North Dakota Car Insurance [Rates + Cheap Coverage Guide]

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North Dakota Summary StatisticsDetails
Road Miles87,088
Registered Vehicles833,484
Population760,077
Most Popular VehicleFord F-150
Motorists Uninsured6.8%
State Rank: 45th
Driving DeathsAnnual Total: 115
Drunk Driving: 46
Average Premiums (Annual)Liability: $298.18
Collision: $244.09
Comprehensive: $231.04
Combined Premium: $773.30
Cheapest ProviderUSAA

Does your car insurance cost too much? Are you spending your hard-earned money on insurance costs, instead of something fun like that family trip to Niagara Falls you’ve always wanted to take?

Whether it’s monthly, quarterly, or biannually, those bills from the insurance company never seem to stop coming. If you’re like us, receiving a letter from your insurance company is never a good thing. Consumers in North Dakota paid an average of $773.30 for car insurance in 2015.

Were you one of them?

Or did you pay a lot more? Nobody likes to pay too much for anything, let alone, paying too much for car insurance. But how do you get started? What if all of the information you needed to save money on your car insurance was in one spot?

Would you invest the time? What if it would save you money? A LOT of money. I bet you would. Everything you need to know about buying cheap auto insurance in North Dakota is in the comprehensive guide. Enter your zip code below to get started.

Table of Contents

North Dakota Car Insurance Coverage and Rates

The median household income in North Dakota in 2017 was over $61,843, and drivers, on average paid over $773 for car insurance. Now, we’re no math genius or anything, but however you work it out, consumers in the Peace Garden State are spending way too much money on car insurance.

There has to be a better way.

Below, we have provided information and helpful advice so you can get the best coverage options for your needs.

Insurance RequiredMinimum Limits: 25/50/25
Bodily Injury Liability$25,000 per person
$50,000 per accident
Property Damage Liability$25,000

Okay, you’ve read the numbers, but what do they mean?

What is 25/50/25?

Bodily injury?

Accidents?

We hope you never have to deal with any of these situations or end up in one of these:

 

But if you do, the basic coverage requirements in North Dakota which all motorists must have for liability insurance are:

  • $25,000 to cover the death or injury of one person
  • $50,000 to cover the death or injury of more than one person
  • $25,000 to cover property damage

Liability insurance pays all individuals — drivers, passengers, pedestrians, etc. — who are owed compensation for property damage and/or injuries resulting from a car accident that you or anyone under your policy causes. If you cause a wreck, liability insurance pays everyone affected by the accident.

– Required Forms of Financial Responsibility in North Dakota

What is financial responsibility? Basically, financial responsibility is proof that you have North Dakota’s minimum liability coverage. State law requires every driver and owner of a vehicle to have proof of financial security at all times.

Here are a few acceptable forms of proof of financial security in North Dakota:

  1. Valid liability insurance ID cards
  2. Copy of your current car’s insurance policy
  3. Valid insurance binder (a temporary form of car insurance)
  4. Picture of proof of insurance on your smartphone

– Premiums as Percentage of Income in North Dakota

In North Dakota, the per capita disposable income is $34,041. On average, residents spend $773 a year on car insurance. To put this amount in perspective, the countrywide, annual average for car insurance is $981. This means people in North Dakota pay less than the countrywide average.

Folks in North Dakota pay $200 less than the national average, and overall, compared to states like Michigan and New Jersey that have above average rates, that savings over time, add up to thousands of dollars.

– Core Coverage in North Dakota

Type of CoverageAverage Cost in North DakotaAverage Cost Nationally
Liability$298.18$538.73
Collision$244.09$322.61
Comprehensive$231.04$148.04
Combined$773.30$1009.38

The National Association of Insurance Commissioners, a leading source on insurance coverage, is the source for the above data. Car insurance rates in North Dakota will likely be higher for 2019.

– Additional Liability Coverage in North Dakota

To gauge the financial health of insurance companies, you should look at its loss ratios. Loss ratios are explained as: the money insurance companies pay out on claims compared to the money they take in on premiums is the loss ratio.

Check out the loss ratio for these two types of coverage in North Dakota.

Type of Coverage201420132012
Medical Payments63.5%68.98%77.6%
Uninsured/Underinsured Motorist Coverage57.22%46.07%58.34%

You may want to consider adding additional coverage to your plans, to avoid paying out of pocket in the event of an accident. Without this additional coverage, medical bills and payments could reach well into the thousands of dollars for those affected by an uninsured driver.

– Add-ons, Endorsements, and Riders

No one wants to be in an accident, but if you are, do you have enough protection? Have you considered adding extra coverages to your policy? Do you even know what’s out there?  Choosing from a list of options can be daunting, and we know you want the best options for your family at the best price.

To help you decide, we’ve made a list of affordable options to add to your policy. Click on the selections below to learn more about them:

Any of the above coverages would be great to add to a policy, so make sure to discuss any options you are interested in with your insurance carrier.

–  Male vs. Female Rates

Let’s talk about sex? No, not that kind, but you may be surprised to learn that gender plays a large role in deciding how much your car insurance rates are? In fact, females typically pay more than males for car insurance.

Actually, gender discrimination in car insurance rates is such a problem that California and other states banned gender discrimination and created gender-neutral insurance plans.

Below, we show you rates that various folks in North Dakota pay for car insurance.

CompanyDemographicAverage Annual Rate
SAFECO Ins Co of AmericaSingle 17-year old male$31,519.57
SAFECO Ins Co of AmericaSingle 17-year old female$28,261.47
Allstate InsuranceSingle 17-year old male$11,607.96
Allstate InsuranceSingle 17-year old female$9,875.97
Progressive NorthwesternSingle 17-year old male$8,577.02
American Family MutualSingle 17-year old male$8,352.79
SAFECO Ins Co of AmericaSingle 25-year old male$8,167.61
SAFECO Ins Co of AmericaMarried 35-year old male$7,686.04
Progressive NorthwesternSingle 17-year old female$7,671.25
SAFECO Ins Co of AmericaSingle 25-year old female$7,447.31
SAFECO Ins Co of AmericaMarried 35-year old female$7,111.32
SAFECO Ins Co of AmericaMarried 60-year old male$6,918.97
Mid-Century Ins CoSingle 17-year old male$6,774.20
Mid-Century Ins CoSingle 17-year old female$6,604.22
American Family MutualSingle 17-year old female$5,790.24
State Farm Mutual AutoSingle 17-year old male$5,771.61
SAFECO Ins Co of AmericaMarried 60-year old female$5,710.32
Geico GeneralSingle 17-year old male$5,176.02
Allied P&CSingle 17-year old male$5,037.47
USAA GICSingle 17-year old male$4,696.71
State Farm Mutual AutoSingle 17-year old female$4,560.32
Geico GeneralSingle 17-year old female$4,118.08
Allied P&CSingle 17-year old female$4,070.66
USAA GICSingle 17-year old female$3,888.40
American Family MutualSingle 25-year old male$3,204.61
Allstate InsuranceSingle 25-year old male$3,096.28
Allstate InsuranceSingle 25-year old female$2,861.48
American Family MutualMarried 35-year old female$2,737.18
American Family MutualMarried 35-year old male$2,737.18
American Family MutualSingle 25-year old female$2,737.18
Allstate InsuranceMarried 35-year old male$2,605.94
Progressive NorthwesternSingle 25-year old male$2,604.38
Allstate InsuranceMarried 35-year old female$2,590.48
Progressive NorthwesternSingle 25-year old female$2,574.11
American Family MutualMarried 60-year old female$2,470.01
American Family MutualMarried 60-year old male$2,470.01
Allstate InsuranceMarried 60-year old male$2,428.15
Allstate InsuranceMarried 60-year old female$2,288.23
Mid-Century Ins CoSingle 25-year old male$2,221.48
Allied P&CSingle 25-year old male$2,210.12
Geico GeneralSingle 25-year old male$2,146.59
Geico GeneralMarried 35-year old female$2,140.76
Geico GeneralMarried 35-year old male$2,124.33
Mid-Century Ins CoSingle 25-year old female$2,101.08
Progressive NorthwesternMarried 35-year old female$2,097.81
State Farm Mutual AutoSingle 25-year old male$2,086.33
Allied P&CSingle 25-year old female$2,078.84
Progressive NorthwesternMarried 35-year old male$2,000.91
Geico GeneralSingle 25-year old female$1,932.65
Allied P&CMarried 35-year old male$1,873.86
Geico GeneralMarried 60-year old male$1,864.30
Mid-Century Ins CoMarried 35-year old female$1,849.52
State Farm Mutual AutoSingle 25-year old female$1,846.44
Geico GeneralMarried 60-year old female$1,843.20
Allied P&CMarried 35-year old female$1,826.79
Mid-Century Ins CoMarried 35-year old male$1,817.12
USAA GICSingle 25-year old male$1,763.41
Progressive NorthwesternMarried 60-year old male$1,760.43
Allied P&CMarried 60-year old male$1,748.60

As you can see from the table, in some cases, teen drivers pay thousands more than older drivers do for car insurance.

In addition to gender and age, where you live can affect your car insurance rates. We’ve collected data on the least and most expensive zip codes, so search to see where your zip code lands on the list. You’ll also see providers’ costs next to your zip code, providing a helpful snapshot into what you should be paying.

CityZipcodeAverageAllstate InsuranceAmerican Family MutualMid-Century Ins CoGeico GeneralSAFECO Ins Co of AmericaAllied P&CProgressive NorthwesternState Farm Mutual AutoUSAA GIC
FORT YATES58538$4,477.64$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,602.59$2,756.88$1,964.98
CANNON BALL58528$4,474.33$5,114.81$3,930.17$3,761.79$2,693.74$12,907.66$2,698.56$4,440.38$2,756.88$1,964.98
SELFRIDGE58568$4,465.05$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,489.28$2,756.88$1,964.98
SHIELDS58569$4,462.61$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,467.28$2,756.88$1,964.98
SOLEN58570$4,448.27$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,338.29$2,756.88$1,964.98
CARSON58529$4,441.63$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,278.47$2,756.88$1,964.98
ELGIN58533$4,440.40$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,267.42$2,756.88$1,964.98
MOTT58646$4,435.21$5,114.81$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,424.95$2,756.88$1,964.98
REGENT58650$4,435.21$5,114.81$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,424.95$2,756.88$1,964.98
GRASSY BUTTE58634$4,432.73$5,108.65$3,930.17$3,231.84$2,693.74$13,110.33$2,772.54$4,262.07$2,756.88$2,028.39
ALMONT58520$4,426.62$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,143.38$2,756.88$1,964.98
RALEIGH58564$4,421.20$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,094.63$2,756.88$1,964.98
SAINT ANTHONY58566$4,419.94$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$4,083.24$2,756.88$1,964.98
NEW TOWN58763$4,415.86$4,614.80$4,275.38$3,153.74$2,693.74$13,110.33$2,698.56$4,410.94$2,756.88$2,028.39
REEDER58649$4,409.17$5,034.34$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,271.03$2,756.88$1,964.98
PALERMO58769$4,407.67$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,321.89$2,756.88$2,028.39
PLAZA58771$4,405.45$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,301.95$2,756.88$2,028.39
HETTINGER58639$4,402.71$5,114.81$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,132.40$2,756.88$1,964.98
SHERWOOD58782$4,400.72$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,259.33$2,756.88$2,028.39
MAKOTI58756$4,398.33$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,237.84$2,756.88$2,028.39
KILLDEER58640$4,395.24$5,108.65$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,190.73$2,756.88$1,964.98
KENMARE58746$4,392.89$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,188.87$2,756.88$2,028.39
FLASHER58535$4,392.86$5,114.81$3,930.17$3,629.38$2,693.74$12,907.66$2,698.56$3,839.58$2,756.88$1,964.98
BOWBELLS58721$4,392.34$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,183.89$2,756.88$2,028.39
BERTHOLD58718$4,390.95$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,171.39$2,756.88$2,028.39
SCRANTON58653$4,390.28$5,034.34$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,100.97$2,756.88$1,964.98
NEW LEIPZIG58562$4,389.06$5,114.81$3,930.17$3,351.22$2,693.74$12,907.66$2,698.56$4,083.57$2,756.88$1,964.98
ARNEGARD58835$4,386.72$4,505.04$3,930.17$3,231.84$2,693.74$13,110.33$2,772.54$4,451.60$2,756.88$2,028.39
WILDROSE58795$4,385.63$4,614.80$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$4,183.03$2,756.88$2,028.39
DONNYBROOK58734$4,385.54$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,122.73$2,756.88$2,028.39
MANNING58642$4,385.25$5,108.65$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,100.81$2,756.88$1,964.98
CARPIO58725$4,383.60$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,105.29$2,756.88$2,028.39
LEFOR58641$4,382.85$5,034.34$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,034.09$2,756.88$1,964.98
GOODRICH58444$4,380.17$5,108.65$4,029.25$3,170.38$2,693.74$13,110.33$2,642.63$3,881.33$2,756.88$2,028.39
LINTON58552$4,380.01$5,114.81$3,930.17$3,322.01$2,693.74$12,907.66$2,698.56$4,031.31$2,756.88$1,964.98
STRASBURG58573$4,380.01$5,114.81$3,930.17$3,322.01$2,693.74$12,907.66$2,698.56$4,031.31$2,756.88$1,964.98
ROSS58776$4,379.41$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,067.59$2,756.88$2,028.39
BRADDOCK58524$4,379.34$5,114.81$3,930.17$3,322.01$2,693.74$12,907.66$2,698.56$4,025.29$2,756.88$1,964.98
FAIRFIELD58627$4,378.97$5,108.65$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,044.28$2,756.88$1,964.98
PARSHALL58770$4,378.62$4,614.80$4,029.25$3,153.74$2,693.74$13,110.33$2,698.56$4,321.89$2,756.88$2,028.39
MARMARTH58643$4,378.35$4,511.22$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,636.18$2,756.88$1,964.98
VOLTAIRE58792$4,376.39$4,649.46$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$4,189.24$2,756.88$2,028.39
COLUMBUS58727$4,376.21$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,038.76$2,756.88$2,028.39
FLAXTON58737$4,376.21$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,038.76$2,756.88$2,028.39
LIGNITE58752$4,376.21$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,038.76$2,756.88$2,028.39
PORTAL58772$4,376.21$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,038.76$2,756.88$2,028.39
RUSO58778$4,376.08$4,649.46$4,029.25$3,287.58$2,693.74$13,110.33$2,698.56$4,130.54$2,756.88$2,028.39
KINTYRE58549$4,375.70$5,114.81$3,930.17$3,322.01$2,693.74$12,907.66$2,698.56$3,992.50$2,756.88$1,964.98
ROSEGLEN58775$4,375.67$4,614.80$4,029.25$3,153.74$2,693.74$13,110.33$2,698.56$4,295.37$2,756.88$2,028.39
TOLLEY58787$4,375.63$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$4,033.59$2,756.88$2,028.39
DENHOFF58430$4,375.61$5,108.65$4,029.25$3,170.38$2,693.74$13,110.33$2,642.63$3,840.24$2,756.88$2,028.39
MCCLUSKY58463$4,375.61$5,108.65$4,029.25$3,170.38$2,693.74$13,110.33$2,642.63$3,840.24$2,756.88$2,028.39
DUNN CENTER58626$4,373.55$5,108.65$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,185.75$2,756.88$1,964.98
ALAMO58830$4,372.77$4,505.04$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$4,177.05$2,756.88$2,028.39
GRENORA58845$4,372.77$4,505.04$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$4,177.05$2,756.88$2,028.39
DOUGLAS58735$4,370.28$4,614.80$4,029.25$3,153.74$2,693.74$13,110.33$2,698.56$4,246.78$2,756.88$2,028.39
RYDER58779$4,370.28$4,614.80$4,029.25$3,153.74$2,693.74$13,110.33$2,698.56$4,246.78$2,756.88$2,028.39
MAX58759$4,369.62$4,614.80$4,029.25$3,153.74$2,693.74$13,110.33$2,698.56$4,240.90$2,756.88$2,028.39
HURDSFIELD58451$4,368.61$5,114.81$4,029.25$3,170.38$2,693.74$13,311.77$2,642.63$3,569.68$2,756.88$2,028.39
WHITE EARTH58794$4,366.39$4,614.80$4,029.25$3,380.76$2,693.74$13,110.33$2,698.56$3,984.79$2,756.88$2,028.39
POWERS LAKE58773$4,364.74$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$3,935.54$2,756.88$2,028.39
CARTWRIGHT58838$4,364.51$4,505.04$3,930.17$3,231.84$2,693.74$13,110.33$2,772.54$4,251.66$2,756.88$2,028.39
KEENE58847$4,364.22$4,539.71$3,930.17$3,231.84$2,693.74$13,110.33$2,772.54$4,214.40$2,756.88$2,028.39
NEW ENGLAND58647$4,363.97$5,034.34$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$3,983.57$2,756.88$1,964.98
RICHARDTON58652$4,363.36$5,114.81$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,087.89$2,756.88$1,964.98
DES LACS58733$4,363.23$4,614.80$4,029.25$3,090.35$2,693.74$13,110.33$2,698.56$4,246.78$2,756.88$2,028.39
MARSHALL58644$4,362.68$5,108.65$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,087.89$2,756.88$1,964.98
ZAHL58856$4,361.79$4,505.04$3,930.17$3,281.94$2,693.74$13,110.33$2,772.54$4,177.05$2,756.88$2,028.39
HARVEY58341$4,360.64$4,620.17$4,029.25$3,287.58$2,693.74$13,311.77$2,642.63$3,875.35$2,756.88$2,028.39
MAXBASS58760$4,359.44$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$4,088.22$2,756.88$2,028.39
WATFORD CITY58854$4,358.39$4,505.04$3,930.17$3,231.84$2,693.74$13,110.33$2,772.54$4,196.58$2,756.88$2,028.39
DODGE58625$4,357.46$5,108.65$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,040.94$2,756.88$1,964.98
NEWBURG58762$4,356.93$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$4,065.64$2,756.88$2,028.39
RAY58849$4,356.90$4,614.80$3,764.24$3,281.94$2,693.74$13,110.33$2,772.54$4,189.20$2,756.88$2,028.39
GLADSTONE58630$4,356.70$5,108.65$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,034.09$2,756.88$1,964.98
UPHAM58789$4,356.65$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$4,063.15$2,756.88$2,028.39
MANDAREE58757$4,355.85$4,539.71$3,764.24$3,231.84$2,693.74$13,110.33$2,772.54$4,304.99$2,756.88$2,028.39
MOHALL58761$4,355.73$4,614.80$4,029.25$3,236.05$2,693.74$13,110.33$2,698.56$4,033.59$2,756.88$2,028.39
EPPING58843$4,355.55$4,614.80$3,764.24$3,281.94$2,693.74$13,110.33$2,772.54$4,177.05$2,756.88$2,028.39
TAYLOR58656$4,354.69$5,108.65$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,016.01$2,756.88$1,964.98
HALLIDAY58636$4,354.36$5,108.65$3,930.17$3,041.61$2,693.74$12,907.66$2,772.54$4,012.98$2,756.88$1,964.98
BALTA58313$4,351.04$4,649.46$4,029.25$3,287.58$2,693.74$13,311.77$2,642.63$3,759.65$2,756.88$2,028.39
RUGBY58368$4,351.04$4,649.46$4,029.25$3,287.58$2,693.74$13,311.77$2,642.63$3,759.65$2,756.88$2,028.39
ANTLER58711$4,351.02$4,614.80$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$4,047.13$2,756.88$2,028.39
CROSBY58730$4,349.17$4,614.80$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$3,854.94$2,756.88$2,028.39
MCGREGOR58755$4,349.17$4,614.80$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$3,854.94$2,756.88$2,028.39
NOONAN58765$4,349.17$4,614.80$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$3,854.94$2,756.88$2,028.39
RHAME58651$4,348.27$4,511.22$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,246.06$2,756.88$1,964.98
AMIDON58620$4,347.25$5,034.34$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$3,833.13$2,756.88$1,964.98
GLENBURN58740$4,346.05$4,614.80$3,916.59$3,415.17$2,693.74$13,110.33$2,698.56$3,879.95$2,756.88$2,028.39
CENTER58530$4,344.30$5,114.81$3,930.17$3,123.81$2,693.74$12,907.66$2,698.56$3,908.10$2,756.88$1,964.98
GRANVILLE58741$4,342.64$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,937.02$2,756.88$2,028.39
DEERING58731$4,340.72$4,614.80$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,954.45$2,756.88$2,028.39
BENEDICT58716$4,338.28$4,649.46$4,029.25$2,888.70$2,693.74$13,110.33$2,698.56$4,189.24$2,756.88$2,028.39
MARTIN58758$4,338.26$4,620.17$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$3,875.35$2,756.88$2,028.39
BALDWIN58521$4,337.91$5,114.81$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,804.00$2,756.88$1,964.98
LANSFORD58750$4,337.77$4,614.80$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,927.89$2,756.88$2,028.39
SYKESTON58486$4,337.52$4,834.94$4,029.25$3,170.38$2,693.74$13,311.77$2,642.63$3,569.68$2,756.88$2,028.39
HAGUE58542$4,337.48$5,114.81$3,930.17$2,939.23$2,693.74$12,907.66$2,698.56$4,031.31$2,756.88$1,964.98
AMBROSE58833$4,336.98$4,505.04$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$3,854.94$2,756.88$2,028.39
FORTUNA58844$4,336.98$4,505.04$3,930.17$3,380.76$2,693.74$13,110.33$2,772.54$3,854.94$2,756.88$2,028.39
TIOGA58852$4,336.83$4,614.80$3,764.24$3,380.76$2,693.74$13,110.33$2,772.54$3,909.76$2,756.88$2,028.39
REGAN58477$4,336.65$5,108.65$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,798.86$2,756.88$1,964.98
BOWDON58418$4,336.13$4,834.94$4,029.25$3,170.38$2,693.74$13,311.77$2,642.63$3,557.23$2,756.88$2,028.39
BOWMAN58623$4,336.00$4,545.89$3,930.17$3,351.22$2,693.74$12,907.66$2,772.54$4,100.97$2,756.88$1,964.98
GARRISON58540$4,335.37$4,649.46$3,695.26$3,153.74$2,693.74$13,110.33$2,698.56$4,295.37$2,756.88$1,964.98
NORWICH58768$4,334.73$4,614.80$3,916.59$3,236.05$2,693.74$13,110.33$2,642.63$4,013.15$2,756.88$2,028.39
SOUTH HEART58655$4,333.65$5,034.34$3,657.34$3,231.84$2,693.74$12,907.66$2,772.54$3,983.57$2,756.88$1,964.98
GOLVA58632$4,332.47$4,511.22$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,223.24$2,756.88$1,964.98
SENTINEL BUTTE58654$4,332.47$4,511.22$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,223.24$2,756.88$1,964.98
BEACH58621$4,331.79$4,505.04$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$4,223.24$2,756.88$1,964.98
BUTTE58723$4,331.62$4,620.17$4,029.25$3,287.58$2,693.74$13,110.33$2,698.56$3,759.65$2,756.88$2,028.39
WILTON58579$4,330.84$5,114.81$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,819.21$2,756.88$1,964.98
WASHBURN58577$4,330.48$5,108.65$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,822.06$2,756.88$1,964.98
BALFOUR58712$4,328.66$4,649.46$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$3,759.65$2,756.88$2,028.39
KARLSRUHE58744$4,328.66$4,649.46$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$3,759.65$2,756.88$2,028.39
TOWNER58788$4,328.66$4,649.46$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$3,759.65$2,756.88$2,028.39
GOLDEN VALLEY58541$4,328.65$5,114.81$3,930.17$3,041.61$2,693.74$12,907.66$2,698.56$3,849.40$2,756.88$1,964.98
ZAP58580$4,328.65$5,114.81$3,930.17$3,041.61$2,693.74$12,907.66$2,698.56$3,849.40$2,756.88$1,964.98
HEBRON58638$4,327.98$5,114.81$3,930.17$3,041.61$2,693.74$12,907.66$2,698.56$3,843.43$2,756.88$1,964.98
MERCER58559$4,326.79$5,137.92$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,759.65$2,756.88$1,964.98
TURTLE LAKE58575$4,326.79$5,137.92$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,759.65$2,756.88$1,964.98
SAWYER58781$4,326.62$4,614.80$3,916.59$2,888.70$2,693.74$13,110.33$2,698.56$4,231.59$2,756.88$2,028.39
HAZELTON58544$4,325.73$5,114.81$3,930.17$3,322.01$2,693.74$12,907.66$2,698.56$3,542.81$2,756.88$1,964.98
ANAMOOSE58710$4,325.40$4,620.17$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$3,759.65$2,756.88$2,028.39
DRAKE58736$4,325.40$4,620.17$4,029.25$3,287.58$2,693.74$13,110.33$2,642.63$3,759.65$2,756.88$2,028.39
WING58494$4,325.13$5,114.81$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,688.96$2,756.88$1,964.98
NEW SALEM58563$4,324.42$5,114.81$3,930.17$3,013.37$2,693.74$12,907.66$2,698.56$3,839.58$2,756.88$1,964.98
WESTHOPE58793$4,324.41$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,772.98$2,756.88$2,028.39
BANTRY58713$4,324.25$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,771.56$2,756.88$2,028.39
GLEN ULLIN58631$4,323.19$5,114.81$3,930.17$3,013.37$2,693.74$12,907.66$2,698.56$3,828.53$2,756.88$1,964.98
ALEXANDER58831$4,322.78$4,505.04$3,764.24$3,231.84$2,693.74$13,110.33$2,772.54$4,042.02$2,756.88$2,028.39
VELVA58790$4,321.49$4,649.46$3,916.59$2,888.70$2,693.74$13,110.33$2,642.63$4,206.67$2,756.88$2,028.39
COLEHARBOR58531$4,320.73$5,114.81$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,728.16$2,756.88$1,964.98
RIVERDALE58565$4,320.73$5,114.81$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,728.16$2,756.88$1,964.98
UNDERWOOD58576$4,320.73$5,114.81$3,695.26$3,123.81$2,693.74$13,110.33$2,698.56$3,728.16$2,756.88$1,964.98
WOLFORD58385$4,320.03$4,354.25$4,029.25$3,287.58$2,693.74$13,311.77$2,642.63$3,775.77$2,756.88$2,028.39
HAZEN58545$4,314.51$5,114.81$3,930.17$3,041.61$2,693.74$12,907.66$2,698.56$3,722.18$2,756.88$1,964.98
BELFIELD58622$4,314.10$4,585.52$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$3,983.57$2,756.88$1,964.98
STANLEY58784$4,311.82$4,614.80$4,029.25$3,415.17$2,693.74$13,110.33$2,698.56$3,984.00$2,232.12$2,028.39
BEULAH58523$4,311.14$5,114.81$3,930.17$3,041.61$2,693.74$12,907.66$2,698.56$3,691.81$2,756.88$1,964.98
DRISCOLL58532$4,309.28$5,114.81$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,546.31$2,756.88$1,964.98
MOFFIT58560$4,307.89$5,114.81$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,533.86$2,756.88$1,964.98
STERLING58572$4,307.89$5,114.81$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,533.86$2,756.88$1,964.98
YORK58386$4,306.79$4,354.25$4,029.25$3,287.58$2,693.74$13,311.77$2,506.09$3,793.20$2,756.88$2,028.39
ESMOND58332$4,304.77$4,369.58$4,029.25$3,287.58$2,693.74$13,311.77$2,506.09$3,759.65$2,756.88$2,028.39
KNOX58343$4,303.07$4,354.25$4,029.25$3,287.58$2,693.74$13,311.77$2,506.09$3,759.65$2,756.88$2,028.39
BELCOURT58316$4,303.00$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,724.79$2,756.88$2,028.39
DUNSEITH58329$4,303.00$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,724.79$2,756.88$2,028.39
MENOKEN58558$4,302.50$5,114.81$3,930.17$3,170.38$2,693.74$12,907.66$2,698.56$3,485.34$2,756.88$1,964.98
ROLLA58367$4,301.70$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,713.03$2,756.88$2,028.39
SAINT JOHN58369$4,301.70$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,713.03$2,756.88$2,028.39
SOURIS58783$4,301.50$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,566.80$2,756.88$2,028.39
KRAMER58748$4,301.23$4,649.46$4,029.25$3,236.05$2,693.74$13,110.33$2,642.63$3,564.31$2,756.88$2,028.39
ROLETTE58366$4,300.31$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,700.56$2,756.88$2,028.39
FESSENDEN58438$4,294.88$4,346.48$4,029.25$3,287.58$2,693.74$13,311.77$2,642.63$3,557.23$2,756.88$2,028.39
TOKIO58379$4,292.91$4,396.25$4,029.25$3,402.78$2,693.74$13,311.77$2,506.09$3,511.05$2,756.88$2,028.39
MEDORA58645$4,289.13$4,511.22$3,930.17$3,231.84$2,693.74$12,907.66$2,772.54$3,833.13$2,756.88$1,964.98
BOTTINEAU58318$4,288.00$4,649.46$4,029.25$3,170.01$2,693.74$13,110.33$2,642.63$3,511.29$2,756.88$2,028.39
WILLOW CITY58384$4,288.00$4,649.46$4,029.25$3,170.01$2,693.74$13,110.33$2,642.63$3,511.29$2,756.88$2,028.39
STANTON58571$4,286.75$5,114.81$3,695.26$3,041.61$2,693.74$12,907.66$2,698.56$3,707.29$2,756.88$1,964.98
CATHAY58422$4,284.91$4,346.48$4,029.25$3,170.38$2,693.74$13,311.77$2,642.63$3,584.64$2,756.88$2,028.39
CHASELEY58423$4,284.23$4,346.48$4,029.25$3,170.38$2,693.74$13,311.77$2,642.63$3,578.56$2,756.88$2,028.39
MYLO58353$4,283.07$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,545.39$2,756.88$2,028.39
LAKOTA58344$4,282.35$4,402.42$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,562.61$2,756.88$2,028.39
SHEYENNE58374$4,281.62$4,375.75$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,582.64$2,756.88$2,028.39
MADDOCK58348$4,280.93$4,369.58$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,582.64$2,756.88$2,028.39
GRACE CITY58445$4,279.46$4,375.75$4,029.25$3,250.04$2,693.74$13,311.77$2,486.70$3,582.64$2,756.88$2,028.39
AGATE58310$4,279.10$4,369.58$4,029.25$3,170.01$2,693.74$13,311.77$2,642.63$3,509.65$2,756.88$2,028.39
NEW ROCKFORD58356$4,278.15$4,375.75$4,029.25$3,250.04$2,693.74$13,311.77$2,486.70$3,570.79$2,756.88$2,028.39
TOLNA58380$4,277.66$4,402.42$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,520.36$2,756.88$2,028.39
CARRINGTON58421$4,276.21$4,346.48$4,029.25$3,250.04$2,693.74$13,311.77$2,486.70$3,582.64$2,756.88$2,028.39
FORT TOTTEN58335$4,275.94$4,396.25$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,511.05$2,756.88$2,028.39
SAINT MICHAEL58370$4,275.94$4,396.25$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,511.05$2,756.88$2,028.39
TRENTON58853$4,273.21$4,505.04$3,764.24$3,281.94$2,693.74$13,110.33$2,772.54$4,126.18$2,176.51$2,028.39
WARWICK58381$4,272.39$4,375.75$4,029.25$3,250.04$2,693.74$13,311.77$2,486.70$3,519.01$2,756.88$2,028.39
PERTH58363$4,269.20$4,354.25$4,029.25$3,170.01$2,693.74$13,311.77$2,526.74$3,551.79$2,756.88$2,028.39
OBERON58357$4,259.04$4,396.25$4,029.25$3,250.04$2,693.74$13,311.77$2,506.09$3,358.94$2,756.88$2,028.39
WILLISTON58801$4,256.31$4,505.04$3,764.24$3,281.94$2,255.34$12,880.78$2,772.54$4,061.69$2,756.88$2,028.39
STEELE58482$4,255.44$5,114.81$4,029.25$3,170.38$2,693.74$12,316.57$2,642.63$3,546.31$2,756.88$2,028.39
MCVILLE58254$4,255.37$4,396.25$4,029.25$3,055.63$2,693.74$13,311.77$2,506.09$3,520.36$2,756.88$2,028.39
PETERSBURG58272$4,255.37$4,396.25$4,029.25$3,055.63$2,693.74$13,311.77$2,506.09$3,520.36$2,756.88$2,028.39
MCHENRY58464$4,254.29$4,417.76$4,029.25$3,055.63$2,693.74$13,311.77$2,486.70$3,508.52$2,756.88$2,028.39
MICHIGAN58259$4,254.06$4,396.25$4,029.25$3,055.63$2,693.74$13,311.77$2,506.09$3,508.52$2,756.88$2,028.39
GLENFIELD58443$4,250.29$4,375.75$4,029.25$3,055.63$2,693.74$13,311.77$2,486.70$3,514.49$2,756.88$2,028.39
HANSBORO58339$4,245.24$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,551.79$2,756.88$2,028.39
GRAFTON58237$4,238.38$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,403.89$2,756.88$2,028.39
EGELAND58331$4,237.97$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,486.37$2,756.88$2,028.39
ROCKLAKE58365$4,237.97$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,486.37$2,756.88$2,028.39
DRAYTON58225$4,236.08$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,427.35$2,756.88$2,028.39
PEMBINA58271$4,236.08$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,427.35$2,756.88$2,028.39
STARKWEATHER58377$4,234.82$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,478.65$2,756.88$2,028.39
WALHALLA58282$4,231.80$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,430.85$2,756.88$2,028.39
PISEK58273$4,230.93$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,336.78$2,756.88$2,028.39
NECHE58265$4,229.30$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,366.34$2,756.88$2,028.39
BROCKET58321$4,228.39$4,402.42$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,372.61$2,756.88$2,028.39
CRARY58327$4,228.01$4,402.42$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,369.21$2,756.88$2,028.39
ROBINSON58478$4,227.93$4,834.94$4,029.25$3,170.38$2,693.74$12,316.57$2,642.63$3,578.56$2,756.88$2,028.39
TUTTLE58488$4,227.93$4,834.94$4,029.25$3,170.38$2,693.74$12,316.57$2,642.63$3,578.56$2,756.88$2,028.39
HOOPLE58243$4,227.80$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,308.63$2,756.88$2,028.39
ADAMS58210$4,226.37$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,360.61$2,756.88$2,028.39
LAWTON58345$4,226.05$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,357.67$2,756.88$2,028.39
MUNICH58352$4,225.73$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,376.18$2,756.88$2,028.39
LANKIN58250$4,225.10$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,349.13$2,756.88$2,028.39
EDMORE58330$4,223.59$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,335.60$2,756.88$2,028.39
FAIRDALE58229$4,222.78$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,328.24$2,756.88$2,028.39
GLASSTON58236$4,222.56$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,305.65$2,756.88$2,028.39
SAINT THOMAS58276$4,222.56$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,305.65$2,756.88$2,028.39
HAMPDEN58338$4,220.72$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,351.72$2,756.88$2,028.39
FORDVILLE58231$4,220.67$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,244.48$2,756.88$2,028.39
FOREST RIVER58233$4,220.67$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,244.48$2,756.88$2,028.39
MINTO58261$4,220.67$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,244.48$2,756.88$2,028.39
DAWSON58428$4,220.16$5,114.81$4,029.25$2,939.23$2,693.74$12,316.57$2,642.63$3,459.96$2,756.88$2,028.39
MINNEWAUKAN58351$4,220.14$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,346.47$2,756.88$2,028.39
DEVILS LAKE58301$4,220.00$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,303.25$2,756.88$2,028.39
PENN58362$4,219.99$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,345.13$2,756.88$2,028.39
CANDO58324$4,219.20$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,317.39$2,756.88$2,028.39
TAPPEN58487$4,216.57$5,114.81$4,029.25$2,939.23$2,693.74$12,316.57$2,642.63$3,427.59$2,756.88$2,028.39
CHURCHS FERRY58325$4,216.40$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,312.88$2,756.88$2,028.39
WEBSTER58382$4,216.40$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,312.88$2,756.88$2,028.39
LEEDS58346$4,213.64$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,288.05$2,756.88$2,028.39
PARK RIVER58270$4,213.64$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,246.00$2,756.88$2,028.39
DAHLEN58224$4,213.47$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,244.48$2,756.88$2,028.39
HENSEL58241$4,213.21$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,156.73$2,756.88$2,028.39
BISBEE58317$4,211.65$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,249.48$2,756.88$2,028.39
BATHGATE58216$4,210.58$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,197.80$2,756.88$2,028.39
HAMILTON58238$4,210.58$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,197.80$2,756.88$2,028.39
LANGDON58249$4,209.93$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,233.94$2,756.88$2,028.39
MILTON58260$4,209.61$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,231.05$2,756.88$2,028.39
OSNABROCK58269$4,209.61$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,231.05$2,756.88$2,028.39
ALSEN58311$4,209.61$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,231.05$2,756.88$2,028.39
NEKOMA58355$4,209.61$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,231.05$2,756.88$2,028.39
CRYSTAL58222$4,209.35$4,461.05$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,121.99$2,756.88$2,028.39
HANNAH58239$4,208.62$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,222.19$2,756.88$2,028.39
MAIDA58255$4,208.62$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,222.19$2,756.88$2,028.39
WALES58281$4,208.62$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,222.19$2,756.88$2,028.39
CALVIN58323$4,208.62$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,222.19$2,756.88$2,028.39
SARLES58372$4,208.62$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,222.19$2,756.88$2,028.39
EDINBURG58227$4,201.60$4,396.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,117.00$2,756.88$2,028.39
MOUNTAIN58262$4,201.35$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,156.73$2,756.88$2,028.39
NIAGARA58266$4,199.72$4,461.05$4,029.25$3,055.63$2,693.74$13,311.77$2,506.09$3,508.52$2,203.03$2,028.39
PEKIN58361$4,197.95$4,402.42$3,506.23$3,055.63$2,693.74$13,311.77$2,506.09$3,520.36$2,756.88$2,028.39
CAVALIER58220$4,195.27$4,354.25$4,029.25$2,954.38$2,693.74$13,311.77$2,526.74$3,102.06$2,756.88$2,028.39
ANETA58212$4,190.99$4,461.05$3,506.23$3,055.63$2,693.74$13,311.77$2,506.09$3,399.16$2,756.88$2,028.39
SUTTON58484$4,189.40$4,375.75$4,029.25$3,055.63$2,693.74$13,311.77$2,486.70$3,520.36$2,203.03$2,028.39
JESSIE58452$4,188.41$4,402.42$4,029.25$3,055.63$2,693.74$13,311.77$2,486.70$3,484.74$2,203.03$2,028.39
PETTIBONE58475$4,188.40$4,834.94$4,029.25$2,939.23$2,693.74$12,316.57$2,642.63$3,453.99$2,756.88$2,028.39
LARIMORE58251$4,160.48$4,467.22$4,029.25$2,954.38$2,693.74$13,311.77$2,506.09$3,250.43$2,203.03$2,028.39
NORTHWOOD58267$4,145.67$4,467.22$3,506.23$3,061.45$2,693.74$13,311.77$2,506.09$3,533.14$2,203.03$2,028.39
HANNAFORD58448$4,141.42$4,402.42$3,506.23$3,055.63$2,693.74$13,311.77$2,486.70$3,584.88$2,203.03$2,028.39
FINLEY58230$4,136.68$4,402.42$3,506.23$3,061.45$2,693.74$13,311.77$2,486.70$3,536.37$2,203.03$2,028.39
BINFORD58416$4,134.25$4,402.42$3,506.23$3,055.63$2,693.74$13,311.77$2,486.70$3,520.36$2,203.03$2,028.39
SHARON58277$4,131.34$4,467.22$3,506.23$3,061.45$2,693.74$13,311.77$2,486.70$3,423.48$2,203.03$2,028.39
MANDAN58554$4,131.14$5,114.81$3,695.26$2,983.98$2,693.74$12,000.32$2,505.21$3,575.80$2,756.88$1,854.27
COOPERSTOWN58425$4,130.29$4,402.42$3,506.23$3,055.63$2,693.74$13,311.77$2,486.70$3,484.74$2,203.03$2,028.39
HOPE58046$4,124.99$4,402.42$3,506.23$3,061.45$2,693.74$13,311.77$2,486.70$3,431.16$2,203.03$2,028.39
PORTLAND58274$4,123.81$4,402.42$3,506.23$3,061.45$2,693.74$13,311.77$2,486.70$3,420.53$2,203.03$2,028.39
HILLSBORO58045$4,122.50$4,482.57$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,535.05$2,203.03$2,028.39
BERLIN58415$4,122.06$5,186.08$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,529.63$2,203.03$2,028.39
LUVERNE58056$4,121.86$4,402.42$3,506.23$3,061.45$2,693.74$13,311.77$2,486.70$3,403.02$2,203.03$2,028.39
WISHEK58495$4,115.81$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,458.36$2,203.03$1,964.98
NAPOLEON58561$4,112.39$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,427.59$2,203.03$1,964.98
BURLINGTON58722$4,109.61$4,614.80$3,916.59$3,220.37$2,479.62$11,458.58$2,698.56$3,901.80$2,667.73$2,028.39
CALEDONIA58219$4,108.65$4,482.57$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,410.37$2,203.03$2,028.39
EDGELEY58433$4,107.12$5,156.81$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,424.39$2,203.03$2,028.39
SURREY58785$4,106.35$4,614.80$3,916.59$3,220.37$2,479.62$11,458.58$2,698.56$3,872.47$2,667.73$2,028.39
ASHLEY58413$4,106.22$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,372.11$2,203.03$1,964.98
FREDONIA58440$4,106.22$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,372.11$2,203.03$1,964.98
CUMMINGS58223$4,105.83$4,467.22$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,400.40$2,203.03$2,028.39
GACKLE58442$4,102.85$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,341.72$2,203.03$1,964.98
ARVILLA58214$4,102.36$4,467.22$3,506.23$2,954.38$2,693.74$13,311.77$2,506.09$3,250.43$2,203.03$2,028.39
LEHR58460$4,102.31$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,336.90$2,203.03$1,964.98
ZEELAND58581$4,102.31$5,114.81$3,930.17$2,939.23$2,693.74$12,316.57$2,421.39$3,336.90$2,203.03$1,964.98
HATTON58240$4,101.20$4,402.42$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,423.48$2,203.03$2,028.39
GILBY58235$4,101.02$4,461.05$3,506.23$2,954.38$2,693.74$13,311.77$2,506.09$3,244.48$2,203.03$2,028.39
INKSTER58244$4,101.02$4,461.05$3,506.23$2,954.38$2,693.74$13,311.77$2,506.09$3,244.48$2,203.03$2,028.39
THOMPSON58278$4,100.56$4,461.05$3,506.23$2,854.99$2,693.74$13,311.77$2,506.09$3,413.93$2,128.86$2,028.39
CLIFFORD58016$4,099.98$4,402.42$3,506.23$3,061.45$2,693.74$13,311.77$2,486.70$3,206.11$2,203.03$2,028.39
BUXTON58218$4,097.06$4,467.22$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,321.47$2,203.03$2,028.39
MANVEL58256$4,087.41$4,461.05$3,506.23$2,781.01$2,693.74$13,311.77$2,506.09$3,369.58$2,128.86$2,028.39
BLANCHARD58009$4,086.79$4,402.42$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,293.79$2,203.03$2,028.39
MAYVILLE58257$4,086.50$4,402.42$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,291.19$2,203.03$2,028.39
REYNOLDS58275$4,086.18$4,467.22$3,506.23$2,854.99$2,693.74$13,311.77$2,506.09$3,204.16$2,203.03$2,028.39
FORBES58439$4,084.84$5,186.08$3,506.23$2,939.23$2,693.74$12,316.57$2,421.39$3,468.85$2,203.03$2,028.39
GALESBURG58035$4,080.20$4,417.76$3,506.23$2,854.99$2,693.74$13,311.77$2,486.70$3,219.21$2,203.03$2,028.39
LAMOURE58458$4,078.26$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,623.86$2,203.03$2,028.39
MARION58466$4,078.26$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,623.86$2,203.03$2,028.39
MINOT58701$4,077.56$4,614.80$3,676.98$3,220.37$2,693.74$11,458.58$2,751.73$3,901.80$2,667.73$1,712.35
DICKEY58431$4,075.62$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,600.08$2,203.03$2,028.39
KULM58456$4,065.62$5,156.81$3,506.23$2,939.23$2,693.74$12,316.57$2,421.39$3,325.15$2,203.03$2,028.39
MINOT58703$4,063.08$4,614.80$3,676.98$3,220.37$2,479.62$11,458.58$2,751.73$3,985.59$2,667.73$1,712.35
VERONA58490$4,059.67$4,806.45$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,347.75$2,203.03$2,028.39
EMERADO58228$4,059.54$4,461.05$3,506.23$3,062.32$2,134.85$13,311.77$2,506.09$3,396.32$2,128.86$2,028.39
KENSAL58455$4,058.45$4,375.75$4,029.25$3,055.63$2,693.74$12,316.57$2,309.20$3,514.49$2,203.03$2,028.39
ELLENDALE58436$4,055.82$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,421.90$2,203.03$2,028.39
MINOT58707$4,055.48$4,614.80$3,676.98$3,151.91$2,479.62$11,458.58$2,751.73$3,985.59$2,667.73$1,712.35
BISMARCK58504$4,054.90$5,114.81$3,695.26$2,992.60$2,381.68$12,106.59$2,572.99$3,426.60$2,349.27$1,854.27
PILLSBURY58065$4,052.80$4,402.42$4,029.25$3,061.45$2,693.74$12,316.57$2,309.20$3,431.16$2,203.03$2,028.39
SPIRITWOOD58481$4,052.61$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,309.20$3,505.19$2,203.03$2,028.39
JUD58454$4,051.76$4,668.35$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,414.69$2,203.03$2,028.39
OAKES58474$4,051.72$4,806.45$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,276.16$2,203.03$2,028.39
LITCHVILLE58461$4,048.15$4,806.45$3,506.23$3,213.48$2,693.74$12,316.57$2,309.20$3,356.22$2,203.03$2,028.39
SANBORN58480$4,047.97$4,806.45$3,506.23$3,213.48$2,693.74$12,316.57$2,309.20$3,354.65$2,203.03$2,028.39
PINGREE58476$4,047.70$4,375.75$4,029.25$3,055.63$2,693.74$12,316.57$2,309.20$3,417.74$2,203.03$2,028.39
BUCHANAN58420$4,047.01$4,417.76$4,029.25$3,055.63$2,693.74$12,316.57$2,309.20$3,369.51$2,203.03$2,028.39
YPSILANTI58497$4,045.44$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,309.20$3,440.68$2,203.03$2,028.39
MONTPELIER58472$4,045.16$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,309.20$3,438.18$2,203.03$2,028.39
FULLERTON58441$4,039.90$4,697.64$3,506.23$3,213.48$2,693.74$12,316.57$2,421.39$3,278.65$2,203.03$2,028.39
BISMARCK58505$4,039.32$5,114.81$3,695.26$2,863.72$2,381.68$11,943.50$2,572.99$3,467.69$2,349.27$1,964.98
BISMARCK58503$4,029.26$5,114.81$3,695.26$2,863.72$2,381.68$11,943.50$2,505.21$3,444.89$2,349.27$1,964.98
MEKINOCK58258$4,029.08$4,461.05$3,506.23$2,781.01$2,168.73$13,311.77$2,506.09$3,369.58$2,128.86$2,028.39
DICKINSON58601$4,028.33$5,034.34$3,657.34$3,091.08$2,255.34$11,886.53$2,772.54$3,416.36$2,176.51$1,964.98
ABSARAKA58002$4,027.31$4,591.40$4,029.25$2,854.99$2,693.74$12,316.57$2,309.20$3,219.21$2,203.03$2,028.39
WOODWORTH58496$4,025.55$4,375.75$4,029.25$2,939.23$2,693.74$12,316.57$2,309.20$3,334.81$2,203.03$2,028.39
MINOT AFB58705$4,025.54$4,614.80$3,676.98$3,090.35$2,479.62$11,458.58$2,751.73$3,879.95$2,667.73$1,610.12
BISMARCK58501$4,020.31$5,114.81$3,695.26$2,803.36$2,381.68$11,943.50$2,572.99$3,467.69$2,349.27$1,854.27
BARNEY58008$4,018.79$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,388.57$2,203.03$2,028.39
FORT RANSOM58033$4,015.64$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,360.22$2,203.03$2,028.39
MEDINA58467$4,015.29$4,655.63$3,506.23$2,939.23$2,693.74$12,316.57$2,309.20$3,485.60$2,203.03$2,028.39
LISBON58054$4,014.58$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,350.72$2,203.03$2,028.39
STIRUM58069$4,013.29$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,339.02$2,203.03$2,028.39
DAZEY58429$4,013.08$4,402.42$3,506.23$3,055.63$2,693.74$12,316.57$2,309.20$3,602.51$2,203.03$2,028.39
MCLEOD58057$4,012.92$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,335.77$2,203.03$2,028.39
WAHPETON58076$4,010.71$4,806.45$3,506.23$2,895.53$2,693.74$12,316.57$2,421.39$3,225.04$2,203.03$2,028.39
GRANDIN58038$4,007.65$4,591.40$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,565.30$2,203.03$2,028.39
COLFAX58018$4,007.57$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,255.90$2,203.03$2,028.39
MOORETON58061$4,007.57$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,255.90$2,203.03$2,028.39
FORMAN58032$4,007.50$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,286.95$2,203.03$2,028.39
FAIRMOUNT58030$4,006.25$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,244.03$2,203.03$2,028.39
STREETER58483$4,005.59$4,626.35$3,506.23$2,939.23$2,693.74$12,316.57$2,309.20$3,427.59$2,203.03$2,028.39
ABERCROMBIE58001$4,004.14$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,225.04$2,203.03$2,028.39
WAHPETON58075$4,004.14$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,225.04$2,203.03$2,028.39
HANKINSON58041$4,004.05$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,255.90$2,203.03$2,028.39
MANTADOR58058$4,004.05$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,255.90$2,203.03$2,028.39
COGSWELL58017$4,004.02$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,255.65$2,203.03$2,028.39
KATHRYN58049$4,002.73$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,309.20$3,356.22$2,203.03$2,028.39
LIDGERWOOD58053$4,002.20$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,239.22$2,203.03$2,028.39
CLEVELAND58424$4,001.33$4,697.64$3,506.23$2,939.23$2,693.74$12,316.57$2,309.20$3,317.94$2,203.03$2,028.39
MILNOR58060$3,997.45$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,196.54$2,203.03$2,028.39
CAYUGA58013$3,996.80$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,190.61$2,203.03$2,028.39
HAVANA58043$3,996.80$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,190.61$2,203.03$2,028.39
RUTLAND58067$3,996.80$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,190.61$2,203.03$2,028.39
WYNDMERE58081$3,996.80$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,190.61$2,203.03$2,028.39
GWINNER58040$3,994.30$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,168.14$2,203.03$2,028.39
WIMBLEDON58492$3,991.20$4,417.76$3,506.23$3,055.63$2,693.74$12,316.57$2,309.20$3,390.27$2,203.03$2,028.39
ROGERS58479$3,987.24$4,417.76$3,506.23$3,055.63$2,693.74$12,316.57$2,309.20$3,354.65$2,203.03$2,028.39
COURTENAY58426$3,987.19$4,402.42$3,506.23$3,055.63$2,693.74$12,316.57$2,309.20$3,369.51$2,203.03$2,028.39
MINOT AFB58704$3,986.79$4,614.80$3,676.98$3,025.07$2,196.11$11,458.58$2,751.73$3,879.95$2,667.73$1,610.12
WALCOTT58077$3,985.76$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,059.56$2,203.03$2,028.39
SHELDON58068$3,984.87$4,526.59$3,506.23$2,804.73$2,693.74$12,316.57$2,421.39$3,363.19$2,203.03$2,028.39
CHRISTINE58015$3,984.37$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,421.39$3,047.10$2,203.03$2,028.39
FINGAL58031$3,983.92$4,526.59$3,506.23$2,947.60$2,693.74$12,316.57$2,309.20$3,323.97$2,203.03$2,028.39
LEONARD58052$3,981.57$4,806.45$3,506.23$2,804.73$2,693.74$12,316.57$2,309.20$3,165.77$2,203.03$2,028.39
PAGE58064$3,980.01$4,417.76$3,506.23$3,061.45$2,693.74$12,316.57$2,309.20$3,283.74$2,203.03$2,028.39
DAVENPORT58021$3,979.31$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,309.20$3,113.78$2,203.03$2,028.39
TOWER CITY58071$3,978.43$4,526.59$3,506.23$2,947.60$2,693.74$12,316.57$2,309.20$3,274.48$2,203.03$2,028.39
KINDRED58051$3,976.06$4,806.45$3,506.23$2,836.44$2,693.74$12,316.57$2,309.20$3,084.45$2,203.03$2,028.39
BUFFALO58011$3,974.84$4,526.59$3,506.23$2,947.60$2,693.74$12,316.57$2,309.20$3,242.23$2,203.03$2,028.39
VALLEY CITY58072$3,973.41$4,526.59$3,506.23$2,804.73$2,693.74$12,316.57$2,309.20$3,372.25$2,203.03$2,028.39
ENDERLIN58027$3,972.41$4,526.59$3,506.23$2,804.73$2,693.74$12,316.57$2,309.20$3,363.19$2,203.03$2,028.39
NOME58062$3,970.69$4,526.59$3,506.23$2,804.73$2,693.74$12,316.57$2,309.20$3,347.75$2,203.03$2,028.39
ORISKA58063$3,969.97$4,526.59$3,506.23$2,804.73$2,693.74$12,316.57$2,309.20$3,341.27$2,203.03$2,028.39
ERIE58029$3,969.20$4,591.40$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,219.21$2,203.03$2,028.39
AYR58007$3,961.99$4,526.59$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,219.21$2,203.03$2,028.39
WHEATLAND58079$3,960.20$4,526.59$3,506.23$2,947.60$2,693.74$12,316.57$2,309.20$3,110.43$2,203.03$2,028.39
GARDNER58036$3,949.60$4,591.40$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,042.88$2,203.03$2,028.39
AMENIA58004$3,948.28$4,591.40$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,030.95$2,203.03$2,028.39
ARTHUR58006$3,948.28$4,591.40$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,030.95$2,203.03$2,028.39
JAMESTOWN58401$3,947.84$4,697.64$3,506.23$2,603.49$2,693.74$12,394.30$2,309.20$3,094.53$2,203.03$2,028.39
JAMESTOWN58405$3,941.49$4,697.64$3,506.23$2,546.35$2,693.74$12,394.30$2,309.20$3,094.53$2,203.03$2,028.39
HUNTER58048$3,940.10$4,482.57$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$3,066.14$2,203.03$2,028.39
ARGUSVILLE58005$3,926.08$4,591.40$3,506.23$2,854.99$2,693.74$12,316.57$2,309.20$2,802.11$2,232.12$2,028.39
HARWOOD58042$3,905.99$4,806.45$2,951.44$2,849.52$2,693.74$12,316.57$2,309.20$2,966.46$2,232.12$2,028.39
MAPLETON58059$3,882.71$4,806.45$2,694.34$2,769.40$2,693.74$12,316.57$2,309.20$3,094.21$2,232.12$2,028.39
HORACE58047$3,871.57$4,806.45$2,694.34$2,836.44$2,693.74$12,316.57$2,309.20$2,926.85$2,232.12$2,028.39
CASSELTON58012$3,838.00$4,526.59$2,694.34$2,854.99$2,693.74$12,316.57$2,309.20$2,915.17$2,203.03$2,028.39
FARGO58105$3,806.23$4,806.45$2,951.44$3,402.78$2,159.55$11,299.81$2,287.73$3,087.78$2,232.12$2,028.39
FARGO58102$3,789.93$4,806.45$2,951.44$2,681.89$2,159.55$11,846.78$2,287.73$3,087.78$2,232.12$2,055.63
GRAND FORKS58201$3,748.50$4,461.05$3,369.92$2,849.48$2,134.85$11,230.18$2,335.26$3,358.59$2,128.86$1,868.29
GRAND FORKS58202$3,736.36$4,461.05$3,369.92$2,585.12$2,134.85$11,230.18$2,335.26$3,353.62$2,128.86$2,028.39
GRAND FORKS58203$3,727.21$4,461.05$3,369.92$2,585.12$2,134.85$11,230.18$2,335.26$3,431.36$2,128.86$1,868.29
GRAND FORKS AFB58204$3,723.40$4,461.05$3,506.23$2,781.01$2,168.73$11,230.18$2,335.26$3,272.83$2,128.86$1,626.47
GRAND FORKS AFB58205$3,723.40$4,461.05$3,506.23$2,781.01$2,168.73$11,230.18$2,335.26$3,272.83$2,128.86$1,626.47
FARGO58103$3,716.98$4,806.45$2,951.44$2,600.09$2,159.55$11,299.81$2,287.73$3,060.04$2,232.12$2,055.63
WEST FARGO58078$3,709.87$4,806.45$2,694.34$2,613.03$2,490.53$11,389.61$2,158.17$2,948.94$2,232.12$2,055.63
FARGO58104$3,677.18$4,806.45$2,694.34$2,550.59$2,159.55$11,389.61$2,287.73$2,918.61$2,232.12$2,055.63

We’ve also collected data on car insurance rates by city. Below is a list of the least expensive and most expensive cities for auto insurance. Simply enter your city in the search box to see your city’s cost.

Most Expensive/Least Expensive Zip Codes  
RankCompared to AverageCity
1$272.53FORT YATES
2$269.22CANNON BALL
3$259.94SELFRIDGE
4$257.50SHIELDS
5$243.16SOLEN
6$236.52CARSON
7$235.29ELGIN
8$230.11MOTT
8$230.11REGENT
10$227.62GRASSY BUTTE
11$221.51ALMONT
12$216.09RALEIGH
13$214.83SAINT ANTHONY
14$210.75NEW TOWN
15$204.06REEDER
16$202.56PALERMO
17$200.34PLAZA
18$197.60HETTINGER
19$195.61SHERWOOD
20$193.22MAKOTI
21$190.13KILLDEER
22$187.78KENMARE
23$187.75FLASHER
24$187.23BOWBELLS
25$185.84BERTHOLD
26$185.17SCRANTON
27$183.96NEW LEIPZIG
28$181.61ARNEGARD
29$180.52WILDROSE
30$180.43DONNYBROOK
31$180.14MANNING
32$178.49CARPIO
33$177.74LEFOR
34$175.06GOODRICH
35$174.90LINTON
35$174.90STRASBURG
37$174.30ROSS
38$174.23BRADDOCK
39$173.86FAIRFIELD
40$173.51PARSHALL
41$173.24MARMARTH
42$171.28VOLTAIRE
43$171.10COLUMBUS
43$171.10FLAXTON
43$171.10LIGNITE
43$171.10PORTAL
47$170.97RUSO
48$170.59KINTYRE
49$170.56ROSEGLEN
50$170.52TOLLEY
51$170.50DENHOFF
51$170.50MCCLUSKY
53$168.44DUNN CENTER
54$167.66ALAMO
54$167.66GRENORA
56$165.17DOUGLAS
56$165.17RYDER
58$164.51MAX
59$163.50HURDSFIELD
60$161.28WHITE EARTH
61$159.63POWERS LAKE
62$159.40CARTWRIGHT
63$159.11KEENE
64$158.86NEW ENGLAND
65$158.25RICHARDTON
66$158.12DES LACS
67$157.57MARSHALL
68$156.68ZAHL
69$155.53HARVEY
70$154.33MAXBASS
71$153.28WATFORD CITY
72$152.35DODGE
73$151.82NEWBURG
74$151.79RAY
75$151.59GLADSTONE
76$151.54UPHAM
77$150.74MANDAREE
78$150.62MOHALL
79$150.44EPPING
80$149.58TAYLOR
81$149.24HALLIDAY
82$145.93BALTA
82$145.93RUGBY
84$145.91ANTLER
85$144.06CROSBY
85$144.06MCGREGOR
85$144.06NOONAN
88$143.16RHAME
89$142.14AMIDON
90$140.94GLENBURN
91$139.19CENTER
92$137.53GRANVILLE
93$135.61DEERING
94$133.17BENEDICT
95$133.15MARTIN
96$132.80BALDWIN
97$132.66LANSFORD
98$132.41SYKESTON
99$132.37HAGUE
100$131.87AMBROSE
100$131.87FORTUNA
102$131.72TIOGA
103$131.54REGAN
104$131.02BOWDON
105$130.89BOWMAN
106$130.26GARRISON
107$129.62NORWICH
108$128.54SOUTH HEART
109$127.36GOLVA
109$127.36SENTINEL BUTTE
111$126.68BEACH
112$126.51BUTTE
113$125.73WILTON
114$125.37WASHBURN
115$123.55BALFOUR
115$123.55KARLSRUHE
115$123.55TOWNER
118$123.54GOLDEN VALLEY
118$123.54ZAP
120$122.87HEBRON
121$121.68MERCER
121$121.68TURTLE LAKE
123$121.51SAWYER
124$120.62HAZELTON
125$120.29ANAMOOSE
125$120.29DRAKE
127$120.02WING
128$119.31NEW SALEM
129$119.30WESTHOPE
130$119.14BANTRY
131$118.08GLEN ULLIN
132$117.67ALEXANDER
133$116.38VELVA
134$115.62COLEHARBOR
134$115.62RIVERDALE
134$115.62UNDERWOOD
137$114.92WOLFORD
138$109.40HAZEN
139$108.99BELFIELD
140$106.71STANLEY
141$106.03BEULAH
142$104.17DRISCOLL
143$102.78MOFFIT
143$102.78STERLING
145$101.68YORK
146$99.66ESMOND
147$97.96KNOX
148$97.89BELCOURT
148$97.89DUNSEITH
150$97.39MENOKEN
151$96.59ROLLA
151$96.59SAINT JOHN
153$96.39SOURIS
154$96.12KRAMER
155$95.20ROLETTE
156$89.77FESSENDEN
157$87.80TOKIO
158$84.02MEDORA
159$82.89BOTTINEAU
159$82.89WILLOW CITY
161$81.64STANTON
162$79.80CATHAY
163$79.12CHASELEY
164$77.96MYLO
165$77.24LAKOTA
166$76.51SHEYENNE
167$75.82MADDOCK
168$74.35GRACE CITY
169$73.99AGATE
170$73.04NEW ROCKFORD
171$72.55TOLNA
172$71.10CARRINGTON
173$70.83FORT TOTTEN
173$70.83SAINT MICHAEL
175$68.10TRENTON
176$67.28WARWICK
177$64.09PERTH
178$53.93OBERON
179$51.21WILLISTON
180$50.33STEELE
181$50.26MCVILLE
181$50.26PETERSBURG
183$49.18MCHENRY
184$48.95MICHIGAN
185$45.18GLENFIELD
186$40.13HANSBORO
187$33.27GRAFTON
188$32.86EGELAND
188$32.86ROCKLAKE
190$30.97DRAYTON
190$30.97PEMBINA
192$29.71STARKWEATHER
193$26.69WALHALLA
194$25.82PISEK
195$24.19NECHE
196$23.28BROCKET
197$22.90CRARY
198$22.82ROBINSON
198$22.82TUTTLE
200$22.69HOOPLE
201$21.26ADAMS
202$20.94LAWTON
203$20.62MUNICH
204$19.99LANKIN
205$18.48EDMORE
206$17.67FAIRDALE
207$17.45GLASSTON
207$17.45SAINT THOMAS
209$15.61HAMPDEN
210$15.56FORDVILLE
210$15.56FOREST RIVER
210$15.56MINTO
213$15.05DAWSON
214$15.03MINNEWAUKAN
215$14.89DEVILS LAKE
216$14.88PENN
217$14.09CANDO
218$11.46TAPPEN
219$11.29CHURCHS FERRY
219$11.29WEBSTER
221$8.53PARK RIVER
221$8.53LEEDS
223$8.36DAHLEN
224$8.10HENSEL
225$6.54BISBEE
226$5.47BATHGATE
226$5.47HAMILTON
228$4.82LANGDON
229$4.49MILTON
229$4.49OSNABROCK
229$4.49ALSEN
229$4.49NEKOMA
233$4.24CRYSTAL
234$3.51HANNAH
234$3.51MAIDA
234$3.51WALES
234$3.51CALVIN
234$3.51SARLES
240-$3.51EDINBURG
241-$3.76MOUNTAIN
242-$5.39NIAGARA
243-$7.16PEKIN
244-$9.84CAVALIER
245-$14.12ANETA
246-$15.71SUTTON
247-$16.70JESSIE
248-$16.71PETTIBONE
249-$44.63LARIMORE
250-$59.44NORTHWOOD
251-$63.69HANNAFORD
252-$68.43FINLEY
253-$70.86BINFORD
254-$73.77SHARON
255-$73.97MANDAN
256-$74.82COOPERSTOWN
257-$80.12HOPE
258-$81.30PORTLAND
259-$82.61HILLSBORO
260-$83.05BERLIN
261-$83.25LUVERNE
262-$89.30WISHEK
263-$92.72NAPOLEON
264-$95.51BURLINGTON
265-$96.47CALEDONIA
266-$98.00EDGELEY
267-$98.76SURREY
268-$98.89ASHLEY
268-$98.89FREDONIA
270-$99.28CUMMINGS
271-$102.26GACKLE
272-$102.75ARVILLA
273-$102.80LEHR
273-$102.80ZEELAND
275-$103.91HATTON
276-$104.09GILBY
276-$104.09INKSTER
278-$104.55THOMPSON
279-$105.13CLIFFORD
280-$108.05BUXTON
281-$117.69MANVEL
282-$118.33BLANCHARD
283-$118.61MAYVILLE
284-$118.93REYNOLDS
285-$120.28FORBES
286-$124.91GALESBURG
287-$126.85LAMOURE
287-$126.85MARION
289-$127.54MINOT
290-$129.49DICKEY
291-$139.49KULM
292-$142.03MINOT
293-$145.44VERONA
294-$145.57EMERADO
295-$146.66KENSAL
296-$149.29ELLENDALE
297-$149.63MINOT
298-$150.21BISMARCK
299-$152.31PILLSBURY
300-$152.50SPIRITWOOD
301-$153.35JUD
302-$153.39OAKES
303-$156.96LITCHVILLE
304-$157.14SANBORN
305-$157.41PINGREE
306-$158.10BUCHANAN
307-$159.67YPSILANTI
308-$159.95MONTPELIER
309-$165.21FULLERTON
310-$165.79BISMARCK
311-$175.85BISMARCK
312-$176.03MEKINOCK
313-$176.77DICKINSON
314-$177.80ABSARAKA
315-$179.56WOODWORTH
316-$179.57MINOT AFB
317-$184.80BISMARCK
318-$186.32BARNEY
319-$189.47FORT RANSOM
320-$189.82MEDINA
321-$190.53LISBON
322-$191.83STIRUM
323-$192.03DAZEY
324-$192.19MCLEOD
325-$194.40WAHPETON
326-$197.46GRANDIN
327-$197.54COLFAX
327-$197.54MOORETON
329-$197.61FORMAN
330-$198.86FAIRMOUNT
331-$199.52STREETER
332-$200.97ABERCROMBIE
332-$200.97WAHPETON
334-$201.06HANKINSON
334-$201.06MANTADOR
336-$201.09COGSWELL
337-$202.38KATHRYN
338-$202.92LIDGERWOOD
339-$203.78CLEVELAND
340-$207.66MILNOR
341-$208.32CAYUGA
341-$208.32HAVANA
341-$208.32RUTLAND
341-$208.32WYNDMERE
345-$210.81GWINNER
346-$213.91WIMBLEDON
347-$217.87ROGERS
348-$217.92COURTENAY
349-$218.32MINOT AFB
350-$219.36WALCOTT
351-$220.24SHELDON
352-$220.74CHRISTINE
353-$221.19FINGAL
354-$223.54LEONARD
355-$225.10PAGE
356-$225.80DAVENPORT
357-$226.69TOWER CITY
358-$229.05KINDRED
359-$230.27BUFFALO
360-$231.70VALLEY CITY
361-$232.70ENDERLIN
362-$234.42NOME
363-$235.14ORISKA
364-$235.91ERIE
365-$243.12AYR
366-$244.91WHEATLAND
367-$255.51GARDNER
368-$256.83AMENIA
368-$256.83ARTHUR
370-$257.27JAMESTOWN
371-$263.62JAMESTOWN
372-$265.01HUNTER
373-$279.03ARGUSVILLE
374-$299.12HARWOOD
375-$322.40MAPLETON
376-$333.54HORACE
377-$367.11CASSELTON
378-$398.88FARGO
379-$415.18FARGO
380-$456.61GRAND FORKS
381-$468.75GRAND FORKS
382-$477.90GRAND FORKS
383-$481.71GRAND FORKS AFB
383-$481.71GRAND FORKS AFB
385-$488.13FARGO
386-$495.24WEST FARGO
387-$527.93FARGO

As you can see from the table, where you live can impact your wallet when purchasing auto insurance. Folks in rural areas pay hundreds less than those in cities like Fargo and Grand Forks.

North Dakota Car Insurance Companies

Can you really save money with a 10-minute phone call? We’ve heard this and other funny commercials from insurance companies so often we can sing their jingles by heart.

Car insurance is mandatory in all 50 states except one, New Hampshire, so why do insurance providers spend so much on advertising and trying to be funny? Are they hiding something? What’s really behind the catchy jingles of most insurance companies?

But who wants to spend time doing all of that searching? That’s why we’ve done all of the work for you and researched the best insurance carriers in North Dakota, so you can make the best choice for your situation. We’ve looked at companies’ financial ratings, AM’s best ratings, and which companies have the most complaints.

Keep reading to learn about North Dakota’s auto insurance providers.

– Ratings of the Largest Car Insurance Companies in North Dakota

What does an A.M. Best rating mean? Basically, an A.M. Best rating measures the financial health of an insurance company.

The table below shows the financial rating of the top auto insurance providers in North Dakota.

Providers by SizeRating
Progressive GroupA+
State Farm GroupA++
American Family Insurance GroupA
USAA GroupA++
GeicoA++

A good financial rating means the provider has the funds available to pay any claims. But customer service is also an important part of any company, from restaurants to car insurance companies. That’s why we’ve looked at companies with the best customer satisfaction ratings.

– North Dakota’s Insurers with the BEST Ratings

Country Financial ranks near the top of the list — showing that Country Financial is great at customer satisfaction.

One thing to consider: cost shouldn’t be your only concern when searching for car insurance. You should also be looking at how the insurance company treats its customers and resolves claims and complaints.

– Companies with the MOST complaints in North Dakota

The Department of Professional and Financial Regulation collected data on complaint ratios for North Dakota’s car insurance providers.  The complaint index means the following:

  • Average: complaint index of one
  • Better than average: complaint index LESS than one
  • Worse than average: complaint index GREATER than one

Keep in mind that a high complaint index doesn’t necessarily mean you should avoid a company. Make sure to also look at a company’s customer satisfaction ratings because how a company deals with complaints is also important.

The ratio compares a company’s number of complaints for every 1,000 policies written. The smaller the number, the better the company is performing compared to its competitors.

CompanyComplaint Ratio 2017
Oklahoma Farm Bureau0.20
State Farm0.50
Shelter0.70
Allstate0.73
Farmers0.74
Progressive0.74
Berkshire Hathaway (Geico)0.75
USAA0.87
CSAA0.87
Liberty Mutual0.99

– North Dakota Car Insurance Rates by Company

In order to save money on car insurance, make sure you are shopping around for rates. Below is information about rates across different companies.

    
CompanyAverageCompared to State Average-
Allstate Insurance$4,669.31$464.209.94%
American Family Mutual$3,812.40-$392.71-10.30%
Mid-Century Ins Co$3,092.49-$1,112.63-35.98%
Geico General$2,668.24-$1,536.87-57.60%
SAFECO Ins Co of America$12,852.83$8,647.7167.28%
Allied P&C$2,560.35-$1,644.76-64.24%
Progressive Northwestern$3,623.06-$582.05-16.07%
State Farm Mutual Auto$2,560.53-$1,644.59-64.23%
USAA GIC$2,006.80-$2,198.31-109.54%
Total Average$4,205.11--

Looking at different companies can save a lot of money. For example, Progressive Northwestern is nearly $600 BELOW the state average, which, over time, could add up to over several thousand dollars.

– Cost of Different Annual Commutes by North Dakota Companies

At some companies, how far you drive each day influences your insurance rates.

GroupDaily CommuteAnnual MileageAnnual Average
Allstate10 miles6,000$4554.87
American Family25 miles12,000$3859.56
American Family10 miles6,000$3765.24
Progressive10 miles6,000$3623.06
Progressive25 miles12,000$3623.06
Farmers10 miles6,000$3092.49
Farmers25 miles12,000$3092.49
Geico25 miles12,000$2698.69
Geico10 miles6,000$2637.80
State Farm25 miles12,000$2628.93
Nationwide10 miles6,000$2560.35
Nationwide25 miles12,000$2560.35
State Farm10 miles6,000$2492.12
USAA25 miles12,000$2027.09
USAA10 miles 6,000$1986.52

Most company rates don’t change when the drive is shortened to a 10-mile commute, except for Geico and Allstate, both of whom have rate reductions over a $100.

Up next, a break-down of coverage level rates in North Dakota.

– Coverage Level Rates

Do you want better coverage? You might have to pay more. But don’t let higher rates discourage you from purchasing better coverage, as some companies have economical increases in rates. For example, the data below shows Allstate has only a $300 increase from low to high coverage.

GroupCoverage TypeAnnual Average
Liberty MutualHigh$13,182.14
Liberty MutualMedium$12,799.69
Liberty MutualLow$12,576.65
AllstateHigh$4,767.94
AllstateMedium$4,667.42
AllstateLow$4,572.58
American FamilyMedium$4,001.36
American FamilyLow$3,932.67
ProgressiveHigh$3,738.69
ProgressiveMedium$3,611.36
ProgressiveLow$3,519.14
American FamilyHigh$3,503.17
FarmersHigh$3,175.02
FarmersMedium$3,079.36
FarmersLow$3,023.08
GeicoHigh$2,719.54
GeicoMedium$2,663.66
NationwideHigh$2,636.28
GeicoLow$2,621.52
State FarmHigh$2,618.19
State FarmMedium$2,567.70
NationwideMedium$2,547.13
NationwideLow$2,497.64
State FarmLow$2,495.68
USAAHigh$2,056.77
USAAMedium$2,007.97
USAALow$1,955.67

– Credit History Rates

The quality of your credit score impacts your insurance rates. In North Dakota, the average credit score is 697, which is above the countrywide average of 675.

Basically, this means residents in the Peace Garden State have a better chance of getting great rates because of their above-average credit scores.

GroupCredit HistoryAnnual Average
Liberty MutualPoor$18,684.17
Liberty MutualFair$11,151.13
Liberty MutualGood$8,723.18
AllstatePoor$5,882.00
American FamilyPoor$5,012.38
AllstateFair$4,478.77
ProgressivePoor$4,187.48
AllstateGood$3,647.16
State FarmPoor$3,582.34
FarmersPoor$3,579.67
ProgressiveFair$3,495.19
American FamilyFair$3,481.08
GeicoPoor$3,191.25
ProgressiveGood$3,186.53
NationwidePoor$3,119.84
American FamilyGood$2,943.74
FarmersFair$2,921.65
FarmersGood$2,776.14
USAAPoor$2,770.47
GeicoFair$2,570.17
NationwideFair$2,427.42
State FarmFair$2,277.18
GeicoGood$2,243.30
NationwideGood$2,133.80
State FarmGood$1,822.06
USAAFair$1,754.69
USAAGood$1,495.25

As you can see from the table above, poor credit scores can add hundreds to your annual cost. A bad credit score at Progressive raises your annual cost from $3,186 to $4,187.

– North Dakota Rates by Carrier and Driving Record

A clean driving record is the EASIEST way to keep rates down. As you can see from the information below, at Nationwide, just one speeding violation can raise your rate by over $250.

GroupDriving RecordAnnual Average
Liberty MutualWith 1 DUI$13,981.02
Liberty MutualWith 1 speeding violation$13,160.78
Liberty MutualWith 1 accident$12,866.12
Liberty MutualClean record$11,403.39
AllstateWith 1 DUI$6,316.36
American FamilyWith 1 DUI$5,292.65
AllstateWith 1 speeding violation$4,397.21
AllstateWith 1 accident$4,171.17
ProgressiveWith 1 accident$4,111.13
GeicoWith 1 DUI$4,044.55
American FamilyWith 1 accident$3,977.01
AllstateClean record$3,792.51
ProgressiveWith 1 speeding violation$3,650.62
NationwideWith 1 DUI$3,601.56
ProgressiveWith 1 DUI$3,384.21
ProgressiveClean record$3,346.29
FarmersWith 1 accident$3,324.12
FarmersWith 1 DUI$3,281.75
American FamilyWith 1 speeding violation$3,191.73
FarmersWith 1 speeding violation$3,156.58
USAAWith 1 DUI$2,822.98
American FamilyClean record$2,788.21
State FarmWith 1 accident$2,749.36
FarmersClean record$2,607.49
NationwideWith 1 accident$2,606.56
GeicoWith 1 accident$2,581.12
State FarmWith 1 DUI$2,560.51
State FarmWith 1 speeding violation$2,560.51
GeicoWith 1 speeding violation$2,504.84
State FarmClean record$2,371.72
NationwideWith 1 speeding violation$2,146.95
USAAWith 1 accident$2,018.24
NationwideClean record$1,886.34
USAAWith 1 speeding violation$1,760.03
GeicoClean record$1,542.47
USAAClean record$1,425.96

A better record equals better rates. We encourage you to obey posted speed limit signs and NOT drink and drive.

– The 10 Largest Car Insurance Companies in North Dakota

Here’s a look at the top 10 largest insurance companies in North Dakota.

Insurance CompanyPremiums WrittenMarket Share
Progressive Group$72,17915.32%
State Farm Group$68,85314.61%
American Family Insurance Group$43,1269.15%
Nodak Mutual Group$40,5798.61%
QBE Insurance Group$40,1868.53%
USAA Group$21,4374.55%
Geico$16,5543.51%
Farmers Insurance Group$16,2213.44%
Grinnell Mutual Group$15,4193.27%
Center Mutual Insurance Co$14,2443.02%

– Number of Property and Casualty Insurance Companies in North Dakota

Domestic insurance means a company is formed under North Dakota’s state laws, whereas a foreign provider is formed under the laws of any state in the U.S.

Property and Casualty Insurance 
Domestic12
Foreign786
Total798

North Dakota Laws

Do you like to dance?

What about hats?

Well, in North Dakota you can’t dance and wear a hat at the same time. We’re unsure if the law is applicable to professional troupes, but since most of us aren’t professional dancers, you would be better off to remove your hat, if you decide to trip the light fantastic.

Another unsual law in North Dakota states: It is prohibited for bars or restaurants to serve both beer and pretzels at the same time.

Well, darn. At Cheers, everyone may have known your name, but forget getting any pretzels in Fargo.

Pass the popcorn, please.

We know, state laws are confusing and vary from state to state. New residents may receive tickets for laws they didn’t know existed.

We’ve done the work for you to help you uncover what the laws are, so check out our roundup of North Dakota’s driving laws.

– North Dakota’s Car Insurance Laws

Insurance companies are subject to certain rules and regulations.

Let’s look at some of the specific laws for consumers regarding car insurance.

Insurance companies in North Dakota are not allowed to set rates anyway they see fit.  All rates and rate increases are regulated by the National Association of Insurance Commissioners (NAIC).

– High-Risk Insurance

Drivers in North Dakota, who have committed certain infractions such as drug or alcohol offenses, may have their driver’s license revoked. In order to purchase insurance, you will be required to obtain proof of future financial responsibility in the form of an SR-22.  You must maintain this proof for three years.

– North Dakota’s Windshield and Glass Repair Laws

Some insurance companies may offer windshield replacement with comprehensive coverage, but North Dakota laws have no regulations that are unique or specific to windshields. You may insist that your auto insurer use original manufacturer parts as a replacement after a crash, but you may be forced to pay the difference.

Compare car insurance rates now and see which company offers you the coverage you want at the best price.

Enter your zip code in our FREE online search tool to get started.

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– Automobile Insurance Fraud in North Dakota

What is automobile insurance fraud?

  • Creating a claim for damages or injuries that NEVER occurred (such as faking an accident)
  • Adding “extra” costs onto a claim that is legitimate

Committing insurance fraud can result in fines and/or jail time.

– Statute of Limitations

If you are in a car accident in North Dakota, there is a statute of limitations if you want to file a claim.

North Dakota Statute of LimitationsYears
Personal Injury6 Years
Property Damage6 Years

– North Dakota’s Vehicle Licensing Laws

We all love the feeling of being on the open road, windows down, enjoying the sights, sounds, and smells of our favorite places.

Whether you’re heading to see the original roughrider’s legacy on display at Teddy Roosevelt National Park or traveling to Bismarck to check out the urban scene, you’ll want to make sure those lights you see in your rearview mirror are the Northern Lights and not from a police officer pulling you over for speeding, or worse, driving while uninsured.

– Penalties For Driving Without Insurance

If you are arrested for driving without insurance in North Dakota, you can be fined $1500 or more and/or spend 30 days in prison for the first offense. You can also have 14 points assessed against your license and possible suspension. Drivers must obtain proof of insurance with a notation on their license for one year which requires a $50 fee.

Don’t risk incurring these penalties, make sure you have the required minimum coverage for your situation.

North Dakota is one of the states that now allow drivers to use their smartphone to show proof of insurance. If you have been involved in an accident or pulled over, law enforcement will ask to see your insurance information.

Here are two acceptable ways:

  1. Insurance Card
  2. Electronic Proof of Insurance

– Teen Driver Laws

Teenagers in North Dakota can apply for a learner’s license (also known as a learner’s permit) at age 14.

After teenagers have gone through the mandatory learner’s license period and met all the requirements, they can apply for a regular or restricted license.

Type of LicenseAge RequirementPrerequisitesPassenger RestrictionsDriving Restrictions
Learner's License14 yearsPass vision and written testsMust have a licensed driver in the car.The holder of a restricted license may only drive a car belonging to a parent or guardian and may not drive between the later of sunset or 9 p.m. and 5 a.m.
Intermediate License16; 15 for a parent requested restricted licenseMust have a licensed driver in the car.The holder of a restricted license may only drive a car belonging to a parent or guardian and may not drive between the later of sunset or 9 p.m. and 5 a.m.
Unrestricted License16 yearsPass all testsNoneNone

– Older Driver License Renewal Procedures

All residents in North Dakota who maintain a valid driver’s license must renew that license every six years up to age 78. Older residents, 78 and over must renew their license every four years. The general population can renew their license online or through the mail every other renewal. Residents, 65 and older must renew their license in person at the DMV.

– New Resident Licensing

Are you a newly transplanted resident to North Dakota? You may have many questions about what is required of you to get an Iowa license. The North Dakota DOT has a step-by-step guide to answer all your vehicle registration and licensing questions as someone new to the state.

All applicants must provide adequate proof of vision at each renewal.

 

– North Dakota Rules of the Road

We all should follow the rules, but if you’re new to the Peace Garden State, there may be laws you’re unfamiliar with. That’s why we’ve assembled a list of several important laws to help keep you in good standing and on the road.

– Fault vs. No-Fault

North Dakota is a no-fault state when it comes to car insurance. That means, after a car accident, your own basic no-fault (also called “personal injury protection” or “PIP”) coverage pays for your medical bills and certain other out-of-pocket losses, regardless of who caused the accident.

– Seat Belt and Car Seat Laws

All passengers in the front seat of a vehicle driven in North Dakota must be wearing a seat belt. Additionally, children 18 years and younger are required to be properly restrained no matter where they are sitting.

Currently, there are no restrictions in North Dakota regarding the riding in the cargo areas of pickup trucks.

– Keep Right and Move Over Laws

North Dakota traffic laws mandate that you must keep right when traveling slower than the average speed of traffic around you.

According to AAA:

State law requires drivers approaching a stationary emergency vehicle displaying flashing lights, including wreckers and highway maintenance vehicles, traveling in the same direction, to vacate the lane closest if safe and possible to do so, or slow to a safe speed.

– Speed Limits

Every state has different speed limits, and violating North Dakota’s speed limits may result in tickets and fines. Below are North Dakota’s maximum speed limits for different road types.

Rural InterstatesUrban InterstatesOther Limited Access RoadsOther Roads
75757065

– Ridesharing in North Dakota

You may be familiar with ridesharing companies like Lyft and Uber. If you want to rideshare, there are no state-mandated requirements for insurance coverage, so be sure and check with your local provider for any additional coverage you may need.

– Automation on the Road in North Dakota

What is automation? IIHS defines it as the following:

“Automation is the use of a machine or technology to perform a task or function that was previously carried out by a human. One example is adaptive cruise control, which maintains a set speed.”

Presently, North Dakota hasn’t yet begun addressing automation on the road.

– Safety Laws

Up next, we take a closer look at the safety laws in North Dakota, so you can arrive alive. Please don’t drink and drive.

– Impaired-driving Laws in North Dakota

Driving while impaired has disastrous results for everyone involved, that’s why strict laws are in place to prevent such tragedies. In North Dakota alone, drunk driving caused 46 deaths in 2017. Each state differs in how they address drunk driving and therefore have different penalties.

Below, we’ve listed the details about North Dakota’s impaired driving laws.

Formal Name for OffenseBAC LimitHigh BAC LimitCriminal StatusLook Back Period
Driving Under the Influence (DUI)0.080.18First and 2nd offense within 7 years are class B misdemeanors. 3rd offense within 7 years is a Class A misdemeanor.7 Years

The penalties get worse with each subsequent offense.

Please don’t drink and drive.

– Marijuana Impaired Driving Laws

As for marijuana-impaired driving in the state of North Dakota, the state has a ZERO tolerance policy for THC and metabolites.

– Distracted Driving Laws in North Dakota

Text messaging is prohibited for all drivers and carries a $100 fine.  North Dakota has implemented the Vision Zero Plan which uses data to identify areas of improvement through education, roadway safety enhancements, and policy decisions.

Next, we delve into some facts about North Dakota you might not know.

North Dakota Can’t-Miss Facts

Now that you have a good understanding of North Dakota state laws, let’s dive into some facts that you might not know. While insurance is important, it’s also crucial to know what to keep your eyes out for on the road.

We’ve laid out everything you need to know about the risk factors in North Dakota, from vehicle theft to crash reports, so you can drive safely and enjoy your time on the road.

– Vehicle Theft in North Dakota

Make/ModelYear of VehicleThefts
Chevrolet Pickup (Full Size)2002127
Ford Pickup (Full Size)1997101
Dodge Pickup (Full Size)199849
GMC Pickup (Full Size)200637
Chevrolet Impala201527
Honda Accord199023
Jeep Cherokee/Grand Cherokee199921
Chevrolet Pickup (Small Size)199918
Pontiac Grand Am200017
Ford Taurus199816

Where you live also plays a role in the number of vehicle thefts. The FBI created a 2013 report on North Dakota’s vehicle thefts by cities, which are listed below.

Belfield1
Beulah3
Bismarck107
Bowman2
Burlington1
Carrington1
Cavalier1
Devils Lake16
Dickinson47
Ellendale0
Fargo166
Fessenden0
Grafton4
Grand Forks68
Harvey5
Jamestown20
Kenmare1
Killdeer1
Lamoure0
Lincoln1
Lisbon0
Mandan47
Medora0
Minot108
Napoleon0
New Town3
Northwood1
Oakes0
Powers Lake1
Rolla3
Rugby0
Sherwood0
Stanley7
Steele0
Surrey0
Thompson0
Tioga6
Valley City9
Wahpeton8
Watford City20
West Fargo47
Williston203
Wishek0

– Dangers on the Road In North Dakota

Accidents happen, and up next we’re going to show you statistics for different kinds of accidents in North Dakota.

– Fatal Crashes by Weather Condition and Light Condition

Weather ConditionDaylightDark, but LightedDarkDawn or DuskOther / UnknownTotal
Normal367277178
Rain003003
Snow/Sleet501107
Other101013
Unknown1151614
TOTAL4383798105

As you can see, most accidents occur during daylight hours.

– Fatalities (All Crashes) by County

Here are the 10 counties with the most fatalities over the past five years.

RankCounty20132014201520162017
1Mckenzie County232318810
2Rolette County43169
3Cass County26658
4Mountrail County75588
5Grand Forks County53617
6Stark County67636
7Ward County189866
8Williams County25121816
9Bottineau County11124
10Burleigh County241064
Sub Total 1Top Ten Counties10285916268
Sub Total 2All Other Counties4650405147
TotalAll Counties148135131113115

– Fatalities by Roadway

Next, we have a ten-year comparison of traffic fatalities on urban vs. rural roadways.

Road Type2008200920102011201220132014201520162017
Rural9213593132146138116122106103
Urban1251216241019979
Unknown0000000003

– Fatalities by Person Type

Person Type20132014201520162017
Passenger Car3839363626
Light Truck - Pickup4333452533
Light Truck - Utility2627181318
Light Truck - Van56135
Large Truck205899
Other/Unknown Occupants43445
Total Occupants1361131159096

The type of crash can also play a role in fatality rates.

– Fatalities by Crash Type

Crash Type20132014201520162017
- (1) Single Vehicle6977726769
- (2) Involving a Large Truck6349471326
- (3) Involving Speeding5950432528
- (4) Involving a Rollover6756685757
- (5) Involving a Roadway Departure10776866659
- (6) Involving an Intersection (or Intersection Related)3037252224
Total Fatalities (All Crashes)148135131113115

Up next, we have a five-year trend for North Dakota’s top-10 counties that have the highest fatality rates.

– Five-Year Trend For The Top 10 Counties

County Name20132014201520162017
Mckenzie County232318810
Rolette County43169
Cass County26658
Mountrail County75588
Grand Forks County53617
Stark County67636
Ward County189866
Williams County25121816
Bottineau County11124
Burleigh County241064
Top Ten Counties10285916268
All Other Counties4650405147
All Counties148135131113115

– Fatalities Involving Speeding by County

Below, are listings by county of the most speed-related fatalities in North Dakota.

County Name20132014201520162017
Adams00000
Barnes01200
Benson00100
Billings10000
Bottineau00001
Bowman10000
Burke11000
Burleigh02411
Cass13102
Cavalier00001
Dickey00000
Divide20000
Dunn02110
Eddy01000
Emmons01000
Foster00000
Golden Valley10010
Grand Forks32011
Grant10011
Griggs00000
Hettinger00000
Kidder01000
Lamoure20010
Logan00000
Mchenry01010
Mcintosh00000
Mckenzie68664
Mclean01612
Mercer10011
Morton10230
Mountrail43412
Nelson13001
Oliver00100
Pembina31000
Pierce00100
Ramsey12000
Ransom11010
Renville00010
Richland11200
Rolette20001
Sargent00000
Sheridan00000
Sioux00201
Slope01002
Stark42301
Steele00001
Stutsman10021
Towner00000
Traill15000
Walsh00002
Ward94322
Wells00000
Williams103400

 Alcohol-Impaired Fatalities by County

Check out the table below to see fatalities in crashes that involved an alcohol-impaired driver with a BAC over .08.

County Name20132014201520162017
Adams00000
Barnes21112
Benson01130
Billings00000
Bottineau01121
Bowman00000
Burke30001
Burleigh01132
Cass03233
Cavalier02101
Dickey00020
Divide20000
Dunn23112
Eddy01000
Emmons01100
Foster00000
Golden Valley00001
Grand Forks20202
Grant10000
Griggs00020
Hettinger00000
Kidder10010
Lamoure20011
Logan00000
Mchenry01010
Mcintosh00000
Mckenzie89724
Mclean01322
Mercer10012
Morton01450
Mountrail22463
Nelson13000
Oliver00100
Pembina00000
Pierce00201
Ramsey22010
Ransom01010
Renville00010
Richland01201
Rolette11154
Sargent01102
Sheridan00100
Sioux20201
Slope00000
Stark12214
Steele00000
Stutsman21102
Towner00200
Traill03001
Walsh10021
Ward93231
Wells00000
Williams179501

– Teen Drinking and Driving

In 2016, North Dakota law enforcement arrested 26 teenagers (under the age of 18) for drunk driving.

This number places North Dakota as the 10th worst state in the U.S. for underage drinking and driving.

Below are the facts concerning underage (under 21 years old) drinking-related fatalities:

  • 2.4 fatalities per 100,000 people in North Dakota
  • 1.2 fatalities per 100,000 people national average

– EMS Response Time

If you or someone you know is in an accident, you want help to arrive as FAST as possible.

Location of IncidentTime of Crash to EMS NotificationEMS Notification to EMS ArrivalEMS Arrival at Scene to Hospital ArrivalTime of Crash to Hospital ArrivalTotal Fatalities
Rural7.3314.4941.0559.7695
Urban13.505.1425.4328.337

– Transportation in North Dakota

When you drive through your neighborhood, do you ever notice how many cars are sitting in your neighbors’ driveways? Usually, we can tell if someone is visiting by that extra car parked outside the house.

The average household in North Dakota has two cars.

– Commute Time

The average commute time in North Dakota is 16.5 minutes, which is shorter than the national average of 25.3 minutes. The chart below represents the commute times in North Dakota compared to the national average.

Now, let’s take a look at methods of commuter transportation in North Dakota

– Commuter Transportation

As in most states, the most common transportation method is driving alone to work, followed by carpooling and working from home.

Now that you’ve read through this comprehensive guide, and know everything there is to know about buying car insurance in North Dakota, it’s time to hit the road. Enter your zip code below to get a free quote comparison.

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