American Family vs. Country Financial Car Insurance Comparison [2023]
American Family and Country Financial both offer a wide variety of auto insurance options. When it comes to securing affordable American Family vs. Country Financial auto insurance, American Family insurance is generally cheaper to buy. Both companies offer a wide variety of coverage options and have high third-party ratings.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 22, 2023
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- American Family and Country Financial both have high customer satisfaction and a variety of discounts
- American Family is more affordable than Country Financial
- A.M. Best gives Country Financial an “A+” rating
American Family and Country Financial both have high ratings and offer a variety of products. But which company is better for auto insurance? And how can I understand my car insurance policy?
Read through our review below to learn more about what products American Family and Country Financial offer and the main differences between the two companies.
Not sure what auto insurance company to go with? Enter your ZIP code in our free search tool above to compare auto insurance quotes in your area. You can also check out our American Family car insurance review to learn more about the company.
What products do Country Financial and American Family offer?
Two of the main types of car insurance coverages are comprehensive car insurance coverage and collision car insurance coverage.
Both companies offer comprehensive and collision car insurance coverage options as well as other types of coverage that allow you to customize your policy to fit your individual needs.
The standard coverage Country Financial auto insurance offers includes:
- Comprehensive
- Collision
- Bodily Injury Liability
- Uninsured Motorist Property Damage
- Property Damage Liability
- Uninsured/Underinsured Motorist Coverage
- Medical Payments or Personal Injury Protection
Country Financial also offers additional add-ons that give you even more coverage such as personal effects coverage and safety glass coverage.
American Family auto insurance offers a slightly wider range of coverage options including:
- Comprehensive
- Collision
- Property Damage Liability
- Medical Payments
- Uninsured Motorist Protection
- Underinsured Motorist Protection
- Gap Insurance
- Accidental Death and Dismemberment
- Bodily Injury Liability
- Rental Car Reimbursement
Both Country Financial and American Family also offer roadside assistance.
To check if you have roadside assistance coverage on your policy, you can use your Country Financial login and your American Family login and review your policy information.
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What are the reviews for American Family and Country Financial?
American Family Insurance is the ninth-largest auto insurance provider, and Country Financial Insurance is a smaller company that only offers auto insurance in 19 states.
Looking at the reviews for the American Family vs. Country Financial auto insurance companies, Country Financial has a better overall rating.
A.M. Best gives Country Financial an “A+” rating. Country Financial has received relatively few complaints, but the reviews from customers are mixed.
American Family received an “A” rating from A.M. Best and was ranked as the highest among midsize auto insurers in a study done by J.D. Power.
How much does car insurance from American Family and Country Financial cost?
When it comes to American Family vs. Country Financial auto insurance rates, American Family is generally more affordable.
Taking the example of an 18-year-old female buying car insurance, Country Financial charges $6,221 annually whereas American Family rates sit much lower at $5,996.50.
However, your age, health status, gender, and coverage amount all affect the cost of American Family vs. Country Financial auto insurance quotes. Because both companies offer various car insurance discounts, you can lower the cost even further.
Not sure whether to buy American Family vs. Country Financial auto insurance? Enter your ZIP code in our free quote tool below to compare insurance rates from companies in your area.
Frequently Asked Questions
What products do Country Financial and American Family offer?
Both companies offer comprehensive and collision car insurance coverage, as well as additional coverage options to customize your policy.
What are the reviews for American Family and Country Financial?
Country Financial has a better overall rating, with an “A+” rating from A.M. Best. American Family received an “A” rating from A.M. Best and ranked highly in a J.D. Power study.
How much does car insurance from American Family and Country Financial cost?
American Family is generally more affordable. For example, for an 18-year-old female, Country Financial charges $6,221 annually while American Family rates are lower at $5,996.50.
Do American Family and Country Financial offer car insurance discounts?
Yes, both companies offer various car insurance discounts that can help lower the cost of coverage.
How can I compare American Family and Country Financial auto insurance rates?
You can enter your ZIP code in a free quote tool to compare insurance rates from both companies and others in your area.