Compare Aztec, NM Car Insurance Rates (2021)

Car insurance in Aztec, NM averages $273 a month. Aztec, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Aztec car insurance rates, compare quotes from the top car insurance companies in Aztec, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Aztec, NM after a DUI are $4,204/year
  • The cheapest car insurance company in Aztec is State Farm
  • The cheapest car insurance company in Aztec for teen drivers is State Farm

If you need to buy Aztec, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Aztec, NM is right here.

You’ll find Aztec car insurance rates, the cheapest Aztec, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Aztec, New Mexico car insurance rates to Las Cruces car insurance rates, Hobbs car insurance rates, and Albuquerque car insurance rates.

Ready to find affordable Aztec, NM car insurance today? Enter your ZIP code for fast, free Aztec car insurance quotes.

Cheapest Aztec, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aztec, NM car insurance rates? Every Aztec, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aztec, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,495 $1,440 $1,368 $1,367 $6,300 $7,093 $1,801 $1,853
State Farm $1,466 $1,466 $1,330 $1,330 $3,864 $4,845 $1,634 $1,804
USAA $1,595 $1,580 $1,524 $1,514 $4,258 $4,808 $1,975 $2,110

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Minimum Car Insurance in Aztec, NM

Every driver must carry the minimum car insurance in Aztec, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Aztec, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Aztec, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aztec, NM. Compare credit history car insurance rates in Aztec from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aztec, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $3,102 $2,780 $2,638
State Farm $3,146 $1,953 $1,553
USAA $3,027 $2,268 $1,966

Cheapest Aztec, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aztec, NM to rates for a clean record with top companies.

Annual Aztec, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,455 $3,369 $2,643 $2,893
State Farm $2,087 $2,261 $2,261 $2,261
USAA $1,794 $2,504 $3,292 $2,091

Cheapest Aztec, NM Car Insurance for Teen Drivers

Teen car insurance in Aztec, NM can be expensive. Take a look at rates from the top car insurance companies in Aztec for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aztec, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $6,300 $7,093
State Farm $3,864 $4,845
USAA $4,258 $4,808

Cheapest Aztec, NM Car Insurance for Seniors

Take a look at Aztec, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aztec, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,368 $1,367
State Farm $1,330 $1,330
USAA $1,524 $1,514

Cheapest Aztec, NM Car Insurance Rates After a DUI

A DUI in Aztec, NM increases car insurance rates. Compare Aztec, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aztec, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,643
State Farm $2,261
USAA $3,292

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Cheapest Aztec, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aztec, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aztec, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,840 $2,840
State Farm $2,164 $2,271
USAA $2,348 $2,493

The Best Cheap Car Insurance Companies in Aztec, NM

Take a look at a side-by-side comparison of the top car insurance companies in Aztec, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aztec, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,840
State Farm $2,217
USAA $2,421

Category Winners: Cheapest Car Insurance in Aztec, New Mexico

Find the cheapest car insurance companies in Aztec, NM for each category right here.

Best Annual Car Insurance Rates by Company in Aztec, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Aztec, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aztec car insurance rates. Find the cheapest Aztec, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aztec, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,692 $2,840 $2,988
State Farm $2,018 $2,223 $2,411
USAA $2,248 $2,432 $2,581

What affects car insurance rates in Aztec, New Mexico?

What factors can have an impact on Aztec, NM car insurance? There are several reasons why Aztec car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aztec, New Mexico.

Car Theft in Aztec

High levels of vehicle theft can make car insurance more expensive. Aztec, NM car theft statistics from the FBI indicate 19 vehicle thefts a year.

Commute Time in Aztec

The more time you spend in your car the higher the risk of an accident. The average commute length in Aztec, NM is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Aztec, NM

Ready to find affordable Aztec, New Mexico car insurance today? Enter your ZIP code for fast, free Aztec, NM car insurance quotes.

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