Compare Prescott, AZ Car Insurance Rates (2021)

Car insurance in Prescott, AZ averages $274 a month. Prescott, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Prescott car insurance rates, compare quotes from the top car insurance companies in Prescott, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prescott, AZ after a DUI are $3,868/year
  • The cheapest car insurance company in Prescott for teen drivers is GEICO
  • The cheapest ZIP code in Prescott is 86301

If you need to buy Prescott, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Prescott, AZ is right here.

You’ll find Prescott car insurance rates, the cheapest Prescott, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Prescott, Arizona car insurance rates to Tucson car insurance rates, Surprise car insurance rates, and Gilbert car insurance rates.

Ready to find affordable Prescott, AZ car insurance today? Enter your ZIP code for fast, free Prescott car insurance quotes.

Cheapest Prescott, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prescott, AZ car insurance rates? Every Prescott, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prescott, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,813 $2,813 $2,743 $2,743 $6,193 $8,045 $3,157 $3,437
American Family $2,467 $2,467 $2,266 $2,266 $6,484 $8,429 $2,467 $2,906
Farmers $2,107 $2,091 $1,878 $1,994 $8,789 $9,071 $2,392 $2,481
GEICO $1,464 $1,637 $1,226 $1,557 $4,219 $4,469 $1,340 $1,332
Nationwide $2,020 $2,056 $1,812 $1,915 $4,942 $6,307 $2,327 $2,510
Progressive $1,790 $1,572 $1,610 $1,529 $7,340 $8,196 $1,929 $1,925
State Farm $2,480 $2,480 $2,168 $2,168 $7,758 $9,717 $2,673 $3,403
Travelers $1,767 $1,856 $1,640 $1,740 $5,134 $6,420 $1,869 $1,964
USAA $1,500 $1,503 $1,404 $1,418 $5,584 $6,407 $1,966 $2,108

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Minimum Car Insurance in Prescott, AZ

Every driver must carry the minimum car insurance in Prescott, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Prescott, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Prescott, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prescott, AZ. Compare credit history car insurance rates in Prescott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prescott, Arizona

Insurance Company Poor Fair Good
Allstate $5,113 $3,639 $3,227
American Family $4,677 $3,480 $2,999
Farmers $4,389 $3,671 $3,491
GEICO $2,959 $1,944 $1,564
Nationwide $3,582 $2,864 $2,512
Progressive $3,609 $3,153 $2,947
State Farm $7,564 $2,924 $1,829
Travelers $3,402 $2,781 $2,214
USAA $3,599 $2,516 $2,095

Cheapest Prescott, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prescott, AZ to rates for a clean record with top companies.

Annual Prescott, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,199 $4,037 $4,595 $4,141
American Family $2,623 $4,135 $5,069 $3,049
Farmers $3,247 $4,193 $4,089 $3,871
GEICO $1,674 $2,252 $3,022 $1,674
Nationwide $2,536 $2,663 $3,916 $2,830
Progressive $2,858 $3,755 $3,016 $3,316
State Farm $3,731 $4,481 $4,106 $4,106
Travelers $2,242 $2,921 $3,238 $2,795
USAA $1,991 $2,852 $3,759 $2,343

Cheapest Prescott, AZ Car Insurance for Teen Drivers

Teen car insurance in Prescott, AZ can be expensive. Take a look at rates from the top car insurance companies in Prescott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prescott, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,193 $8,045
American Family $6,484 $8,429
Farmers $8,789 $9,071
GEICO $4,219 $4,469
Nationwide $4,942 $6,307
Progressive $7,340 $8,196
State Farm $7,758 $9,717
Travelers $5,134 $6,420
USAA $5,584 $6,407

Cheapest Prescott, AZ Car Insurance for Seniors

Take a look at Prescott, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prescott, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,743
American Family $2,266 $2,266
Farmers $1,878 $1,994
GEICO $1,226 $1,557
Nationwide $1,812 $1,915
Progressive $1,610 $1,529
State Farm $2,168 $2,168
Travelers $1,640 $1,740
USAA $1,404 $1,418

Cheapest Prescott, AZ Car Insurance Rates After a DUI

A DUI in Prescott, AZ increases car insurance rates. Compare Prescott, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prescott, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,595
American Family $5,069
Farmers $4,089
GEICO $3,022
Nationwide $3,916
Progressive $3,016
State Farm $4,106
Travelers $3,238
USAA $3,759

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Cheapest Prescott, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prescott, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prescott, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,993 $3,993
American Family $3,683 $3,755
Farmers $3,850 $3,850
GEICO $2,119 $2,192
Nationwide $2,986 $2,986
Progressive $3,236 $3,236
State Farm $4,005 $4,206
Travelers $2,799 $2,799
USAA $2,707 $2,766

Cheapest Prescott, AZ Car Insurance Rates by ZIP Code

Prescott car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Prescott, AZ.

Annual Car Insurance Rates by ZIP Code in Prescott, Arizona

ZIP Code Average Annual Rates
86301 $3,214
86303 $3,299
86305 $3,272

The Best Cheap Car Insurance Companies in Prescott, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Prescott, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prescott, Arizona

Insurance Company Average Annual Rates
Allstate $3,993
American Family $3,719
Farmers $3,850
GEICO $2,156
Nationwide $2,986
Progressive $3,236
State Farm $4,106
Travelers $2,799
USAA $2,736

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Category Winners: Cheapest Car Insurance in Prescott, Arizona

Find the cheapest car insurance companies in Prescott, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Prescott, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Prescott, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prescott car insurance rates. Find the cheapest Prescott, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prescott, Arizona

Insurance Company Low Medium High
Allstate $3,749 $4,013 $4,218
American Family $3,580 $3,838 $3,739
Farmers $3,395 $3,888 $4,268
GEICO $1,845 $2,184 $2,438
Nationwide $2,879 $3,014 $3,064
Progressive $2,881 $3,292 $3,536
State Farm $3,734 $4,174 $4,409
Travelers $2,522 $2,840 $3,035
USAA $2,520 $2,774 $2,915

What affects car insurance rates in Prescott, Arizona?

What factors can have an impact on Prescott, AZ car insurance? There are several reasons why Prescott car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prescott, Arizona.

Car Theft in Prescott

High levels of vehicle theft can make car insurance more expensive. Prescott, AZ car theft statistics from the FBI indicate 40 vehicle thefts a year.

Commute Time in Prescott

The more time you spend in your car the higher the risk of an accident. The average commute length in Prescott, AZ is 20.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Prescott, AZ

Ready to find affordable Prescott, Arizona car insurance today? Enter your ZIP code for fast, free Prescott, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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