Compare Addison, MI Car Insurance Rates (2022)

Car insurance in Addison, MI averages $719 a month. Addison, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Addison car insurance rates, compare quotes from the top car insurance companies in Addison, MI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Addison, MI are $8,624/year
  • The cheapest car insurance company in Addison for teen drivers is USAA
  • Average car insurance rates in Addison, MI after a DUI are $14,576/year

If you need to buy Addison, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Addison, MI is right here.

You’ll find Addison car insurance rates, the cheapest Addison, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Addison, Michigan car insurance rates to Detroit car insurance rates, Sterling Heights car insurance rates, and Lansing car insurance rates.

Ready to find affordable Addison, MI car insurance today? Enter your ZIP code for fast, free Addison car insurance quotes.

Cheapest Addison, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Addison, MI car insurance rates? Every Addison, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Addison, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,446 $15,446 $14,368 $14,368 $37,793 $37,793 $16,262 $16,262
Farmers $3,590 $3,590 $3,355 $3,355 $7,888 $7,888 $4,026 $4,026
GEICO $3,806 $3,806 $3,871 $3,871 $10,245 $10,245 $3,628 $3,628
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,632 $2,455 $2,332 $2,592 $9,395 $10,002 $3,053 $2,831
State Farm $6,662 $6,662 $6,143 $6,143 $22,804 $22,804 $7,803 $7,803
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,347 $2,217 $2,212 $2,086 $5,635 $5,330 $2,840 $2,714

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Minimum Car Insurance in Addison, MI

Every driver must carry the minimum car insurance in Addison, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Addison, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Addison, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Addison, MI. Compare credit history car insurance rates in Addison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Addison, Michigan

Insurance Company Poor Fair Good
Allstate $31,903 $17,621 $13,379
Farmers $6,225 $4,117 $3,802
GEICO $6,923 $5,093 $4,146
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $5,085 $4,284 $3,865
State Farm $17,594 $8,909 $6,055
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,718 $2,075

Cheapest Addison, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Addison, MI to rates for a clean record with top companies.

Annual Addison, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,225 $13,685 $45,671 $14,288
Farmers $3,972 $5,043 $4,982 $4,861
GEICO $1,929 $4,019 $12,085 $3,517
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $3,751 $4,899 $4,421 $4,574
State Farm $7,022 $8,354 $17,683 $10,353
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,560 $3,186 $4,159 $2,786

Cheapest Addison, MI Car Insurance for Teen Drivers

Teen car insurance in Addison, MI can be expensive. Take a look at rates from the top car insurance companies in Addison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Addison, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,793 $37,793
Farmers $7,888 $7,888
GEICO $10,245 $10,245
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $9,395 $10,002
State Farm $22,804 $22,804
Travelers $13,395 $13,395
USAA $5,635 $5,330

Cheapest Addison, MI Car Insurance for Seniors

Take a look at Addison, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Addison, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,368 $14,368
Farmers $3,355 $3,355
GEICO $3,871 $3,871
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,332 $2,592
State Farm $6,143 $6,143
Travelers $3,858 $3,858
USAA $2,212 $2,086

Cheapest Addison, MI Car Insurance Rates After a DUI

A DUI in Addison, MI increases car insurance rates. Compare Addison, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Addison, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $45,671
Farmers $4,982
GEICO $12,085
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,421
State Farm $17,683
Travelers $10,331
USAA $4,159

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Cheapest Addison, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Addison, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Addison, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,968 $20,968
Farmers $4,715 $4,715
GEICO $5,263 $5,512
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,411 $4,411
State Farm $10,562 $11,144
Travelers $6,611 $6,686
USAA $3,137 $3,209

The Best Cheap Car Insurance Companies in Addison, MI

Take a look at a side-by-side comparison of the top car insurance companies in Addison, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Addison, Michigan

Insurance Company Average Annual Rates
Allstate $20,968
Farmers $4,715
GEICO $5,387
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,411
State Farm $10,853
Travelers $6,649
USAA $3,173

Category Winners: Cheapest Car Insurance in Addison, Michigan

Find the cheapest car insurance companies in Addison, MI for each category right here.

Best Annual Car Insurance Rates by Company in Addison, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Addison, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Addison car insurance rates. Find the cheapest Addison, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Addison, Michigan

Insurance Company Low Medium High
Allstate $20,507 $21,008 $21,387
Farmers $4,598 $4,705 $4,842
GEICO $5,006 $5,336 $5,820
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,259 $4,418 $4,557
State Farm $10,332 $10,917 $11,310
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,180 $3,261

What affects car insurance rates in Addison, Michigan?

What factors can have an impact on Addison, MI car insurance? There are several reasons why Addison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Addison, Michigan.

Commute Time in Addison

The more time you spend in your car the higher the risk of an accident. The average commute length in Addison, MI is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Addison, MI

Ready to find affordable Addison, Michigan car insurance today? Enter your ZIP code for fast, free Addison, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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