Arizona Car Insurance

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 2, 2021

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Arizona Statistics SummaryDetails
Road Miles in State65,593
Number of Vehicles Registered5,407,097
Most popular vehicle Ford F-150
Uninsured %12%
Total Driving Related DeathsSpeeding: 3,032
Drunk Driving: 673
Full Coverage Annual PremiumsLiability: $508.76
Collision: $277.96
Comprehensive: $186.12
Cheapest ProvidersGeico and Travelers
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Arizona, also known as “The Grand Canyon State,” ranks 14th in the United States in terms of total population. Recent statistics, as of 2017, show that 5,164,966 people are licensed drivers in the state of Arizona. That amounts to almost 75 percent of the state. And with 75 percent of the state licensed and driving in Arizona, it stands to reason that car insurance is a topic that you are either thinking about or that is on your mind.

But where do you begin? With so many choices out there, it may be hard to know where to start.

Look no further! We are here to help. You can trust us because we don’t try to sell you anything.  A good start is to know  the requirements in your state and what your options are. And you will love us because we’ve done all the heavy lifting and all the research for you!

You may already know comparing car insurance rates is a great way to save money! Start today by entering your zip code.

Here’s what we cover in this article:

Table of Contents

How to get Arizona car insurance coverage and rates

If you love towns with the charm of the “How The West Was Won” culture (think the town of Tombstone, site of the O.K. Corral), and places with some of the best Mexican food, Arizona might be the best place for you to live.  But as horses are no longer the preferred method of transportation in Arizona, do you know what it costs to own and operate a vehicle in Arizona?

So, you need liability insurance to pay for the other driver’s damages if you’re in an at fault accident in Arizona. Collision insurance/Comprehensive insurance is optional, and sometimes unnecessary. Top car insurance companies in Arizona offer a variety of discounts, so there are ways to save for everyone. Insurance discounts include student discount, good driver discount, veteran discount, paperless discount, etc.

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What are the minimum car insurance requirements in Arizona?

Type of CoverageCoverage Amount
Bodily Injury LiabilityMinimum $15,000 per person and $30,000 per accident
Property Damage LiabilityMinimum $10,000
Uninsured Motorist Bodily InjuryMinimum $15,000 per person and $30,000 per accident
Uninsured Motorist Property DamageMinimum $10,000
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While Arizona ranks about middle of the road for uninsured drivers –at 24th in the United States and about 12 percent of Arizona motorists uninsured–it’s important to know that you need, at the minimum, liability insurance.

Liability insurance pays all individuals — drivers, passengers, pedestrians, bicyclists, etc — who are owed compensation for property damage and/or injuries resulting from a car accident that you or anyone under your policy causes.

Arizona is an “at-fault” accident state. This means, if you are in an accident and it’s your fault, you are responsible for any personal injury or property claims.

The type of liability insurance required in Arizona involves both bodily injury liabity coverage and property damage liability coverage. The minimum amount you are required to carry in Arizona if you are at-fault in an accident is as follows:

  • $15,000 – to cover Injury or death of one person.
  • $30,000 – to cover total injuries or death of more than one person.
  • $10,000 – to cover property damage in an accident.

Remember, these amounts are minimum requirements. There are additional coverage options you can add to your insurance policy (which we will talk about later).

Your liability coverage kicks in no matter who is driving your car, and also if you are driving a rental vehicle.

What are the required forms of financial responsibility in Arizona?

Arizona law requires every driver and every owner of a vehicle to have proof of financial responsibility (proof of liability coverage) at all times.

Here are the four forms of acceptable proof of vehicle liability insurance coverage in Arizona:

  1. Liability insurance policy
  2. A bond worth $40,000.
  3. Certificate of deposit worth $40,000.
  4. $40,000 in cash.

Every time a motorist operates a vehicle, he or she is required to have — on hand — one of the above four forms proving financial responsibility.

Arizona can cancel your insurance for the following reasons:

  • Reckless driving.
  • Non-payment of your premium.
  • The insurance was obtained through fraudulent misrepresentation.
  • Your driver’s license is suspended or revoked.
  • Permanently disabled and no certificate from a physician testifying to your ability to operate an auto.
  • Convicted of criminal negligence arising out of the operation of your vehicle.
  • Operating your vehicle while intoxicated under the influence of drugs.
  • Leaving the scene of an accident.
  • Making false statements on your driver’s license application.
  • The insurer is placed in rehabilitation or receivership.
  • A private passenger auto is used regularly and frequently for commercial purposes.
  • If continuation of the policy is in violation of the laws of Arizona.

What percentage of income in Arizona are insurance premiums?

In 2017, the annual per capita disposable personal income in Arizona was $34,321.

Disposable personal income (DPI) is the total amount of money available for an individual to spend (or save) after their taxes have been paid.

The average annual cost of car insurance in Georgia is $961, which is about 3 percent of the average disposable personal income.

The average Arizona resident has $2,806 each month to spend on the necessities. The car insurance bill alone will deduct close to $100 out of that — and even more than that with a less-than-perfect driving record.

American Consumer Credit Counseling suggests saving 20 percent of every paycheck.  With Arizona’s DPI, that’s a whopping $561 each month! How much are you putting aside for savings?

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What is the core car insurance coverage in Arizona?

Core Car Insurance Coverage Costs in ArizonaAnnual Cost
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The above table illustrates the most recent data provided by the leading source on the matter, the National Association of Insurance CommissionersExpect car insurance rates in Arizona to be significantly higher for 2019 and on.

Don’t forget: Arizona has minimum requirements for liability coverage, but experts suggest drivers purchase more than what state law requires, especially when the state is an “at-fault” state like Arizona.

The attorneys at Begam, Marks, and Traulsen talk about why you should consider getting more than the minimum amount of coverage:

“Now, consider the average cost of an MRI is up to $3,000 alone. If you must visit an emergency room following a car accident, you could easily exceed these policy limits, even for a minor injury. We recommend carrying underinsured and uninsured policies above the minimum required amounts of coverage.”

Let’s dig into some of the most popular coverage options to add to a basic auto insurance policy.

Is there an additional liability coverage in Arizona?

Loss Ratio201220132014
Medical Payments (Med Pay) 39%37%35%
Uninsured/Underinsured Motorist85%81%75%
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Med Pay, Uninsured, and Underinsured Motorist coverage are all optional in Arizona, but they’re still important to have. Why? In 2015, 13 percent of motorists in the US were uninsured, and 12 percent of motorists in Arizona are also uninsured— these drivers would likely go bankrupt before they could pay off bills for damage and injuries they caused in a car accident.

Arizona ranked 24th in the nation in 2015 for uninsured or underinsured drivers.

Arizona has been on a downward decline as far as loss ratio is concerned, but Arizona is still on the higher end of how much is covered.

Are there any add-ons, endorsements, and riders?

We know getting the complete coverage you need for an affordable price is your goal.

Good news: there are lots of powerful but cheap extras you can add to your policy.

Here’s a list of useful coverage available to you in Arizona:

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What are the male vs female annual car insurance rates in Arizona?

CompanyMarried 35-year old female Annual RateMarried 35-year old male Annual RateMarried 60-year old female Annual RateMarried 60-year old male Annual RateSingle 17-year old female Annual RateSingle 17-year old male Annual RateSingle 25-year old female Annual RateSingle 25-year old male Annual Rate
Allstate F&C$3,475.85$3,475.85$3,384.12$3,384.12$7,562.62$9,796.63$3,890.24$4,230.29
American Family Mutual$2,748.94$2,748.94$2,524.19$2,524.19$7,241.04$9,439.65$2,748.94$3,227.56
Farmers Ins Co of AZ$2,679.47$2,677.67$2,381.02$2,534.04$11,538.29$11,976.04$3,034.99$3,144.34
Geico Cas$1,544.04$1,721.95$1,303.63$1,659.36$4,418.49$4,657.44$1,408.73$1,388.68
Progressive Advance Ins$1,977.89$1,731.84$1,776.60$1,687.27$8,119.66$9,061.45$2,128.03$2,116.05
State Farm Mutual Auto$2,878.25$2,878.25$2,538.55$2,538.55$8,933.99$11,220.20$3,098.04$3,919.15
Travelers Property Casualty$1,942.75$2,042.96$1,800.08$1,912.79$5,643.46$7,078.41$2,057.04$2,162.23
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Popular myth: men pay more for car insurance. In Arizona, however, it seems like it mainly depends on your age, instead of your gender.

If you are a 17-year-old, look to pay less for car insurance if you are a female.

One thing to remember: your coverage limits and your driving record will play a major role in your costs.

What are the cheapest Arizona car insurance rates by Zip code?

Let’s take a look at the 25 ZIP codes in Arizona where you are likely to pay the most for car insurance.

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Now, lets look at the 25 Arizona ZIP codes with the lowest average car insurance rates.

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What are Arizona car insurance rates by city?

The cities listed below have the highest average annual car insurance rates in Arizona.

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These are the 25 Arizona cities with the lowest average car insurance rates.

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Those of you who live in Phoenix, depending on your zip code, you will end up paying $4,000 – $5,000 a year on car insurance!

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What are the best Arizona car insurance companies?

With the hundreds of car insurance providers out there, it’s nearly impossible to know who you can trust or when is the right time to switch (if ever!).

Let us help you figure that out!

Keep reading to get the inside scoop on who the best providers are (and why) across the Grand Canyon State.

What are the Arizona’s car insurance rates by provider?

CompanyAnnual Average
Allstate F&C$4,899.96
American Family Mutual$4,150.43
Farmers Ins Co of AZ$4,995.73
Geico Cas$2,262.79
Progressive Advance Ins$3,574.85
State Farm Mutual Auto$4,750.62
Travelers Property Casualty$3,079.96
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How Arizona car insurance companies compare

Let’s dive right in with financial strength ratings and a look at the top ten auto insurance providers in Arizona.

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What are the financial ratings of the 10 largest Arizona car insurance companies?

ProvidersA.M. Best Rating
Allstate F&CA+
American Family MutualA
Farmers Ins Co of AZA
Geico CasA++
Progressive Advance InsA+
State Farm Mutual AutoA++
Travelers Property CasualtyA++
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Sometimes it’s more important to know what people are saying about these auto insurance companies than it is to know the financial data. You’re the customer, after all, and you need to be treated well! Read on to find out what other customer experiences have been like.

What Arizona car insurance companies have the best customer ratings?

J.D. Power and Associates in 2018 ranked CSAA the highest for customer satisfaction in the Southwest! Though The Hartford is not too far behind; there is only one point separating them from CSAA.

 J.D. Power Business Consultant says, “Cost is not the sole indicator of customer satisfaction in the auto insurance industry. Low prices may attract new customers, but it’s service that keeps them.”

Here’s the total breakdown for 2018:

2018 U.S. Auto Insurance Study

What Arizona car insurance companies have the most customer complaints?

A bad review and complaint every now and again is par for the course for any business. But when there are multiple bad reviews and complaints, the time has come to start paying attention!

Here are the companies in Arizona with the most customer complaints:

Companies with the Most Complaints Total Complaints in 2017
Allstate Insurance 163
American Family Insurance73
Farmers Insurance 0
Hartford F&C 9
Liberty Mutual222
State Farm73
USAA 296
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Sometimes complaints are balanced by overall customer satisfaction. Be sure to account for all factors as you’re shopping around.

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What are the average commute rates in Arizona?

Company10-Mile Commute/6,000 Miles annually25-Mile Commute/12,000 Miles annually
American Family$4,110.32$4,190.54
State Farm$4,631.04$4,870.20
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Companies such as Farmers and Allstate, and most other companies on this list, the cost is the same no matter the length of the commute.

What are the coverage rates in Arizona?

CompanyCoverage TypeAnnual Average
American FamilyMedium $4,282.99
American FamilyHigh$4,173.07
American FamilyLow$3,995.23
GeicoMedium $2,295.09
NationwideMedium $3,529.03
State FarmMedium$4,837.71
State FarmLow$4,275.90
TravelersHigh $3,354.49
TravelersMedium $3,127.90
USAAMedium $3,125.01
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Interestingly enough, State Farm does not offer a high level of coverage. The company that offers a high level of coverage at the most reasonable price is Geico.

What are the credit history rates in Arizona?

Your credit history can work for you or against you when it comes to the cost of your car insurance in Arizona. Let’s see which companies have the best rates, no matter your credit history:

CompanyAnnual Rate with Poor CreditAnnual Rate with Fair CreditAnnual Rate with Good Credit
American Family$5,217.99$3,885.37$3,347.92
State Farm$8,740.46$3,387.26$2,124.14
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Looks like Geico wins out again, having the best rates no matter your credit history.

What are the driving record rates in Arizona?

Much like credit history, your driving record can work for you, or against you, when it comes to the cost of your car insurance in Arizona.

Drivers who have never had an accident are considered good drivers because they have a clean record. They pay less for insurance than drivers who have a bad record. Good driver can also qualify for additional discounts from their insurance company.

Insurers also charge drivers more for insurance coverage after a DUI conviction because this indicates that you’re a high-risk driver than the average driver.

CompanyClean recordWith one accidentWith one speeding violationWith one DUI
American Family$2,939.21$4,574.11$3,414.84$5,673.56
State Farm$4,321.08$5,180.16$4,750.62$4,750.62
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Geico’s rates are the same regardless of your record.  USAA offers the lowest rates when it comes to having a clean driving record.

What are the largest car insurance companies in Arizona?

CompanyMarket Share
Allstate Insurance7.61%
American Family Insurance5.70%
Farmers Insurance 8.10%
Hartford Fire & Casualty 2.25%
Liberty Mutual5.76%
State Farm16.87%
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What’s the number of insurers in Arizona: Domestic vs. Foreign

  • Domestic:  40
  • Foreign:  943

What are the car insurance laws in Arizona?

In order to keep your car insurance rates low, you need to know the laws in your state so you don’t get a fine. Don’t worry! We’re here to help.

Keep reading to learn about the laws specific to the state of Arizona.

What are some Arizona car insurance laws?

Arizona has a number of specific laws unique to their state, so be aware (especially if you’re a new resident or just passing through!).

You can read up on the specifics of some of their laws and fining procedures here to avoid incurring fees and possible insurance rate increases.

How to get high-risk insurance in Arizona

Sometimes, bad things happen to you on the road and your record ends up being less-than-stellar. In Arizona, a high-risk driver must get a type of insurance called an SR-22.

Here are some reasons Arizona drivers need an SR-22 once they’re driving privileges are reinstated:

  • Failing to have the minimum liability coverage required.
  • An alcohol or drug violation, e.g., DUI.

If you’re a high-risk driver and unable to find coverage through the free market, Arizona has a provision for you called Arizona Automobile Insurance Plan.

What are Arizona’s windshield and glass repair laws?

So, maybe a rock hits your windshield. Or some strange occurrence happens to where you get a crack in your windshield. Bummer!

Is it required for insurers in Arizona to pay for windshield repairs? Only if you purchase optional “full glass” or “safety equipment coverage.”

In Arizona, insurance companies have the option of offering to repair your windshield with aftermarket and used parts — as long as you agree. If you decline, you then agree to pay the difference in the cost of repairs to your windshield.

What’s the statute of limitations in Arizona?

If you get into an accident and your claim to what happened is disputed, it is important that you be informed as to what the statute of limitations laws are in your state. What does this mean?

“Plaintiffs have time limits in which to file a civil claim, collectively called ‘statutes of limitations.’ The purpose of these laws is to ensure that claims are made while evidence is still relatively vital, and to prevent the constant ‘threat’ of a lawsuit long after the disputed event has occurred.”

Statute of LimitationsYears
Personal InjuryTwo years
Property DamageTwo years
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Is there automobile insurance fraud in Arizona?

Arizona takes insurance fraud very seriously. So seriously, in fact, that they have an entire division devoted to it called the Arizona Department of Insurance Fraud Unit. 

Insurance fraud, according to the Arizona Department of Insurance Fraud, is divided up into hard fraud and soft fraud.

“Hard Fraud: Someone deliberately fakes an accident, injury, theft, arson or other loss to collect money illegally from insurance companies. Crooks often act alone, but increasingly, organized crime rings stage large schemes that steal millions of dollars. Soft Fraud: Normally honest people often tell so-called “little white lies” to their insurance company. Many people think it’s just harmless fudging. But soft fraud is a crime, and raises everyone’s insurance costs.”

Arizona and Insurance Fraudyes/no
Classified as a CrimeYes
Immunity StatutesYes
Fraud BureauYes
Mandatory Insurance Fraud PlanNo
Mandatory Auto Photo InspectionNo
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What are Arizona’s vehicle licensing laws?

To drive a car, you have to have a license! Keep reading to find out what Arizona’s mandatory licensing laws are…

– Penalties for Driving Without Insurance

  • First offense:  Fine: $500 (or more); license/registration/license plate suspension for three months
  • Second offense:  Fine: $750 (or more within 36 months); license/registration/license plate suspension for six months

Vehicle owners or leasees are required by state law to “Arizona requires that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, more commonly called liability insurance, through a company that is authorized to do business in Arizona.”

What are the teen driver laws in Arizona?

Not all teen driving regulations are the same from state to state! Here’s what you need to know in Arizona:

Teen Driving Laws in Arizona Requirements
To get a learners license you must:
Have a minimum age of 15 years, six months
Before getting a license or restricted license you must:Have a mandatory holding period of six months
Have a minimum supervised driving time of 30 hours, 10 of which must be at night (none with driver education)
Have a minimum age of 16
Nighttime restrictions midnight-5 a.m. secondary enforcementPassenger restrictions (family members excepted unless otherwise noted)
No more than one passenger younger than 18 (secondary enforcement)
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Any restrictions are lifted after six months or after age 18, whatever comes first.

What are the license renewal procedures for older drivers in Arizona?

Arizona’s license renewal procedures for the general population and older drivers are pretty straightforward.

  • Older Population License Renewal:  5 years for people 65 years and older
  • Proof of vision required:  every renewal
  • Mail or online renewal permitted:  no

New to Arizona? Here are a few of the things unique to The Grand Canyon State:

What’s the procedure for new residents or people visiting Arizona?

  • If you are moving into Arizona, it is very important to register your car and get car insurance as soon as possible. If your car was insured in your previous state, the same levels of coverage may not be acceptable to the state of Arizona.
  • No handheld phone or texting ban exists in the state of Arizona.
  • There are no keep right laws in the state of Arizona, but it is advised to keep right if you are driving slower than the traffic around you.

Whether you’re a resident or just passing through, it’s important to know the rules of the road! Take a peek at this basic rundown to make sure you are following the law…

Is Arizona at fault or no-fault?

Arizona is an at-fault state. This means you’ll be held liable for damages in an accident where you are the at-fault driver. Make sure you have a good liability policy in place to protect yourself against risks!

What are the impaired-driving laws in Arizona?

You should never make the decision to drink and drive, but if you do, know that Arizona has some strict laws and penalties against that behavior.

Penalty TypeFirst OffenseSecond OffenseThird and Subsequent Offenses
Revoked License30–60 daysOne yearOne year
ImprisonmentMinimum one to 10 daysMinimum 30–90 daysMinimum four months
Fine$250 $500 $750
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In 2017, there were 278 deaths due to alcohol-impaired driving on Arizona’s roadways. Arizona also ranks 31st in the nation for the most dangerous state for drunk driving.

You should also know that Arizona is a zero-tolerance state for THC and metabolites while driving.

What are the keep-right laws in Arizona?

Arizona does not have keep-right laws. There are no keep right laws in the state of Arizona, but it is advised to keep right if you are driving slower than the traffic around you.

What’s the maximum speed limit in Arizona?

The maximum speed limit on rural interstates is 75 mph. On all other roads, it is 65 mph.

What are the child safety laws in Arizona?

Be sure to restrain your children  — their safety should be your first priority, but you should also be aware that Arizona imposes fines up to $50 for a first offense (increasing on repeat offenses). All children age 4 and under — or children ages 5-7 who are 57 inches tall or less — must be in a child restraint in the state of Arizona while riding in a moving vehicle. Eight years old and over 57 inches tall, they may wear an adult safety belt. There is no preference for the rear seat.

Also, you should know that Arizona does not have any laws for people riding in the cargo area of trucks.

How does ridesharing in Arizona work?

Ridesharing services such as Lyft are now statewide in the state of Arizona.

But what about insurance? What happens if your ridesharing driver gets into an accident while you’re in the vehicle? 

Ridesharing companies are required to carry a minimum of $1 million in coverage for liability and collision. So don’t worry — should the worst happen while taking an Uber or a Lyft, you’re covered!

Is there an automation on the roads in Arizona?

What is automation on the roads? “Automation is the use of a machine or technology to perform a task or function that was previously carried out by a human.” In other words, self-driving or autonomous vehicles (or autonomous functions in vehicles).

Obviously, this sort of technology requires careful testing and regulation, but laws will vary state-to-state. Arizona does allow for the deployment of autonomous vehicles on their roadways. Here’s what else you need to know about what is currently allowed on the roads in Arizona:

  • “Arizona does not require a licensed operator for a ‘fully autonomous vehicle’ when the ‘automated driving system’ is engaged.”
  • Depending on the level of vehicle automation, Arizona may or may not require an operator.

  • Autonomous vehicles in Arizona do require liability insurance.

We’re not through yet…

What are some facts you need to know?

Have you wondered how safe Arizona is? Safety is high on your list of priorities, so it is high on our list of priorities as well! Here’s what you need to know about Arizona…

Is there a vehicle theft in Arizona?

Here are the top 10 stolen cars in the state of Arizona:

RankType of CarYear# of Thefts
1Honda Accord19971,072
2Honda Civic19981,016
3Chevrolet Pickup (Full Size)2004850
4Ford Pickup (Full Size)2006772
5Dodge Pickup (Full Size)2001428
6Nissan Altima2015269
7GMC Pickup (Full Size)2015246
8Toyota Camry1999210
9Jeep Cherokee/Grand Cherokee1994207
20Nissan Sentra2014200
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Watch out, those of you who own Hondas:  You take over the top two spots in your state.

What’s the number of traffic fatalities from 2017?

The best way to stay out of danger on the roads is to drive defensively and be aware of common issues in your state.

Here are statistics on traffic fatalities in Arizona from 2017.

What are the fatality traffic rates by city?

Fatality Traffic Rates by City in ArizonaTotal KilledPedestrians KilledPopulationTotal Fatality Rate per 100,000Pedestrian Fatality Rate per 100,000 Population
Peoria122164,173 7.311.22
Phoenix221881,615,01713.68 5.45
Scottsdale166246,645 6.492.43
Tempe243182,498 13.151.64
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Traffic fatalities: Rural vs. urban

  • Rural (in 2017):  352
  • Urban (in 2017):  347

Fatalities by person type

Person TypeNumber of Fatalities
Traffic Fatalities1,000
Passenger Vehicle Occupant Fatalities
(All Seat Positions)
Pedestrian Fatalities216
Motorcyclist Fatalities163
Bicyclist and Other Cyclist Fatalities32
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Fatalities by crash type

Person TypeNumber of Fatalities
Traffic Fatalities1,000
Passenger Vehicle Occupant Fatalities
(All Seat Positions)
Pedestrian Fatalities216
Motorcyclist Fatalities163
Bicyclist and Other Cyclist Fatalities32
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5-Year trend for the top 10 counties in Arizona

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Fatalities in crashes involving speeding by county

La Paz8
Santa Cruz2
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Fatalities in crashes involving alcohol-Impaired driving by county

La Paz3
Santa Cruz1
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What are the teen and drunk driving laws?

Teens drunk driving is a serious problem in a lot of states, and one that each parent must take seriously.

Teens and Drunk DrivingDetails
Alcohol-Impaired Driving Fatalities Per one million people1.6
Higher/Lower Than National Average (1.2)Higher
DUI Arrests (Under 18 years old)211
DUI Arrests (Under 18 years old) Total per Million People129.33
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What’s the EMS response time:  Rural vs. urban?


Time of Crash to NotificationArrivalArrival at Scene to HospitalTime of Crash to Hospital
4 minutes17 minutes, 14 seconds57 minutes72 minutes
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Time of Crash to NotificationArrivalArrival at Scene to HospitalTime of Crash to Hospital
2 minutes6 minutes24 minutes30 minutes
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What’s transportation like in Arizona?

If you live in Arizona, chances are you live in a two-car (or more!) household, drive alone to work, and spend a hefty amount of your day commuting!

With an average commute time of 23.7 minutes, Arizona ranks above the national average, and with 76.5 percent of the population driving alone, that commute doesn’t rank Arizona as the greenest option when it comes to carbon emissions.

What is the percentage of car ownership?

What is the average commute time?

Some Arizona even suffer through a “super commute” — spending in excess of 90 minutes in the car!

What’s the preferred commuter transportation?

What are the top 5 cities for traffic congestion?

If you don’t like traffic, you might want to avoid living in Phoenix. In 2017, a study found Phoenix to be the 15th highest city in the nation for traffic congestion and in the top 100 list of worst traffic cities in 2017, sitting at number 96.

For more information about traffic around the U.S., check out your city/state’s traffic index.

But if traffic doesn’t bother you, there’s plenty of reasons to live in Phoenix — both as a travel and living destination.

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