Erie Car Insurance Review [2021]

Erie car insurance was founded in Erie, PA, in 1925. AM Best gave Erie Insurance an A+ rating for financial strength.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: 100 Erie Insurance Place
City: Erie
State: PA
ZIP Code: 16530-0001
Phone Number: (814) 870-2000
Year Founded: 1925
AM Best Rating: A+ (Superior)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Erie Insurance operates out of Erie, Pennsylvania
  • There are several discounts available through their car insurance plans
  • They are a financially stable company

Erie Auto Insurance has been providing insurance services since 1925. The company headquarters is located in Erie, Pennsylvania. There are offices located in 24 cities. Erie Insurance has more than 4 million policies in force.

You can obtain a quote for Erie car insurance online or through an agent. If you are considering switching your insurance, you should shop around and compare rates and insurance coverage, because both price and coverage levels can vary.

Don’t forget to look at customer satisfaction ratings, as well as their financial ratings if that’s important to you as a consumer. Read through this Erie Car Insurance review and then start comparing car insurance rates online!

What discounts are offered through Erie Insurance?

You may be aware that the cost of coverage can be offset by obtaining a discount, but did you know how many types of discounts are actually in existence in the insurance industry? Affordable car insurance may seem difficult to come by at first, especially with online quotes telling you that you need more coverage than you may actually require. If your average rates are becoming too high, read below to find out some of your potential discount options.

  • Safe Driver – Check with your agent or call Erie directly to learn more about this discount. This is a great way to lower your payments. All you have to do is practice safe driving techniques, and maintain a clean driving record.
  • Age 55 or Over – If you are age 55 or older, you may be eligible to receive a discount. There are various options available to the senior driving community, which is a great way for them to cut the cost of coverage they need in order to remain safe.
  • Passive Restraints – If your car is equipped with passive restraints, you may be able to receive a discount. Safety equipment may come with added expenses, but for a safety discount it could be worth it in the long run.
  • Anti-Theft Car Devices – If your vehicle has an anti-theft system or alarm, as with passive restraints and other safety equipment, your insurer could cut you a deal on your coverage options. Think of it the same way you would when it comes to installing smoke alarms and a burglary alarm in your house. Your homeowners insurance goes down the more protection you have on your dwelling.
  • Multi-Policy – If you purchase your auto policy and another policy such as a homeowner’s policy, you may be able to get a discount. However, don’t just buy additional coverage you may not need in order to obtain this discount. If you’re not going to use it, you don’t need it.
  • Auto Accident Prevention Course – If you take a defensive driving course, you may be able to get lower policy offerings from your insurer.
  • Reduced Car Usage – If you no longer commute to work or use your car only occasionally, you may qualify for this discount.

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What are the benefits of using Erie Auto Insurance?

You can contact Erie Insurance via e-mail or phone. There is a toll-free number that any customer can call 24 hours per day. You can also speak to an Erie insurance agent Monday through Friday.

  • Erie Insurance has the highest level of customer service for auto policyholders.
  • Erie car insurance offers more than 30 extra features on their policies.
  • You can customize your Erie car insurance policy.
  • Erie Insurance is financially stable.

What does the claims process look like with Erie Insurance?

  • Claim Guidance – If you have a claim, then the Erie insurance agent and the auto claims adjuster will help guide you through the claim.
  • Vehicle Repairs – You can choose from several car repair options when you have a claim with Erie insurance.
  • Locating a Repair Facility – You can locate a repair shop on the Erie website.
  • Cracked Windshield – If you have damage to your windshield, you can take advantage of using the glass program with Erie Insurance.

You can file a claim with an Erie insurance agent. You can also report your claim online or call one of the Erie field offices online.

What’s the bottom line?

Even with the most basic policy, you’re going to want to be able to speak directly to your insurer when the time comes to file an insurance claim. With this Erie insurance review, hopefully we’ve given you further insight into how they handle the approach to auto coverage, so that you can find the best rate for yourself through them.

Make sure that you compare your Erie auto insurance quotes with other quotes from additional companies. Enter your zip below to get started!

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