Chrysler Car Insurance Rates

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Here's what you need to know...
  • Chrysler is typically an easy car to insure
  • Rates for annual insurance coverage can vary by hundreds of dollars, so it pays to compare quotes
  • You should also shop around for rates if you plan to finance your car


If you want the full American car experience, many would argue that you need a Chrysler. Reviewers indicate that their V8 engines ensure plenty of power on the road.

A luxurious cabin with high-tech features such as automatic headlights, heated mirrors, keyless entries and ignition, dual-zone automatic climate control, and more adds to driving pleasure in their newest automobiles.

Moving up on the scale of vehicles will get you an eight-way power passenger seat with a four-way power lumbar adjustment, as well as other benefits.

You pay for the larger size and stability of the Chrysler with an average 18 MPG highway mileage, but the brand has tested with reliability for years.

Be sure to use our FREE tool above to compare various car insurance rates easily.

History of Chrysler

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Chrysler is one of the big three American automobile manufacturers, selling vehicles worldwide under the brands of Dodge, Jeep, and Ram. Their MOPAR automotive parts and accessories division is well known for reliability.

It is interesting to note that the Chrysler Company was created in 1925 when Walter Chrysler organized the Maxwell-Chambers Company into the Chrysler Corporation.

The first Chrysler was a 6-cylinder auto with innovative features such as a carburetor air filter, high compression engine, full pressure lubrication, and an oil filter.

Most cars at the time did not have these features.

This tradition of innovation continued through the years with the first hydraulic brakes, electronic fuel injection, and computer-controlled features. In 1998, Chrysler collaborated with Daimler-Benz to form Daimler-Chrysler, a partnership that dissolved in 2009.

The financial meltdown because of the recession led to Chapter 11 bankruptcy with Chrysler finally paying off its loans on May 24, 2011, returning all money to the United States and Canadian governments.

Chrysler recovered from this low and is now owned and controlled by the Italian automaker, Fiat.

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Buying a New Chrysler

By the time you’ve decided upon a new Chrysler, you have undoubtedly decided that the vehicle fits your lifestyle, driving habits, and has the features you want in a car.

Now you have to make decisions about purchasing the car. How Are You Going to Pay for It?

You have a few options:

  • Finance the car with a loan
  • Lease the car
  • Pay cash for the car

Before you go car shopping, approach your bank or credit union about a loan. That way a dealership cannot entice you with so-called ‘special rates’ that are not real.

Get the best rate you can because it will reduce your overall costs.

Leasing a car is doubtful unless you are one of the people who regularly trade in vehicles at certain mileages.

If you collect mileage for automobile use or can use the lease as a tax deduction, leases may be for you. Otherwise, leases can just cost you additional money. Carefully check the terms of the lease.

Paying cash can allow you to negotiate with a car dealer.

However, if you plan to pay cash, have a clear idea of what you plan to pay for the vehicle.

– Incentives and Rebates

Incentives are ways of enticing customers to purchase certain cars. Check websites for these incentives and rebates. They can reduce the cost of the vehicle you have chosen by a substantial amount.

Some dealers offer these incentives and rebates also. Be sure that you’re planning to purchase the appropriate model advertised because it may not apply to all models. The automaker regards this as ‘Marketing Support’.

– Market Value

The market value for a car along with the features you wish to purchase may be closely estimated.

You should have a good idea of the trim level, options, and color you want as well as a clear idea of the market value, which allows you to begin negotiating with a dealer.

Insurance for a Chrysler

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Shop carefully for insurance as you do for a vehicle for the same reasons. The cost of insurance can exaggerate the cost of owning a vehicle.

Chryslers, because they are American-made, and parts are readily available, are relatively easy to insure. Their crash-test ratings are excellent, making them safe for you and your passengers.

Insurance for a 2014 Chrysler 300C with the following limits:

  • Bodily Injury Liability – $100,000 per person/300,000 per accident
  • Property Damage Liability – $50,000 per accident
  • Medical Payments – $5,000 per accident
  • Uninsured/underinsured Motorists – $25,000 per person/$50,000 per accident bodily injury

Bodily Injury and Property Damage Liability cover your responsibility for damage to life and property of others.

Medical payments assure costs for incidental medical expenses and funeral expenses, if needed, for your passengers and you. Comprehensive covers theft, animal damage, weather damage, and vandalism to your car.

Collision coverage protects you against actual collision with another car or an object causing monetary damage to your car.

This quotation is based upon a married individual with two children. He has no record of tickets or accidents and has a good credit rating:

  • Insurance Company #1 – $1,175.26 (six months), $2,350.52 (annually)
  • Insurance Company #2 – $2,082.00 (six months), $4,164.00 (annually)

Remember that discounts and credits vary by insurance company and can apply from year to year. Comparison-shopping for insurance can make a difference in your insurance premiums.

To compare car insurance rates for your car today, just enter your zip code below!

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