Compare Alamogordo, NM Car Insurance Rates [2023]
Car insurance in Alamogordo, NM averages $246 a month. Alamogordo, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alamogordo car insurance rates, compare quotes from the top car insurance companies in Alamogordo, NM.
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Written by
Laura Berry |
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Reviewed by
Joel Ohman
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UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Alamogordo for teen drivers is USAA
- Average car insurance rates in Alamogordo, NM are $2,949/year
- The cheapest car insurance company in Alamogordo is USAA
If you need to buy Alamogordo, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Alamogordo, NM is right here.
You’ll find Alamogordo car insurance rates, the cheapest Alamogordo, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Alamogordo, New Mexico car insurance rates to Gallup car insurance rates, Carlsbad car insurance rates, and Hobbs car insurance rates.
Ready to find affordable Alamogordo, NM car insurance today? Enter your ZIP code for fast, free Alamogordo car insurance quotes.
Cheapest Alamogordo, NM Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Alamogordo, NM car insurance rates? Every Alamogordo, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,352 | $2,368 | $2,144 | $2,257 | $7,693 | $8,879 | $2,619 | $2,778 |
| Farmers | $2,043 | $2,035 | $1,830 | $1,951 | $8,240 | $8,466 | $2,297 | $2,372 |
| Geico | $2,412 | $2,478 | $2,269 | $2,269 | $7,018 | $9,580 | $2,537 | $2,540 |
| Nationwide | $1,974 | $2,006 | $1,799 | $1,885 | $4,704 | $5,912 | $2,222 | $2,374 |
| Progressive | $1,333 | $1,296 | $1,209 | $1,217 | $5,237 | $5,878 | $1,602 | $1,656 |
| State Farm | $1,295 | $1,295 | $1,178 | $1,178 | $3,514 | $4,409 | $1,448 | $1,600 |
| USAA | $1,312 | $1,300 | $1,260 | $1,253 | $3,322 | $3,737 | $1,602 | $1,706 |
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Minimum Car Insurance in Alamogordo, NM
Every driver must carry the minimum car insurance in Alamogordo, NM. Take a look at the New Mexico car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Alamogordo, NM Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Alamogordo, NM. Compare credit history car insurance rates in Alamogordo from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,518 | $3,728 | $3,413 |
| Farmers | $4,193 | $3,470 | $3,300 |
| Geico | $4,357 | $3,795 | $3,512 |
| Nationwide | $3,495 | $2,720 | $2,363 |
| Progressive | $2,669 | $2,374 | $2,242 |
| State Farm | $2,835 | $1,749 | $1,385 |
| USAA | $2,413 | $1,817 | $1,580 |
Cheapest Alamogordo, NM Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alamogordo, NM to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,219 | $4,218 | $4,496 | $3,612 |
| Farmers | $3,088 | $3,975 | $3,882 | $3,672 |
| Geico | $2,295 | $3,678 | $7,283 | $2,295 |
| Nationwide | $2,153 | $3,001 | $3,854 | $2,431 |
| Progressive | $2,110 | $2,854 | $2,269 | $2,481 |
| State Farm | $1,868 | $2,030 | $2,030 | $2,030 |
| USAA | $1,435 | $1,994 | $2,648 | $1,669 |
Cheapest Alamogordo, NM Car Insurance for Teen Drivers
Teen car insurance in Alamogordo, NM can be expensive. Take a look at rates from the top car insurance companies in Alamogordo for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,693 | $8,879 |
| Farmers | $8,240 | $8,466 |
| Geico | $7,018 | $9,580 |
| Nationwide | $4,704 | $5,912 |
| Progressive | $5,237 | $5,878 |
| State Farm | $3,514 | $4,409 |
| USAA | $3,322 | $3,737 |
Cheapest Alamogordo, NM Car Insurance for Seniors
Take a look at Alamogordo, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,144 | $2,257 |
| Farmers | $1,830 | $1,951 |
| Geico | $2,269 | $2,269 |
| Nationwide | $1,799 | $1,885 |
| Progressive | $1,209 | $1,217 |
| State Farm | $1,178 | $1,178 |
| USAA | $1,260 | $1,253 |
Cheapest Alamogordo, NM Car Insurance Rates After a DUI
A DUI in Alamogordo, NM increases car insurance rates. Compare Alamogordo, New Mexico DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,496 |
| Farmers | $3,882 |
| Geico | $7,283 |
| Nationwide | $3,854 |
| Progressive | $2,269 |
| State Farm | $2,030 |
| USAA | $2,648 |
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Cheapest Alamogordo, NM Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Alamogordo, NM by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,886 | $3,886 |
| Farmers | $3,654 | $3,654 |
| Geico | $3,828 | $3,948 |
| Nationwide | $2,859 | $2,859 |
| Progressive | $2,428 | $2,428 |
| State Farm | $1,940 | $2,039 |
| USAA | $1,879 | $1,994 |
The Best Cheap Car Insurance Companies in Alamogordo, NM
Take a look at a side-by-side comparison of the top car insurance companies in Alamogordo, NM to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,886 |
| Farmers | $3,654 |
| Geico | $3,888 |
| Nationwide | $2,859 |
| Progressive | $2,428 |
| State Farm | $1,990 |
| USAA | $1,937 |
Category Winners: Cheapest Car Insurance in Alamogordo, New Mexico
Find the cheapest car insurance companies in Alamogordo, NM for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Alamogordo, NM Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Alamogordo car insurance rates. Find the cheapest Alamogordo, NM car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,727 | $3,879 | $4,052 |
| Farmers | $3,338 | $3,622 | $4,002 |
| Geico | $3,606 | $3,879 | $4,179 |
| Nationwide | $2,801 | $2,830 | $2,947 |
| Progressive | $2,314 | $2,426 | $2,545 |
| State Farm | $1,812 | $1,996 | $2,161 |
| USAA | $1,786 | $1,946 | $2,078 |
What affects car insurance rates in Alamogordo, New Mexico?
What factors can have an impact on Alamogordo, NM car insurance? There are several reasons why Alamogordo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alamogordo, New Mexico.
Car Theft in Alamogordo
High levels of vehicle theft can make car insurance more expensive. Alamogordo, NM car theft statistics from the FBI indicate 75 vehicle thefts a year.
Commute Time in Alamogordo
The more time you spend in your car the higher the risk of an accident. The average commute length in Alamogordo, NM is 16.2 minutes according to City-Data.
Compare Car Insurance Quotes in Alamogordo, NM
Ready to find affordable Alamogordo, New Mexico car insurance today? Enter your ZIP code for fast, free Alamogordo, NM car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Laura Berry |
|
Reviewed by
Joel Ohman
|