New Mexico Car Insurance [Rates + Cheap Coverage Guide]

FREE Car Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save!

New Mexico Summary StatisticsDetails
Road Miles in State69,069
Total Registered Vehicles1,760,197
State Population2,095,428
Most Popular Vehicle in StateFord F-150
Uninsured Drivers20.80%
Total Driving Related Deaths (2008 to 2017)Speeding: 1,217
Drunk Driving: 1,090
Average Annual PremiumsLiability: $488
Collision: $276
Comprehensive: $172
Cheapest ProviderUSAA

A state of towering mountains and white sand deserts, New Mexico’s diverse landscape offers a variety of beautiful and historical landmarks to visit. Living in this beautiful state, however, requires practical life purchases — such as car insurance. 

Car insurance is a headache few people like to worry about. Researching car insurance is often frustrating. While every provider promises that its rates and coverages are the best, comparison of companies usually proves these promises false.

To help you decide what companies are actually worth your time, we’ve taken an in-depth look at New Mexico insurance providers. In addition, not only will we cover what insurance New Mexico requires, but also the best providers, state laws, and must-know facts.

Enter your zip code above to start comparing rates today in our FREE online tool!

New Mexico Car Insurance Coverage and Rates

You spend hundreds each year on car insurance. This dent in your wallet is painful, which is why most people want to make sure they are paying for something worthwhile.

How do you know what coverages and rates best fit your needs? The options can be overwhelming to sift through.

Luckily, we’ve covered New Mexico’s coverages and rates, so that you can see how rates compare and what coverages best fit your needs. Let’s jump right into it!

– New Mexico Minimum Coverage

Every state has different insurance coverage requirements. In New Mexico, drivers need bodily injury and property damage coverages.

You need to have bodily injury and property damage insurance in the following MINIMUM amounts.

  • $25,000 for injuries to one person in an accident
  • $50,000 for injuries to all people in an accident
  • $10,000 for property damages caused by an accident

New Mexico also requires you to have uninsured motorist coverage, but you can opt out of this coverage. If you want to refuse uninsured motorist coverage, you will need to sign a form and give it to your insurance provider.

Bear in mind, though, that uninsured motorist coverage is highly recommended, and we will cover the reasons why shortly.

Not having New Mexico’s minimum coverages is illegal and could result in fines, jail time, and license/registration suspension. As well, take note that these are the minimum coverages — many experts encourage drivers to purchase additional coverages in case of an accident.

This is because once your insurer’s minimum coverage limits run out, you will have to pay the rest of the bills yourself.

– Forms of Financial Responsibility

Anytime you are pulled over, register a car, or are in an accident, you must provide a form of financial responsibility. Financial responsibility forms prove that you are abiding by the law by having minimum auto insurance coverage.

Acceptable forms of financial responsibility are:

  • A current insurance ID card
  • Copy of current auto insurance policy
  • A letter from your auto insurance company verifying that you have auto insurance coverage

New Mexico also has an electronic verification system that tracks the insurance status of all vehicles registered in New Mexico. Officers can access this database whenever they pull you over. If you don’t have the proper insurance, New Mexico will suspend your car’s registration.

– Premiums as a Percentage of Income

Every year, you have a certain amount of money to spend or save after taxes — your per capita disposable income. In every state, the per capita disposable income is different.

New Mexico’s average per capita disposable income is $33,358. This means New Mexico residents have $2,779 to spend each month on living expenses — from groceries to car insurance. 

So how do these numbers factor into car insurance? Every year, New Mexico residents pay an average of $920 for car insurance (or $76 a month). This means $76 is deducted out of your monthly budget for car insurance. 

This number might make you wince a little, but New Mexico’s car insurance costs are actually slightly lower than the countywide average of $981. In fact, the premium average is over a thousand in some states! 

– Core Coverage

What coverages should you have? Some coverages, such as liability insurance, are required. A good insurance plan, though, has all three core coverages. We have listed the main coverages in New Mexico below.

CoverageAverage Annual CostCountrywide Average Annual Cost
Liability$488$538
Collision$276$322
Comprehensive$172$148
Annual Premium$937$1,009

New Mexico’s core coverage costs are all lower than the countrywide average, which is good news.

– Additional Liability Coverages

The two main coverages that are frequently added onto insurance plans are Medpay and uninsured/underinsured coverages. Here’s why you should consider them.

  • Medpay coverage covers yours and others’ medical costs in an accident, from ambulance rides to treatment.
  • Uninsured and underinsured coverage protects you if you are in an accident with an uninsured driver. If uninsured drivers are at fault, they won’t be able to pay off all the costs of an accident (unless you are extremely lucky).

Uninsured/underinsured coverage is one of the most important coverages you can get in New Mexico. Why? Because the state of New Mexico ranks as 3rd in the U.S. for its incredibly high number of uninsured drivers!

In New Mexico, 20 percent of the drivers on the road with you are uninsured, which is a high potential to be involved in risky accidents with uninsured drivers who can’t pay off accident costs!

Let’s take a look at these additional coverages’ loss ratios. Basically, a loss ratio shows how well a company is doing, and we want to see how well Medpay and uninsured/underinsured coverages are performing in New Mexico.

Year201320142015
Medpay Loss Ratio75.02%73.52%68.39%
Uninsured/Underinsursured Loss Ratio74.82%73.12%66.18%

Unfortunately, both coverages’ loss ratios have gone down slightly. Why is this bad?

A low loss ratio means a company isn’t paying out enough claims, meaning you have less of a chance to receive claim approval. On the other hand, a high loss ratio that is over 100 percent means a company is paying out too many claims. Companies that do this risk going bankrupt.

Bottom line? Make sure to always check a company’s loss ratios, and make sure to have additional liability coverage if you live in New Mexico. All it takes is one accident to deplete your savings if you aren’t sufficiently protected!

– Add-ons, Endorsements, and Riders

We’ve talked about required, core, and additional coverages. Let’s take a look at more additional insurance options — add-on protections. These extra options are affordable and allow you to pick and chose which protections work best for you.

Below, we have listed some of the main add-ons that are available at insurers.

Add any of the above coverages for a customized insurance plan. These coverages are great for when you want just a little extra coverage or want a specific service (such as roadside assistance).

– Demographic Rates

Did you know that rates are affected by various demographic factors? From where you live to your marital status, it all plays a role in how much insurers are charging you. We have partnered with Quadrant to bring you this information, which reveals significant factors in rates.

CompanyMarried 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleSingle 25-year old femaleSingle 25-year old maleSingle 17-year old femaleSingle 17-year old male
Allstate F&C$2,516.34$2,528.61$2,298.09$2,418.45$2,795.93$2,965.82$8,382.58$9,698.44
Farmers Ins Co Of AZ$2,404.81$2,396.01$2,152.83$2,295.21$2,703.37$2,790.84$9,750.62$10,025.51
Geico General$2,776.17$2,853.11$2,612.63$2,612.63$2,924.53$2,950.75$7,978.18$10,952.99
AMCO Insurance$2,405.85$2,446.69$2,185.49$2,293.80$2,714.96$2,908.12$5,818.94$7,338.72
Progressive Direct$1,666.84$1,613.98$1,510.13$1,515.71$2,017.17$2,087.52$6,833.07$7,700.89
State Farm Mutual Auto$1,523.13$1,523.13$1,383.93$1,383.93$1,704.41$1,881.32$4,131.10$5,189.28
USAA$1,530.57$1,520.66$1,459.73$1,455.56$1,891.06$2,025.18$3,987.84$4,506.45

The younger you are, the more you will pay! Insurers consider teenage drivers a higher risk because they are new drivers, which means insurance companies charge significantly MORE for younger drivers.

CompanyDemographicAverage Annual Rate
Geico GeneralSingle 17-year old male$10,952.99
Farmers Ins Co Of AZSingle 17-year old male$10,025.51
Farmers Ins Co Of AZSingle 17-year old female$9,750.62
Allstate F&CSingle 17-year old male$9,698.44
Allstate F&CSingle 17-year old female$8,382.58
Geico GeneralSingle 17-year old female$7,978.18
Progressive DirectSingle 17-year old male$7,700.89
AMCO InsuranceSingle 17-year old male$7,338.72
Progressive DirectSingle 17-year old female$6,833.07
AMCO InsuranceSingle 17-year old female$5,818.94
State Farm Mutual AutoSingle 17-year old male$5,189.28
USAASingle 17-year old male$4,506.45
State Farm Mutual AutoSingle 17-year old female$4,131.10
USAASingle 17-year old female$3,987.84
Allstate F&CSingle 25-year old male$2,965.82
Geico GeneralSingle 25-year old male$2,950.75
Geico GeneralSingle 25-year old female$2,924.53
AMCO InsuranceSingle 25-year old male$2,908.12
Geico GeneralMarried 35-year old male$2,853.11
Allstate F&CSingle 25-year old female$2,795.93
Farmers Ins Co Of AZSingle 25-year old male$2,790.84
Geico GeneralMarried 35-year old female$2,776.17
AMCO InsuranceSingle 25-year old female$2,714.96
Farmers Ins Co Of AZSingle 25-year old female$2,703.37
Geico GeneralMarried 60-year old female$2,612.63
Geico GeneralMarried 60-year old male$2,612.63
Allstate F&CMarried 35-year old male$2,528.61
Allstate F&CMarried 35-year old female$2,516.34
AMCO InsuranceMarried 35-year old male$2,446.69
Allstate F&CMarried 60-year old male$2,418.45
AMCO InsuranceMarried 35-year old female$2,405.85
Farmers Ins Co Of AZMarried 35-year old female$2,404.81
Farmers Ins Co Of AZMarried 35-year old male$2,396.01
Allstate F&CMarried 60-year old female$2,298.09
Farmers Ins Co Of AZMarried 60-year old male$2,295.21
AMCO InsuranceMarried 60-year old male$2,293.80
AMCO InsuranceMarried 60-year old female$2,185.49
Farmers Ins Co Of AZMarried 60-year old female$2,152.83
Progressive DirectSingle 25-year old male$2,087.52
USAASingle 25-year old male$2,025.18
Progressive DirectSingle 25-year old female$2,017.17
USAASingle 25-year old female$1,891.06
State Farm Mutual AutoSingle 25-year old male$1,881.32
State Farm Mutual AutoSingle 25-year old female$1,704.41
Progressive DirectMarried 35-year old female$1,666.84
Progressive DirectMarried 35-year old male$1,613.98
USAAMarried 35-year old female$1,530.57
State Farm Mutual AutoMarried 35-year old female$1,523.13
State Farm Mutual AutoMarried 35-year old male$1,523.13
USAAMarried 35-year old male$1,520.66
Progressive DirectMarried 60-year old male$1,515.71
Progressive DirectMarried 60-year old female$1,510.13
USAAMarried 60-year old female$1,459.73
USAAMarried 60-year old male$1,455.56
State Farm Mutual AutoMarried 60-year old female$1,383.93
State Farm Mutual AutoMarried 60-year old male$1,383.93

Luckily, if parents add their children to the parents’ policy rather than making teenagers purchase insurance on their own, there isn’t such a dramatic jump in rates.

The area you live in also plays a role in rates. Just like some places are more expensive when purchasing homes, car insurance rates vary from area to area.

Check the zip codes below to see the average cost in your area, as well as the average costs of different insurance providers.

ZipcodeAverageAllstate F&CFarmers Ins Co Of AZGeico GeneralAMCO InsuranceProgressive DirectState Farm Mutual AutoUSAA
87121$4,364.29$4,712.16$5,171.07$6,113.48$4,380.45$4,109.77$3,277.27$2,785.85
87105$4,275.84$4,712.16$5,142.70$6,113.48$4,380.45$3,651.22$3,255.24$2,675.61
87102$4,184.38$4,532.86$5,171.07$6,113.48$3,947.10$3,906.61$3,047.06$2,572.49
87108$4,166.27$4,712.16$5,421.26$5,016.10$4,289.85$3,981.78$3,067.13$2,675.61
87022$4,154.37$4,712.16$5,142.70$6,113.48$4,097.95$3,389.71$2,838.74$2,785.85
87101$4,134.80$4,712.16$4,737.85$6,113.48$3,947.10$3,893.89$2,966.60$2,572.49
87115$4,078.29$4,712.16$5,390.85$5,136.33$4,097.95$3,643.18$2,988.08$2,579.51
87123$4,048.65$4,712.16$5,421.26$5,016.10$3,913.61$3,664.39$2,957.43$2,655.61
87112$4,021.69$4,532.86$5,421.26$5,016.10$3,923.38$3,659.48$2,997.99$2,600.80
87117$4,013.99$4,712.16$5,390.85$5,136.33$3,913.61$3,519.00$2,988.08$2,437.87
87104$4,013.24$4,532.86$5,171.07$5,016.10$3,947.10$3,678.47$3,071.50$2,675.61
87059$4,002.49$4,712.16$5,390.85$5,136.33$3,799.32$3,646.94$2,754.22$2,577.62
87107$3,999.83$4,532.86$5,194.38$5,016.10$3,926.21$3,652.29$3,009.02$2,667.96
87116$3,997.82$4,712.16$5,390.85$5,016.10$3,913.61$3,368.94$3,047.93$2,535.14
87106$3,997.74$4,532.86$5,138.18$5,016.10$3,840.75$3,845.12$3,038.71$2,572.49
87110$3,991.63$4,532.86$5,435.32$4,845.86$3,840.75$3,598.17$3,012.87$2,675.61
87122$3,988.31$4,532.86$5,405.50$4,845.86$3,936.97$3,489.12$3,145.66$2,562.23
87111$3,987.13$4,532.86$5,435.32$4,845.86$3,936.97$3,642.62$2,860.96$2,655.29
87008$3,979.48$4,712.16$5,390.85$5,136.33$3,799.32$3,467.33$2,772.71$2,577.62
87109$3,972.16$4,532.86$5,435.32$4,845.86$3,926.21$3,568.56$2,947.07$2,549.28
87131$3,964.89$4,154.87$5,138.18$5,016.10$3,840.75$4,061.14$2,966.60$2,576.63
87113$3,958.74$4,532.86$5,040.07$4,992.13$3,926.21$3,489.00$3,055.28$2,675.61
87002$3,949.58$4,462.11$5,141.18$5,136.33$4,097.95$3,683.98$2,590.28$2,535.21
87120$3,927.06$4,532.86$4,905.89$4,992.13$3,878.21$3,533.86$3,151.26$2,495.26
87068$3,922.38$4,712.16$5,141.18$5,136.33$4,097.95$3,298.14$2,601.49$2,469.42
87042$3,919.14$4,462.11$5,141.18$5,136.33$4,097.95$3,508.80$2,618.16$2,469.42
87031$3,893.50$4,462.11$5,141.18$5,136.33$4,097.95$3,286.79$2,594.93$2,535.21
87047$3,888.99$4,532.86$4,870.65$5,136.33$3,799.32$3,824.38$2,481.79$2,577.62
87114$3,865.66$4,234.52$4,888.31$4,992.13$3,878.21$3,545.69$2,941.26$2,579.51
87048$3,852.73$4,532.86$4,874.07$4,992.13$3,806.61$3,530.41$2,711.14$2,521.88
87004$3,813.92$4,532.86$5,020.59$5,136.33$3,824.68$3,244.81$2,437.14$2,501.07
87144$3,799.75$4,532.86$4,737.85$4,992.13$3,824.68$3,310.39$2,701.76$2,498.58
87015$3,798.72$4,532.86$4,666.36$5,136.33$3,799.32$3,336.01$2,571.67$2,548.45
87017$3,752.18$4,323.72$4,498.20$4,977.79$3,589.37$3,661.34$2,760.24$2,454.61
87043$3,751.22$4,282.80$5,020.59$5,136.33$3,799.32$3,045.79$2,519.11$2,454.61
87551$3,750.61$4,323.72$4,498.20$4,977.79$3,589.37$3,465.78$2,864.21$2,535.21
87124$3,742.33$4,234.52$4,737.85$4,992.13$3,806.61$3,247.14$2,746.25$2,431.82
87001$3,732.99$4,527.36$4,870.65$4,977.79$3,589.37$3,156.95$2,554.17$2,454.61
87012$3,725.45$4,323.72$4,498.20$4,977.79$3,589.37$3,648.78$2,585.69$2,454.61
87510$3,724.57$4,323.72$4,498.20$4,977.79$3,873.95$3,397.57$2,546.15$2,454.61
87508$3,716.45$4,527.36$4,498.20$4,698.56$3,605.15$3,574.22$2,507.25$2,604.45
87520$3,711.69$4,323.72$4,498.20$4,977.79$3,589.37$3,099.54$2,958.01$2,535.21
87506$3,711.43$4,449.53$4,498.20$4,698.56$3,626.70$3,579.27$2,516.17$2,611.60
87530$3,710.81$4,323.72$4,498.20$4,977.79$3,873.95$3,335.92$2,511.46$2,454.61
87531$3,710.66$4,323.72$4,498.20$4,977.79$3,873.95$3,272.28$2,546.15$2,482.54
87514$3,710.61$4,281.76$4,538.41$4,977.79$3,773.90$3,340.58$2,565.29$2,496.54
87072$3,709.52$4,532.86$4,498.20$4,977.79$3,589.37$3,359.62$2,554.17$2,454.61
87582$3,706.27$4,323.72$4,498.20$4,977.79$3,873.95$3,241.53$2,546.15$2,482.54
87527$3,705.56$4,323.72$4,498.20$4,977.79$3,873.95$3,272.82$2,509.89$2,482.54
87539$3,705.41$4,323.72$4,498.20$4,977.79$3,873.95$3,263.47$2,546.15$2,454.61
87581$3,702.24$4,323.72$4,498.20$4,977.79$3,773.90$3,279.72$2,607.74$2,454.61
87575$3,702.21$4,323.72$4,498.20$4,977.79$3,589.37$3,445.04$2,546.15$2,535.21
87548$3,701.31$4,323.72$4,498.20$4,977.79$3,873.95$3,241.53$2,511.46$2,482.54
87579$3,697.76$4,276.25$4,392.10$4,977.79$3,773.90$3,425.97$2,503.08$2,535.21
87511$3,696.89$4,323.72$4,498.20$4,977.79$3,873.95$3,241.53$2,480.48$2,482.54
87522$3,696.42$4,276.25$4,498.20$4,698.56$3,873.95$3,535.53$2,509.89$2,482.54
87537$3,694.94$4,323.72$4,498.20$4,977.79$3,873.95$3,218.69$2,489.69$2,482.54
87517$3,693.92$4,329.21$4,538.41$4,977.79$3,773.90$3,199.82$2,503.08$2,535.21
87064$3,693.66$4,323.72$4,498.20$4,977.79$3,589.37$3,465.78$2,546.15$2,454.61
87515$3,693.66$4,323.72$4,498.20$4,977.79$3,589.37$3,465.78$2,546.15$2,454.61
87516$3,693.66$4,323.72$4,498.20$4,977.79$3,589.37$3,465.78$2,546.15$2,454.61
87518$3,693.66$4,323.72$4,498.20$4,977.79$3,589.37$3,465.78$2,546.15$2,454.61
87529$3,692.25$4,281.76$4,538.41$4,977.79$3,773.90$3,199.82$2,538.87$2,535.21
87557$3,691.42$4,281.76$4,538.41$4,977.79$3,773.90$3,239.88$2,493.00$2,535.21
87571$3,688.03$4,281.76$4,538.41$4,977.79$3,773.90$3,164.46$2,583.34$2,496.54
87554$3,687.74$4,281.76$4,538.41$4,977.79$3,773.90$3,241.53$2,546.15$2,454.61
87576$3,687.14$4,281.76$4,538.41$4,977.79$3,773.90$3,199.82$2,503.08$2,535.21
87577$3,687.14$4,281.76$4,538.41$4,977.79$3,773.90$3,199.82$2,503.08$2,535.21
87525$3,681.62$4,281.76$4,538.41$4,977.79$3,773.90$3,199.82$2,503.08$2,496.54
87556$3,674.41$4,281.76$4,126.09$4,977.79$3,773.90$3,419.87$2,606.27$2,535.21
87549$3,672.76$4,276.25$4,498.20$4,977.79$3,773.90$3,210.93$2,489.69$2,482.54
87543$3,672.19$4,281.76$4,538.41$4,977.79$3,773.90$3,199.82$2,398.40$2,535.21
87521$3,670.38$4,281.76$4,392.10$4,977.79$3,773.90$3,341.76$2,390.10$2,535.21
87528$3,670.23$4,323.72$3,963.52$4,977.79$3,589.37$3,522.05$2,779.95$2,535.21
87535$3,669.52$4,527.36$4,498.20$4,698.56$3,817.21$3,046.60$2,550.29$2,548.45
87566$3,667.66$4,323.72$4,498.20$4,698.56$3,873.95$3,286.73$2,509.89$2,482.54
87507$3,666.97$4,277.30$4,498.20$4,698.56$3,664.97$3,307.37$2,610.79$2,611.60
87532$3,666.58$4,151.51$4,498.20$4,698.56$3,873.95$3,451.41$2,509.89$2,482.54
87567$3,666.53$4,151.51$4,498.20$4,698.56$3,873.95$3,441.03$2,390.87$2,611.60
87023$3,664.21$4,462.11$5,141.18$4,266.08$3,190.87$3,499.82$2,554.17$2,535.21
87578$3,663.47$4,323.72$4,498.20$4,698.56$3,873.95$3,221.15$2,546.15$2,482.54
87052$3,663.34$4,532.86$4,569.70$4,977.79$3,589.37$3,098.97$2,420.08$2,454.61
87044$3,657.76$4,532.86$4,185.72$4,977.79$3,589.37$3,309.83$2,554.17$2,454.61
87553$3,657.08$4,281.76$4,392.10$4,977.79$3,773.90$3,248.70$2,390.10$2,535.21
87501$3,656.08$4,277.30$4,498.20$4,698.56$3,626.70$3,330.44$2,549.80$2,611.60
87574$3,650.42$4,527.36$4,498.20$4,698.56$3,626.70$3,087.42$2,503.08$2,611.60
87041$3,647.70$4,532.86$4,498.20$4,977.79$3,589.37$3,105.04$2,376.03$2,454.61
87053$3,645.43$4,532.86$4,089.28$4,977.79$3,589.37$3,352.67$2,520.59$2,455.46
87580$3,645.09$4,281.76$4,126.09$4,977.79$3,773.90$3,356.47$2,503.08$2,496.54
87524$3,638.73$4,281.76$4,155.41$4,977.79$3,773.90$3,243.92$2,503.08$2,535.21
87564$3,637.87$4,281.76$4,126.09$4,977.79$3,773.90$3,180.87$2,589.48$2,535.21
87056$3,633.98$4,527.36$4,622.40$4,266.08$3,678.25$3,278.70$2,516.65$2,548.45
87558$3,633.30$4,281.76$4,126.09$4,977.79$3,773.90$3,199.82$2,538.50$2,535.21
87519$3,632.43$4,281.76$4,155.41$4,977.79$3,773.90$3,199.82$2,503.08$2,535.21
87505$3,631.62$4,277.30$4,498.20$4,698.56$3,605.15$3,142.72$2,587.77$2,611.60
87010$3,631.57$4,527.36$4,498.20$4,698.56$3,605.15$3,087.28$2,392.83$2,611.60
87512$3,629.09$4,281.76$4,126.09$4,977.79$3,773.90$3,199.82$2,509.02$2,535.21
87029$3,627.66$4,323.72$4,066.09$4,977.79$3,589.37$3,435.88$2,546.15$2,454.61
87024$3,607.64$4,532.86$4,089.28$4,977.79$3,589.37$3,023.73$2,585.87$2,454.61
87016$3,606.69$4,712.16$4,739.63$4,266.08$3,678.25$3,257.25$2,456.29$2,137.19
87540$3,605.26$4,401.56$4,321.45$4,698.56$3,605.15$3,095.41$2,503.08$2,611.60
87025$3,601.04$4,282.80$4,089.28$4,977.79$3,589.37$3,322.81$2,490.62$2,454.61
87009$3,593.18$4,712.16$4,739.63$4,266.08$3,678.25$3,237.79$2,381.13$2,137.19
87035$3,580.84$4,712.16$4,666.36$4,266.08$3,678.25$3,165.38$2,440.43$2,137.19
88240$3,577.38$4,173.18$4,729.34$4,444.38$3,744.20$3,359.89$2,399.34$2,191.30
87006$3,576.83$4,462.11$4,739.63$4,266.08$3,190.87$3,289.75$2,554.17$2,535.21
87083$3,573.04$4,532.86$4,498.20$4,266.08$3,589.37$3,116.01$2,554.17$2,454.61
87027$3,564.28$4,157.01$3,949.44$4,977.79$3,589.37$3,186.95$2,554.17$2,535.21
88230$3,554.80$4,220.63$4,459.91$4,444.38$3,739.34$3,255.09$2,438.83$2,325.43
87046$3,548.47$4,157.01$3,949.44$4,977.79$3,589.37$3,076.26$2,554.17$2,535.21
87063$3,537.91$4,208.36$4,739.63$4,266.08$3,678.25$3,305.88$2,429.97$2,137.19
88232$3,536.09$4,220.63$4,459.91$4,444.38$3,739.34$3,206.07$2,356.89$2,325.43
88256$3,535.19$4,220.63$4,690.75$4,444.38$3,739.34$3,040.68$2,481.95$2,128.64
87007$3,535.16$4,462.11$4,779.11$4,266.08$3,190.87$3,461.31$2,155.03$2,431.62
88264$3,533.93$4,173.18$4,729.34$4,444.38$3,744.20$3,114.40$2,381.13$2,150.85
88220$3,532.36$4,220.63$4,690.75$4,444.38$3,739.34$2,937.62$2,565.18$2,128.64
87573$3,532.07$4,154.87$4,498.20$4,266.08$3,817.21$3,469.81$2,381.13$2,137.19
88242$3,531.05$4,173.18$4,729.34$4,444.38$3,744.20$3,045.94$2,388.97$2,191.30
87538$3,529.15$4,208.36$4,381.39$4,266.08$3,817.21$3,512.67$2,381.13$2,137.19
87036$3,525.97$3,886.24$4,739.63$4,266.08$3,678.25$3,562.99$2,411.41$2,137.19
88253$3,524.49$4,220.63$4,459.91$4,444.38$3,739.34$3,161.02$2,320.76$2,325.43
87018$3,523.21$4,151.51$3,949.44$4,977.79$3,589.37$3,081.49$2,377.66$2,535.21
88260$3,521.66$4,173.18$4,729.34$4,444.38$3,744.20$3,071.81$2,297.41$2,191.30
87061$3,520.90$4,712.16$4,739.63$4,266.08$3,678.25$2,731.89$2,381.13$2,137.19
87013$3,520.12$4,282.80$4,089.28$4,977.79$3,400.48$3,189.63$2,269.24$2,431.62
88201$3,519.88$4,220.63$4,459.91$4,444.38$3,739.34$2,991.28$2,458.19$2,325.43
88262$3,517.08$4,173.18$4,613.58$4,444.38$3,744.20$3,071.81$2,381.13$2,191.30
87715$3,515.84$4,281.76$4,371.75$4,266.08$3,817.21$3,355.75$2,381.13$2,137.19
88265$3,515.75$4,173.18$4,729.34$4,444.38$3,744.20$2,987.13$2,381.13$2,150.85
88424$3,515.52$4,667.50$4,286.56$4,266.08$3,788.12$3,082.05$2,381.13$2,137.19
88254$3,508.61$4,220.63$4,720.06$4,444.38$3,739.34$2,926.11$2,381.13$2,128.64
87713$3,507.60$3,981.61$4,538.41$4,266.08$3,817.21$3,431.56$2,381.13$2,137.19
88255$3,507.60$4,220.63$4,690.75$4,444.38$3,739.34$2,926.11$2,381.13$2,150.85
87710$3,506.61$4,461.06$4,155.41$4,266.08$3,788.12$3,272.69$2,465.70$2,137.19
87040$3,506.57$4,336.31$5,006.13$4,266.08$3,190.87$3,159.95$2,155.03$2,431.62
88203$3,506.26$4,220.63$4,459.91$4,444.38$3,739.34$3,010.13$2,458.19$2,211.21
88231$3,504.75$4,173.18$4,729.34$4,444.38$3,744.20$2,863.98$2,427.30$2,150.85
88263$3,504.43$4,220.63$4,690.75$4,444.38$3,739.34$2,926.11$2,381.13$2,128.64
88268$3,504.43$4,220.63$4,690.75$4,444.38$3,739.34$2,926.11$2,381.13$2,128.64
87026$3,502.88$4,462.11$4,779.11$4,266.08$3,190.87$3,189.48$2,200.91$2,431.62
87038$3,502.66$4,336.31$4,779.11$4,266.08$3,190.87$3,359.62$2,155.03$2,431.62
87714$3,501.22$4,461.06$4,155.41$4,266.08$3,788.12$3,286.90$2,413.79$2,137.19
88439$3,499.53$4,160.91$4,410.71$4,266.08$3,817.21$3,323.46$2,381.13$2,137.19
87732$3,497.38$4,109.56$4,361.66$4,266.08$3,817.21$3,348.05$2,441.91$2,137.19
88418$3,496.57$4,461.06$4,286.56$4,266.08$3,788.12$3,155.85$2,381.13$2,137.19
87552$3,496.36$4,154.87$4,381.39$4,266.08$3,817.21$3,294.79$2,422.96$2,137.19
87562$3,494.87$4,208.36$4,381.39$4,266.08$3,817.21$3,272.69$2,381.13$2,137.19
87569$3,494.87$4,208.36$4,381.39$4,266.08$3,817.21$3,272.69$2,381.13$2,137.19
87749$3,494.53$4,461.06$4,155.41$4,266.08$3,788.12$3,272.69$2,381.13$2,137.19
87729$3,493.43$4,461.06$4,155.41$4,266.08$3,788.12$3,265.02$2,381.13$2,137.19
88422$3,489.24$4,461.06$4,286.56$4,266.08$3,788.12$3,104.50$2,381.13$2,137.19
88213$3,486.50$4,173.18$4,613.58$4,444.38$3,744.20$2,898.20$2,381.13$2,150.85
87711$3,486.21$4,208.36$4,381.39$4,266.08$3,817.21$3,212.06$2,381.13$2,137.19
88419$3,478.48$4,333.11$4,155.41$4,266.08$3,788.12$3,288.30$2,381.13$2,137.19
88252$3,478.11$4,173.18$4,729.34$4,444.38$3,744.20$2,819.22$2,285.59$2,150.85
88267$3,475.02$4,173.18$4,613.58$4,444.38$3,744.20$2,874.06$2,324.88$2,150.85
88436$3,474.93$4,495.31$4,286.56$4,266.08$3,788.12$2,970.12$2,381.13$2,137.19
87723$3,470.06$3,981.61$4,361.66$4,266.08$3,817.21$3,272.69$2,453.93$2,137.19
87560$3,469.18$4,029.07$4,381.39$4,266.08$3,817.21$3,338.95$2,314.38$2,137.19
88415$3,469.12$4,495.31$4,286.56$4,266.08$3,788.12$2,898.75$2,411.80$2,137.19
87736$3,466.92$3,981.61$4,381.39$4,266.08$3,817.21$3,272.69$2,412.26$2,137.19
88430$3,464.99$4,495.31$4,140.03$4,266.08$3,788.12$3,047.05$2,381.13$2,137.19
87712$3,462.47$3,981.61$4,381.39$4,266.08$3,817.21$3,272.69$2,381.13$2,137.19
87728$3,462.20$4,461.06$4,155.41$4,266.08$3,788.12$3,046.44$2,381.13$2,137.19
87724$3,457.51$4,208.36$4,381.39$4,266.08$3,817.21$3,011.19$2,381.13$2,137.19
87742$3,456.82$3,981.61$4,381.39$4,266.08$3,817.21$3,233.09$2,381.13$2,137.19
88410$3,456.70$4,495.31$4,140.03$4,266.08$3,788.12$2,989.04$2,381.13$2,137.19
88433$3,455.36$4,173.18$4,140.03$4,266.08$3,817.21$3,272.69$2,381.13$2,137.19
87731$3,454.92$4,154.87$4,381.39$4,266.08$3,817.21$3,260.17$2,167.53$2,137.19
87730$3,454.78$4,160.91$4,286.56$4,266.08$3,788.12$3,163.47$2,381.13$2,137.19
87747$3,453.90$4,461.06$4,155.41$4,266.08$3,788.12$2,911.84$2,457.60$2,137.19
87014$3,452.84$4,462.11$4,779.11$4,266.08$3,190.87$2,885.02$2,155.03$2,431.62
88114$3,452.13$4,173.18$4,315.88$4,444.38$3,744.20$2,955.26$2,381.13$2,150.85
87746$3,450.19$4,160.91$4,296.21$4,266.08$3,788.12$3,121.70$2,381.13$2,137.19
87701$3,450.08$4,029.07$4,381.39$4,266.08$3,817.21$3,366.85$2,152.77$2,137.19
88134$3,448.70$4,173.18$4,140.03$4,266.08$3,817.21$3,226.09$2,381.13$2,137.19
87735$3,448.47$4,109.56$4,155.41$4,266.08$3,817.21$3,272.69$2,381.13$2,137.19
88421$3,447.45$4,160.91$4,149.68$4,266.08$3,817.21$3,219.93$2,381.13$2,137.19
87743$3,445.89$4,160.91$4,296.21$4,266.08$3,788.12$3,091.60$2,381.13$2,137.19
87733$3,445.46$4,160.91$4,140.03$4,266.08$3,788.12$3,093.65$2,532.23$2,137.19
87070$3,444.11$4,532.86$4,381.39$4,266.08$3,678.25$2,731.89$2,381.13$2,137.19
88123$3,442.86$4,220.63$4,315.88$4,266.08$3,529.71$3,249.41$2,381.13$2,137.19
87722$3,440.41$3,981.61$4,155.41$4,266.08$3,817.21$3,344.20$2,381.13$2,137.19
88210$3,440.01$4,220.63$4,459.91$4,444.38$3,739.34$2,831.25$2,233.69$2,150.85
87062$3,439.65$4,336.31$4,739.63$4,266.08$3,190.87$3,355.58$2,051.88$2,137.19
87565$3,439.47$4,029.07$4,381.39$4,266.08$3,817.21$3,138.90$2,306.41$2,137.19
88122$3,437.11$4,220.63$4,315.88$4,266.08$3,529.71$3,209.18$2,381.13$2,137.19
88431$3,436.99$4,160.91$4,149.68$4,266.08$3,817.21$3,146.73$2,381.13$2,137.19
88427$3,436.72$4,173.18$4,140.03$4,266.08$3,817.21$3,142.17$2,381.13$2,137.19
88136$3,434.49$4,173.18$4,140.03$4,266.08$3,817.21$3,126.58$2,381.13$2,137.19
87750$3,433.71$3,981.61$4,410.71$4,266.08$3,817.21$3,042.01$2,381.13$2,137.19
87753$3,433.01$3,981.61$4,175.13$4,266.08$3,817.21$3,272.69$2,381.13$2,137.19
88435$3,431.92$4,160.91$4,381.39$4,266.08$3,817.21$2,974.80$2,285.85$2,137.19
87718$3,429.72$4,461.06$4,155.41$4,266.08$3,773.90$2,833.23$2,381.13$2,137.19
88321$3,427.42$4,208.36$4,381.39$4,266.08$3,678.25$2,939.55$2,381.13$2,137.19
87745$3,426.37$3,981.61$4,381.39$4,266.08$3,817.21$3,114.81$2,286.27$2,137.19
87734$3,425.93$3,981.61$4,175.13$4,266.08$3,817.21$3,223.15$2,381.13$2,137.19
88414$3,425.42$4,333.11$4,155.41$4,266.08$3,788.12$2,916.89$2,381.13$2,137.19
88426$3,419.96$4,173.18$4,140.03$4,266.08$3,817.21$3,051.79$2,354.25$2,137.19
87752$3,419.45$3,981.61$4,175.13$4,266.08$3,817.21$3,177.79$2,381.13$2,137.19
87740$3,417.77$4,333.11$4,155.41$4,266.08$3,788.12$2,903.14$2,341.35$2,137.19
88126$3,417.29$4,173.18$4,315.88$4,266.08$3,529.71$2,999.15$2,381.13$2,255.88
88417$3,414.14$4,160.91$4,149.68$4,266.08$3,817.21$2,986.73$2,381.13$2,137.19
87028$3,411.15$4,336.31$4,739.63$4,266.08$3,190.87$3,292.65$1,915.32$2,137.19
88125$3,410.51$4,173.18$4,315.88$4,266.08$3,529.71$2,951.71$2,381.13$2,255.88
87051$3,410.17$4,336.31$4,121.73$4,266.08$3,400.48$3,159.95$2,155.03$2,431.62
88121$3,406.79$4,173.18$4,140.03$4,266.08$3,817.21$2,932.66$2,381.13$2,137.19
88434$3,404.02$4,173.18$4,140.03$4,266.08$3,817.21$2,913.28$2,381.13$2,137.19
88401$3,402.41$4,173.18$4,140.03$4,266.08$3,817.21$2,889.23$2,393.93$2,137.19
87823$3,402.30$4,336.31$4,739.63$4,266.08$3,190.87$3,247.99$1,915.32$2,119.91
88119$3,401.83$4,173.18$4,140.03$4,266.08$3,817.21$2,866.68$2,412.46$2,137.19
87049$3,401.32$4,336.31$4,121.73$4,266.08$3,400.48$3,159.95$2,093.06$2,431.62
88416$3,401.14$3,838.79$4,140.03$4,266.08$3,817.21$3,227.52$2,381.13$2,137.19
88343$3,400.16$4,220.63$4,459.91$4,266.08$3,304.95$3,031.21$2,381.13$2,137.19
87365$3,399.22$4,157.01$4,121.73$4,212.52$3,589.37$3,159.95$2,155.03$2,398.90
88411$3,395.42$4,173.18$4,140.03$4,266.08$3,817.21$2,858.67$2,375.56$2,137.19
88133$3,393.89$4,173.18$4,140.03$4,266.08$3,529.71$3,129.87$2,381.13$2,137.19
88124$3,393.52$4,173.18$4,140.03$4,266.08$3,529.71$2,961.13$2,428.64$2,255.88
88113$3,388.51$4,173.18$4,315.88$4,266.08$3,529.71$2,797.71$2,381.13$2,255.88
88135$3,385.34$4,173.18$4,140.03$4,266.08$3,529.71$2,952.76$2,379.74$2,255.88
88318$3,381.31$3,838.79$3,976.66$4,266.08$3,678.25$3,299.19$2,473.03$2,137.19
87831$3,381.13$4,336.31$4,739.63$4,266.08$3,190.87$3,082.49$1,915.32$2,137.19
88118$3,379.69$4,173.18$4,140.03$4,266.08$3,529.71$2,992.20$2,419.45$2,137.19
87357$3,376.70$4,336.31$4,083.14$4,266.08$3,190.87$3,159.95$2,168.93$2,431.62
87325$3,376.32$4,157.01$4,083.14$4,212.52$3,589.37$3,056.83$2,105.40$2,429.99
87034$3,374.60$4,336.31$4,121.73$4,266.08$3,190.87$3,159.95$2,115.62$2,431.62
87328$3,374.19$4,157.01$4,083.14$4,212.52$3,589.37$3,007.13$2,140.16$2,429.99
87347$3,371.39$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,155.03$2,431.62
87322$3,366.72$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,155.03$2,398.90
87319$3,366.06$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,117.71$2,431.62
87375$3,363.95$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,104.54$2,429.99
87311$3,363.72$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,101.34$2,431.62
87323$3,363.44$4,282.80$4,121.73$4,212.52$3,589.37$2,814.35$2,091.71$2,431.62
87326$3,363.43$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,099.31$2,431.62
87316$3,362.57$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,093.26$2,431.62
87547$3,359.91$4,277.30$4,498.20$4,102.11$3,456.48$2,875.90$2,051.05$2,258.31
87005$3,358.18$4,157.01$4,121.73$4,266.08$3,400.48$3,074.30$2,056.04$2,431.62
87317$3,357.10$4,157.01$4,083.14$4,212.52$3,400.48$3,159.95$2,087.69$2,398.90
87021$3,355.45$4,336.31$4,121.73$4,266.08$3,400.48$2,875.88$2,056.04$2,431.62
88120$3,354.00$4,173.18$4,140.03$4,266.08$3,529.71$2,850.69$2,381.13$2,137.19
87544$3,352.46$4,277.30$4,498.20$4,102.11$3,456.48$2,875.90$2,046.76$2,210.51
88112$3,352.14$4,173.18$4,140.03$4,266.08$3,529.71$2,837.63$2,381.13$2,137.19
88132$3,349.46$4,173.18$4,140.03$4,266.08$3,529.71$2,652.69$2,428.64$2,255.88
87455$3,346.97$4,157.01$3,828.47$4,212.52$3,281.52$3,247.47$2,271.81$2,429.99
87011$3,346.80$4,527.36$4,320.99$4,266.08$3,190.87$3,069.79$1,915.32$2,137.19
88116$3,343.47$4,220.63$4,140.03$4,266.08$3,529.71$2,610.86$2,381.13$2,255.88
88250$3,343.26$4,220.63$4,459.91$4,444.38$2,870.59$2,875.32$2,381.13$2,150.85
87310$3,343.15$4,157.01$4,083.14$4,212.52$3,589.37$2,804.31$2,125.71$2,429.99
87461$3,342.77$4,157.01$3,828.47$4,212.52$3,281.52$3,247.47$2,242.43$2,429.99
87320$3,340.72$4,157.01$4,083.14$4,212.52$3,589.37$2,834.24$2,078.75$2,429.99
87045$3,340.29$4,157.01$4,083.14$4,212.52$3,589.37$2,848.86$2,059.51$2,431.62
87321$3,340.25$4,157.01$4,083.14$4,212.52$3,400.48$2,962.09$2,134.90$2,431.62
87313$3,338.44$4,157.01$4,121.73$4,212.52$3,589.37$2,704.56$2,048.65$2,535.21
87828$3,338.42$4,014.18$4,739.63$4,266.08$3,190.87$3,105.66$1,915.32$2,137.19
87315$3,337.93$4,336.31$4,083.14$4,266.08$3,190.87$2,902.43$2,155.03$2,431.62
87364$3,335.30$4,157.01$3,828.47$4,212.52$3,281.52$3,247.47$2,190.15$2,429.99
88101$3,328.33$4,173.18$4,140.03$4,266.08$3,529.71$2,756.86$2,375.02$2,057.45
87801$3,319.20$4,208.36$4,517.76$4,266.08$3,190.87$3,042.39$1,889.03$2,119.91
88350$3,312.94$4,220.63$3,947.36$4,444.38$2,870.59$3,512.67$1,915.32$2,279.61
87419$3,309.45$4,151.51$3,828.47$4,212.52$3,589.37$2,799.27$2,155.03$2,429.99
87312$3,308.59$4,157.01$4,083.14$4,212.52$3,400.48$2,720.32$2,155.03$2,431.62
87305$3,306.49$4,157.01$4,083.14$4,212.52$3,400.48$2,750.62$2,110.03$2,431.62
87020$3,305.59$4,157.01$4,121.73$4,266.08$3,400.48$2,706.14$2,056.04$2,431.62
88130$3,305.22$4,173.18$4,140.03$4,266.08$3,529.71$2,517.82$2,410.11$2,099.61
88351$3,300.97$3,886.24$4,101.72$4,266.08$3,304.95$3,029.48$2,381.13$2,137.19
87301$3,299.46$4,157.01$4,083.14$4,212.52$3,400.48$2,750.62$2,093.52$2,398.90
87825$3,298.12$4,462.11$4,121.73$4,266.08$3,190.87$2,861.42$2,064.69$2,119.91
87327$3,297.93$4,157.01$4,083.14$4,212.52$3,400.48$2,737.34$2,063.36$2,431.62
88324$3,292.85$3,886.24$3,947.36$4,266.08$3,304.95$3,189.65$2,381.13$2,074.53
88338$3,290.95$3,838.79$3,947.36$4,266.08$3,304.95$3,161.15$2,381.13$2,137.19
87412$3,290.21$4,151.51$3,828.47$4,212.52$3,589.37$2,664.58$2,155.03$2,429.99
87827$3,289.37$4,014.18$4,083.14$4,266.08$3,190.87$3,436.08$1,915.32$2,119.91
87413$3,288.51$4,151.51$3,828.47$4,212.52$3,281.52$2,898.63$2,226.38$2,420.50
87037$3,287.01$3,886.24$3,828.47$4,212.52$3,249.38$3,247.47$2,155.03$2,429.99
87416$3,286.20$4,157.01$3,828.47$4,212.52$3,281.52$2,876.81$2,217.10$2,429.99
88346$3,284.31$3,886.24$3,947.36$4,266.08$3,304.95$3,266.61$2,244.38$2,074.53
88336$3,280.77$3,886.24$3,947.36$4,266.08$3,304.95$3,042.45$2,381.13$2,137.19
87410$3,279.58$4,157.01$3,828.47$4,212.52$3,281.52$2,839.85$2,217.19$2,420.50
87418$3,277.89$4,157.01$3,828.47$4,212.52$3,281.52$2,880.72$2,155.03$2,429.99
87420$3,276.36$4,157.01$3,828.47$4,212.52$3,281.52$2,868.16$2,156.89$2,429.99
87402$3,274.88$4,157.01$3,828.47$4,212.52$3,249.38$2,907.33$2,176.37$2,393.05
87417$3,267.89$4,157.01$3,828.47$4,212.52$3,249.38$2,815.70$2,182.15$2,429.99
88342$3,263.06$4,220.63$4,180.65$4,266.08$2,859.49$3,512.67$1,915.32$1,886.57
87421$3,256.32$4,157.01$3,828.47$4,212.52$3,281.52$2,682.23$2,202.52$2,429.99
87832$3,255.21$3,886.24$4,320.99$4,266.08$3,190.87$3,069.79$1,915.32$2,137.19
88349$3,252.14$4,220.63$3,654.29$4,266.08$2,870.59$3,512.67$1,915.32$2,325.43
87829$3,250.90$4,014.18$4,083.14$4,266.08$3,190.87$3,044.12$2,038.01$2,119.91
88325$3,250.56$4,220.63$3,654.29$4,266.08$2,859.49$3,512.67$1,915.32$2,325.43
88348$3,250.17$3,886.24$3,947.36$4,266.08$3,304.95$2,909.59$2,299.75$2,137.19
88345$3,249.71$3,886.24$3,947.36$4,266.08$3,304.95$3,004.77$2,264.02$2,074.53
88323$3,249.33$3,838.79$3,947.36$4,266.08$3,304.95$2,869.84$2,381.13$2,137.19
87415$3,245.76$4,029.07$3,828.47$4,212.52$3,249.38$2,767.58$2,212.82$2,420.50
87821$3,244.88$4,014.18$3,861.40$4,266.08$3,190.87$3,346.37$1,915.32$2,119.91
88312$3,244.31$3,838.79$3,947.36$4,266.08$3,304.95$2,997.11$2,281.33$2,074.53
88341$3,240.99$3,886.24$3,947.36$4,266.08$3,304.95$2,763.96$2,381.13$2,137.19
87401$3,231.15$4,157.01$3,828.47$4,212.52$3,249.38$2,566.04$2,184.14$2,420.50
88316$3,228.63$3,838.79$3,947.36$4,266.08$3,304.95$2,821.88$2,284.16$2,137.19
88024$3,225.07$3,886.24$4,180.65$3,887.86$2,942.89$3,285.32$2,263.88$2,128.64
88301$3,220.80$3,838.79$3,947.36$4,266.08$3,304.95$2,842.91$2,208.33$2,137.19
87830$3,219.75$3,966.72$3,900.01$4,266.08$3,190.87$3,108.29$1,986.37$2,119.91
87933$3,214.85$3,886.24$4,185.68$4,266.08$3,022.65$3,090.77$1,915.32$2,137.19
88339$3,214.75$4,220.63$3,947.36$4,266.08$2,870.59$2,842.86$2,030.32$2,325.43
87820$3,213.50$3,966.72$3,928.95$4,266.08$3,190.87$3,106.64$1,915.32$2,119.91
88081$3,211.13$3,886.24$4,180.65$3,887.86$2,942.89$3,101.13$2,350.50$2,128.64
88340$3,207.96$3,886.24$3,947.36$4,266.08$3,304.95$2,939.58$1,982.85$2,128.64
87824$3,204.10$3,966.72$3,900.01$4,266.08$3,190.87$3,069.79$1,915.32$2,119.91
88008$3,199.10$3,886.24$4,180.65$3,887.86$2,942.89$2,926.06$2,441.40$2,128.64
88063$3,188.98$3,886.24$4,208.76$3,887.86$2,942.89$2,830.28$2,438.21$2,128.64
87943$3,184.65$3,886.24$3,902.96$4,266.08$3,022.65$3,162.09$1,915.32$2,137.19
88344$3,177.56$4,220.63$3,947.36$4,266.08$2,870.59$2,743.34$1,915.32$2,279.61
88347$3,175.44$4,220.63$3,947.36$4,266.08$2,870.59$2,682.67$1,915.32$2,325.43
88028$3,173.98$3,838.79$3,900.01$4,266.08$3,022.65$3,087.42$1,983.01$2,119.91
88039$3,173.68$3,966.72$3,900.01$4,266.08$3,022.65$3,025.10$1,915.32$2,119.91
87930$3,173.20$3,838.79$3,784.79$4,266.08$3,022.65$3,247.56$1,915.32$2,137.19
88055$3,171.09$3,886.24$3,900.01$4,266.08$3,022.65$3,087.42$1,915.32$2,119.91
88052$3,170.58$3,886.24$4,180.65$3,887.86$2,864.06$2,982.72$2,263.88$2,128.64
88036$3,167.20$3,838.79$3,902.96$4,266.08$3,022.65$3,087.42$1,915.32$2,137.19
88021$3,166.16$3,886.24$4,180.65$3,887.86$2,942.89$2,742.71$2,394.15$2,128.64
87940$3,165.29$3,886.24$4,200.35$3,887.86$3,022.65$2,869.09$2,162.21$2,128.64
88051$3,164.31$3,838.79$3,900.01$4,266.08$3,022.65$3,087.42$1,915.32$2,119.91
88038$3,164.01$3,838.79$3,902.96$4,266.08$3,022.65$3,087.42$1,910.27$2,119.91
88354$3,162.74$4,220.63$3,947.36$4,266.08$2,870.59$2,593.77$1,915.32$2,325.43
88032$3,161.79$3,886.24$4,180.65$3,887.86$2,864.06$2,982.72$2,202.34$2,128.64
87939$3,154.58$3,886.24$3,784.79$4,266.08$3,022.65$3,069.79$1,915.32$2,137.19
88317$3,153.45$3,886.24$3,947.36$4,266.08$2,870.59$2,792.91$1,985.54$2,325.43
87931$3,151.42$3,886.24$3,784.79$4,266.08$3,022.65$3,015.41$1,947.55$2,137.19
88034$3,150.32$3,838.79$3,784.79$4,266.08$3,022.65$3,087.42$1,915.32$2,137.19
87935$3,149.99$3,886.24$3,784.79$4,266.08$3,022.65$3,069.79$1,883.17$2,137.19
88002$3,142.13$3,886.24$4,180.65$3,887.86$2,870.59$2,956.82$2,084.14$2,128.64
88007$3,139.39$3,886.24$4,180.65$3,887.86$2,864.06$2,814.18$2,214.13$2,128.64
88009$3,139.19$3,838.79$3,724.16$4,266.08$3,022.65$3,087.42$1,915.32$2,119.91
88056$3,139.19$3,838.79$3,724.16$4,266.08$3,022.65$3,087.42$1,915.32$2,119.91
88029$3,137.51$3,838.79$3,784.79$4,266.08$3,022.65$3,087.42$1,917.06$2,045.78
88072$3,136.81$3,886.24$4,180.65$3,887.86$2,870.59$2,683.02$2,320.67$2,128.64
88022$3,136.15$4,014.18$3,902.96$4,266.08$3,022.65$2,743.44$1,866.52$2,137.19
88003$3,134.27$3,886.24$4,208.76$3,887.86$2,825.01$2,709.71$2,293.66$2,128.64
88047$3,131.72$3,886.24$4,180.65$3,887.86$2,870.59$2,659.62$2,308.45$2,128.64
88048$3,129.53$3,886.24$4,180.65$3,887.86$2,870.59$2,636.92$2,315.84$2,128.64
88040$3,128.60$3,838.79$3,724.16$4,266.08$3,022.65$3,087.42$1,915.32$2,045.78
88042$3,127.46$3,838.79$3,784.79$4,266.08$3,022.65$2,927.41$1,915.32$2,137.19
87942$3,126.79$3,886.24$3,784.79$4,266.08$3,022.65$2,877.83$1,912.74$2,137.19
88049$3,122.29$3,838.79$3,902.96$4,266.08$3,022.65$2,773.01$1,915.32$2,137.19
88044$3,120.13$3,838.79$4,180.65$3,887.86$2,870.59$2,566.59$2,367.80$2,128.64
88005$3,119.89$3,886.24$4,180.65$3,887.86$2,864.06$2,610.73$2,281.06$2,128.64
87937$3,118.33$3,886.24$4,200.35$3,887.86$3,022.65$2,532.74$2,169.83$2,128.64
88001$3,113.45$3,886.24$4,208.76$3,887.86$2,825.01$2,609.98$2,247.68$2,128.64
88025$3,111.00$3,838.79$3,900.01$4,266.08$3,022.65$2,714.22$1,915.32$2,119.91
87901$3,109.65$3,886.24$3,784.79$4,266.08$3,022.65$2,771.75$1,898.83$2,137.19
88041$3,107.02$3,838.79$3,902.96$4,266.08$3,022.65$2,696.83$1,884.61$2,137.19
88023$3,105.97$3,838.79$3,902.96$4,266.08$3,022.65$2,686.03$1,888.11$2,137.19
88011$3,102.08$3,886.24$4,180.65$3,887.86$2,825.01$2,583.15$2,223.04$2,128.64
88043$3,102.04$3,838.79$3,902.96$4,266.08$3,022.65$2,749.88$1,888.11$2,045.78
88061$3,096.73$3,838.79$3,902.96$4,266.08$3,022.65$2,717.89$1,882.99$2,045.78
88026$3,092.44$3,838.79$3,902.96$4,266.08$3,022.65$2,605.06$1,874.34$2,137.19
88020$3,091.27$3,838.79$3,724.16$4,266.08$3,022.65$2,751.96$1,915.32$2,119.91
88314$3,085.78$3,886.24$3,947.36$4,266.08$2,859.49$2,597.37$1,915.32$2,128.64
88012$3,083.03$3,886.24$4,180.65$3,887.86$2,864.06$2,505.83$2,127.94$2,128.64
88337$3,082.91$3,886.24$3,654.29$4,266.08$2,859.49$2,796.09$1,989.53$2,128.64
87936$3,080.48$3,886.24$3,784.79$3,887.86$3,022.65$2,589.34$2,263.88$2,128.64
88045$3,080.42$3,838.79$3,724.16$4,266.08$3,022.65$2,727.23$1,864.12$2,119.91
87941$3,064.73$3,886.24$3,784.79$3,887.86$3,022.65$2,606.59$2,136.38$2,128.64
88030$3,064.14$3,838.79$3,784.79$4,266.08$3,022.65$2,687.13$1,803.80$2,045.78
88352$3,055.37$3,886.24$3,654.29$4,266.08$2,859.49$2,595.08$1,997.76$2,128.64
88330$2,963.73$3,886.24$3,654.29$3,887.86$2,859.49$2,623.25$1,948.40$1,886.57
88310$2,948.89$3,886.24$3,654.29$3,887.86$2,859.49$2,428.26$1,989.53$1,936.58

Between the most and least expensive zip codes, there is a $1,416 difference in price! That’s a significant change in price based purely on where you live.

Prefer to search for rates by city rather than by zip code? Take a look at the table below.

CityAverage Grand Total
ALAMOGORDO$2,948.89
HOLLOMAN AIR FORCE BASE$2,963.73
TULAROSA$3,055.37
DEMING$3,064.14
SALEM$3,064.73
LORDSBURG$3,080.42
GARFIELD$3,080.48
LA LUZ$3,082.91
BENT$3,085.78
ANIMAS$3,091.26
SANTA CLARA$3,092.44
SILVER CITY$3,096.73
HURLEY$3,102.03
BAYARD$3,105.97
HANOVER$3,107.01
TRUTH OR CONSEQUENCES$3,109.65
BUCKHORN$3,111.00
LAS CRUCES$3,115.35
HATCH$3,118.33
LA MESA$3,120.13
MIMBRES$3,122.28
WILLIAMSBURG$3,126.79
HILLSBORO$3,127.46
HACHITA$3,128.60
MESQUITE$3,129.53
MESILLA PARK$3,131.72
ARENAS VALLEY$3,136.14
VADO$3,136.81
COLUMBUS$3,137.51
PLAYAS$3,139.19
RODEO$3,139.19
WHITE SANDS MISSILE RANGE$3,142.13
ELEPHANT BUTTE$3,149.98
FAYWOOD$3,150.32
CABALLO$3,151.41
CLOUDCROFT$3,153.45
MONTICELLO$3,154.58
DONA ANA$3,161.79
WEED$3,162.74
GILA$3,164.01
MULE CREEK$3,164.31
RINCON$3,165.29
ANTHONY$3,166.16
FORT BAYARD$3,167.20
ORGAN$3,170.58
REDROCK$3,171.09
ARREY$3,173.19
GLENWOOD$3,173.68
CLIFF$3,173.98
SACRAMENTO$3,175.44
PINON$3,177.56
WINSTON$3,184.65
SUNLAND PARK$3,188.98
SANTA TERESA$3,199.10
LUNA$3,204.10
MESCALERO$3,207.96
CHAPARRAL$3,211.13
ARAGON$3,213.50
MAYHILL$3,214.75
DERRY$3,214.85
RESERVE$3,219.75
CARRIZOZO$3,220.80
BERINO$3,225.07
CAPITAN$3,228.63
NOGAL$3,240.99
ALTO$3,244.31
DATIL$3,244.88
FLORA VISTA$3,245.76
FORT STANTON$3,249.34
RUIDOSO$3,249.71
SAN PATRICIO$3,250.17
HIGH ROLLS MOUNTAIN PARK$3,250.56
QUEMADO$3,250.90
SUNSPOT$3,252.14
FARMINGTON$3,253.02
SAN ANTONIO$3,255.21
WATERFLOW$3,256.32
OROGRANDE$3,263.06
KIRTLAND$3,267.89
SHIPROCK$3,276.36
LA PLATA$3,277.89
AZTEC$3,279.58
HONDO$3,280.77
RUIDOSO DOWNS$3,284.31
FRUITLAND$3,286.20
NAGEEZI$3,287.01
BLOOMFIELD$3,288.50
PIE TOWN$3,289.37
BLANCO$3,290.21
LINCOLN$3,290.95
GLENCOE$3,292.85
ZUNI$3,297.93
MAGDALENA$3,298.12
TINNIE$3,300.97
GALLUP$3,302.98
PORTALES$3,305.22
GRANTS$3,305.59
CONTINENTAL DIVIDE$3,308.59
NAVAJO DAM$3,309.45
TIMBERON$3,312.94
SOCORRO$3,319.20
CLOVIS$3,328.33
SHEEP SPRINGS$3,335.30
FENCE LAKE$3,337.93
POLVADERA$3,338.42
CROWNPOINT$3,338.44
RAMAH$3,340.25
PREWITT$3,340.29
MEXICAN SPRINGS$3,340.72
SANOSTEE$3,342.77
BRIMHALL$3,343.15
HOPE$3,343.26
ELIDA$3,343.47
CLAUNCH$3,346.80
NEWCOMB$3,346.97
ROGERS$3,349.46
BROADVIEW$3,352.14
LOS ALAMOS$3,352.46
GRADY$3,354.00
MILAN$3,355.45
GAMERCO$3,357.10
BLUEWATER$3,358.18
#N/A$3,359.90
FORT WINGATE$3,362.57
VANDERWAGEN$3,363.43
THOREAU$3,363.44
CHURCH ROCK$3,363.72
YATAHEY$3,363.95
MENTMORE$3,366.06
REHOBOTH$3,366.72
JAMESTOWN$3,371.39
NAVAJO$3,374.19
PUEBLO OF ACOMA$3,374.60
TOHATCHI$3,376.32
PINEHILL$3,376.70
FLOYD$3,379.69
SAN ACACIA$3,381.13
CORONA$3,381.31
TEXICO$3,385.34
CAUSEY$3,388.51
MELROSE$3,393.52
SAINT VRAIN$3,393.89
BARD$3,395.42
SMITH LAKE$3,399.22
PICACHO$3,400.16
CONCHAS DAM$3,401.14
SAN FIDEL$3,401.32
FORT SUMNER$3,401.83
LEMITAR$3,402.30
TUCUMCARI$3,402.41
SAN JON$3,404.02
HOUSE$3,406.78
SAN RAFAEL$3,410.17
MILNESAND$3,410.51
LA JOYA$3,411.15
CUERVO$3,414.13
PEP$3,417.29
RATON$3,417.77
WAGON MOUND$3,419.45
LOGAN$3,419.96
CAPULIN$3,425.42
OCATE$3,425.93
SAPELLO$3,426.37
ENCINO$3,427.42
EAGLE NEST$3,429.72
SANTA ROSA$3,431.92
WATROUS$3,433.01
VALMORA$3,433.71
YESO$3,434.49
MCALISTER$3,436.71
NEWKIRK$3,436.99
KENNA$3,437.12
SAN JOSE$3,439.46
VEGUITA$3,439.65
ARTESIA$3,440.01
GUADALUPITA$3,440.41
LINGO$3,442.86
CLINES CORNERS$3,444.11
MOSQUERO$3,445.46
ROY$3,445.89
GARITA$3,447.45
OJO FELIZ$3,448.47
TAIBAN$3,448.70
LAS VEGAS$3,450.08
SOLANO$3,450.19
CROSSROADS$3,452.13
CUBERO$3,452.84
SPRINGER$3,453.90
MILLS$3,454.78
MONTEZUMA$3,454.92
QUAY$3,455.36
AMISTAD$3,456.70
ROCIADA$3,456.82
LA LOMA$3,457.51
MAXWELL$3,462.21
BUENA VISTA$3,462.47
NARA VISA$3,464.99
RAINSVILLE$3,466.92
CLAYTON$3,469.12
RIBERA$3,469.18
HOLMAN$3,470.05
SEDAN$3,474.93
TATUM$3,475.02
JAL$3,478.11
FOLSOM$3,478.48
ANTON CHICO$3,486.20
CAPROCK$3,486.50
GLADSTONE$3,489.24
MIAMI$3,493.43
UTE PARK$3,494.53
ROWE$3,494.87
SERAFINA$3,494.87
PECOS$3,496.36
DES MOINES$3,496.57
MORA$3,497.38
TREMENTINA$3,499.53
CIMARRON$3,501.22
NEW LAGUNA$3,502.66
LAGUNA$3,502.88
MALAGA$3,504.43
WHITES CITY$3,504.43
EUNICE$3,504.75
PAGUATE$3,506.57
ANGEL FIRE$3,506.61
CHACON$3,507.60
LOCO HILLS$3,507.60
LAKEWOOD$3,508.61
ROSWELL$3,513.07
GRENVILLE$3,515.52
MONUMENT$3,515.75
CLEVELAND$3,515.84
MCDONALD$3,517.09
CUBA$3,520.12
TORREON$3,520.90
LOVINGTON$3,521.66
COUNSELOR$3,523.21
LAKE ARTHUR$3,524.50
MOUNTAINAIR$3,525.97
ILFELD$3,529.15
TERERRO$3,532.07
CARLSBAD$3,532.36
MALJAMAR$3,533.93
CASA BLANCA$3,535.16
LOVING$3,535.20
HAGERMAN$3,536.09
WILLARD$3,537.91
REGINA$3,548.47
HOBBS$3,554.22
DEXTER$3,554.80
LA JARA$3,564.28
COCHITI LAKE$3,573.04
BOSQUE$3,576.83
MORIARTY$3,580.84
CEDARVALE$3,593.18
JEMEZ SPRINGS$3,601.04
LAMY$3,605.26
ESTANCIA$3,606.69
JEMEZ PUEBLO$3,607.64
LINDRITH$3,627.66
AMALIA$3,629.08
CERRILLOS$3,631.57
CERRO$3,632.42
RED RIVER$3,633.30
STANLEY$3,633.98
SAN CRISTOBAL$3,637.87
COSTILLA$3,638.72
VALDEZ$3,645.09
SAN YSIDRO$3,645.43
PENA BLANCA$3,647.70
TESUQUE$3,650.42
PENASCO$3,657.08
PONDEROSA$3,657.76
SANTO DOMINGO PUEBLO$3,663.34
TRUCHAS$3,663.47
JARALES$3,664.21
SANTA CRUZ$3,666.53
ESPANOLA$3,666.58
OHKAY OWINGEH$3,667.66
GLORIETA$3,669.52
DULCE$3,670.23
CHAMISAL$3,670.37
LLANO$3,672.19
OJO CALIENTE$3,672.76
QUESTA$3,674.41
SANTA FE$3,676.51
TAOS SKI VALLEY$3,681.61
TRAMPAS$3,687.14
TRES PIEDRAS$3,687.14
PETACA$3,687.74
TAOS$3,688.03
RANCHOS DE TAOS$3,691.42
EL PRADO$3,692.25
CANJILON$3,693.66
CANONES$3,693.66
CEBOLLA$3,693.66
YOUNGSVILLE$3,693.66
CARSON$3,693.92
HERNANDEZ$3,694.94
CHIMAYO$3,696.42
ALCALDE$3,696.89
VADITO$3,697.76
MEDANALES$3,701.31
TIERRA AMARILLA$3,702.21
VALLECITOS$3,702.24
LA MADERA$3,705.41
DIXON$3,705.56
VELARDE$3,706.27
COCHITI PUEBLO$3,709.52
ARROYO SECO$3,710.61
EMBUDO$3,710.66
EL RITO$3,710.81
CHAMA$3,711.69
ABIQUIU$3,724.57
COYOTE$3,725.45
ALGODONES$3,732.99
LOS OJOS$3,750.61
PLACITAS$3,751.22
GALLINA$3,752.18
RIO RANCHO$3,771.04
EDGEWOOD$3,798.71
BERNALILLO$3,813.92
CORRALES$3,852.73
SANDIA PARK$3,888.99
LOS LUNAS$3,893.50
PERALTA$3,919.14
BOSQUE FARMS$3,922.38
BELEN$3,949.58
CEDAR CREST$3,979.48
TIJERAS$4,002.49
KIRTLAND AFB$4,013.99
ALBUQUERQUE$4,046.92
ISLETA$4,154.37

There is a $1,206 difference between the most and least expensive cities in New Mexico. This may seem unfair, but some areas carry more risks than others, such as crime rate or natural disasters, that hike up insurers’ prices.

New Mexico Car Insurance Companies

With over a million cars registered in New Mexico, there is no lack of insurance companies offering car insurance. With so many companies clamoring for your attention, it can be hard to know which company is right for your needs.

It can be so daunting, in fact, that most people stick with the same provider for years even if their provider isn’t right for them.

We want to help you make this difficult choice, which is why we have outlined companies’ ratings, complaint records, and average rates.

– The Largest Companies’ Financial Ratings

The financial ratings of a company tell a customer how likely the company is to succeed in the future. One of the most popular financial ratings is an AM Best rating, which measures a company’s financial health.

CompanyAM Best RatingDirect Premiums WrittenLoss RatioMarket Share
State Farm GroupA$277,87858.73%20.04%
GeicoA++$207,10586.73%14.94%
Progressive GroupA+$160,61961.50%11.58%
Farmers Insurance GroupA$155,04960.51%11.18%
USAA GroupA++$127,97076.06%9.23%
Allstate Insurance GroupA+$97,61051.94%7.04%
Liberty Mutual GroupA$69,04860.23%4.98%
Hartford Fire & Casualty GroupA+$41,76077.10%3.01%
Sentry Insurance GroupA+$32,71354.68%2.36%
Iowa Farm Bureau GroupA-$30,20968.10%2.18%

AM Best describes its financial rating scale as the following (we have only included the explanations of the above companies’ ratings).

  • A++ and A+ (Superior). AM Best considers these companies to have a superior ability to meet future financial obligations (paying claims, etc.).
  • A and A- (Excellent). These companies have an excellent ability to meet future financial obligations (paying claims, etc.).

Part of determining a company’s financial strength is looking at its loss ratio. All of the largest companies in New Mexico have loss ratios above 50 percent and below 100 percent, which is great.

– Companies with the Best Ratings

JD Power ranks companies based purely on customer satisfaction. The 2018 study looked at responses from 44,622 auto insurance customers and judged companies’ customer satisfaction on the following five factors:

  1. Interaction
  2. Policy Offerings
  3. Price
  4. Billing Process/Policy Information
  5. Claims

To see how JD power ranked companies in New Mexico, take a look at the graphic below. Bear in mind that the worst rated companies may not be terrible at customer service, it’s just that other companies perform better!

Southwest region JD power

USAA is the cheapest provider in New Mexico, but USAA also ranked among the best in JD Power’s ranking (though USAA is only available to U.S. military personnel).  As well, State Farm, one of New Mexico’s largest providers, is ranked as better than most.

Let’s switch to another aspect of customer satisfaction — customer complaints.

– Companies with Most Complaints in New Mexico

We’ve looked at the largest companies AM Best ratings and loss ratios, but let’s now look further into customer satisfaction. Below, you will see the complaint ratio for the ten largest companies in New Mexico.

CompanyTotal Complaints 2017Complaint Ratio 2017
State Farm Group14820.44
Liberty Mutual Group2225.95
Progressive Group1200.75
Allstate Insurance Group1630.5
Iowa Farm Bureau Group320.77
Hartford Fire & Casualty Group94.68
Geico20
USAA Group20
Sentry Insurance Group16.53
Farmers Insurance Group00

Some of the companies have a high number of complaints but low complaint ratios — these numbers are relevant to the number of customers a company has. What may seem like a large number of complaints may actually only be a small percentage of the company’s customers.

And of course, how a company handles customers’ dissatisfaction is also important.

Let’s move onto another important factor that is always on the forefront of shoppers’ minds — prices.

– New Mexico Car Insurance Rates by Company

Every company bases its rates on a number of different factors. To help you find the best rates in New Mexico, we have partnered with Quadrant to bring you a full breakdown of companies’ rates.

CompanyAverageCompared to State Average ($)Compared to State Average (%)
Allstate F&C$4,200.53$737.3217.55%
Farmers Ins Co Of AZ$4,314.90$851.6919.74%
Geico General$4,457.62$994.4222.31%
AMCO Insurance$3,514.07$50.861.45%
Progressive Direct$3,118.17-$345.04-11.07%
State Farm Mutual Auto$2,340.03-$1,123.18-48.00%
USAA$2,297.13-$1,166.08-50.76%

The cost of rates varies SIGNIFICANTLY from carrier to carrier. USAA is 50 percent less than the state average, whereas Allstate is 17 percent over the state average!

– Commute Rates

Did you know that sometimes your commute distance can impact your rates? At some companies, a longer commute means higher prices!

CompanyCommute and Annual MileageAnnual Average
Geico25 miles commute. 12000 annual mileage.$4,525.62
Geico10 miles commute. 6000 annual mileage.$4,389.62
Farmers10 miles commute. 6000 annual mileage.$4,314.90
Farmers25 miles commute. 12000 annual mileage.$4,314.90
Allstate10 miles commute. 6000 annual mileage.$4,200.53
Allstate25 miles commute. 12000 annual mileage.$4,200.53
Nationwide10 miles commute. 6000 annual mileage.$3,514.07
Nationwide25 miles commute. 12000 annual mileage.$3,514.07
Progressive10 miles commute. 6000 annual mileage.$3,118.17
Progressive25 miles commute. 12000 annual mileage.$3,118.17
State Farm25 miles commute. 12000 annual mileage.$2,398.36
USAA25 miles commute. 12000 annual mileage.$2,365.79
State Farm10 miles commute. 6000 annual mileage.$2,281.70
USAA10 miles commute. 6000 annual mileage.$2,228.48

At Geico, a longer commute will raise your rate by $136! Small increases like this can add up into a significant yearly bill, so those with longer commutes may wish to look into companies that don’t increase prices based on a commute.

– Coverage Level Rates

A high coverage level is always best, but sometimes the fear of a high price difference can discourage people from purchasing a high coverage plan. This doesn’t need to be the case. By shopping around for providers, you can find a company that has economical price increases.

CompanyCoverage TypeAnnual Average
GeicoHigh$4,771.00
FarmersHigh$4,732.85
GeicoMedium$4,446.29
AllstateHigh$4,390.87
FarmersMedium$4,275.73
AllstateMedium$4,192.35
GeicoLow$4,155.59
AllstateLow$4,018.38
FarmersLow$3,936.11
NationwideHigh$3,600.05
NationwideMedium$3,479.90
NationwideLow$3,462.26
ProgressiveHigh$3,261.94
ProgressiveMedium$3,117.04
ProgressiveLow$2,975.51
State FarmHigh$2,540.25
USAAHigh$2,448.12
State FarmMedium$2,347.45
USAAMedium$2,307.89
USAALow$2,135.39
State FarmLow$2,132.39

At companies like Nationwide, there is only a $138 difference in price between low and high coverage. This amounts to only an extra $11.50 a month! When coverage costs are compared like this, the extra payments seem much more manageable.

So make sure to shop around for providers, as you could go from low to high coverage for a small monthly price increase.

– Credit History Rates

Did you know that your credit history often has more of an influence on your rates than your driving record? The average credit score in the U.S. is 675, and unfortunately, New Mexico’s average is slightly below this.

New Mexico’s average credit score is 659, which means that rates could be slightly higher for New Mexico residents who have below average credit scores.

Take a look at the table below to see how credit history has a SIGNIFICANT impact on your rates!

GroupCredit HistoryAnnual Average
GeicoPoor$4,999.10
FarmersPoor$4,950.09
AllstatePoor$4,887.46
GeicoFair$4,349.78
NationwidePoor$4,300.68
FarmersFair$4,097.94
AllstateFair$4,028.34
GeicoGood$4,023.99
FarmersGood$3,896.67
AllstateGood$3,685.79
ProgressivePoor$3,420.75
NationwideFair$3,341.72
State FarmPoor$3,337.18
ProgressiveFair$3,049.36
NationwideGood$2,899.82
ProgressiveGood$2,884.38
USAAPoor$2,874.97
USAAFair$2,151.55
State FarmFair$2,056.00
USAAGood$1,864.88
State FarmGood$1,626.91

A poor credit history can cost you HUNDREDS or THOUSANDS of dollars in increased rates. That’s a hefty price to pay for having poor or fair credit!

– Driving Record Rates

Another significant factor in determining rates is your driving record. The cleaner your record, the lower your rates. After all, a bad driving record shows a company that you are a higher-risk driver — which means the company has a higher likelihood of having to pay out claims to you.

GroupDriving RecordAnnual Average
GeicoWith 1 DUI$8,351.31
AllstateWith 1 DUI$4,877.87
NationwideWith 1 DUI$4,765.82
FarmersWith 1 accident$4,694.44
FarmersWith 1 DUI$4,584.30
AllstateWith 1 accident$4,561.80
FarmersWith 1 speeding violation$4,334.25
GeicoWith 1 accident$4,217.02
AllstateWith 1 speeding violation$3,898.80
NationwideWith 1 accident$3,688.87
ProgressiveWith 1 accident$3,686.49
FarmersClean record$3,646.60
AllstateClean record$3,463.66
ProgressiveWith 1 speeding violation$3,184.99
USAAWith 1 DUI$3,122.21
NationwideWith 1 speeding violation$2,975.73
ProgressiveWith 1 DUI$2,904.96
ProgressiveClean record$2,696.21
GeicoClean record$2,631.09
GeicoWith 1 speeding violation$2,631.09
NationwideClean record$2,625.87
State FarmWith 1 DUI$2,387.59
State FarmWith 1 accident$2,387.59
State FarmWith 1 speeding violation$2,387.59
USAAWith 1 accident$2,372.97
State FarmClean record$2,197.36
USAAWith 1 speeding violation$1,987.15
USAAClean record$1,706.19

Speeding, accidents, and DUIs can all raise your rates by hundreds or thousands of dollars. At companies like Geico, just one DUI will raise your rate $5,720! Just one more incentive to never drive drunk!

– Number of Insurers in New Mexico

In New Mexico, there are 15 domestic providers and 837 foreign providers.

Domestic and foreign insurers may make you think of product production inside and outside of the U.S., but these terms mean something different in regard to insurance. Foreign insurers simply operate under the laws of multiple states in the U.S., whereas a domestic insurer only operates under New Mexico’s state laws.

This means a domestic provider only sells insurance in New Mexico, but foreign providers sell insurance in multiple states.

Now that we’ve covered every aspect of companies — from rates to provider type — let’s move onto another important part of driving in New Mexico. Up next, state laws!

New Mexico State Laws

Following state laws is just as important as having insurance! Knowing what is required of drivers on the road will help keep both you and others safe. The tricky part is that state laws are different across U.S. states.

What is legal in one state may be illegal in another. You can forgo a motorcycle helmet in one state but will get a ticket when cruising without a helmet through another.

So how do you know what to pay attention to when driving in New Mexico? The last thing you want is a ticket!

Don’t fear, we have covered all of New Mexico’s state requirements for driving! Continue reading to learn about everything from insurance requirements to road rules!

– Car Insurance Laws

New Mexico law requires ALL drivers to minimum liability insurance. According to the National Association of Insurance Commissioners (NAIC), there is a specific procedure in place when filing for mandatory car insurance in New Mexico.

Basically, insurers must file rates and forms with New Mexico Insurance providers prior to use. This is to make sure drivers are properly insured with the minimum liability insurance before they drive on New Mexico’s roads.

So make sure that you are covered with the proper insurance and approved by the state of New Mexico before driving.

– High-Risk Insurance

One more reason to try and avoid accidents and DUIs — you may be considered a high-risk driver. While New Mexico doesn’t require high-risk drivers to fill out an SR-22 form to purchase high-risk insurance, high-risk drivers’ rates will increase.

Below are some of the most common reasons that cause drivers to earn the label of high-risk.

  • Serious violations (such as DUI’s or reckless driving)
  • Accidents that involve injury or significant property damage
  • A bad driving record with consistent violations
  • Being a new and inexperienced driver
  • Owning a high-risk vehicle (such as an exotic car or a sports cars)
  • Letting your car insurance lapse
  • Being over 70 years of age

If insurers refuse to cover you as a high-risk driver, you can turn to the New Mexico Motor Vehicle Insurance Plan program. This program will help assist you in finding car insurance.

– Low-Cost Insurance

New Mexico doesn’t have a government-sponsored car insurance program for low-income families (only three states have this), but this doesn’t mean car insurance has to be an unattainable goal.

Ask your provider about some of the most common discounts below. There are also multiple other discounts that your provider may give you, so make sure to ask for a full list!

  • Good driver discount
  • Good student discount (usually requires a B+ average)
  • Anti-theft features
  • Safety device features
  • Multi-car discount

Of course, having a good credit score and driving record will make the biggest difference in your rates!

– Windshield Coverage

Hot temperatures in New Mexico are common, especially in New Mexico’s desert areas. Did you know that these high temperatures can cause cracked windshields?

The intense heat from the sun can cause the glass to expand and crack, which is why you should always park your car in the shade. Parking in the shade or a garage also protects you from burning yourself with that hot seatbelt!

Need to have a windshield replaced or repaired because of a heat wave? We have bad and good news.

The bad news is that New Mexico law doesn’t require insurers to replace windshields. The good news is that comprehensive insurance will usually pay for the costs of repair or replacement! Insurers may also choose aftermarket parts as long as these parts are of similar make and quality. Yet another reason it pays to have complete coverage!

– Automobile Insurance Fraud in New Mexico

According to the Insurance Information Institute (iii), over $$4.8 billion was stolen in auto insurance fraud in 2007! These huge losses have made insurance fraud of interest in every state, with bureaus created specifically to track insurance fraud. Committing insurance fraud in New Mexico is a crime and will result in fines and/or jail time.

What qualifies as insurance fraud? While not being honest on claims is a sure way to commit fraud, here are two specific classifications.

  1. Adding “extra” onto a claim. You based the claim on a legitimate accident but then added in a few false expenses.
  2. Creating a false claim for something that never happened, such as staging an accident.

Committing insurance fraud is a sure way to land yourself in serious trouble, so make sure to always record claims as accurately as possible. After all, there are bureaus checking and doublechecking the honesty of claims!

– Statute of Limitations

After you are in an accident, there is a limited window of time in which to file a claim, also known as a statute of limitations. The statute of limitations prevents claim proceedings from dragging on for years or even decades past an accident.

In New Mexico, there are different statutes of limitations for personal injury versus property damage, so make sure you are aware of how much time you have to file claims.

  • Personal Injury Claim: Three years
  • Property Damage Claim: Four years

Years may seem like a long time, but make sure to not put off filing that claim until tomorrow, as you could forget altogether!

– Unfair Claims Law

New Mexico has a law that works to prevent unfair claim practices by insurers. How are insurers unfair on claims? They may conveniently overlook all the benefits that are owed to you in the event of an accident.

Of course, while this law is useful, it is also helpful to know what is on your insurance plan so that you will automatically notice if something is missing! This way, you can feel confident that no-one is leaving out the valuable benefits that insurers owe you.

– Vehicle Licensing Laws

If you drive without insurance, you are breaking the law. First offenders will receive the following penalties.

  • Fine up to $300
  • Imprisonment up to 90 days
  • License suspension

For those with insurance, all you need to do to avoid these penalties is to provide proof of insurance. You may remember that the following are accepted as proof of financial responsibility.

  • A current insurance ID card
  • Copy of current auto insurance policy
  • A letter from your auto insurance company that verifies you have auto insurance coverage

You must provide proof of insurance anytime you are pulled over or are in an accident. If you don’t have insurance, New Mexico will suspend your car’s registration.

Below is the process of intent to suspend registration, according to New Mexico’s Motor Vehicle Department.

  1. 30 days before a notice of intent to suspend registration, you will receive a Verification of Mandatory Automobile Insurance Letter. At this point, you will need to get verification from your insurer.
  2. If you don’t have insurance or fail to provide proof of insurance within 30 days, you will receive a Notice of Suspension of Registration Letter. You must then send in your vehicle registration and license plate within ten days of the notice.

To avoid the headache of this process and criminal prosecution, make sure to have insurance in the first place and to always have some form of insurance verification on you when driving.

– Teen Driver Laws

In New Mexico, teens must be at least 15 years old to get a learner’s license (also known as a permit). Before teens can apply for a restricted license or license, though, they must meet the following requirements.

Requirements to Receive License/Restricted LicenseDetails
Mandatory Holding Period6 months
Minimum Supervised Driving Time50 hours (10 of which must be at night)
Minimum Age15 years, 6 months

If teen drivers receive a restricted license (rather than a regular adult license), they must follow the following rules and regulations.

Restricted License RequirementsDetails
Nighttime RestrictionsMidnight to 5 a.m.
Passenger Restrictions (family members excepted unless noted otherwise)No more than 1 passenger younger than 21
When Restrictions can be Lifted Details
Nighttime Restrictions12 months or until age 18, whichever occurs first (minimum age: 16 years, 6 months)
Passenger Restrictions12 months or until age 18, whichever occurs first (minimum age: 16 years, 6 months)

New Mexico intends for these rules to keep new drivers safe, as they limit distractions for new drivers. A study by AAA found that the risk of crashing goes up whenever teen drivers add teenage passengers, which is why more and more states are restricting passenger type.

– Older Driver License Renewal Procedures

Older drivers also have special restrictions. New Mexico requires its older residents to follow more strict renewal procedures, such as renewing a license every year and providing proof of adequate vision when over 75 years old.

Renewal ProcessDetails
License Renewal Cycle4 years: age 67-74
1 year: age 75+
Mail or Online RenewalNot permitted for those age 75 and older
Proof of Adequate VisionRequired every renewal for those age 75 and older

Unfortunately, if you are a New Mexico resident over 75 years old, you are not allowed to renew your license online or through the mail, which means you must visit in person every year.

– License Renewal Procedures

We’ve covered young and old drivers, so let’s now take a look at license rules for the general population.

Renewal ProcessDetails
License Renewal Cycle4 or 8 years (personal option)
Mail or Online RenewalOnline allowed every other renewal
By mail allowed unless new photo required
Proof of Adequate VisionWhen renewing in person

If you choose to renew online or by mail, you can go eight years without an in-person trip to the DMV (unless a new picture is needed).

– New Residents

If you are moving to New Mexico, you must make sure that your car insurance is changed to match New Mexico’s requirements. You must have bodily injury and property damage coverages in the following amounts.

  • $25,000 for injuries to one person in an accident
  • $50,000 for injuries to all people in an accident
  • $10,000 for property damages caused by an accident

Remember, you also need uninsured motorist coverage, but you may choose to reject it if you wish. If so, contact your insurance provider and make sure to sign the proper forms.

You also need to make a trip to the DMV to get a New Mexico driver’s license and contact your insurance provider with your change of address. So make sure to add these necessary steps to your to-do list!

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

– Careless and Reckless Driving

New Mexico classifies careless and reckless driving as a crime. Let’s take a closer look at the classification of each and what they entail.

Careless driving is a less serious crime than reckless driving and is a misdemeanor. What would earn you a charge of careless driving? Anytime you drive in a careless way — such as speeding in the rain or taking curves too fast.

The penalties for careless driving are below.

Classification of CrimeJail TimeFinesDriving Record Points
MisdemeanorUp to 90 daysUp to $3003 points

Paying attention to the road and driving carefully will prevent you from earning a careless driving charge.

Reckless driving is much more serious, as it involves driving so recklessly that the driver endangers themselves or others. The penalties for reckless driving are stricter than careless driving, especially for second and subsequent offenses.

OffenseClassification of CrimeJail TimeFinesDriving Record PointsLicense Suspension
First OffenseMisdemeanor5 to 90 days$25 to $1006 pointsUp to 90 days
Second and Subsequent OffensesMisdemeanor10 days to 6 months$50 to $1,0006 pointsUp to 90 days

If you have seven or more points on your driving record, New Mexico will suspend your driver’s license in addition to the penalties above.

We have one more bit of information about reckless and careless driving. If a driver is convicted of reckless driving while under the influence, he or she can try to submit a plea for a lesser charge — also known as “wet reckless.”

– Rules of the Road

Knowing the rules of the road is one of the most important things drivers need to learn. These rules are meant to keep drivers safe, but they only work if drivers actually follow them!

So let’s dive into some of the most important road rules in New Mexico.

– Fault vs. No-Fault

If you are in an accident and are at fault, you will be held liable for the accident costs. This is because New Mexico is an at-fault state. While you may wish New Mexico was a no-fault state, the process of claims in no-fault states is more complicated.

As well, drivers in no-fault states will sometimes be forced to pay costs themselves when insurance doesn’t fully cover the costs. Within an at-fault state, it is easier to process claims because you know who is supposed to pay the damage and injury costs.

– Keep Right and Move Over Laws

The keep right law is one of the simplest to follow. If you are driving SLOWER than the average speed of traffic around you, keep to the right. Easy enough to remember, as is the move over law.

Unfortunately, most people aren’t following the move over law. This places others at significant risk of injury or death! Why?

Because anytime drivers see a stationary emergency vehicle, recovery/repair vehicle, or any vehicle with flashing lights, they are required to move over. If unable to move over, drivers must slow down significantly or stop if necessary.

When drivers don’t follow this law, they may hit a person walking on the side of the road around the vehicle! Every year, people are hit and killed by those who fail to move over.

Don’t let this be you. Move over or slow down!

– Speed Limits

Speed limits ensure drivers don’t drive at extremely high and dangerous speeds. Below are New Mexico’s speed limits for various road types.

Rural InterstatesUrban InterstatesOther Limited Access RoadsOther Roads
75 mph75 mph65 mph55 mph

These are the MAX speeds for New Mexico — speed limits may be less on roads across New Mexico, so pay attention to speed limit signs.

– Seat Belt and Car Seat Laws

Another law that strives to protect drivers is New Mexico’s seat belt law. Being in an accident without a seat belt is deadly, as you could be easily thrown out of your vehicle.

Check the seat belt laws below for more details on what New Mexico requires of drivers.

Initial Effective DatePrimary EnforcementSeat Belt UseMaximum Fine
January 1, 1986Yes. Effective since January 1, 198618+ years in all seats$25

The seat belt law has been in place since 1986, and officers are allowed to pull over and ticket drivers for not wearing a seatbelt.

Another important law is New Mexico’s child seat safety law. To keep children of all ages as safe as possible, follow the rules below for smaller passengers.

Car Seat TypeAge/Weight
Rear-Facing Child RestraintYounger than 1 year
Child Restraint1 to 4 years or less than 40 pounds
Booster Seat5 to 6 years or less than 60 pounds
Adult Seat Belt7 through 17 years

In New Mexico, there are also restrictions on riding in the cargo areas of pickup trucks. Unless you are 18 years of age or older, you are not allowed to ride in the back of a pickup.

This is because children are at higher risk of being thrown out of pickups at sharp turns and other driving maneuvers.

Bottom line? Exercise caution and always buckle up to ensure both your own and passengers’ safety.

– Ridesharing

A wild night out with friends usually requires a ride back home. Or maybe you need a ride from the airport to the hotel. This is where companies like Uber and Lyft come in.

If you are thinking of joining a ridesharing company, you will need to purchase ridesharing insurance from one of the following providers in New Mexico.

  • Farmers
  • Geico

You must also have a vehicle that is properly registered and passed inspection. Other basic requirements are listed below.

  • Pass background check
  • Be 21 years old or older
  • At least three years of driving experience
  • Clean driving record

If you meet the above requirements, there is a good chance you will qualify to be a driver at a ridesharing company.

– Automation on the Road

Currently, New Mexico does not have any laws regulating the use of automated vehicles. Curious what qualifies a vehicle as automated? It may surprise you to learn that there are different levels of automation in cars — cruise control and lane departure warning are just some of the features that are considered automated.

– DUI Laws

Drunk driving is one of the biggest causes of driving fatalities. In 2017 alone, 120 people died in New Mexico because of alcohol-impaired driving. In an attempt to prevent people from driving drunk, New Mexico has made driving drunk a crime.

BAC LimitHigh BAC LimitCriminal Status by OffenseFormal Name for OffenseLook Back/Washout Period
0.080.161st-3rd not classified
4th-5th fourth degree felony
6th+ third degree felony
Driving While Impaired (DWI)Unlimited (lifetime)

A lifetime lookback or washout period means that a DWI will stay on your driving record indefinitely. This also means you will likely be a higher risk driver and will have to pay increased rates.

For each offense, the penalties in New Mexico grow stricter.

OffenseLicense RevocationJail TimeFineIID LockOther
1st Offense6 months to 1 year (if under age 21 will receive 1 year)Up to 90 days
High BAC limit equals additional mandatory 2 days
No minimum1 yearDWI school, evaluation, and community service
2nd Offense2 years96 hours to 364 days
High BAC limit equals additional mandatory 4 days
$500 to $1,0002 yearsEvaluation, community service, treatment, up to 5 years probation
3rd Offense3 years30 to 364 days
High BAC limit equals additional mandatory 60 days
$750 to $1,0003 yearsEvaluation, treatment, community service, up to 5 years probation
4th OffenseLifetime revocation with 5 year court review6 to 18 monthsUp to $5,000Lifetime with 5 year court reviewEvaluation and treatment

All offenses after the fourth have the same penalties as the fourth in everything except jail time.

  • 5th Offense: 1-2 years of jail time
  • 6th Offense: 18-30 months of jail time
  • 7th Offense: 2-3 years of jail time

These penalties may seem harsh, but they protect drivers by discouraging drunk driving. Hopefully, one charge will be enough to prevent any repeat offenders!

– Marijuana-Impaired Driving

New Mexico doesn’t have a specific law about marijuana-impaired driving, but this doesn’t mean you can go smoke a joint and then drive — you will be charged with impaired driving.

Impaired driving earns the same penalties as a DWI — fines, jail time, license suspension, and more. This is because people high are marijuana are NOT capable of driving, as shown in the study below.

– Distracted Driving Laws

Distracted driving is dangerous. All it takes is a second with your eyes off the road to crash.

New Mexico has regulated cellphone use for drivers, in an attempt to prevent accidents in drivers.

Handheld BanYoung Drivers Cellphone BanTexting BanEnforcement
NoLearner's permit and intermediate license holdersAll driversPrimary

Now that we’ve covered New Mexico’s driving rules, let’s move onto another important topic — can’t-miss facts of New Mexico.

New Mexico Can’t-Miss Facts

Every state has different dangers to look out for. The last thing anyone wants is to be in an accident, but if you are aware of problems on the road, it will help you stay more alert when driving.

New Mexico’s Route 285 is one of the busiest and deadliest roads in New Mexico, with a high number of fatalities each year.

To help you know what to watch out for on New Mexico’s roads, we’ve compiled a list of must-know facts.

Keep reading to learn about everything from vehicle theft to causes of driving fatalities!

– Vehicle Theft in New Mexico

In every state, there are different types of cars that are stolen more than others. Some cars are simply more popular in states because of the different terrains and the options of local car dealers. If you live in New Mexico and own one of the following vehicles, there is a higher chance of it being stolen!

Vehicle Make and ModelVehicle YearTotal Thefts
Honda Civic1998572
Ford Pickup (Full Size)2006557
Honda Accord1994545
Chevrolet Pickup (Full Size)2006483
Dodge Pickup (Full Size)2003269
GMC Pickup (Full Size)2006180
Jeep Cherokee/Grand Cherokee1994149
Toyota Camry1999128
Chevrolet Pickup (Small Size)1998101
Chevrolet Impala200590

Since crime is worse in some areas, it makes sense that more cars are stolen in specific areas of New Mexico. The FBI created a 2013 report on vehicle theft by cities, so check to see if your city is a hotspot for crime.

CityTotal Motor Vehicle Thefts 2013
Alamogordo26
Albuquerque3,005
Artesia30
Aztec12
Bloomfield6
Bosque Farms7
Carrizozo1
Cimarron0
Clayton1
Clovis89
Deming23
Dexter4
Estancia1
Eunice5
Farmington92
Gallup125
Grants29
Hobbs109
Jal9
Las Cruces171
Las Vegas13
Logan2
Loving0
Moriarty3
Peralta11
Questa1
Raton10
Red River1
Santa Rosa0
San Ysidro0
Socorro16
Sunland Park17
Taos10
Taos Ski Valley0
Truth or Consequences10
Tucumcari4

If you live in Albuquerque, be careful. Over 3,000 vehicles were stolen in one year!

Up next, we want to take a look at risky and harmful behavior. Every year, people are killed because of behaviors like speeding and drunk-driving.

– New Mexico Crash Report

The National Highway Traffic Safety Administration (NHTSA), created an in-depth look at New Mexico’s crash statistics. The first number we want to look at is New Mexico’s crash rates by city. We want to note that these numbers are from a list of the worst cities in the U.S., but only one of New Mexico’s cities is included.

City2016 Total Fatalities2016 Pedestrian FatalitiesFatality Rate Per 100,000 Population
Albuquerque943116.81

New Mexico has a lot of roadway cutting through beautiful rural areas. The downside to this is that more fatalities happen on rural roads than urban roads. Take a look below to see fatality rates by road type.

Crash Type2008200920102011201220132014201520162017
Rural265258265273259215248176229195
Urban101103847710696133119172179
Unknown0000105345
Total366361349350366311386298405379

Did you know that person type also plays a type in fatalities? By person type, we don’t mean personality! Rather, the type of car being driven and whether the person is a car occupant or a pedestrian.

Person Type20132014201520162017
Passenger Car811067911693
Light Truck - Pickup5565507362
Light Truck - Utility4638457259
Light Truck - Van520569
Light Truck - Other22321
Large Truck161712617
Bus20000
Other/Unknown Occupants812525
Total Occupants215260199277246
Total Motorcyclists4146384753
Pedestrian4975547474
Bicyclist and Other Cyclist45742
Other/Unknown Nonoccupants20034
Total Nonoccupants5580618180
Total311386298405379

Just because you aren’t in a car doesn’t mean you can’t be injured by one! Pay careful attention when bicycling or walking by roadways.

Ever wondered what crashes result in the worst tragedies? The next table shows fatalities by crash type.

Crash Type20132014201520162017
- (1) Single Vehicle193246194248205
- (2) Involving a Large Truck5472464070
- (3) Involving Speeding122132130146141
- (4) Involving a Rollover128129115169118
- (5) Involving a Roadway Departure137182150207176
- (6) Involving an Intersection (or Intersection Related)6354667594
Total Fatalities (All Crashes)*311386298405379

Up next, we’ve included the five-year fatality trend for the top 10 counties in New Mexico. Check below to see if your county is a high-risk area.

County20132014201520162017
Bernalillo County52696410091
San Juan County2739313234
Mckinley County2648232230
Dona Ana County1419182429
Eddy County151610717
Lea County1231131316
Sandoval County181451616
Santa Fe County919142316
Cibola County147111713
Hidalgo County194312
Top Ten Counties202279209277274
All Other Counties10910789128105
Total311386298405379

Remember when we talked about speed limits? Well, the intention behind speed limits is to help prevent fatalities. Speeding doesn’t allow for much reaction time and can cause terrible impacts and rollovers.

As you can see from the data below, speeding is a major contributor to fatalities.

County20132014201520162017
Bernalillo County1623344031
Catron County10000
Chaves County55643
Cibola County43857
Colfax County21041
Curry County12133
Debaca County10120
Dona Ana County591257
Eddy County933110
Grant County21015
Guadalupe County11051
Harding County01000
Hidalgo County00002
Lea County35586
Lincoln County22014
Los Alamos County02000
Luna County10331
Mckinley County111511514
Mora County12010
Otero County26612
Quay County21221
Rio Arriba County731042
Roosevelt County32211
San Juan County91381412
San Miguel County12120
Sandoval County1182510
Santa Fe County45143
Sierra County32132
Socorro County61270
Taos County13243
Torrance County52562
Union County11011
Valencia County28447

Alcohol-impaired driving is also a devastating cause of fatalities.

County20132014201520162017
Bernalillo County1417303429
Catron County21000
Chaves County34432
Cibola County31644
Colfax County13100
Curry County11222
Debaca County00010
Dona Ana County67668
Eddy County23015
Grant County00114
Guadalupe County01102
Harding County00000
Hidalgo County02002
Lea County57255
Lincoln County53212
Los Alamos County00000
Luna County20221
Mckinley County91410415
Mora County02110
Otero County37413
Quay County12120
Rio Arriba County41564
Roosevelt County11111
San Juan County131391411
San Miguel County22031
Sandoval County54182
Santa Fe County36196
Sierra County21112
Socorro County22240
Taos County34235
Torrance County52040
Union County01010
Valencia County05304

Even more sobering is that a number of underage teenagers participate in drunk driving. New Mexico has one of the highest death rates for underage drunk driving.

While the national average is 1.2 underaged alcohol-impaired driving fatalities per 100,000 population, New Mexico’s rate is 2.6!

This sobering number also comes with statistics of underage arrests for drinking and driving. Naturally, states want to cut back on DWI’s, especially in underage drivers, but each state has different levels of enforcement.

Let’s take a look at New Mexico’s arrest record to see how well it is managing underage drinking and driving.

DWI Arrests (Under 18-years-old)DWI Arrests (Under 18 years old) Total Per Million PeopleRank
62126.3615

New Mexico ranks 15th for its number of arrests, which means New Mexico is doing a decent job of attempting to catch and prevent teens from driving drunk.

– EMS Response Time

If you are in an accident and are injured, most likely the preoccupying thought on your mind is when help will arrive. The sooner that ambulance arrives, the sooner you will be medically treated for dangerous or painful injuries.

Because medical treatment is such an important part of accident aftercare, take a look at the following table to see how long New Mexico takes to provide help in emergencies.

Crash TypeTime of Crash to EMS NotificationEMS Notification to EMS ArrivalEMS Arrival at Scene to Hospital ArrivalTotal Fatal Crashes
Rural6.05 minutes16.44 minutes47.30 minutes202
Urban4.33 minutes5.80 minutes24.40 minutes155

In both rural and urban areas, you will be at the hospital in under an hour from the time of the call. Not too bad!

– Transportation

Transportation is a vital part of our modern day society. From the dreaded work commute to visiting family members, most of this transportation is conducted via cars.

In fact, most residents of New Mexico own at least two cars.

Data USA - Bar Chart of Car Ownership in New Mexico

In New Mexico, drivers spend about five minutes LESS commuting to work than other U.S. workers.

Data USA - Bar Chart of Commute Time in New Mexico

You probably know the answer to what the most common method of transportation is — driving alone. There are a few other methods, though, that are less common.

Data USA - Bar Chart of Commuter Transportation in New Mexico

Now that we’ve covered transportation methods, let’s take a closer look at commute time in the form of traffic congestion. Unfortunately, one of New Mexico’s cities made it onto INRIX’s Global Traffic Scorecard, meaning it is one of the worst cities in the world for traffic.

Take a closer look at the details below.

CityHours Lost in CongestionYear Over Year ChangeCost of Congestion (Per Driver)Inner City Travel Time (Minutes)Inner City Last Mile Speed
Albuquerque57 (186)-5%$792416 mph

If you live in or are traveling through Albuquerque, be prepared for some time spent sitting in traffic.

Now that you’ve made it through this comprehensive guide of the wonderful state of New Mexico, you are ready to buckle up and hit the roads! Want to start comparing rates today? Enter your zip code in our FREE online tool below!

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

[0-9]
[0-9]