Compare Addison, MI Car Insurance Rates [2023]
Car insurance in Addison, MI averages $719 a month. Addison, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Addison car insurance rates, compare quotes from the top car insurance companies in Addison, MI.
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Written by
Laura Berry |
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Reviewed by
Joel Ohman
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UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Addison, MI are $8,624/year
- The cheapest car insurance company in Addison for teen drivers is USAA
- Average car insurance rates in Addison, MI after a DUI are $14,576/year
If you need to buy Addison, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Addison, MI is right here.
You’ll find Addison car insurance rates, the cheapest Addison, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Addison, Michigan car insurance rates to Detroit car insurance rates, Sterling Heights car insurance rates, and Lansing car insurance rates.
Ready to find affordable Addison, MI car insurance today? Enter your ZIP code for fast, free Addison car insurance quotes.
Cheapest Addison, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Addison, MI car insurance rates? Every Addison, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $15,446 | $15,446 | $14,368 | $14,368 | $37,793 | $37,793 | $16,262 | $16,262 |
| Farmers | $3,590 | $3,590 | $3,355 | $3,355 | $7,888 | $7,888 | $4,026 | $4,026 |
| Geico | $3,806 | $3,806 | $3,871 | $3,871 | $10,245 | $10,245 | $3,628 | $3,628 |
| Liberty Mutual | $13,502 | $13,502 | $13,369 | $13,369 | $31,726 | $31,726 | $13,502 | $13,502 |
| Nationwide | $2,608 | $2,608 | $2,355 | $2,355 | $5,982 | $5,982 | $2,809 | $2,809 |
| Progressive | $2,632 | $2,455 | $2,332 | $2,592 | $9,395 | $10,002 | $3,053 | $2,831 |
| State Farm | $6,662 | $6,662 | $6,143 | $6,143 | $22,804 | $22,804 | $7,803 | $7,803 |
| Travelers | $4,480 | $4,480 | $3,858 | $3,858 | $13,395 | $13,395 | $4,862 | $4,862 |
| USAA | $2,347 | $2,217 | $2,212 | $2,086 | $5,635 | $5,330 | $2,840 | $2,714 |
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Minimum Car Insurance in Addison, MI
Every driver must carry the minimum car insurance in Addison, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Addison, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Addison, MI. Compare credit history car insurance rates in Addison from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $31,903 | $17,621 | $13,379 |
| Farmers | $6,225 | $4,117 | $3,802 |
| Geico | $6,923 | $5,093 | $4,146 |
| Liberty Mutual | $28,504 | $16,469 | $9,101 |
| Nationwide | $4,285 | $3,243 | $2,788 |
| Progressive | $5,085 | $4,284 | $3,865 |
| State Farm | $17,594 | $8,909 | $6,055 |
| Travelers | $6,813 | $6,608 | $6,525 |
| USAA | $4,725 | $2,718 | $2,075 |
Cheapest Addison, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Addison, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $10,225 | $13,685 | $45,671 | $14,288 |
| Farmers | $3,972 | $5,043 | $4,982 | $4,861 |
| Geico | $1,929 | $4,019 | $12,085 | $3,517 |
| Liberty Mutual | $12,534 | $15,189 | $28,276 | $16,099 |
| Nationwide | $2,971 | $3,886 | $3,573 | $3,324 |
| Progressive | $3,751 | $4,899 | $4,421 | $4,574 |
| State Farm | $7,022 | $8,354 | $17,683 | $10,353 |
| Travelers | $4,510 | $6,426 | $10,331 | $5,327 |
| USAA | $2,560 | $3,186 | $4,159 | $2,786 |
Cheapest Addison, MI Car Insurance for Teen Drivers
Teen car insurance in Addison, MI can be expensive. Take a look at rates from the top car insurance companies in Addison for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $37,793 | $37,793 |
| Farmers | $7,888 | $7,888 |
| Geico | $10,245 | $10,245 |
| Liberty Mutual | $31,726 | $31,726 |
| Nationwide | $5,982 | $5,982 |
| Progressive | $9,395 | $10,002 |
| State Farm | $22,804 | $22,804 |
| Travelers | $13,395 | $13,395 |
| USAA | $5,635 | $5,330 |
Cheapest Addison, MI Car Insurance for Seniors
Take a look at Addison, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $14,368 | $14,368 |
| Farmers | $3,355 | $3,355 |
| Geico | $3,871 | $3,871 |
| Liberty Mutual | $13,369 | $13,369 |
| Nationwide | $2,355 | $2,355 |
| Progressive | $2,332 | $2,592 |
| State Farm | $6,143 | $6,143 |
| Travelers | $3,858 | $3,858 |
| USAA | $2,212 | $2,086 |
Cheapest Addison, MI Car Insurance Rates After a DUI
A DUI in Addison, MI increases car insurance rates. Compare Addison, Michigan DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $45,671 |
| Farmers | $4,982 |
| Geico | $12,085 |
| Liberty Mutual | $28,276 |
| Nationwide | $3,573 |
| Progressive | $4,421 |
| State Farm | $17,683 |
| Travelers | $10,331 |
| USAA | $4,159 |
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Cheapest Addison, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Addison, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $20,968 | $20,968 |
| Farmers | $4,715 | $4,715 |
| Geico | $5,263 | $5,512 |
| Liberty Mutual | $17,405 | $18,644 |
| Nationwide | $3,438 | $3,438 |
| Progressive | $4,411 | $4,411 |
| State Farm | $10,562 | $11,144 |
| Travelers | $6,611 | $6,686 |
| USAA | $3,137 | $3,209 |
The Best Cheap Car Insurance Companies in Addison, MI
Take a look at a side-by-side comparison of the top car insurance companies in Addison, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $20,968 |
| Farmers | $4,715 |
| Geico | $5,387 |
| Liberty Mutual | $18,025 |
| Nationwide | $3,438 |
| Progressive | $4,411 |
| State Farm | $10,853 |
| Travelers | $6,649 |
| USAA | $3,173 |
Category Winners: Cheapest Car Insurance in Addison, Michigan
Find the cheapest car insurance companies in Addison, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
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Cheapest Addison, MI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Addison car insurance rates. Find the cheapest Addison, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $20,507 | $21,008 | $21,387 |
| Farmers | $4,598 | $4,705 | $4,842 |
| Geico | $5,006 | $5,336 | $5,820 |
| Liberty Mutual | $17,614 | $17,984 | $18,475 |
| Nationwide | $3,583 | $3,386 | $3,347 |
| Progressive | $4,259 | $4,418 | $4,557 |
| State Farm | $10,332 | $10,917 | $11,310 |
| Travelers | $6,575 | $6,656 | $6,715 |
| USAA | $3,077 | $3,180 | $3,261 |
What affects car insurance rates in Addison, Michigan?
What factors can have an impact on Addison, MI car insurance? There are several reasons why Addison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Addison, Michigan.
Commute Time in Addison
The more time you spend in your car the higher the risk of an accident. The average commute length in Addison, MI is 24.6 minutes according to City-Data.
Compare Car Insurance Quotes in Addison, MI
Ready to find affordable Addison, Michigan car insurance today? Enter your ZIP code for fast, free Addison, MI car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Laura Berry |
|
Reviewed by
Joel Ohman
|