Volkswagen Car Insurance Rates

The average Volkswagen car insurance rates are $190.64/mo, but vary by model and driver. Use our quote comparison tool below find the lowest Volkswagen car insurance rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

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Here's what you need to know...

  • Before getting an insurance quote, it is necessary to check with the insurance department of your state to determine the basic limits of liability required
  • Often the required limits of liability in a state are inadequate because state financial responsibility laws have not been updated since the laws were passed
  • If you have a loan or a later model car, you may wish to carry physical damage coverage to reimburse you for damages to your own
  • Across all models, the average Volkswagen car insurance rates are $190.64/mo or $2,287.68/yr

Volkswagen’s presence in the United States began after World War II in the 1950s with the Beetle.

Even though the vehicle was called the “Beetle” in the United States, Volkswagen referred to the Beetle as a “Type 1” vehicle.

Regardless of what you drive, be sure to have the right insurance. Use the FREE comparison tool above and enter your ZIP code to get started!

Insuring Your Volkswagen

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Each state has its own financial responsibility law that sets the statutory limits for insurance.

This is some of the data that you will need to get an insurance quote:

  • Complete names, dates of birth, and license numbers for all members of your household
  • Driving records for each of the drivers
  • Year, make, and model of the vehicles to be insured.
  • Use of the vehicles – for commuting, business, or personal use

The following limits of liability are suggested to protect yourself and your family:

  • Bodily Injury Liability covers your legal responsibility for bodily injury in the event of an accident for which you are responsible
  • Property Damage Liability – covers your legal responsibility for property damage liability in an accident
  • Medical Payments Coverage covers injury to you and your family in an accident.
  • Uninsured Motorists Coverage – pays for bodily injury to you and your family for medical bills incurred as a result of an accident with an uninsured motorist

You should examine your state’s laws and make certain that it is not one of the states that require no-fault insurance.

No-fault states do not offer medical payments coverage or uninsured motorists coverage because that type of insurance is offered under no-fault insurance.

Usually, a deductible is purchased to reduce the cost of the insurance:

  • Comprehensive coverage – pays for vandalism, fire, animal or weather damage, glass, and theft to your own car
  • Collision coverage – pays for collision damage to your car whether the accident is your fault or that of another

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Quotes for Insurance on a Volkswagen

Be certain to comparison-shop for insurance.

Credits are available in the form of special discounts for membership in certain organizations, occupations, military service, multiple cars, good students, and so forth.

If you can’t find discounts, most insurance companies offer the option to ask an agent online.

Other companies will give you the name and phone number for an agent to contact.

Shopping for insurance can make a difference in the amount of money you pay for insurance, so it is well worth the time and effort involved.

Enter your ZIP code into the FREE tool below to start comparing rates today!

References:

  1. https://www.vw.com/en.html
  2. https://en.wikipedia.org/wiki/Volkswagen
  3. https://www.investopedia.com/terms/f/financial-responsibility-law.asp
  4. https://www.allstate.com/tools-and-resources/car-insurance/property-damage-liability-insurance.aspx
  5. https://www.naic.org/state_web_map.htm
  6. https://www.iii.org/issue-update/no-fault-auto-insurance

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