Compare Scottsdale, AZ Car Insurance Rates (2021)

Car insurance in Scottsdale, AZ averages $349 a month. Scottsdale, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Scottsdale car insurance rates, compare quotes from the top car insurance companies in Scottsdale, AZ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Scottsdale for teen drivers is GEICO
  • The cheapest car insurance company in Scottsdale is GEICO
  • Average car insurance rates in Scottsdale, AZ after a DUI are $4,925/year

If you need to buy Scottsdale, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Scottsdale, AZ is right here.

You’ll find Scottsdale car insurance rates, the cheapest Scottsdale, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Scottsdale, Arizona car insurance rates to Surprise car insurance rates, Phoenix car insurance rates, and Tempe car insurance rates.

Ready to find affordable Scottsdale, AZ car insurance today? Enter your ZIP code for fast, free Scottsdale car insurance quotes.

Cheapest Scottsdale, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scottsdale, AZ car insurance rates? Every Scottsdale, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scottsdale, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,818 $3,818 $3,717 $3,717 $8,284 $10,711 $4,268 $4,638
American Family $2,895 $2,895 $2,657 $2,657 $7,690 $10,058 $2,895 $3,391
Farmers $2,937 $2,925 $2,609 $2,782 $12,766 $13,220 $3,324 $3,429
GEICO $1,595 $1,775 $1,353 $1,729 $4,607 $4,838 $1,456 $1,425
Nationwide $2,562 $2,603 $2,294 $2,424 $6,410 $8,191 $2,966 $3,202
Progressive $2,101 $1,831 $1,888 $1,795 $8,694 $9,661 $2,251 $2,221
State Farm $3,182 $3,182 $2,810 $2,810 $10,041 $12,601 $3,426 $4,341
Travelers $2,160 $2,272 $2,015 $2,141 $6,445 $8,141 $2,286 $2,402
USAA $1,968 $1,969 $1,836 $1,853 $7,597 $8,689 $2,608 $2,789

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Minimum Car Insurance in Scottsdale, AZ

Every driver must carry the minimum car insurance in Scottsdale, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Scottsdale, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Scottsdale, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scottsdale, AZ. Compare credit history car insurance rates in Scottsdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scottsdale, Arizona

Insurance Company Poor Fair Good
Allstate $6,863 $4,894 $4,357
American Family $5,522 $4,112 $3,543
Farmers $6,256 $5,250 $4,992
GEICO $3,226 $2,115 $1,700
Nationwide $4,611 $3,673 $3,210
Progressive $4,240 $3,709 $3,467
State Farm $9,753 $3,777 $2,367
Travelers $4,234 $3,457 $2,757
USAA $4,814 $3,370 $2,807

Cheapest Scottsdale, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scottsdale, AZ to rates for a clean record with top companies.

Annual Scottsdale, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,293 $5,453 $6,178 $5,562
American Family $3,114 $4,820 $6,017 $3,618
Farmers $4,640 $6,000 $5,853 $5,503
GEICO $1,812 $2,462 $3,303 $1,812
Nationwide $3,244 $3,412 $5,043 $3,627
Progressive $3,356 $4,426 $3,541 $3,898
State Farm $4,810 $5,788 $5,299 $5,299
Travelers $2,781 $3,632 $4,050 $3,467
USAA $2,658 $3,824 $5,040 $3,132

Cheapest Scottsdale, AZ Car Insurance for Teen Drivers

Teen car insurance in Scottsdale, AZ can be expensive. Take a look at rates from the top car insurance companies in Scottsdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scottsdale, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,284 $10,711
American Family $7,690 $10,058
Farmers $12,766 $13,220
GEICO $4,607 $4,838
Nationwide $6,410 $8,191
Progressive $8,694 $9,661
State Farm $10,041 $12,601
Travelers $6,445 $8,141
USAA $7,597 $8,689

Cheapest Scottsdale, AZ Car Insurance for Seniors

Take a look at Scottsdale, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scottsdale, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,717 $3,717
American Family $2,657 $2,657
Farmers $2,609 $2,782
GEICO $1,353 $1,729
Nationwide $2,294 $2,424
Progressive $1,888 $1,795
State Farm $2,810 $2,810
Travelers $2,015 $2,141
USAA $1,836 $1,853

Cheapest Scottsdale, AZ Car Insurance Rates After a DUI

A DUI in Scottsdale, AZ increases car insurance rates. Compare Scottsdale, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scottsdale, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,178
American Family $6,017
Farmers $5,853
GEICO $3,303
Nationwide $5,043
Progressive $3,541
State Farm $5,299
Travelers $4,050
USAA $5,040

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Cheapest Scottsdale, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scottsdale, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scottsdale, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
American Family $4,350 $4,434
Farmers $5,499 $5,499
GEICO $2,309 $2,386
Nationwide $3,831 $3,831
Progressive $3,805 $3,805
State Farm $5,165 $5,434
Travelers $3,483 $3,483
USAA $3,624 $3,703

Cheapest Scottsdale, AZ Car Insurance Rates by ZIP Code

Scottsdale car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Scottsdale, AZ.

Annual Car Insurance Rates by ZIP Code in Scottsdale, Arizona

ZIP Code Average Annual Rates
85250 $4,267
85251 $4,305
85253 $4,309
85254 $4,379
85255 $4,058
85256 $4,374
85257 $4,205
85258 $4,111
85259 $4,321
85260 $4,225
85262 $3,905
85266 $4,068

The Best Cheap Car Insurance Companies in Scottsdale, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Scottsdale, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scottsdale, Arizona

Insurance Company Average Annual Rates
Allstate $5,371
American Family $4,392
Farmers $5,499
GEICO $2,347
Nationwide $3,831
Progressive $3,805
State Farm $5,299
Travelers $3,483
USAA $3,664

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Category Winners: Cheapest Car Insurance in Scottsdale, Arizona

Find the cheapest car insurance companies in Scottsdale, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Scottsdale, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Scottsdale, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scottsdale car insurance rates. Find the cheapest Scottsdale, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scottsdale, Arizona

Insurance Company Low Medium High
Allstate $5,023 $5,400 $5,690
American Family $4,220 $4,533 $4,424
Farmers $4,707 $5,559 $6,231
GEICO $1,967 $2,386 $2,688
Nationwide $3,639 $3,880 $3,975
Progressive $3,331 $3,880 $4,205
State Farm $4,748 $5,402 $5,747
Travelers $3,093 $3,541 $3,814
USAA $3,363 $3,718 $3,910

What affects car insurance rates in Scottsdale, Arizona?

What factors can have an impact on Scottsdale, AZ car insurance? There are several reasons why Scottsdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Scottsdale, Arizona.

Car Theft in Scottsdale

High levels of vehicle theft can make car insurance more expensive. Scottsdale, AZ car theft statistics from the FBI indicate 272 vehicle thefts a year.

Commute Time in Scottsdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Scottsdale, AZ is 22.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Scottsdale, AZ

Ready to find affordable Scottsdale, Arizona car insurance today? Enter your ZIP code for fast, free Scottsdale, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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