Compare Audi Car Insurance Rates (2023)
The Audi car insurance price is $178 monthly on average. But rates can vary by model, ranging from Audi A4 car insurance averaging $140 monthly to Audi S8 car insurance at $254 a month. We'll compare Audi insurance rates for different models and note the factors affecting Audi insurance premiums.
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Laura Kuhl
Managing Content Editor
Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business ...
Managing Content Editor
UPDATED: Jul 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Audi car insurance rates are $178 monthly on average, though rates vary by model, insure, coverage options, and driving profile
- While Audi A4 car insurance is $153 a month, the most expensive Audi to insure is the Audi S8 at $254
- Find the best insurance for Audi vehicles by comparing quotes, locating discounts, and considering your coverage needs
Luxury car insurance doesn’t have to be expensive. Audi car insurance rates are among the most affordable for luxury sedans and SUVs. Compared to other affluent brands, Audi car insurance prices are lower than Mercedes, Porsche, and Cadillac.
The average Audi driver pays $178 monthly for full coverage, but quotes go as low as $140 for the Audi A3. Compare Audi insurance quotes for free in our guide below to see how much you could pay based on the model you drive.
Compare Audi Car Insurance Rates
The average Audi driver pays around $178 a month for full coverage. Monthly rates can go as low as $42 if you only carry liability insurance, but your Audi won’t be protected from damages or theft.
Audi car insurance prices also vary by the model you drive. If the average driver pays $178 monthly, your rates could jump to over $200 if you drive a sports car or racing model like the Audi S8 or Audi RS7.
Learn more about each Audi model below and compare Audi car insurance rates for your vehicle.
Audi A Series Car Insurance Rates
The iconic A Series are the most popular Audi models on the road. The A Series sedans range in size from two-door mini cars to four-door luxury models.
The type of A Series you drive affects how much you pay for car insurance. Age and driving record also impact Audi car insurance rates. For example, Audi A4 car insurance rates are around $153 per month, but rates double for high-risk drivers with accidents or speeding tickets.
Use this table to compare Audi A Series car insurance rates for different drivers:
| Vehicle Model | Liability Coverage | Full Coverage | Teen Driver | High-Risk Driver |
|---|---|---|---|---|
| Audi A3 | $42 | $140 | $511 | $298 |
| Audi A4 | $42 | $153 | $560 | $327 |
| Audi A6 | $42 | $167 | $609 | $355 |
| Audi A7 | $42 | $178 | $651 | $379 |
| Audi A8 | $42 | $188 | $685 | $399 |
Audi A5 insurance is missing from this study, so use our expert guide to find the best Audi A5 Sportback car insurance rates near you.
Audi S Series Car Insurance Rates
The S Series models are the sports editions of the classic A Series sedans. Audi upgraded the S Series with high-performance engines and sportier trims, increasing your car insurance rates.
When we compared Audi car insurance rates, we found that Audi S5 insurance costs were nearly as high as Audi A8 insurance rates:
| Vehicle Model | Liability Coverage | Full Coverage | Teen Driver | High-Risk Driver |
|---|---|---|---|---|
| Audi S3 | $27 | $145 | $531 | $310 |
| Audi S4 | $34 | $159 | $580 | $338 |
| Audi S5 | $42 | $180 | $657 | $383 |
| Audi S6 | $42 | $188 | $685 | $399 |
| Audi S7 | $42 | $231 | $843 | $491 |
The most expensive Audi to insure is the S8 model at $254 per month for full coverage car insurance. Learn why companies charge more for sports car insurance.
Audi R Series Car Insurance Rates
The R Series is the racing equivalent of the Audi S and A series. These high-risk vehicles accelerate in three-and-a-half seconds or less, and the Audi R8 reaches a max speed of 205 mph, making it one of the most expensive Audis to insure.
Compare Audi R8 vs. Audi RS7 sports car insurance rates to see how much you could pay:
| Vehicle Model | Liability Coverage | Full Coverage | Teen Driver | High-Risk Driver |
|---|---|---|---|---|
| Audi R8 | $42 | $245 | $896 | $522 |
| Audi RS7 | $42 | $216 | $790 | $460 |
Fortunately, you can get lower rates by qualifying for Audi car insurance discounts. Most new Audis have additional safety features and enhanced driving capabilities to earn you discounted rates. Compare car insurance discounts to get the most savings.
Audi Q Series Car Insurance Rates
The Q, or “Quattro” Series, is Audi’s line of SUVs. Drivers with SUVs pay less for insurance because these vehicles perform better in national safety tests than sedans or sports models. For example, Audi Q5 insurance costs $161 monthly on average, 10% lower than the overall Audi average.
Compare Audi car insurance rates for the Q Series below:
| Vehicle Model | Liability Coverage | Full Coverage | Teen Driver | High-Risk Driver |
|---|---|---|---|---|
| Audi Q3 | $42 | $157 | $575 | $335 |
| Audi Q5 | $37 | $161 | $588 | $343 |
| Audi SQ5 | $27 | $152 | $556 | $324 |
| Audi Q7 | $42 | $165 | $604 | $352 |
Even high-risk drivers get cheaper Audi car insurance rates, especially compared to other luxury SUVs, like the Cadillac Escalade or Mercedes G-Wagon.
Audi TT Series Car Insurance Rates
Traditionally, two-door coupes and convertibles have the highest car insurance rates. However, Audi TT drivers pay significantly less than most drivers in similar brands, although rates do increase if you buy the sports (TTS) or racing (TT RS) edition.
| Vehicle Model | Liability Coverage | Full Coverage | Teen Driver | High-Risk Driver |
|---|---|---|---|---|
| Audi TT | $42 | $164 | $599 | $349 |
| Audi TTS | $35 | $157 | $574 | $334 |
| Audi TT RS | $34 | $167 | $609 | $355 |
Compared to other Audi models and luxury brands, Audi TT car insurance rates are among the most affordable. Coverage costs nearly $50 less than Porsche 911 or Jaguar F-TYPE rates.
Compare Porsche car insurance rates and Jaguar car insurance rates to see if Audi is the best luxury car brand for you.
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Factors Affecting Audi Car Insurance Premiums
Since Audis are considered luxury vehicles, insurance companies automatically charge higher insurance rates for expensive repairs or replacement parts.
Other factors that impact your Audi car insurance price includes:
- Driver age: Teens and young drivers pay the most for insurance because they have the least experience behind the wheel. So, compare car insurance rates for young drivers for the lowest Audi insurance rates.
- Driver history: Drivers with accidents, DUIs, speeding tickets, or claims on their records will pay more with high-risk car insurance.
- Vehicle model: The type of Audi you drive impacts your car insurance rates, and drivers with sports or racing models pay the most.
- Vehicle coverage: The amount of coverage in your Audi car insurance policy impacts how much you pay per month. Compare car insurance by coverage type for the lowest Audi insurance quotes.
There are many other factors that affect car insurance rates. However, vehicle coverage has one of the biggest impacts on Audi insurance costs since you’re more likely to carry higher limits to protect your luxury vehicle.
Understanding Different Types of Audi Car Insurance Coverages
Understanding the different types of car insurance will ensure you buy the right policy. Research your state laws to learn more about the different types of Audi car insurance you need, including:
- Liability car insurance: Liability car insurance pays for damages and injuries you cause to other drivers or passengers in an at-fault accident.
- Medical payments coverage: Medical payments coverage pays for your and your passengers’ hospital and medical bills after an accident or collision.
- Personal injury protection: Personal injury protection insurance pays for medical bills, lost wages, and some household care if you get injured and can’t work after an accident or collision.
- Uninsured/underinsured motorist: Uninsured/underinsured motorist insurance pays for property damage caused by an uninsured, underinsured, or hit-and-run driver.
Most states require liability insurance. Other states with no-fault insurance laws require drivers to carry uninsured/underinsured motorist coverage and either personal injury protection or medical payments along with liability, raising rates.
If you’re leasing or financing an Audi, you’ll need to carry collision and comprehensive insurance, along with minimum car insurance required by state.
The main difference between full coverage and liability car insurance is that full coverage is a suite of three types of policies — liability, collision, and comprehensive. It combines minimum liability with collision and comprehensive coverage to pay for damages caused by you, other drivers, weather-related incidents, fire, theft, or vandalism.
Combining liability with comprehensive and Audi collision insurance will raise your rates, but you’ll have better protection from out-of-pocket costs in an accident.
More on Comparing Audi Car Insurance Rates
The best car insurance for Audi will offer you a competitive price for a full coverage policy. On average, drivers pay $178 per month for Audi car insurance. The most expensive Audi to insure is the sporty Audi S8 at $254 monthly, while the compact Audi A3 gets the cheapest monthly insurance rate of $140.
You can lower your Audi car insurance rates by:
- Asking for discounts.
- Increasing your deductibles.
- Comparing quotes online.
Comparing car insurance rates by vehicle type is the easiest way to find cheap car insurance for an Audi.
Frequently Asked Questions
How much are the average Audi car insurance rates?
The average Audi driver pays around $178 a month for full coverage. Monthly rates can go as low as $42 if you only carry liability insurance. However, rates can vary based on the model you drive, with sports cars or racing models potentially costing over $200 per month.
What factors into my Audi car insurance rates?
Several factors impact Audi car insurance rates, including the model you drive, your age, driving record, location, and coverage options. Since Audis are considered luxury vehicles, insurance companies charge higher rates to cover expensive repairs or replacement parts.
Are Audi cars expensive to insure?
Car insurance for Audis is more expensive compared to standard policies for non-luxury cars. However, Audi insurance rates are more affordable when compared to brands like Lexus, BMW, and Mercedes-Benz.
Why are Audis so expensive to insure?
Audi car insurance can be expensive due to several factors. Audis are luxury vehicles, and their repairs or replacements can be costly. Additionally, sports or racing models increase the likelihood of filing a claim, leading to higher insurance rates.
Is Audi cheaper to insure than BMW?
No, Audis are not always more expensive to insure than BMWs. The insurance rates vary depending on the model you choose. For example, some Audi A Series models may be less expensive to insure compared to BMW M Series. It’s best to compare Audi car insurance rates with other luxury insurance companies in your area to find the cheapest vehicle to insure.
How much is insurance for an Audi A4?
Audi A4 car insurance costs $153 monthly on average for full coverage, lower than the overall Audi average. However, to find a lower Audi car insurance price, compare rates, coverage options, and discounts from various companies.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura Kuhl
Managing Content Editor
Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business ...
Managing Content Editor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.