Progressive vs. AAA Car Insurance Comparison [2023]

Compare car insurance for Progressive vs AAA by looking at rates and coverage offered. AAA and Progressive have base auto insurance coverage policies with options for more coverage based on customers’ needs.

UPDATED: Oct 20, 2022Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...

Full Bio →

Written by Laura Berry
Former Licensed Insurance Producer Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Oct 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • AAA is an established, reputable member club
  • Progressive is a leading insurance company in the U.S.
  • Both AAA and Progressive offer unique options for potential customers

Is AAA or Progressive auto insurance better? Check out this Progressive vs AAA car insurance comparison and decide for yourself!

Be sure to check out the full Progressive auto insurance review and the AAA auto insurance review.

Then enter your zip code above to get started comparing personalized auto insurance quotes from top companies in your area!

American Automobile Association History


The American Automobile Association (AAA) was originally founded in 1902. At that time, automobiles were just starting to become a part of everyday American life.

There were only one thousand charter members, but that number quickly grew to accompany different regional and local clubs under the American Automobile Association umbrella.

AAA started printing the first road maps in 1905. In 1917, the American Automobile Association also printed hotel guides.

In 1920, The School of Safety Patrol Program was launched. Many other driver safety programs followed.

As the years continued, the member club continued to grow and expand. In 1997, the company was changed to AAA.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Progressive Insurance Corporation Company History

The Progressive Insurance Corporation was established in 1937 by Joe Lewis and Jack Green. Progressive Corporation was originally headquartered in Mayfield Village, Ohio.

In 1951, Progressive’s massive growth prompted the company to move to newer offices located in downtown Cleveland, Ohio.

Progressive Casualty Company was established to write auto insurance for high-risk drivers in 1956.

Today Progressive insures all types of drivers with less-than-perfect driving records.

Expansion and growth took place in the 1960’s and brought the formation of Progressive Corporation.

Progressive Insurance Corporation experienced steady growth over the next two decades and eventually surpassed one billion in premiums.

AAA vs Progressive

AAA and Progressive have base auto insurance coverage policies with options for additional coverage based on customers’ needs.

Progressive’s auto insurance coverage options include:

  • Pet Injury coverage
  • Roadside Assistance
  • Rental Reimbursement
  • Medical Payments
  • Collision
  • Bodily Injury
  • Property damage


AAA offers unique coverage options which include but are not limited to:

  • Paid-in-full-discount
  • Lifetime warranty on claims repair workmanship
  • 12-month policy
  • Extended Rental
  • Optional New Vehicle Replacement
  • Accident Forgiveness
  • Flexibility

Of course, no one company is right for everyone. Do your research to discover what car insurance works best for you.

Searching for car insurance coverage? Simply enter your zip code in the FREE quote tool below to access car insurance rates from multiple companies in your area!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption