764.95 | 29 | $454.60 | LITTLE ROCK |
72328 | $4,743.08 | 30 | $432.73 | CRUMROD |
71601 | $4,737.62 | 31 | $427.27 | PINE BLUFF |
72065 | $4,722.97 | 32 | $412.62 | HENSLEY |
72360 | $4,720.81 | 33 | $410.46 | MARIANNA |
72103 | $4,720.70 | 34 | $410.35 | MABELVALE |
72367 | $4,719.49 | 35 | $409.14 | MELLWOOD |
72333 | $4,698.82 | 36 | $388.47 | ELAINE |
71603 | $4,696.54 | 37 | $386.19 | PINE BLUFF |
72118 | $4,696.00 | 38 | $385.65 | NORTH LITTLE ROCK |
72113 | $4,687.58 | 39 | $377.23 | MAUMELLE |
71646 | $4,685.74 | 40 | $375.39 | HAMBURG |
72132 | $4,665.55 | 41 | $355.20 | REDFIELD |
72180 | $4,664.75 | 42 | $354.40 | WOODSON |
72376 | $4,662.68 | 43 | $352.33 | PROCTOR |
72142 | $4,659.05 | 44 | $348.70 | SCOTT |
72389 | $4,658.61 | 45 | $348.26 | WABASH |
72183 | $4,652.34 | 46 | $341.99 | WRIGHTSVILLE |
71675 | $4,640.35 | 47 | $330.00 | WILMAR |
71654 | $4,640.07 | 48 | $329.72 | MC GEHEE |
71635 | $4,639.80 | 49 | $329.45 | CROSSETT |
72348 | $4,639.62 | 50 | $329.27 | HUGHES |
71663 | $4,636.18 | 51 | $325.83 | PORTLAND |
72341 | $4,632.43 | 52 | $322.08 | HAYNES |
72320 | $4,626.62 | 53 | $316.27 | BRICKEYS |
72311 | $4,625.88 | 54 | $315.53 | AUBREY |
71659 | $4,623.92 | 55 | $313.57 | MOSCOW |
71666 | $4,623.23 | 56 | $312.88 | MC GEHEE |
71667 | $4,623.08 | 57 | $312.73 | STAR CITY |
71676 | $4,608.11 | 58 | $297.76 | WILMOT |
71956 | $4,607.65 | 59 | $297.30 | MOUNTAIN PINE |
71678 | $4,606.47 | 60 | $296.12 | YORKTOWN |
72133 | $4,605.47 | 61 | $295.12 | REYDELL |
72164 | $4,605.03 | 62 | $294.68 | SWEET HOME |
72117 | $4,600.20 | 63 | $289.85 | NORTH LITTLE ROCK |
71968 | $4,594.88 | 64 | $284.53 | ROYAL |
71674 | $4,594.04 | 65 | $283.69 | WATSON |
72368 | $4,591.96 | 66 | $281.61 | MORO |
72011 | $4,589.19 | 67 | $278.84 | BAUXITE |
71964 | $4,584.69 | 68 | $274.34 | PEARCY |
72022 | $4,580.77 | 69 | $270.42 | BRYANT |
71630 | $4,580.02 | 70 | $269.67 | ARKANSAS CITY |
71658 | $4,577.12 | 71 | $266.77 | MONTROSE |
71602 | $4,574.95 | 72 | $264.60 | WHITE HALL |
71901 | $4,572.52 | 73 | $262.17 | HOT SPRINGS NATIONAL PARK |
71913 | $4,572.28 | 74 | $261.93 | HOT SPRINGS NATIONAL PARK |
71661 | $4,571.98 | 75 | $261.63 | PARKDALE |
72120 | $4,567.48 | 76 | $257.13 | SHERWOOD |
72339 | $4,566.91 | 77 | $256.56 | GILMORE |
71677 | $4,564.61 | 78 | $254.26 | WINCHESTER |
71639 | $4,562.62 | 79 | $252.27 | DUMAS |
72122 | $4,561.67 | 80 | $251.32 | PARON |
72002 | $4,561.06 | 81 | $250.71 | ALEXANDER |
72129 | $4,560.68 | 82 | $250.33 | PRATTSVILLE |
71640 | $4,552.16 | 83 | $241.81 | EUDORA |
72379 | $4,548.54 | 84 | $238.19 | SNOW LAKE |
71653 | $4,548.12 | 85 | $237.77 | LAKE VILLAGE |
71655 | $4,545.26 | 86 | $234.91 | MONTICELLO |
72384 | $4,545.16 | 87 | $234.81 | TURRELL |
71643 | $4,543.26 | 88 | $232.91 | GOULD |
71929 | $4,537.95 | 89 | $227.60 | BISMARCK |
72128 | $4,537.66 | 90 | $227.31 | POYEN |
72364 | $4,536.38 | 91 | $226.03 | MARION |
71949 | $4,534.25 | 92 | $223.90 | JESSIEVILLE |
72087 | $4,530.70 | 93 | $220.35 | LONSDALE |
71662 | $4,529.47 | 94 | $219.12 | PICKENS |
72327 | $4,529.04 | 95 | $218.69 | CRAWFORDSVILLE |
71642 | $4,525.47 | 96 | $215.12 | FOUNTAIN HILL |
72116 | $4,519.61 | 97 | $209.26 | NORTH LITTLE ROCK |
72079 | $4,516.94 | 98 | $206.59 | JEFFERSON |
72152 | $4,516.10 | 99 | $205.75 | SHERRILL |
72340 | $4,515.88 | 100 | $205.53 | GOODWIN |
71854 | $4,513.94 | 101 | $203.59 | TEXARKANA |
72550 | $4,512.58 | 102 | $202.23 | LOCUST GROVE |
71671 | $4,508.56 | 103 | $198.21 | WARREN |
71837 | $4,507.34 | 104 | $196.99 | FOUKE |
72168 | $4,507.24 | 105 | $196.89 | TUCKER |
72301 | $4,505.95 | 106 | $195.60 | WEST MEMPHIS |
72373 | $4,501.51 | 107 | $191.16 | PARKIN |
72015 | $4,500.61 | 108 | $190.26 | BENTON |
71644 | $4,500.41 | 109 | $190.06 | GRADY |
72046 | $4,498.76 | 110 | $188.41 | ENGLAND |
72076 | $4,496.83 | 111 | $186.48 | JACKSONVILLE |
71652 | $4,496.55 | 112 | $186.20 | KINGSLAND |
72072 | $4,494.92 | 113 | $184.57 | HUMNOKE |
72019 | $4,492.40 | 114 | $182.05 | BENTON |
71670 | $4,491.50 | 115 | $181.15 | TILLAR |
72353 | $4,489.32 | 116 | $178.97 | LAMBROOK |
72331 | $4,487.73 | 117 | $177.38 | EARLE |
71826 | $4,485.15 | 118 | $174.80 | BRADLEY |
72677 | $4,483.05 | 119 | $172.70 | SUMMIT |
71748 | $4,481.25 | 120 | $170.90 | IVAN |
72352 | $4,481.15 | 121 | $170.80 | LA GRANGE |
72329 | $4,478.44 | 122 | $168.09 | DRIVER |
72377 | $4,478.24 | 123 | $167.89 | RIVERVALE |
72472 | $4,477.35 | 124 | $167.00 | TRUMANN |
72105 | $4,475.74 | 125 | $165.39 | JONES MILL |
71909 | $4,473.76 | 126 | $163.41 | HOT SPRINGS VILLAGE |
71933 | $4,472.41 | 127 | $162.06 | BONNERDALE |
72150 | $4,471.59 | 128 | $161.24 | SHERIDAN |
72396 | $4,471.18 | 129 | $160.83 | WYNNE |
72346 | $4,470.09 | 130 | $159.74 | HETH |
72175 | $4,466.41 | 131 | $156.06 | WABBASEKA |
71660 | $4,464.60 | 132 | $154.25 | NEW EDINBURG |
72527 | $4,462.88 | 133 | $152.53 | DESHA |
71638 | $4,459.82 | 134 | $149.47 | DERMOTT |
72004 | $4,458.72 | 135 | $148.37 | ALTHEIMER |
71747 | $4,454.98 | 136 | $144.63 | HUTTIG |
72568 | $4,454.88 | 137 | $144.53 | PLEASANT PLAINS |
71943 | $4,454.59 | 138 | $144.24 | GLENWOOD |
72391 | $4,445.11 | 139 | $134.76 | WEST RIDGE |
72167 | $4,442.94 | 140 | $132.59 | TRASKWOOD |
71935 | $4,441.21 | 141 | $130.86 | CADDO GAP |
72099 | $4,438.82 | 142 | $128.47 | LITTLE ROCK AIR FORCE BASE |
71952 | $4,436.58 | 143 | $126.23 | LANGLEY |
71647 | $4,434.94 | 144 | $124.59 | HERMITAGE |
71845 | $4,433.17 | 145 | $122.82 | LEWISVILLE |
71631 | $4,432.41 | 146 | $122.06 | BANKS |
71651 | $4,432.18 | 147 | $121.83 | JERSEY |
72084 | $4,426.56 | 148 | $116.21 | LEOLA |
71921 | $4,423.61 | 149 | $113.26 | AMITY |
72529 | $4,420.89 | 150 | $110.54 | CHEROKEE VILLAGE |
72386 | $4,420.76 | 151 | $110.41 | TYRONZA |
72387 | $4,420.36 | 152 | $110.01 | VANNDALE |
71665 | $4,418.71 | 153 | $108.36 | RISON |
72350 | $4,418.22 | 154 | $107.87 | JOINER |
72566 | $4,416.53 | 155 | $106.18 | PINEVILLE |
71765 | $4,415.74 | 156 | $105.39 | STRONG |
71861 | $4,414.24 | 157 | $103.89 | TAYLOR |
72467 | $4,413.74 | 158 | $103.39 | STATE UNIVERSITY |
72534 | $4,412.63 | 159 | $102.28 | FLORAL |
71950 | $4,408.57 | 160 | $98.22 | KIRBY |
72069 | $4,408.36 | 161 | $98.01 | HOLLY GROVE |
71840 | $4,407.42 | 162 | $97.07 | GENOA |
72313 | $4,407.30 | 163 | $96.95 | BASSETT |
71834 | $4,406.66 | 164 | $96.31 | DODDRIDGE |
72338 | $4,406.40 | 165 | $96.05 | FRENCHMANS BAYOU |
72395 | $4,400.92 | 166 | $90.57 | WILSON |
71750 | $4,400.43 | 167 | $90.08 | LAWSON |
72166 | $4,399.91 | 168 | $89.56 | TICHNOR |
72432 | $4,399.73 | 169 | $89.38 | HARRISBURG |
71749 | $4,398.46 | 170 | $88.11 | JUNCTION CITY |
72556 | $4,397.19 | 171 | $86.84 | MELBOURNE |
72016 | $4,397.16 | 172 | $86.81 | BIGELOW |
72470 | $4,395.24 | 173 | $84.89 | SUCCESS |
72513 | $4,394.06 | 174 | $83.71 | ASH FLAT |
71762 | $4,393.43 | 175 | $83.08 | SMACKOVER |
72365 | $4,393.07 | 176 | $82.72 | MARKED TREE |
72123 | $4,391.95 | 177 | $81.60 | PATTERSON |
71853 | $4,391.76 | 178 | $81.41 | OGDEN |
72325 | $4,391.01 | 179 | $80.66 | CLARKEDALE |
72057 | $4,390.64 | 180 | $80.29 | GRAPEVINE |
72392 | $4,389.38 | 181 | $79.03 | WHEATLEY |
72140 | $4,389.02 | 182 | $78.67 | SAINT CHARLES |
72104 | $4,388.93 | 183 | $78.58 | MALVERN |
71940 | $4,387.93 | 184 | $77.58 | DELIGHT |
71839 | $4,387.13 | 185 | $76.78 | GARLAND CITY |
72394 | $4,386.82 | 186 | $76.47 | WIDENER |
72567 | $4,386.06 | 187 | $75.71 | PLEASANT GROVE |
72321 | $4,385.93 | 188 | $75.58 | BURDETTE |
72501 | $4,384.83 | 189 | $74.48 | BATESVILLE |
71959 | $4,383.76 | 190 | $73.41 | NEWHOPE |
71770 | $4,383.55 | 191 | $73.20 | WALDO |
72561 | $4,383.38 | 192 | $73.03 | MOUNT PLEASANT |
71971 | $4,382.90 | 193 | $72.55 | UMPIRE |
72023 | $4,381.62 | 194 | $71.27 | CABOT |
72039 | $4,380.78 | 195 | $70.43 | DAMASCUS |
72530 | $4,380.43 | 196 | $70.08 | DRASCO |
72577 | $4,380.29 | 197 | $69.94 | SIDNEY |
71965 | $4,379.91 | 198 | $69.56 | PENCIL BLUFF |
72335 | $4,378.81 | 199 | $68.46 | FORREST CITY |
72521 | $4,378.31 | 200 | $67.96 | CAVE CITY |
72523 | $4,378.10 | 201 | $67.75 | CONCORD |
71725 | $4,376.51 | 202 | $66.16 | CARTHAGE |
72569 | $4,374.32 | 203 | $63.97 | POUGHKEEPSIE |
72422 | $4,374.23 | 204 | $63.88 | CORNING |
71831 | $4,372.11 | 205 | $61.76 | COLUMBUS |
71724 | $4,371.60 | 206 | $61.25 | CALION |
71860 | $4,370.98 | 207 | $60.63 | STAMPS |
72126 | $4,370.71 | 208 | $60.36 | PERRYVILLE |
71758 | $4,370.34 | 209 | $59.99 | MOUNT HOLLY |
72048 | $4,369.83 | 210 | $59.48 | ETHEL |
71832 | $4,369.45 | 211 | $59.10 | DE QUEEN |
72417 | $4,366.37 | 212 | $56.02 | BROOKLAND |
72475 | $4,365.95 | 213 | $55.60 | WALDENBURG |
71842 | $4,365.64 | 214 | $55.29 | HORATIO |
72137 | $4,364.56 | 215 | $54.21 | ROSE BUD |
72101 | $4,364.10 | 216 | $53.75 | MC CRORY |
72526 | $4,363.87 | 217 | $53.52 | CUSHMAN |
71753 | $4,363.78 | 218 | $53.43 | MAGNOLIA |
71957 | $4,363.52 | 219 | $53.17 | MOUNT IDA |
72579 | $4,363.51 | 220 | $53.16 | SULPHUR ROCK |
72522 | $4,362.74 | 221 | $52.39 | CHARLOTTE |
72007 | $4,361.83 | 222 | $51.48 | AUSTIN |
71969 | $4,361.56 | 223 | $51.21 | SIMS |
71764 | $4,359.89 | 224 | $49.54 | STEPHENS |
71923 | $4,359.45 | 225 | $49.10 | ARKADELPHIA |
72429 | $4,359.38 | 226 | $49.03 | FISHER |
71742 | $4,359.07 | 227 | $48.72 | FORDYCE |
72066 | $4,358.09 | 228 | $47.74 | HICKORY PLAINS |
72542 | $4,357.30 | 229 | $46.95 | HARDY |
72411 | $4,356.13 | 230 | $45.78 | BAY |
71958 | $4,355.75 | 231 | $45.40 | MURFREESBORO |
72517 | $4,354.93 | 232 | $44.58 | BROCKWELL |
72179 | $4,354.12 | 233 | $43.77 | WILBURN |
71730 | $4,354.09 | 234 | $43.74 | EL DORADO |
72540 | $4,352.91 | 235 | $42.56 | GUION |
72131 | $4,352.90 | 236 | $42.55 | QUITMAN |
71970 | $4,352.86 | 237 | $42.51 | STORY |
72401 | $4,352.85 | 238 | $42.50 | JONESBORO |
71836 | $4,352.65 | 239 | $42.30 | FOREMAN |
72372 | $4,352.49 | 240 | $42.14 | PALESTINE |
72572 | $4,351.39 | 241 | $41.04 | SAFFELL |
72052 | $4,351.33 | 242 | $40.98 | GARNER |
72024 | $4,350.95 | 243 | $40.60 | CARLISLE |
72441 | $4,349.96 | 244 | $39.61 | MC DOUGAL |
71961 | $4,349.58 | 245 | $39.23 | ODEN |
71941 | $4,348.71 | 246 | $38.36 | DONALDSON |
72421 | $4,348.12 | 247 | $37.77 | CASH |
71960 | $4,347.73 | 248 | $37.38 | NORMAN |
72326 | $4,346.01 | 249 | $35.66 | COLT |
71922 | $4,343.99 | 250 | $33.64 | ANTOINE |
72324 | $4,343.15 | 251 | $32.80 | CHERRY VALLEY |
72182 | $4,342.75 | 252 | $32.40 | WRIGHT |
72478 | $4,341.24 | 253 | $30.89 | WARM SPRINGS |
72424 | $4,340.45 | 254 | $30.10 | DATTO |
72086 | $4,340.18 | 255 | $29.83 | LONOKE |
72021 | $4,340.03 | 256 | $29.68 | BRINKLEY |
72562 | $4,339.82 | 257 | $29.47 | NEWARK |
72074 | $4,339.20 | 258 | $28.85 | HUNTER |
72136 | $4,339.09 | 259 | $28.74 | ROMANCE |
72571 | $4,338.89 | 260 | $28.54 | ROSIE |
71833 | $4,338.75 | 261 | $28.40 | DIERKS |
71820 | $4,337.63 | 262 | $27.28 | ALLEENE |
72425 | $4,337.46 | 263 | $27.11 | DELAPLAINE |
72106 | $4,337.22 | 264 | $26.87 | MAYFLOWER |
71801 | $4,336.42 | 265 | $26.07 | HOPE |
72165 | $4,335.90 | 266 | $25.55 | THIDA |
71847 | $4,333.67 | 267 | $23.32 | MC CASKILL |
72584 | $4,333.25 | 268 | $22.90 | VIOLET HILL |
72347 | $4,332.54 | 269 | $22.19 | HICKORY RIDGE |
72435 | $4,330.24 | 270 | $19.89 | KNOBEL |
72469 | $4,329.82 | 271 | $19.47 | STRAWBERRY |
72173 | $4,328.41 | 272 | $18.06 | VILONIA |
72443 | $4,326.39 | 273 | $16.04 | MARMADUKE |
72479 | $4,326.17 | 274 | $15.82 | WEINER |
72139 | $4,325.99 | 275 | $15.64 | RUSSELL |
71744 | $4,325.90 | 276 | $15.55 | HAMPTON |
71862 | $4,323.06 | 277 | $12.71 | WASHINGTON |
72085 | $4,321.75 | 278 | $11.40 | LETONA |
71751 | $4,321.58 | 279 | $11.23 | LOUANN |
72051 | $4,320.63 | 280 | $10.28 | FOX |
71962 | $4,319.40 | 281 | $9.05 | OKOLONA |
71825 | $4,319.21 | 282 | $8.86 | BLEVINS |
71932 | $4,318.53 | 283 | $8.18 | BOARD CAMP |
72450 | $4,317.69 | 284 | $7.34 | PARAGOULD |
72464 | $4,317.36 | 285 | $7.01 | SAINT FRANCIS |
72573 | $4,317.27 | 286 | $6.92 | SAGE |
71859 | $4,316.40 | 287 | $6.05 | SARATOGA |
71942 | $4,316.30 | 288 | $5.95 | FRIENDSHIP |
71999 | $4,315.86 | 289 | $5.51 | ARKADELPHIA |
72404 | $4,313.33 | 290 | $2.98 | JONESBORO |
72456 | $4,312.53 | 291 | $2.18 | POLLARD |
71822 | $4,312.26 | 292 | $1.91 | ASHDOWN |
72416 | $4,311.60 | 293 | $1.25 | BONO |
71841 | $4,309.61 | 295 | -$0.74 | GILLHAM |
72532 | $4,309.49 | 296 | -$0.86 | EVENING SHADE |
72585 | $4,308.81 | 297 | -$1.54 | WIDEMAN |
71740 | $4,308.40 | 298 | -$1.95 | EMERSON |
71745 | $4,308.35 | 299 | -$2.00 | HARRELL |
72005 | $4,307.61 | 300 | -$2.74 | AMAGON |
71835 | $4,307.22 | 301 | -$3.13 | EMMET |
72528 | $4,307.16 | 302 | -$3.19 | DOLPH |
72111 | $4,306.81 | 303 | -$3.54 | MOUNT VERNON |
72067 | $4,306.44 | 304 | -$3.91 | HIGDEN |
71838 | $4,306.03 | 305 | -$4.32 | FULTON |
72014 | $4,304.05 | 306 | -$6.30 | BEEDEVILLE |
72143 | $4,302.94 | 307 | -$7.41 | SEARCY |
72453 | $4,302.64 | 308 | -$7.71 | PEACH ORCHARD |
72564 | $4,302.61 | 309 | -$7.74 | OIL TROUGH |
72176 | $4,302.33 | 310 | -$8.02 | WARD |
72457 | $4,301.58 | 311 | -$8.77 | PORTIA |
72449 | $4,301.16 | 312 | -$9.19 | O KEAN |
72466 | $4,300.43 | 313 | -$9.92 | SMITHVILLE |
72860 | $4,300.43 | 313 | -$9.92 | ROVER |
72412 | $4,300.15 | 315 | -$10.20 | BEECH GROVE |
72414 | $4,300.06 | 316 | -$10.29 | BLACK OAK |
72436 | $4,299.71 | 317 | -$10.64 | LAFE |
72036 | $4,299.57 | 318 | -$10.78 | COTTON PLANT |
72354 | $4,299.49 | 319 | -$10.86 | LEPANTO |
72038 | $4,298.59 | 320 | -$11.76 | CROCKETTS BLUFF |
72459 | $4,298.37 | 321 | -$11.98 | RAVENDEN |
72515 | $4,297.89 | 322 | -$12.46 | BEXAR |
71846 | $4,297.73 | 323 | -$12.62 | LOCKESBURG |
72081 | $4,297.50 | 324 | -$12.85 | JUDSONIA |
71763 | $4,297.44 | 325 | -$12.91 | SPARKMAN |
72482 | $4,296.92 | 326 | -$13.43 | WILLIFORD |
72430 | $4,296.38 | 327 | -$13.97 | GREENWAY |
72444 | $4,296.17 | 328 | -$14.18 | MAYNARD |
72073 | $4,295.21 | 329 | -$15.14 | HUMPHREY |
71920 | $4,294.85 | 330 | -$15.50 | ALPINE |
71866 | $4,294.16 | 331 | -$16.19 | WINTHROP |
71726 | $4,293.61 | 332 | -$16.74 | CHIDESTER |
71766 | $4,293.44 | 333 | -$16.91 | THORNTON |
72554 | $4,292.78 | 334 | -$17.57 | MAMMOTH SPRING |
72474 | $4,292.01 | 335 | -$18.34 | WALCOTT |
72645 | $4,291.49 | 336 | -$18.86 | LESLIE |
71828 | $4,290.30 | 337 | -$20.05 | CALE |
71827 | $4,290.04 | 338 | -$20.31 | BUCKNER |
72040 | $4,289.31 | 339 | -$21.04 | DES ARC |
72555 | $4,289.12 | 340 | -$21.23 | MARCELLA |
72030 | $4,288.71 | 341 | -$21.64 | CLEVELAND |
71752 | $4,288.19 | 342 | -$22.16 | MC NEIL |
72828 | $4,287.99 | 343 | -$22.36 | BRIGGSVILLE |
72047 | $4,287.50 | 344 | -$22.85 | ENOLA |
72127 | $4,287.25 | 345 | -$23.10 | PLUMERVILLE |
72539 | $4,287.25 | 345 | -$23.10 | GLENCOE |
71998 | $4,287.01 | 347 | -$23.34 | ARKADELPHIA |
72583 | $4,286.94 | 348 | -$23.41 | VIOLA |
72533 | $4,286.54 | 349 | -$23.81 | FIFTY SIX |
72055 | $4,286.47 | 350 | -$23.88 | GILLETT |
72440 | $4,284.84 | 351 | -$25.51 | LYNN |
71864 | $4,283.36 | 352 | -$26.99 | WILLISVILLE |
71865 | $4,281.85 | 353 | -$28.50 | WILTON |
71728 | $4,281.00 | 354 | -$29.35 | CURTIS |
72428 | $4,279.58 | 355 | -$30.77 | ETOWAH |
72447 | $4,279.47 | 356 | -$30.88 | MONETTE |
71855 | $4,279.31 | 357 | -$31.04 | OZAN |
72310 | $4,276.96 | 358 | -$33.39 | ARMOREL |
72178 | $4,276.22 | 359 | -$34.13 | WEST POINT |
72351 | $4,275.97 | 360 | -$34.38 | KEISER |
72536 | $4,275.78 | 361 | -$34.57 | FRANKLIN |
72512 | $4,274.75 | 362 | -$35.60 | HORSESHOE BEND |
72587 | $4,274.56 | 363 | -$35.79 | WISEMAN |
71701 | $4,274.00 | 364 | -$36.35 | CAMDEN |
72581 | $4,273.67 | 365 | -$36.68 | TUMBLING SHOALS |
72025 | $4,272.04 | 366 | -$38.31 | CASA |
72663 | $4,272.04 | 366 | -$38.31 | ONIA |
71852 | $4,271.28 | 368 | -$39.07 | NASHVILLE |
72112 | $4,270.58 | 369 | -$39.77 | NEWPORT |
72006 | $4,270.50 | 370 | -$39.85 | AUGUSTA |
71772 | $4,270.26 | 371 | -$40.09 | WHELEN SPRINGS |
72543 | $4,269.73 | 372 | -$40.62 | HEBER SPRINGS |
71743 | $4,269.02 | 373 | -$41.33 | GURDON |
72010 | $4,267.46 | 374 | -$42.89 | BALD KNOB |
72576 | $4,267.17 | 375 | -$43.18 | SALEM |
72026 | $4,266.55 | 376 | -$43.80 | CASSCOE |
72465 | $4,266.14 | 377 | -$44.21 | SEDGWICK |
71858 | $4,265.53 | 378 | -$44.82 | ROSSTON |
72061 | $4,265.36 | 379 | -$44.99 | GUY |
71851 | $4,264.91 | 380 | -$45.44 | MINERAL SPRINGS |
72107 | $4,264.21 | 381 | -$46.14 | MENIFEE |
71720 | $4,264.13 | 382 | -$46.22 | BEARDEN |
72058 | $4,263.55 | 383 | -$46.80 | GREENBRIER |
72413 | $4,262.90 | 384 | -$47.45 | BIGGERS |
72358 | $4,261.87 | 385 | -$48.48 | LUXORA |
72013 | $4,260.89 | 386 | -$49.46 | BEE BRANCH |
72020 | $4,260.78 | 387 | -$49.57 | BRADFORD |
72075 | $4,260.78 | 387 | -$49.57 | JACKSONPORT |
72680 | $4,260.18 | 389 | -$50.17 | TIMBO |
72431 | $4,253.84 | 390 | -$56.51 | GRUBBS |
72560 | $4,252.72 | 391 | -$57.63 | MOUNTAIN VIEW |
72538 | $4,252.67 | 392 | -$57.68 | GEPP |
72520 | $4,252.39 | 393 | -$57.96 | CAMP |
72031 | $4,252.08 | 394 | -$58.27 | CLINTON |
72082 | $4,252.08 | 394 | -$58.27 | KENSETT |
72410 | $4,252.02 | 396 | -$58.33 | ALICIA |
72330 | $4,251.26 | 397 | -$59.09 | DYESS |
72044 | $4,250.62 | 398 | -$59.73 | EDGEMONT |
71721 | $4,249.70 | 399 | -$60.65 | BEIRNE |
72455 | $4,249.67 | 400 | -$60.68 | POCAHONTAS |
72546 | $4,249.43 | 401 | -$60.92 | IDA |
72102 | $4,248.61 | 402 | -$61.74 | MC RAE |
72437 | $4,248.21 | 403 | -$62.14 | LAKE CITY |
72857 | $4,244.81 | 404 | -$65.54 | PLAINVIEW |
72083 | $4,243.64 | 405 | -$66.71 | KEO |
72565 | $4,242.75 | 406 | -$67.60 | OXFORD |
72524 | $4,241.46 | 407 | -$68.89 | CORD |
71722 | $4,239.50 | 408 | -$70.85 | BLUFF CITY |
72419 | $4,237.32 | 409 | -$73.03 | CARAWAY |
71972 | $4,236.43 | 410 | -$73.92 | VANDERVOORT |
72519 | $4,235.40 | 411 | -$74.95 | CALICO ROCK |
72064 | $4,234.06 | 412 | -$76.29 | HAZEN |
71857 | $4,232.80 | 413 | -$77.55 | PRESCOTT |
72473 | $4,232.43 | 414 | -$77.92 | TUCKERMAN |
72130 | $4,232.35 | 415 | -$78.00 | PRIM |
72134 | $4,231.73 | 416 | -$78.62 | ROE |
72029 | $4,230.90 | 417 | -$79.45 | CLARENDON |
72041 | $4,230.20 | 418 | -$80.15 | DE VALLS BLUFF |
72442 | $4,228.40 | 419 | -$81.95 | MANILA |
72461 | $4,227.87 | 420 | -$82.48 | RECTOR |
72471 | $4,226.92 | 421 | -$83.43 | SWIFTON |
72838 | $4,223.51 | 422 | -$86.84 | GRAVELLY |
72042 | $4,220.47 | 423 | -$89.88 | DE WITT |
72438 | $4,219.63 | 424 | -$90.72 | LEACHVILLE |
72121 | $4,219.61 | 425 | -$90.74 | PANGBURN |
72027 | $4,219.54 | 426 | -$90.81 | CENTER RIDGE |
72458 | $4,218.84 | 427 | -$91.51 | POWHATAN |
72476 | $4,218.14 | 428 | -$92.21 | WALNUT RIDGE |
72068 | $4,216.60 | 429 | -$93.75 | HIGGINSON |
72149 | $4,215.47 | 430 | -$94.88 | SEARCY |
72012 | $4,213.67 | 431 | -$96.68 | BEEBE |
72059 | $4,212.98 | 432 | -$97.37 | GREGORY |
71944 | $4,211.68 | 433 | -$98.67 | GRANNIS |
72827 | $4,211.68 | 433 | -$98.67 | BLUFFTON |
72578 | $4,210.70 | 435 | -$99.65 | STURKIE |
72017 | $4,209.07 | 436 | -$101.28 | BISCOE |
72445 | $4,208.69 | 437 | -$101.66 | MINTURN |
72181 | $4,205.64 | 438 | -$104.71 | WOOSTER |
72153 | $4,203.90 | 439 | -$106.45 | SHIRLEY |
72639 | $4,203.86 | 440 | -$106.49 | HARRIET |
72531 | $4,202.56 | 441 | -$107.79 | ELIZABETH |
72157 | $4,201.58 | 442 | -$108.77 | SPRINGFIELD |
72170 | $4,200.16 | 443 | -$110.19 | ULM |
72657 | $4,199.75 | 444 | -$110.60 | TIMBO |
72926 | $4,198.80 | 445 | -$111.55 | BOLES |
72156 | $4,197.90 | 446 | -$112.45 | SOLGOHACHIA |
72426 | $4,197.17 | 447 | -$113.18 | DELL |
72370 | $4,196.67 | 448 | -$113.68 | OSCEOLA |
72841 | $4,195.98 | 449 | -$114.37 | HARVEY |
72315 | $4,195.93 | 450 | -$114.42 | BLYTHEVILLE |
72950 | $4,195.17 | 451 | -$115.18 | PARKS |
72035 | $4,189.97 | 452 | -$120.38 | CONWAY |
72433 | $4,189.84 | 453 | -$120.51 | HOXIE |
72003 | $4,189.17 | 454 | -$121.18 | ALMYRA |
72629 | $4,189.05 | 455 | -$121.30 | DENNARD |
72853 | $4,185.56 | 456 | -$124.79 | OLA |
72948 | $4,184.77 | 457 | -$125.58 | NATURAL DAM |
72824 | $4,183.92 | 458 | -$126.43 | BELLEVILLE |
72060 | $4,182.50 | 459 | -$127.85 | GRIFFITHVILLE |
72088 | $4,182.28 | 460 | -$128.07 | FAIRFIELD BAY |
72160 | $4,180.15 | 461 | -$130.20 | STUTTGART |
72460 | $4,179.30 | 462 | -$131.05 | RAVENDEN SPRINGS |
72045 | $4,173.50 | 463 | -$136.85 | EL PASO |
71973 | $4,172.26 | 464 | -$138.09 | WICKES |
72955 | $4,168.22 | 465 | -$142.13 | UNIONTOWN |
72833 | $4,167.00 | 466 | -$143.35 | DANVILLE |
72670 | $4,165.51 | 467 | -$144.84 | PONCA |
72032 | $4,164.98 | 468 | -$145.37 | CONWAY |
72141 | $4,164.37 | 469 | -$145.98 | SCOTLAND |
72454 | $4,163.33 | 470 | -$147.02 | PIGGOTT |
72125 | $4,163.32 | 471 | -$147.03 | PERRY |
72434 | $4,162.22 | 472 | -$148.13 | IMBODEN |
72063 | $4,159.89 | 473 | -$150.46 | HATTIEVILLE |
72944 | $4,157.56 | 474 | -$152.79 | MANSFIELD |
72415 | $4,154.89 | 475 | -$155.46 | BLACK ROCK |
72952 | $4,153.70 | 476 | -$156.65 | RUDY |
71937 | $4,149.70 | 477 | -$160.65 | COVE |
72080 | $4,147.51 | 478 | -$162.84 | JERUSALEM |
72001 | $4,144.29 | 479 | -$166.06 | ADONA |
72834 | $4,143.98 | 480 | -$166.37 | DARDANELLE |
72034 | $4,141.28 | 481 | -$169.07 | CONWAY |
72070 | $4,139.51 | 482 | -$170.84 | HOUSTON |
72110 | $4,129.02 | 483 | -$181.33 | MORRILTON |
72947 | $4,125.55 | 484 | -$184.80 | MULBERRY |
71953 | $4,125.41 | 485 | -$184.94 | MENA |
72760 | $4,124.55 | 486 | -$185.80 | SAINT PAUL |
71945 | $4,121.33 | 487 | -$189.02 | HATFIELD |
72958 | $4,119.59 | 488 | -$190.76 | WALDRON |
72946 | $4,117.05 | 489 | -$193.30 | MOUNTAINBURG |
72945 | $4,111.32 | 490 | -$199.03 | MIDLAND |
72934 | $4,109.80 | 491 | -$200.55 | CHESTER |
72851 | $4,106.36 | 492 | -$203.99 | NEW BLAINE |
72776 | $4,096.92 | 493 | -$213.43 | WITTER |
72623 | $4,094.09 | 494 | -$216.26 | CLARKRIDGE |
72648 | $4,093.30 | 495 | -$217.05 | MARBLE FALLS |
72638 | $4,091.69 | 496 | -$218.66 | GREEN FOREST |
72655 | $4,084.91 | 497 | -$225.44 | MOUNT JUDEA |
72730 | $4,082.17 | 498 | -$228.18 | FARMINGTON |
72921 | $4,082.14 | 499 | -$228.21 | ALMA |
72641 | $4,076.90 | 500 | -$233.45 | JASPER |
72940 | $4,075.82 | 501 | -$234.53 | HUNTINGTON |
72611 | $4,074.69 | 502 | -$235.66 | ALPENA |
72701 | $4,073.71 | 503 | -$236.64 | FAYETTEVILLE |
72956 | $4,073.61 | 504 | -$236.74 | VAN BUREN |
72650 | $4,073.49 | 505 | -$236.86 | MARSHALL |
72703 | $4,069.50 | 506 | -$240.85 | FAYETTEVILLE |
72686 | $4,069.39 | 507 | -$240.96 | WITTS SPRINGS |
72740 | $4,069.22 | 508 | -$241.13 | HUNTSVILLE |
72679 | $4,069.00 | 509 | -$241.35 | TILLY |
72846 | $4,068.62 | 510 | -$241.73 | LAMAR |
72632 | $4,068.20 | 511 | -$242.15 | EUREKA SPRINGS |
72683 | $4,066.30 | 512 | -$244.05 | VENDOR |
72721 | $4,062.33 | 513 | -$248.02 | COMBS |
72932 | $4,061.79 | 514 | -$248.56 | CEDARVILLE |
72842 | $4,058.48 | 515 | -$251.87 | HAVANA |
72669 | $4,055.96 | 516 | -$254.39 | PINDALL |
72738 | $4,049.14 | 517 | -$261.21 | HINDSVILLE |
72901 | $4,044.87 | 518 | -$265.48 | FORT SMITH |
72904 | $4,044.84 | 519 | -$265.51 | FORT SMITH |
72928 | $4,043.76 | 520 | -$266.59 | BRANCH |
72640 | $4,042.48 | 521 | -$267.87 | HASTY |
72662 | $4,035.80 | 522 | -$274.55 | OMAHA |
72938 | $4,033.74 | 523 | -$276.61 | HARTFORD |
72668 | $4,032.18 | 524 | -$278.17 | PEEL |
72660 | $4,030.61 | 525 | -$279.74 | OAK GROVE |
72717 | $4,029.83 | 526 | -$280.52 | CANEHILL |
72544 | $4,028.79 | 527 | -$281.56 | HENDERSON |
72718 | $4,028.39 | 528 | -$281.96 | CAVE SPRINGS |
72856 | $4,027.89 | 529 | -$282.46 | PELSOR |
72727 | $4,027.29 | 530 | -$283.06 | ELKINS |
72843 | $4,026.28 | 531 | -$284.07 | HECTOR |
72737 | $4,024.93 | 532 | -$285.42 | GREENLAND |
72916 | $4,021.77 | 533 | -$288.58 | FORT SMITH |
72774 | $4,021.49 | 534 | -$288.86 | WEST FORK |
72802 | $4,021.12 | 535 | -$289.23 | RUSSELLVILLE |
72762 | $4,018.82 | 536 | -$291.53 | SPRINGDALE |
72704 | $4,018.66 | 537 | -$291.69 | FAYETTEVILLE |
72858 | $4,018.63 | 538 | -$291.72 | POTTSVILLE |
72927 | $4,017.37 | 539 | -$292.98 | BOONEVILLE |
72933 | $4,015.50 | 540 | -$294.85 | CHARLESTON |
72616 | $4,014.47 | 541 | -$295.88 | BERRYVILLE |
72863 | $4,013.74 | 542 | -$296.61 | SCRANTON |
72764 | $4,013.67 | 543 | -$296.68 | SPRINGDALE |
72845 | $4,012.64 | 544 | -$297.71 | KNOXVILLE |
72930 | $4,012.59 | 545 | -$297.76 | CECIL |
72628 | $4,011.57 | 546 | -$298.78 | DEER |
72736 | $4,011.25 | 547 | -$299.10 | GRAVETTE |
72837 | $4,011.25 | 547 | -$299.10 | DOVER |
72835 | $4,010.14 | 549 | -$300.21 | DELAWARE |
72659 | $4,009.98 | 550 | -$300.37 | NORFORK |
72739 | $4,008.74 | 551 | -$301.61 | HIWASSE |
72624 | $4,008.26 | 552 | -$302.09 | COMPTON |
72852 | $4,007.37 | 553 | -$302.98 | OARK |
72751 | $4,003.33 | 554 | -$307.02 | PEA RIDGE |
72617 | $4,003.29 | 555 | -$307.06 | BIG FLAT |
72753 | $4,002.89 | 556 | -$307.46 | PRAIRIE GROVE |
72756 | $4,001.09 | 557 | -$309.26 | ROGERS |
72666 | $4,000.84 | 558 | -$309.51 | PARTHENON |
72823 | $4,000.46 | 559 | -$309.89 | ATKINS |
72773 | $4,000.18 | 560 | -$310.17 | WESLEY |
72854 | $3,999.19 | 561 | -$311.16 | OZONE |
72923 | $3,997.34 | 562 | -$313.01 | BARLING |
72749 | $3,997.10 | 563 | -$313.25 | MORROW |
72744 | $3,996.66 | 564 | -$313.69 | LINCOLN |
72908 | $3,993.42 | 565 | -$316.93 | FORT SMITH |
72631 | $3,991.15 | 566 | -$319.20 | EUREKA SPRINGS |
72685 | $3,990.73 | 567 | -$319.62 | WESTERN GROVE |
72865 | $3,989.62 | 568 | -$320.73 | SUBIACO |
72769 | $3,989.32 | 569 | -$321.03 | SUMMERS |
72752 | $3,988.29 | 570 | -$322.06 | PETTIGREW |
72672 | $3,988.20 | 571 | -$322.15 | PYATT |
72732 | $3,986.79 | 572 | -$323.56 | GARFIELD |
72537 | $3,986.11 | 573 | -$324.24 | GAMALIEL |
72959 | $3,986.03 | 574 | -$324.32 | WINSLOW |
72936 | $3,984.76 | 575 | -$325.59 | GREENWOOD |
72714 | $3,984.36 | 576 | -$325.99 | BELLA VISTA |
72675 | $3,983.75 | 577 | -$326.60 | SAINT JOE |
72722 | $3,982.71 | 578 | -$327.64 | DECATUR |
72715 | $3,980.31 | 579 | -$330.04 | BELLA VISTA |
72903 | $3,978.88 | 580 | -$331.47 | FORT SMITH |
72729 | $3,977.95 | 581 | -$332.40 | EVANSVILLE |
72855 | $3,976.22 | 582 | -$334.13 | PARIS |
72615 | $3,972.77 | 583 | -$337.58 | BERGMAN |
72734 | $3,970.07 | 584 | -$340.28 | GENTRY |
72742 | $3,966.97 | 585 | -$343.38 | KINGSTON |
72651 | $3,966.71 | 586 | -$343.64 | MIDWAY |
72937 | $3,966.18 | 587 | -$344.17 | HACKETT |
72735 | $3,964.76 | 588 | -$345.59 | GOSHEN |
72733 | $3,961.68 | 589 | -$348.67 | GATEWAY |
72847 | $3,956.64 | 590 | -$353.71 | LONDON |
72682 | $3,955.26 | 591 | -$355.09 | VALLEY SPRINGS |
72801 | $3,950.72 | 592 | -$359.63 | RUSSELLVILLE |
72758 | $3,948.67 | 593 | -$361.68 | ROGERS |
72949 | $3,948.34 | 594 | -$362.01 | OZARK |
72821 | $3,947.99 | 595 | -$362.36 | ALTUS |
72636 | $3,947.30 | 596 | -$363.05 | GILBERT |
72712 | $3,946.77 | 597 | -$363.58 | BENTONVILLE |
72747 | $3,945.68 | 598 | -$364.67 | MAYSVILLE |
72943 | $3,942.79 | 599 | -$367.56 | MAGAZINE |
72820 | $3,938.24 | 600 | -$372.11 | ALIX |
72839 | $3,937.26 | 601 | -$373.09 | HAGARVILLE |
72601 | $3,932.87 | 602 | -$377.48 | HARRISON |
72642 | $3,931.86 | 603 | -$378.49 | LAKEVIEW |
72644 | $3,931.50 | 604 | -$378.85 | LEAD HILL |
72830 | $3,930.46 | 605 | -$379.89 | CLARKSVILLE |
72661 | $3,930.02 | 606 | -$380.33 | OAKLAND |
72719 | $3,929.68 | 607 | -$380.67 | CENTERTON |
72832 | $3,929.25 | 608 | -$381.10 | COAL HILL |
72745 | $3,921.21 | 609 | -$389.14 | LOWELL |
72840 | $3,918.96 | 610 | -$391.39 | HARTMAN |
72941 | $3,917.45 | 611 | -$392.90 | LAVACA |
72951 | $3,916.23 | 612 | -$394.12 | RATCLIFF |
72658 | $3,915.02 | 613 | -$395.33 | NORFORK |
72768 | $3,911.90 | 614 | -$398.45 | SULPHUR SPRINGS |
72633 | $3,909.12 | 615 | -$401.23 | EVERTON |
72653 | $3,908.72 | 616 | -$401.63 | MOUNTAIN HOME |
72635 | $3,906.40 | 617 | -$403.95 | GASSVILLE |
72761 | $3,899.87 | 618 | -$410.48 | SILOAM SPRINGS |
72619 | $3,887.16 | 619 | -$423.19 | BULL SHOALS |
72634 | $3,873.45 | 620 | -$436.90 | FLIPPIN |
72687 | $3,866.44 | 621 | -$443.91 | YELLVILLE |
72626 | $3,838.69 | 622 | -$471.66 | COTTER |
Most Expensive/Least Expensive Rates by City in Arkansas
City | Average Annual Rate |
---|---|
COTTER | $3,675.93 |
YELLVILLE | $3,701.73 |
FLIPPIN | $3,706.66 |
SILOAM SPRINGS | $3,714.85 |
BULL SHOALS | $3,719.26 |
LAVACA | $3,727.89 |
SULPHUR SPRINGS | $3,730.83 |
LOWELL | $3,732.84 |
MOUNTAIN HOME | $3,733.81 |
GASSVILLE | $3,737.78 |
EVERTON | $3,740.11 |
CENTERTON | $3,740.12 |
RATCLIFF | $3,746.65 |
LAKEVIEW | $3,750.39 |
HARTMAN | $3,752.32 |
BENTONVILLE | $3,756.99 |
MAYSVILLE | $3,760.25 |
HARRISON | $3,760.28 |
OAKLAND | $3,760.68 |
COAL HILL | $3,761.40 |
ALIX | $3,763.31 |
LEAD HILL | $3,764.03 |
CLARKSVILLE | $3,764.38 |
HAGARVILLE | $3,766.14 |
MAGAZINE | $3,766.31 |
GATEWAY | $3,768.92 |
GOSHEN | $3,773.59 |
HACKETT | $3,775.02 |
OZARK | $3,775.81 |
GENTRY | $3,777.59 |
ALTUS | $3,778.37 |
GILBERT | $3,778.47 |
ROGERS | $3,779.69 |
MIDWAY | $3,786.15 |
GREENWOOD | $3,788.31 |
VALLEY SPRINGS | $3,788.34 |
LONDON | $3,788.68 |
NORFORK | $3,789.77 |
DECATUR | $3,792.36 |
BELLA VISTA | $3,792.51 |
EVANSVILLE | $3,792.99 |
GARFIELD | $3,793.96 |
KINGSTON | $3,794.09 |
BERGMAN | $3,794.88 |
BARLING | $3,798.08 |
WINSLOW | $3,803.91 |
SUMMERS | $3,804.01 |
LINCOLN | $3,805.26 |
PARIS | $3,805.98 |
PEA RIDGE | $3,810.74 |
MORROW | $3,811.51 |
RUSSELLVILLE | $3,812.21 |
GAMALIEL | $3,813.14 |
FORT SMITH | $3,813.54 |
PYATT | $3,815.53 |
SAINT JOE | $3,815.59 |
PRAIRIE GROVE | $3,816.07 |
PETTIGREW | $3,817.02 |
HIWASSE | $3,820.14 |
SUBIACO | $3,820.19 |
WESTERN GROVE | $3,820.75 |
WESLEY | $3,821.96 |
GRAVETTE | $3,825.09 |
SPRINGDALE | $3,826.46 |
CHARLESTON | $3,828.13 |
WEST FORK | $3,828.56 |
OZONE | $3,828.88 |
ATKINS | $3,828.94 |
BIG FLAT | $3,829.04 |
BERRYVILLE | $3,829.31 |
PARTHENON | $3,829.81 |
CAVE SPRINGS | $3,833.38 |
CECIL | $3,835.65 |
BOONEVILLE | $3,837.27 |
OARK | $3,838.35 |
GREENLAND | $3,838.46 |
DOVER | $3,838.64 |
DELAWARE | $3,840.29 |
COMPTON | $3,840.63 |
DEER | $3,842.72 |
SCRANTON | $3,842.80 |
ELKINS | $3,843.47 |
CANEHILL | $3,844.04 |
KNOXVILLE | $3,844.41 |
EUREKA SPRINGS | $3,844.52 |
POTTSVILLE | $3,847.38 |
HARTFORD | $3,850.24 |
PEEL | $3,850.55 |
HENDERSON | $3,855.55 |
HECTOR | $3,855.81 |
OAK GROVE | $3,856.90 |
PELSOR | $3,858.60 |
FAYETTEVILLE | $3,861.27 |
OMAHA | $3,861.27 |
BRANCH | $3,861.77 |
CEDARVILLE | $3,862.21 |
HINDSVILLE | $3,863.57 |
HASTY | $3,870.90 |
VAN BUREN | $3,876.27 |
COMBS | $3,879.99 |
ALMA | $3,882.75 |
HUNTINGTON | $3,884.38 |
PINDALL | $3,885.12 |
HUNTSVILLE | $3,886.97 |
HAVANA | $3,889.58 |
FARMINGTON | $3,890.26 |
TILLY | $3,890.86 |
LAMAR | $3,893.18 |
ALPENA | $3,893.59 |
VENDOR | $3,895.67 |
WITTS SPRINGS | $3,896.04 |
MOUNT JUDEA | $3,903.55 |
JASPER | $3,905.27 |
MARSHALL | $3,905.47 |
CLARKRIDGE | $3,909.73 |
GREEN FOREST | $3,912.51 |
WITTER | $3,918.25 |
MIDLAND | $3,918.96 |
MARBLE FALLS | $3,921.34 |
CHESTER | $3,925.17 |
NEW BLAINE | $3,926.14 |
MOUNTAINBURG | $3,929.74 |
MULBERRY | $3,931.69 |
MORRILTON | $3,940.34 |
WALDRON | $3,943.41 |
SAINT PAUL | $3,946.03 |
HATFIELD | $3,947.54 |
MENA | $3,955.98 |
HOUSTON | $3,956.09 |
RUDY | $3,956.39 |
CONWAY | $3,956.96 |
ADONA | $3,957.08 |
PIGGOTT | $3,962.19 |
JERUSALEM | $3,964.22 |
EL PASO | $3,968.00 |
BLACK ROCK | $3,968.65 |
DARDANELLE | $3,969.59 |
UNIONTOWN | $3,970.21 |
HATTIEVILLE | $3,974.36 |
MANSFIELD | $3,975.03 |
COVE | $3,975.95 |
IMBODEN | $3,976.25 |
PERRY | $3,980.21 |
STUTTGART | $3,981.55 |
SCOTLAND | $3,982.05 |
GRIFFITHVILLE | $3,983.23 |
PONCA | $3,983.66 |
RAVENDEN SPRINGS | $3,985.96 |
ALMYRA | $3,989.59 |
BLYTHEVILLE | $3,991.65 |
NATURAL DAM | $3,992.81 |
DANVILLE | $3,993.79 |
WOOSTER | $3,994.77 |
ULM | $3,996.48 |
OSCEOLA | $3,996.61 |
DELL | $3,997.00 |
WICKES | $3,998.59 |
HOXIE | $4,000.00 |
FAIRFIELD BAY | $4,002.60 |
SOLGOHACHIA | $4,005.88 |
BEEBE | $4,006.27 |
BELLEVILLE | $4,007.32 |
LEACHVILLE | $4,008.50 |
DENNARD | $4,009.96 |
CARAWAY | $4,010.65 |
BISCOE | $4,011.75 |
SPRINGFIELD | $4,012.83 |
MANILA | $4,013.01 |
OLA | $4,015.16 |
HIGGINSON | $4,016.31 |
DE WITT | $4,018.57 |
RECTOR | $4,018.76 |
MINTURN | $4,019.14 |
PARKS | $4,019.82 |
HARVEY | $4,020.76 |
SHIRLEY | $4,021.57 |
GREGORY | $4,021.90 |
ELIZABETH | $4,023.62 |
WALNUT RIDGE | $4,024.13 |
DE VALLS BLUFF | $4,024.90 |
PANGBURN | $4,024.93 |
BOLES | $4,026.54 |
HAZEN | $4,026.55 |
HARRIET | $4,027.03 |
STURKIE | $4,027.33 |
CLARENDON | $4,029.70 |
LAKE CITY | $4,029.70 |
POWHATAN | $4,030.37 |
KEO | $4,030.58 |
BLUFFTON | $4,032.91 |
CENTER RIDGE | $4,033.28 |
GRANNIS | $4,033.79 |
SWIFTON | $4,034.86 |
TUCKERMAN | $4,037.03 |
ROE | $4,037.85 |
MC RAE | $4,040.32 |
TIMBO | $4,044.17 |
GRAVELLY | $4,044.67 |
DYESS | $4,047.96 |
CORD | $4,048.63 |
PRIM | $4,049.19 |
POCAHONTAS | $4,051.89 |
VANDERVOORT | $4,051.95 |
KENSETT | $4,053.36 |
GUY | $4,053.83 |
SEARCY | $4,054.58 |
PRESCOTT | $4,055.81 |
GREENBRIER | $4,057.14 |
LUXORA | $4,057.43 |
MONETTE | $4,058.13 |
ALICIA | $4,058.32 |
GRUBBS | $4,059.56 |
ETOWAH | $4,061.12 |
JACKSONPORT | $4,061.31 |
OXFORD | $4,061.67 |
IDA | $4,062.03 |
CALICO ROCK | $4,062.32 |
CASSCOE | $4,062.53 |
EDGEMONT | $4,063.60 |
BEE BRANCH | $4,064.16 |
WEST POINT | $4,064.71 |
CLINTON | $4,064.91 |
MENIFEE | $4,065.41 |
KEISER | $4,066.53 |
PLAINVIEW | $4,066.85 |
BLUFF CITY | $4,067.73 |
BRADFORD | $4,067.74 |
GEPP | $4,068.32 |
CAMP | $4,069.16 |
ENOLA | $4,069.47 |
SEDGWICK | $4,070.35 |
BIGGERS | $4,070.60 |
ARMOREL | $4,070.80 |
MOUNTAIN VIEW | $4,071.01 |
BLACK OAK | $4,073.09 |
WALCOTT | $4,074.34 |
NEWPORT | $4,074.50 |
BALD KNOB | $4,077.27 |
HEBER SPRINGS | $4,078.00 |
AUGUSTA | $4,078.23 |
WARD | $4,079.23 |
GILLETT | $4,079.64 |
BEIRNE | $4,082.83 |
TUMBLING SHOALS | $4,083.46 |
SALEM | $4,085.37 |
DES ARC | $4,086.07 |
PLUMERVILLE | $4,087.64 |
ROSSTON | $4,088.10 |
ONIA | $4,088.11 |
FRANKLIN | $4,088.67 |
HUMPHREY | $4,088.75 |
HORSESHOE BEND | $4,089.98 |
WISEMAN | $4,090.11 |
WHELEN SPRINGS | $4,091.54 |
CASA | $4,091.83 |
MOUNT VERNON | $4,092.60 |
LYNN | $4,093.60 |
LEPANTO | $4,094.01 |
LAFE | $4,094.57 |
MINERAL SPRINGS | $4,096.05 |
GREENWAY | $4,096.77 |
MARCELLA | $4,097.05 |
BEARDEN | $4,097.81 |
PARAGOULD | $4,098.11 |
GURDON | $4,098.90 |
PORTIA | $4,099.55 |
COTTON PLANT | $4,099.70 |
CROCKETTS BLUFF | $4,099.73 |
CLEVELAND | $4,099.78 |
BEECH GROVE | $4,100.53 |
NASHVILLE | $4,101.58 |
GLENCOE | $4,101.73 |
FIFTY SIX | $4,102.16 |
O KEAN | $4,102.24 |
CAMDEN | $4,102.55 |
PEACH ORCHARD | $4,102.70 |
LONOKE | $4,103.61 |
BONO | $4,103.63 |
MAYNARD | $4,103.75 |
VILONIA | $4,103.85 |
JUDSONIA | $4,103.88 |
WILLIFORD | $4,104.47 |
RAVENDEN | $4,105.16 |
AMAGON | $4,105.59 |
JONESBORO | $4,107.14 |
BRIGGSVILLE | $4,107.19 |
OZAN | $4,107.57 |
POLLARD | $4,108.16 |
VIOLA | $4,108.27 |
MAMMOTH SPRING | $4,108.73 |
MARMADUKE | $4,110.26 |
SMITHVILLE | $4,110.68 |
WILLISVILLE | $4,110.98 |
EVENING SHADE | $4,111.44 |
WILTON | $4,111.53 |
MAYFLOWER | $4,111.71 |
CURTIS | $4,112.91 |
OIL TROUGH | $4,113.19 |
LESLIE | $4,113.80 |
MC NEIL | $4,115.33 |
BEXAR | $4,115.38 |
BEEDEVILLE | $4,116.08 |
BUCKNER | $4,117.06 |
CALE | $4,117.52 |
LETONA | $4,117.72 |
HIGDEN | $4,117.82 |
ALPINE | $4,118.45 |
SAINT FRANCIS | $4,120.15 |
BAY | $4,121.23 |
BOARD CAMP | $4,121.32 |
WRIGHT | $4,121.61 |
WEINER | $4,122.16 |
ROVER | $4,122.46 |
DOLPH | $4,122.63 |
CHIDESTER | $4,123.73 |
WINTHROP | $4,124.16 |
SPARKMAN | $4,124.98 |
THORNTON | $4,124.99 |
RUSSELL | $4,125.07 |
LOCKESBURG | $4,125.34 |
WIDEMAN | $4,125.45 |
ROMANCE | $4,125.54 |
BRINKLEY | $4,125.66 |
FRIENDSHIP | $4,127.16 |
GILLHAM | $4,127.77 |
KNOBEL | $4,128.07 |
ASHDOWN | $4,128.50 |
EMMET | $4,129.66 |
SAGE | $4,130.20 |
FULTON | $4,131.06 |
COLT | $4,132.16 |
EMERSON | $4,132.35 |
CARLISLE | $4,133.63 |
AUSTIN | $4,134.10 |
HICKORY RIDGE | $4,134.89 |
FOX | $4,135.83 |
WARM SPRINGS | $4,136.39 |
ARKADELPHIA | $4,137.41 |
DELAPLAINE | $4,138.24 |
HARRELL | $4,138.26 |
GARNER | $4,138.36 |
CHERRY VALLEY | $4,138.82 |
PALESTINE | $4,138.89 |
SARATOGA | $4,139.39 |
HUNTER | $4,139.52 |
BROOKLAND | $4,139.64 |
STRAWBERRY | $4,139.72 |
DATTO | $4,139.98 |
CASH | $4,140.09 |
HICKORY PLAINS | $4,142.02 |
THIDA | $4,142.87 |
ROSIE | $4,143.83 |
NEWARK | $4,145.68 |
VIOLET HILL | $4,146.15 |
OKOLONA | $4,146.61 |
LOUANN | $4,146.62 |
BLEVINS | $4,147.12 |
QUITMAN | $4,147.92 |
MC DOUGAL | $4,148.51 |
WALDENBURG | $4,149.91 |
WASHINGTON | $4,149.92 |
SAFFELL | $4,151.60 |
ROSE BUD | $4,151.71 |
HOPE | $4,152.39 |
HAMPTON | $4,153.21 |
FORREST CITY | $4,153.88 |
FISHER | $4,154.86 |
CABOT | $4,157.53 |
WILBURN | $4,158.20 |
MC CASKILL | $4,158.32 |
DAMASCUS | $4,160.26 |
ALLEENE | $4,160.96 |
DONALDSON | $4,162.71 |
NORMAN | $4,164.49 |
GUION | $4,165.28 |
HARDY | $4,165.37 |
CHARLOTTE | $4,166.31 |
ANTOINE | $4,167.39 |
STORY | $4,167.51 |
ETHEL | $4,167.60 |
WIDENER | $4,168.23 |
WHEATLEY | $4,168.40 |
BROCKWELL | $4,168.43 |
DIERKS | $4,169.43 |
FOREMAN | $4,170.57 |
SULPHUR ROCK | $4,171.11 |
ODEN | $4,171.13 |
CUSHMAN | $4,171.17 |
MC CRORY | $4,171.31 |
BURDETTE | $4,171.84 |
CLARKEDALE | $4,172.64 |
CORNING | $4,173.80 |
SIMS | $4,176.06 |
MOUNT IDA | $4,176.62 |
GRAPEVINE | $4,176.87 |
CAVE CITY | $4,177.61 |
PERRYVILLE | $4,177.89 |
EL DORADO | $4,178.47 |
FORDYCE | $4,178.48 |
SAINT CHARLES | $4,180.87 |
MAGNOLIA | $4,182.60 |
MALVERN | $4,183.46 |
TICHNOR | $4,183.96 |
POUGHKEEPSIE | $4,184.46 |
MARKED TREE | $4,184.60 |
MURFREESBORO | $4,184.60 |
HORATIO | $4,185.35 |
CONCORD | $4,185.60 |
BATESVILLE | $4,185.68 |
DE QUEEN | $4,185.68 |
MOUNT HOLLY | $4,185.88 |
CARTHAGE | $4,186.21 |
HARRISBURG | $4,186.68 |
GARLAND CITY | $4,187.38 |
SIDNEY | $4,188.22 |
STAMPS | $4,189.06 |
DRASCO | $4,189.94 |
STATE UNIVERSITY | $4,190.43 |
CALION | $4,190.51 |
STEPHENS | $4,190.66 |
PLEASANT GROVE | $4,192.76 |
COLUMBUS | $4,192.85 |
WILSON | $4,193.07 |
SUCCESS | $4,193.83 |
MOUNT PLEASANT | $4,194.19 |
PATTERSON | $4,194.77 |
PENCIL BLUFF | $4,195.59 |
ASH FLAT | $4,198.05 |
BASSETT | $4,199.15 |
FRENCHMANS BAYOU | $4,199.15 |
WALDO | $4,199.99 |
BIGELOW | $4,201.32 |
OGDEN | $4,203.87 |
HOLLY GROVE | $4,205.59 |
GENOA | $4,206.98 |
UMPIRE | $4,207.15 |
NEWHOPE | $4,208.24 |
FLORAL | $4,209.82 |
SMACKOVER | $4,210.09 |
MELBOURNE | $4,210.37 |
JOINER | $4,211.04 |
DELIGHT | $4,211.90 |
LITTLE ROCK AIR FORCE BASE | $4,212.41 |
DODDRIDGE | $4,212.74 |
TYRONZA | $4,214.88 |
LEOLA | $4,218.27 |
SUMMIT | $4,219.69 |
VANNDALE | $4,220.12 |
PINEVILLE | $4,221.41 |
JUNCTION CITY | $4,221.91 |
KIRBY | $4,224.18 |
LAWSON | $4,224.30 |
RISON | $4,224.73 |
CHEROKEE VILLAGE | $4,226.68 |
TAYLOR | $4,229.17 |
TRASKWOOD | $4,230.06 |
WEST RIDGE | $4,230.92 |
STRONG | $4,235.27 |
ALTHEIMER | $4,235.40 |
HUMNOKE | $4,236.09 |
SHERIDAN | $4,240.41 |
AMITY | $4,240.74 |
WABBASEKA | $4,241.28 |
LEWISVILLE | $4,247.19 |
CADDO GAP | $4,250.88 |
LANGLEY | $4,252.86 |
TRUMANN | $4,254.21 |
JERSEY | $4,254.78 |
JACKSONVILLE | $4,255.86 |
ENGLAND | $4,256.42 |
HERMITAGE | $4,257.02 |
HETH | $4,257.43 |
BANKS | $4,258.47 |
WYNNE | $4,258.84 |
DESHA | $4,260.33 |
JONES MILL | $4,260.57 |
PLEASANT PLAINS | $4,260.62 |
DRIVER | $4,261.40 |
HOT SPRINGS VILLAGE | $4,262.17 |
LA GRANGE | $4,263.41 |
EARLE | $4,264.95 |
RIVERVALE | $4,266.81 |
DERMOTT | $4,269.21 |
LAMBROOK | $4,270.99 |
GLENWOOD | $4,271.16 |
BONNERDALE | $4,271.32 |
BENTON | $4,272.20 |
HUTTIG | $4,276.65 |
NEW EDINBURG | $4,276.86 |
TUCKER | $4,279.80 |
WEST MEMPHIS | $4,284.61 |
GOODWIN | $4,285.59 |
PARKIN | $4,286.72 |
TILLAR | $4,289.53 |
GRADY | $4,289.86 |
JEFFERSON | $4,290.20 |
SHERRILL | $4,290.97 |
IVAN | $4,295.79 |
BRADLEY | $4,297.97 |
FOUKE | $4,299.14 |
LONSDALE | $4,300.42 |
TEXARKANA | $4,302.64 |
CRAWFORDSVILLE | $4,303.32 |
LOCUST GROVE | $4,308.99 |
MARION | $4,310.91 |
POYEN | $4,311.68 |
KINGSLAND | $4,311.87 |
PICKENS | $4,316.95 |
SHERWOOD | $4,318.37 |
JESSIEVILLE | $4,319.67 |
TURRELL | $4,323.47 |
ALEXANDER | $4,324.68 |
BISMARCK | $4,324.82 |
SNOW LAKE | $4,326.46 |
GILMORE | $4,329.53 |
FOUNTAIN HILL | $4,330.49 |
WARREN | $4,330.68 |
PRATTSVILLE | $4,332.53 |
WHITE HALL | $4,333.70 |
BRYANT | $4,335.55 |
PARON | $4,338.14 |
GOULD | $4,340.30 |
HOT SPRINGS NATIONAL PARK | $4,342.75 |
MONTICELLO | $4,344.26 |
DUMAS | $4,351.53 |
LAKE VILLAGE | $4,352.05 |
EUDORA | $4,358.38 |
WINCHESTER | $4,360.04 |
PEARCY | $4,362.07 |
BAUXITE | $4,362.21 |
MORO | $4,369.60 |
REYDELL | $4,371.05 |
ROYAL | $4,371.56 |
MOSCOW | $4,374.66 |
SWEET HOME | $4,376.40 |
PARKDALE | $4,376.79 |
WATSON | $4,381.23 |
ARKANSAS CITY | $4,382.04 |
MONTROSE | $4,383.44 |
MOUNTAIN PINE | $4,383.58 |
YORKTOWN | $4,397.30 |
HAYNES | $4,400.52 |
BRICKEYS | $4,401.91 |
AUBREY | $4,402.16 |
HUGHES | $4,406.93 |
WRIGHTSVILLE | $4,409.46 |
WILMOT | $4,412.43 |
SCOTT | $4,416.88 |
MC GEHEE | $4,423.92 |
STAR CITY | $4,425.08 |
PROCTOR | $4,431.21 |
MAUMELLE | $4,433.50 |
REDFIELD | $4,435.04 |
PORTLAND | $4,437.39 |
WABASH | $4,440.61 |
CROSSETT | $4,441.80 |
WILMAR | $4,442.85 |
WOODSON | $4,442.86 |
NORTH LITTLE ROCK | $4,456.07 |
PINE BLUFF | $4,457.35 |
MABELVALE | $4,467.04 |
HENSLEY | $4,472.74 |
ELAINE | $4,478.23 |
MELLWOOD | $4,492.81 |
HAMBURG | $4,493.87 |
MARIANNA | $4,494.46 |
CRUMROD | $4,508.83 |
COY | $4,554.52 |
TURNER | $4,554.58 |
REYNO | $4,558.66 |
ROLAND | $4,559.09 |
MARVELL | $4,559.19 |
POPLAR GROVE | $4,570.51 |
CALDWELL | $4,591.51 |
BARTON | $4,594.10 |
BEN LOMOND | $4,602.55 |
ONEIDA | $4,603.82 |
NORPHLET | $4,632.65 |
LEXA | $4,660.25 |
TUPELO | $4,681.81 |
WEST HELENA | $4,698.75 |
LITTLE ROCK | $4,715.90 |
HELENA | $4,725.99 |
EDMONDSON | $4,759.29 |
Arkansas Car Insurance Companies
Usually, we choose a car insurance carrier on the basis of auto premium quotes, without much thought to the insurers’ reputation in the market. Factors, such as financial ratings, consumer complaints, claims satisfaction history, are rarely considered by consumers before buying insurance.
Do remember that in the event of an unfortunate accident, how well your insurer handles the claims settlement process from the first notice of loss (FNOL) to the final settlement depends on these above-mentioned factors.
So who are the best Arkansas car insurance companies? Don’t worry, we have done the necessary research for you!
In the next few sections, we would talk about these factors and provide facts about each insurance carrier in your state to help you make an informed decision.
Financial Ratings of Leading Insurance Carriers in Arkansas
The financial strength of your insurance provider determines whether they would be able to settle a claim in case you’re involved in an accident. On the macro level, rating organizations assess the balance sheet of insurers to ensure the long-term financial viability of their operations.
Leading Insurance Providers | A.M. Best Rating |
---|---|
State Farm Group | A++ |
Southern Farm Bureau Casualty Group | A+ |
Shelter Insurance Group | A |
Allstate Insurance Group | A+ |
Progressive Group | A+ |
Geico | A++ |
USAA Group | A++ |
Liberty Mutual Group | A |
Farmers Insurance Group | A |
Nationwide Corp Group | A+ |
Before buying an insurance policy, checking the A.M. Best Rating would give you some peace of mind for later. A.M. ratings of A+ to B mean superior to fair financial strength and anything below B isn’t financially viable, ranging from marginal to poor.
Customer Satisfaction Rating of Insurance Providers in Arkansas
Customer satisfaction surveys are the true indicator of a company’s services. Financial ratings might not always be accurate, but customer ratings would tell you if an insurer acknowledges its obligations when a claim is filed.
J.D. Power recently conducted a customer satisfaction survey to assess the overall perception of car insurance customers about insurance companies. In their 2018 survey, they found that consumer satisfaction has improved considerably in the US.
In the image, you can see the satisfaction level of customers for the auto insurers in the Southeast region. Among these, Farm Bureau Insurance – Tennessee received the best satisfaction rating.
Insurance in the digital era – Customers these days rate insurers on the basis of their digital interaction, omnichannel presence, transparency in premium hikes, usage-based insurance adoption etc. It’s not about just cost anymore.
Leading Car Insurance Companies in Arkansas (By Market Share)
Insurance Company | Direct Written Premiums | Loss Ratio | Market Share |
---|---|---|---|
State Farm Group | $500,195 | 66.99% | 25.69% |
Southern Farm Bureau Casualty Group | $248,792 | 69.46% | 12.78% |
Shelter Insurance Group | $167,424 | 67.43% | 8.60% |
Allstate Insurance Group | $141,053 | 47.21% | 7.24% |
Progressive Group | $139,855 | 58.71% | 7.18% |
Geico | $109,940 | 70.69% | 5.65% |
USAA Group | $92,071 | 73.14% | 4.73% |
Liberty Mutual Group | $80,245 | 61.30% | 4.12% |
Farmers Insurance Group | $79,776 | 52.42% | 4.10% |
Nationwide Corp Group | $57,506 | 51.80% | 2.95% |
Cheapest Arkansas’s Car Insurance Rates by Company
Now that you’re aware of the leading insurance providers in Arkansas, you must be curious about the average premiums charged by providers in the state.
Insurance Company | Average (Annual) | Compared to State Average (-/+) | Percentage Change (-/+) |
---|---|---|---|
Allstate P&C | $5,150.03 | $1,038.33 | 20.16% |
Farmers Ins Co | $4,257.88 | $146.18 | 3.43% |
Geico General | $3,484.63 | -$627.07 | -18.00% |
Safeco Ins Co of IL | $4,005.48 | -$106.22 | -2.65% |
Nationwide Mutual | $3,861.78 | -$249.92 | -6.47% |
Progressive NorthWestern | $5,312.09 | $1,200.39 | 22.60% |
State Farm Mutual Auto | $2,789.02 | -$1,322.68 | -47.42% |
Travelers Home & Marine Ins Co | $5,973.33 | $1,861.63 | 31.17% |
USAA | $2,171.05 | -$1,940.65 | -89.39% |
Best Arkansas’s Average Annual Premiums by Commute Rate
Do you know why your insurance company always asks – how many miles do you drive on an average?
Since you get a slew of questions from your insurance agent, you might not know the relevance of each one. In usage-based insurance, the miles driven by you is taken into consideration to offer better rates. As you drive more every day, you’re exposed to more dangerous drivers and accidents, hence the higher quote.
Insurance Company | Commute and Annual Mileage | Annual Premiums |
---|---|---|
Travelers | 10 miles commute. 6000 annual mileage. | $5,973.33 |
Travelers | 25 miles commute. 12000 annual mileage. | $5,973.33 |
Progressive | 10 miles commute. 6000 annual mileage. | $5,312.09 |
Progressive | 25 miles commute. 12000 annual mileage. | $5,312.09 |
Allstate | 10 miles commute. 6000 annual mileage. | $5,150.03 |
Allstate | 25 miles commute. 12000 annual mileage. | $5,150.03 |
Farmers | 10 miles commute. 6000 annual mileage. | $4,257.87 |
Farmers | 25 miles commute. 12000 annual mileage. | $4,257.87 |
Liberty Mutual | 10 miles commute. 6000 annual mileage. | $4,005.48 |
Liberty Mutual | 25 miles commute. 12000 annual mileage. | $4,005.48 |
Nationwide | 10 miles commute. 6000 annual mileage. | $3,861.78 |
Nationwide | 25 miles commute. 12000 annual mileage. | $3,861.78 |
Geico | 25 miles commute. 12000 annual mileage. | $3,508.22 |
Geico | 10 miles commute. 6000 annual mileage. | $3,461.03 |
State Farm | 25 miles commute. 12000 annual mileage. | $2,856.08 |
State Farm | 10 miles commute. 6000 annual mileage. | $2,721.97 |
USAA | 25 miles commute. 12000 annual mileage. | $2,232.91 |
USAA | 10 miles commute. 6000 annual mileage. | $2,109.20 |
Apart from Geico, State Farm, and USAA, insurance providers are charging the same rate for different mileages in Arkansas. Nevertheless, you can always ask your provider to offer you discounts based on your usage.
Car Insurance Rates by Coverage Level in Arkansas
Insurance Company | Coverage Level | Annual Average Premiums |
---|---|---|
Travelers | High | $6,245.09 |
Travelers | Medium | $5,989.75 |
Progressive | High | $5,831.14 |
Travelers | Low | $5,685.15 |
Allstate | High | $5,296.98 |
Progressive | Medium | $5,221.81 |
Allstate | Medium | $5,146.99 |
Allstate | Low | $5,006.12 |
Progressive | Low | $4,883.32 |
Farmers | High | $4,509.37 |
Farmers | Medium | $4,214.22 |
Liberty Mutual | High | $4,170.01 |
Farmers | Low | $4,050.03 |
Liberty Mutual | Medium | $3,977.85 |
Nationwide | High | $3,915.62 |
Nationwide | Low | $3,886.60 |
Liberty Mutual | Low | $3,868.57 |
Nationwide | Medium | $3,783.13 |
Geico | High | $3,628.49 |
Geico | Medium | $3,483.60 |
Geico | Low | $3,341.79 |
State Farm | High | $2,927.56 |
State Farm | Medium | $2,786.42 |
State Farm | Low | $2,653.10 |
USAA | High | $2,268.89 |
USAA | Medium | $2,163.34 |
USAA | Low | $2,080.93 |
Car Insurance Rates by Credit History in Arkansas
Insurance Company | Credit History | Annual Premiums |
---|---|---|
Travelers | Poor | $6,854.36 |
Travelers | Fair | $5,719.88 |
Travelers | Good | $5,345.75 |
Allstate | Poor | $6,472.14 |
Allstate | Fair | $4,957.59 |
Allstate | Good | $4,020.37 |
Progressive | Poor | $6,026.44 |
Progressive | Fair | $5,135.36 |
Progressive | Good | $4,774.48 |
Nationwide | Poor | $4,566.24 |
Nationwide | Fair | $3,673.03 |
Nationwide | Good | $3,346.08 |
Farmers | Poor | $4,845.12 |
Farmers | Fair | $4,060.17 |
Farmers | Good | $3,868.33 |
Liberty Mutual | Poor | $5,786.43 |
Liberty Mutual | Fair | $3,493.43 |
Liberty Mutual | Good | $2,736.58 |
Geico | Poor | $4,174.77 |
Geico | Fair | $3,431.81 |
Geico | Good | $2,847.29 |
USAA | Poor | $2,875.86 |
USAA | Fair | $1,963.67 |
USAA | Good | $1,673.63 |
State Farm | Poor | $4,040.73 |
State Farm | Fair | $2,432.50 |
State Farm | Good | $1,893.84 |
As you can see in the table, car insurance rates vary significantly when your credit history changes from good to poor. Improving your credit score can be one of the ways to reduce your auto premiums.
As per Experian’s State of Credit survey in 2017, Arkansas was among the ten states with the lowest credit ratings at a vantage score of 657.
Vantage score is calculated based on your credit payment history to determine the ability to pay-off debts on time.
In the image below, you can see the states with the lowest vantage scores in blue color and the states with the highest vantage scores in purple color.
Car Insurance Premiums by Driving History in Arkansas
Here’s a breakdown of Arkansas DUI laws.
Insurance Company | Driving Record | Annual Average Premiums |
---|---|---|
Travelers | With 1 DUI | $7,570.08 |
Travelers | With 1 speeding violation | $6,145.34 |
Travelers | With 1 accident | $5,171.93 |
Travelers | Clean record | $5,005.97 |
Progressive | With 1 DUI | $4,812.78 |
Progressive | With 1 speeding violation | $5,496.11 |
Progressive | With 1 accident | $6,359.88 |
Progressive | Clean record | $4,579.61 |
Allstate | With 1 DUI | $5,933.45 |
Allstate | With 1 speeding violation | $5,074.04 |
Allstate | With 1 accident | $5,344.99 |
Allstate | Clean record | $4,247.65 |
Geico | With 1 DUI | $5,408.92 |
Geico | With 1 speeding violation | $2,541.89 |
Geico | With 1 accident | $3,625.74 |
Geico | Clean Record | $2,361.95 |
Liberty Mutual | With 1 DUI | $5,189.50 |
Liberty Mutual | With 1 speeding violation | $3,668.24 |
Liberty Mutual | With 1 accident | $4,435.22 |
Liberty Mutual | Clean record | $2,728.95 |
Farmers | With 1 DUI | $4,504.91 |
Farmers | With 1 speeding violation | $4,315.87 |
Farmers | With 1 accident | $4,611.04 |
Farmers | Clean record | $3,599.68 |
Nationwide | With 1 DUI | $5,255.42 |
Nationwide | With 1 speeding violation | $3,306.76 |
Nationwide | With 1 accident | $3,881.91 |
Nationwide | Clean record | $3,003.05 |
State Farm | With 1 DUI | $2,789.02 |
State Farm | With 1 speeding violation | $2,789.02 |
State Farm | With 1 accident | $3,016.88 |
State Farm | Clean record | $2,561.18 |
USAA | With 1 DUI | $3,050.64 |
USAA | With 1 speeding violation | $1,850.74 |
USAA | With 1 accident | $2,115.02 |
USAA | Clean record | $1,667.81 |
A clean record can definitely get you the cheapest rate from all insurance providers, what’s worth noting from the table is the impact of driving under the influence (of alcohol/other drugs) on premiums.
One incidence of DUI can raise your rates significantly and is considered more severe than speeding violations and accidents.
Number of Insurers in Arkansas
Type of Insurer | Number |
---|---|
Domestic | 12 |
Foreign | 887 |
State Laws in Arkansas
Now that you have come this far in the article, you should read a bit about the state laws that aid people in driving safely.
We want to specifically focus on state laws because law-abiding citizens get into fewer accidents, and that can really save you a lot in insurance rates as well as unnecessary headaches.
Wherever you drive in Arkansas, just make sure that you follow the posted speed limits, licensing procedures, safety belt usage, mobile phone usage laws etc.
If you feel that’s a lot to grasp, we have collated everything succinctly for you.
Car Insurance Laws
In Arkansas, the Office of Motor Vehicle (OMV) and the Driver Services (ODS) are the departments responsible for all your vehicle and driver-related requirements. Road tests are administered by the state police of Arkansas.
OMV and ODS are under the Arkansas Department of Finance and Administration (DFA), so you need to find offices of DFA for all your licensing and auto registration needs.
Proof of Insurance Coverage
The state law in Arkansas requires motorists to provide a proof of insurance when stopped by traffic police or requested by the DFA. The most common proof is the ID card issued by your insurance company.
Do remember: The DFA maintains an electronic database to verify the car insurance status of vehicles. Apart from running a monthly check for registered vehicles, they also check for coverage status when you try to register a vehicle.
High-Risk Car Insurance in Arkansas
Speeding violations, DUI and multiple accidents can prompt insurance companies to consider you a high-risk driver. And, by law, they have the right to refuse you insurance coverage.
What can you do in such a situation?
If you have been refused coverage by every other insurer, you can turn to the Arkansas Automobile Insurance Plan. The state allows you to apply to the plan through any car insurance agent and all insurers are required to participate in this plan.
How does the Arkansas Automobile Insurance Plan work?
Since all insurers must participate in this program, the plan fairly distributes the losses amongst the car insurers (who are licensed to operate in the state) that arises from insuring high-risk drivers. Once you apply to the plan, you will be assigned an insurer to whom you would have to pay the premiums.
Here’s a short video with advice on how to get cheap insurance for high-risk drivers.
Windshield Coverage and Glass Repair Laws in Arkansas
There is no special mention of glass or windshield in the laws of Arkansas related to chips or cracks.
As per the 2010 Arkansas code (§ 27-37-302) – “No person shall drive any motor vehicle with any sign, poster, or other nontransparent material upon the front windshield, side wings, side, or rear windows of the vehicle other than a certificate or other paper required to be so displayed by law if it obstructs the operator’s view or the safe operation of the vehicle”.
Automobile Insurance Fraud in Arkansas
A loss claim is considered an insurance fraud under two circumstances – when the accident for which a loss is being claimed didn’t occur and when the amount of loss is much lower than actually claimed. Selling bogus insurance policies are also considered insurance fraud.
Insurance Fraud in Arkansas | Classification (Yes/No) |
---|---|
Is insurance fraud considered a crime? | Yes |
Are there any immunity statutes? | Yes |
Is there a Fraud Bureau? | Yes |
Is there a mandatory insurer fraud plan? | Yes |
Does the state require an auto photo inspection? | No |
Penalties: As per Arkansas’s insurance fraud laws, insurance fraud is considered a Class D felony with jail time of up to six years, and/or fines to the extent of $10,000.
Mandatory Reporting: An insurance company is bound by law to report any fraudulent activity that they come to know of to the insurance commissioner, and the failure to do so would be considered a Class A misdemeanor.
The Statute of Limitations in Arkansas
If you’re injured in an accident or your property was damaged, there’s a deadline by which you can file a lawsuit or file a claim.
Statute of Limitations | Year |
---|---|
Personal Injury | 3 Years |
Property Damage | 3 Years |
Vehicle Licensing Laws in Arkansas
For those who miss renewing their insurance policy, there’s a high probability that the state would send a notice about your coverage status even if you’re not stopped by the traffic police. The DFA runs regular checks on all registered vehicles.
Penalties for Driving Without Insurance
If you don’t comply with Arkansas’s laws for insurance coverage, you would have to face penalties and jail time.
- First Offense: If caught driving without coverage for the first time, the penalty ranges from $50 to $250. In addition, the traffic policy might handover a temporary sticker in place of the number plates and ask the motorist to show proof of insurance within 10 days.
- Second Offense: Driving without insurance for the second time leads to a more severe financial penalty, ranging from $250 to $500. Similar to the first offense, the traffic enforcer might take your number plates and ask for proof of insurance within 10 days.
- Third and Any Subsequent Offenses: A third offense leads to fines in the range of $500 to $1,000, along with imprisonment of one year.
The state also suspends the vehicle registration if a motorist is unable to show proof of insurance within the stipulated time.
Teen Driver Laws in Arkansas
Keeping an eye on the teen driving laws of your state is important for the safety of your kids and others on the road.
Type of License | Minimum Age | Accompanied Passengers | Cellphone Usage | Mandatory Holding Period |
---|---|---|---|---|
Learner's License | 14 | Only allowed to drive with a licensed driver | Not Allowed, unless there's an emergency | 6 months |
Intermediate License | 16 | Drive with an adult for the first six months, or till the age of 18 | Not Allowed, unless there's an emergency | 1 year |
Unrestricted License | 18 | Can drive alone | Not allowed to use till the age of 21, unless there's an emergency | None |
Apart from the above restrictions, young drivers aren’t allowed to drive between 11 PM to 4 AM until they turn 18 because of the obvious risks involved with nighttime driving.
If you want to know which cars are the safest for your kids, do watch this quick video.
License Renewal Procedures in Arkansas
The license renewal procedures are pretty simple in Arkansas.
Age Group | License Renewal Cycle |
---|---|
General Population | 8 years |
Older Population | For people who are older than 70, there's an option to renew either after 4 or 8 years |
Proof of adequate vision is required at each renewal for everyone. However, renewals by mail or online renewals are not allowed in Arkansas.
Arkansas Rules of the Road
If you want to drive without accumulating any points on your license, you should be aware of the rules in your state.
Fault vs. No-Fault
Arkansas is an add-on state when it comes to no-fault car insurance laws. Motorists in Arkansas are required to buy minimum liability coverage, but also have the choice to buy first-party, no-fault insurance coverage.
In the event of an accident, if you buy a no-fault coverage, your insuer would cover your damages, irrespective of who was at fault. The benefits also cover your damages if you were driving/riding in someone else’s car.
Keep Right and Move Over Laws in Arkansas
Arkansas Code 27-51-301 – The law in Arkansas states that vehicles can’t be driven on the left lane except when they have to pass others (unless the right lane is undergoing repair work or is closed or if there’s an exit from the left lane).
Quite recently, the state invested on new signs to be placed on roads asking slower traffic to keep right.
Move Over Laws – In 2013, a new law was passed in Arkansas requiring motorists to move over to the furthest lane for vehicles of the Arkansas State Highway and Transportation Department and their contractors as well apart from the emergency vehicles.
Speed Limits in Arkansas
The speed limits across rural interstates, urban interstates, and other limited access roads in Arkansas is 75 mph. The speed can be raised to 75 mph on controlled-access highways if it’s based on engineering and traffic studies.
Seat Belt and Car Seat Laws in Arkansas
The laws in Arkansas require drivers and front-seat passengers to wear safety belts. Though all front-seat occupants should wear seat belts, traffic police can’t stop a vehicle merely on the basis of a seat belt violation.
Car Seat Laws – All children below the age of six or 60 lbs should be put inside a child-restraint system, while anyone below 15 should be buckled up irrespective of where they are sitting in the car.
Pickup Trucks (Riding in Cargo Areas Rule)
As per federal standards, occupant compartments and beds of pick up trucks serve different purposes and most of the time the cargo area isn’t safe for passengers. Around 30 states and the District of Columbia have implemented laws to address the hazards of passengers riding in cargo compartments.
In Arkansas also, there’s a restriction on passengers riding in cargo areas, except when the passengers are employees on duty. This provision prohibits people from riding on fenders, hoods, or other places that aren’t meant for people.
Ridesharing Laws in Arkansas
With ridesharing apps becoming all the rage these days, new state laws are being implemented across the US to ensure the safety of drivers and riders. In Arkansas, both Uber and Lyft have the necessary permits to operate.
However, there are certain laws that ridesharing companies need to follow:
- Ridesharing companies need to obtain a permit from the Arkansas Public Service Commission to establish their operations in the state.
- These companies must maintain minimum liability insurance of at least $1 million to cover death, personal injury, and property damage while the driver is engaged in a ride through the app.
The law also regulates few other safety measures such as – drivers must be 19 years old, maintain liability coverage, drive vehicles that have cleared safety checks, and pick passengers engaged only through an online medium.
Automation on the Road in Arkansas
Automated vehicles are slowly and steadily making an inroad in our lives to ease the effort involved in driving and for better traffic management. Resultantly, many states are allowing automakers to test self-driven cars on their roads and highways.
Till now, Arkansas hadn’t allowed testing of automated vehicles on its roads.
But, the Arkansas Senate finally approved the testing of driverless vehicles on its state roads and highways which is expected to become a law soon. Signing this law would make Arkansas the 30th state to allow automated vehicles on its roads.
Arkansas is already among the 19 states that regulate platooning technology, which enable groups of large-sized trucks to move together on roads with previously set distances at a mandated speed.
Safety Laws in Arkansas
There are many factors that lead to unfortunate accidents on roads, with driving under the influence of alcohol and other substances being frowned upon the most.
DUI Laws in Arkansas
DUI Laws | Details |
---|---|
BAC Limit | 0.08 |
Criminal Status by Offense | 4th+ within 5 years is a felony (otherwise unclassified) |
Formal Name for Offense | Driving while intoxicated |
Look Back Period | 5 years |
The look-back period in the table is the number of years a DUI offense stays on your record.
Distracted Driving Laws in Arkansas
Mobile phones lead to around 15 percent fatalities each year in the US, hence it’s best to stay focused on the road while driving.
- Use of hand-held devices for voice calls while driving: If you’re under 21, you aren’t allowed to use a hand-held device at all while driving. If you’re over 21, you are allowed to talk using a mobile phone.
- Texting while driving: Texting is prohibited for all drivers in Arkansas while driving.
- School and highway work zones: Laws in Arkansas prohibit all mobile phone usage during school hours and when highway work is underway.
Arkansas Can’t-Miss Facts
You have gone through everything in this guide that would help you to stay safe on the road and buy necessary coverage so that you don’t have to worry about medical or property damage expenses if you happen to be involved in an accident.
In this last section, we would share some facts about Arkansas’s vehicle theft and fatalities rate which might influence rates in some counties and cities.
Vehicle Theft in Arkansas
Which cars are mostly stolen in Arkansas? Seems like Chevrolet is the brand of vehicle most commonly stolen.
Vehicle Make & Model | Number of Stolen Vehicles |
---|---|
Chevrolet Pickup (Full Size) | 402 |
Ford Pickup (Full Size) | 252 |
GMC Pickup (Full Size) | 174 |
Dodge Pickup (Full Size) | 127 |
Honda Accord | 122 |
Nissan Altima | 89 |
Toyota Camry | 82 |
Chevrolet Impala | 76 |
Chevrolet Malibu | 72 |
Chevrolet Tahoe | 68 |
In case you wish to know how many cars were stolen in your city, search in this table. Being the most populated city in the natural state, the number of vehicle thefts was highest in Little Rock.
City | Number of thefts |
---|---|
Arkadelphia | 10 |
Ashdown | 2 |
Ash Flat | 1 |
Atkins | 7 |
Bald Knob | 9 |
Barling | 7 |
Bay | 0 |
Bearden | 3 |
Beebe | 21 |
Bella Vista | 5 |
Benton | 81 |
Bentonville | 12 |
Berryville | 8 |
Blytheville | 51 |
Booneville | 5 |
Bradford | 0 |
Brinkley | 3 |
Brookland | 5 |
Bryant | 33 |
Bull Shoals | 1 |
Cabot | 44 |
Caddo Valley | 1 |
Camden | 10 |
Cammack Village | 0 |
Caraway | 0 |
Carlisle | 2 |
Cave City | 5 |
Cave Springs | 0 |
Centerton | 1 |
Charleston | 0 |
Cherokee Village | 2 |
Clarendon | 1 |
Clarksville | 5 |
Clinton | 8 |
Conway | 108 |
Corning | 2 |
Cotter | 0 |
Crossett | 7 |
Danville | 1 |
Dardanelle | 10 |
Decatur | 0 |
De Queen | 13 |
Dermott | 0 |
Des Arc | 1 |
De Witt | 4 |
Diaz | 2 |
Dover | 1 |
Dumas | 5 |
Earle | 2 |
El Dorado | 53 |
England | 4 |
Eudora | 5 |
Fairfield Bay | 2 |
Farmington | 2 |
Fayetteville | 160 |
Flippin | 0 |
Fordyce | 5 |
Forrest City | 27 |
Fort Smith | 199 |
Gassville | 2 |
Gentry | 0 |
Glenwood | 1 |
Gosnell | 2 |
Gravette | 3 |
Greenbrier | 1 |
Green Forest | 3 |
Greenland | 1 |
Greenwood | 1 |
Greers Ferry | 3 |
Gurdon | 0 |
Hamburg | 0 |
Hampton | 0 |
Hardy | 3 |
Harrisburg | 0 |
Harrison | 22 |
Heber Springs | 14 |
Helena-West Helena | 13 |
Highfill | 0 |
Highland | 0 |
Hope | 18 |
Hot Springs | 166 |
Hoxie | 3 |
Jacksonville | 69 |
Jonesboro | 86 |
Kensett | 4 |
Lake City | 2 |
Lakeview | 0 |
Lake Village | 3 |
Lamar | 1 |
Leachville | 2 |
Lepanto | 2 |
Lincoln | 1 |
Little Rock | 1,080 |
Lonoke | 2 |
Lowell | 9 |
Magnolia | 8 |
Malvern | 2 |
Marianna | 4 |
Marion | 17 |
Marmaduke | 2 |
Marvell | 1 |
Maumelle | 13 |
Mayflower | 8 |
McCrory | 0 |
McGehee | 2 |
McRae | 0 |
Mena | 6 |
Mineral Springs | 0 |
Monette | 0 |
Monticello | 21 |
Morrilton | 6 |
Mountain Home | 14 |
Mountain View | 2 |
Mulberry | 0 |
Murfreesboro | 0 |
Nashville | 2 |
Newport | 13 |
North Little Rock | 275 |
Ola | 0 |
Osceola | 13 |
Ozark | 5 |
Pangburn | 1 |
Paragould | 136 |
Paris | 12 |
Pea Ridge | 1 |
Perryville | 0 |
Piggott | 1 |
Plummerville | 0 |
Pottsville | 3 |
Prairie Grove | 1 |
Quitman | 0 |
Redfield | 0 |
Rison | 2 |
Rogers | 31 |
Russellville | 91 |
Salem | 0 |
Sheridan | 4 |
Sherwood | 66 |
Siloam Springs | 13 |
Springdale | 122 |
Stamps | 2 |
Star City | 0 |
Stuttgart | 19 |
Swifton | 1 |
Texarkana | 58 |
Trumann | 12 |
Van Buren | 27 |
Vilonia | 3 |
Waldron | 4 |
Walnut Ridge | 1 |
Ward | 5 |
Warren | 2 |
White Hall | 6 |
Wynne | 6 |
Fatalities on Road in Arkansas
Being aware of the common causes of accidents and fatality rates in your state helps you to stay safer while driving.
Traffic Fatalities by Road Type in Arkansas
Road Type | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|---|---|---|---|
Rural | 443 | 471 | 451 | 426 | 435 | 367 | 357 | 387 | 366 | 327 |
Urban | 157 | 125 | 120 | 125 | 125 | 131 | 113 | 163 | 195 | 166 |
Traffic Fatalities by Person Type in Arkansas
Who were the people hurt in these accidents? Were they passengers, pedestrians or motorcyclists?
Person Type | Details | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|
Occupants | Passenger Car | 166 | 156 | 181 | 184 | 164 |
- | Light Truck - Pickup | 86 | 101 | 90 | 109 | 97 |
- | Light Truck - Utility | 82 | 74 | 91 | 82 | 72 |
- | Light Truck - Van | 18 | 17 | 27 | 22 | 14 |
- | Light Truck - Other | 0 | 0 | 0 | 3 | 4 |
- | Large Truck | 16 | 9 | 18 | 11 | 27 |
- | Bus | 0 | 0 | 6 | 0 | 0 |
- | Other/Unknown Occupants | 13 | 8 | 10 | 14 | 4 |
- | Total Occupants | 381 | 365 | 423 | 425 | 382 |
Motorcyclists | Total Motorcyclists | 63 | 61 | 80 | 82 | 65 |
Nonoccupants | Pedestrian | 46 | 37 | 44 | 49 | 42 |
- | Bicyclist and Other Cyclist | 4 | 7 | 3 | 3 | 3 |
- | Other/Unknown Nonoccupants | 4 | 0 | 0 | 2 | 1 |
- | Total Nonoccupants | 54 | 44 | 47 | 54 | 46 |
Total | 498 | 470 | 550 | 561 | 493 |
Traffic Fatalities by Crash Type in Arkansas
What led to the crash? Was it speeding or a rollover?
Crash Type | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Total Fatalities (All Crashes) | 498 | 470 | 550 | 561 | 493 |
Single Vehicle | 311 | 255 | 282 | 313 | 275 |
Involving a Large Truck | 83 | 78 | 70 | 69 | 84 |
Involving Speeding | 73 | 56 | 92 | 118 | 116 |
Involving a Rollover | 133 | 140 | 166 | 182 | 155 |
Involving a Roadway Departure | 333 | 311 | 362 | 366 | 331 |
Involving an Intersection (or Intersection Related) | 87 | 77 | 84 | 85 | 52 |
Traffic Fatalities for the Top Ten Counties of Arkansas
Arkansas Counties by 2017 Ranking | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Pulaski County | 59 | 40 | 53 | 43 | 51 |
Washington County | 16 | 19 | 22 | 34 | 21 |
Miller County | 9 | 6 | 11 | 10 | 18 |
Craighead County | 14 | 12 | 17 | 18 | 17 |
Faulkner County | 14 | 14 | 14 | 15 | 16 |
Jefferson County | 10 | 16 | 9 | 11 | 15 |
Benton County | 18 | 13 | 25 | 30 | 14 |
Garland County | 21 | 18 | 26 | 31 | 13 |
Hot Spring County | 13 | 17 | 17 | 15 | 13 |
Sebastian County | 10 | 5 | 6 | 15 | 12 |
Top Ten Counties | 205 | 184 | 221 | 236 | 190 |
All Other Counties | 293 | 286 | 329 | 325 | 303 |
All Counties | 498 | 470 | 550 | 561 | 493 |
Teen Drunk Driving Stats in Arkansas
In 2016, 44 teens were arrested for driving under the influence (of alcohol) in Arkansas. The alcohol-impaired driving fatalities rate for those under the age of 21 per 100,000 people was around the national average of 1.2.
EMS Response Time
How soon does the emergency medical service reach you on the accident site can also impact the chances of survival in a fatal crash.
Type | Time of Crash to EMS Notification | EMS Notification to EMS Arrival | EMS Arrival at Scene to Hospital Arrival | Time of Crash to Hospital Arrival |
---|---|---|---|---|
Rural | 6.08 | 13.94 | 42.27 | 60.84 |
Urban | 3.84 | 6.78 | 28.05 | 39.70 |
Transportation
Traffic congestions and accidents happen more in cities with a higher number of vehicles on roads.
On average, residents in Arkansas own two vehicles. In the image below, you can see the national averages as compared to Arkansas for the number of cars owned by residents.
Commute Time in Arkansas
The average commute time in Arkansas is 20.5 minutes which is quite lower than the national average of 25.3 minutes.
Commuter Transporation in Arkansas
Around 83 percent of the commuters prefer to drive alone in Arkansas which is close to the national average of 76 percent.
Now that you know everything about car insurance in Arkansas, let’s get you started with our FREE online rates comparison tool.