Compare Little Rock, AR Car Insurance Rates (2021)

Car insurance in Little Rock, AR averages $392 a month. Little Rock, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Little Rock car insurance rates, compare quotes from the top car insurance companies in Little Rock, AR.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Little Rock, AR are $4,703/year
  • The cheapest car insurance company in Little Rock is USAA
  • Average car insurance rates in Little Rock, AR after a DUI are $5,665/year

If you need to buy Little Rock, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Little Rock, AR is right here.

You’ll find Little Rock car insurance rates, the cheapest Little Rock, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Little Rock, Arkansas car insurance rates to Fayetteville car insurance rates, Conway car insurance rates, and Rogers car insurance rates.

Ready to find affordable Little Rock, AR car insurance today? Enter your ZIP code for fast, free Little Rock car insurance quotes.

Cheapest Little Rock, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Little Rock, AR car insurance rates? Every Little Rock, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little Rock, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,290 $3,290 $2,951 $3,156 $12,644 $15,241 $3,602 $3,896
Farmers $2,502 $2,491 $2,226 $2,352 $11,038 $11,470 $2,860 $2,990
GEICO $2,578 $2,536 $2,367 $2,301 $7,209 $7,180 $2,566 $2,603
Liberty Mutual $2,594 $2,778 $2,506 $2,802 $9,597 $10,573 $2,806 $2,923
Nationwide $3,145 $3,196 $2,821 $2,973 $7,930 $10,081 $3,635 $3,915
Progressive $2,950 $2,765 $2,434 $2,553 $13,102 $14,739 $3,514 $3,795
State Farm $2,096 $2,096 $1,904 $1,904 $6,477 $8,115 $2,372 $2,734
Travelers $2,499 $2,539 $2,508 $2,510 $15,439 $24,962 $2,695 $3,038
USAA $1,449 $1,454 $1,354 $1,349 $4,785 $4,979 $1,867 $2,000

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Minimum Car Insurance in Little Rock, AR

Every driver must carry the minimum car insurance in Little Rock, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Little Rock, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Little Rock, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Little Rock, AR. Compare credit history car insurance rates in Little Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Little Rock, Arkansas

Insurance Company Poor Fair Good
Allstate $7,549 $5,792 $4,685
Farmers $5,368 $4,535 $4,320
GEICO $4,390 $3,616 $2,996
Liberty Mutual $6,597 $3,995 $3,125
Nationwide $5,573 $4,482 $4,081
Progressive $6,451 $5,556 $5,188
State Farm $5,023 $3,018 $2,346
Travelers $8,035 $6,735 $6,302
USAA $3,171 $2,180 $1,863

Cheapest Little Rock, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Little Rock, AR to rates for a clean record with top companies.

Annual Little Rock, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,903 $6,234 $6,978 $5,920
Farmers $4,010 $5,143 $5,034 $4,778
GEICO $2,516 $3,823 $5,623 $2,708
Liberty Mutual $3,099 $5,072 $5,939 $4,180
Nationwide $3,660 $4,738 $6,419 $4,031
Progressive $4,929 $6,905 $5,191 $5,901
State Farm $3,151 $3,773 $3,462 $3,462
Travelers $5,874 $6,068 $8,946 $7,207
USAA $1,837 $2,350 $3,390 $2,041

Cheapest Little Rock, AR Car Insurance for Teen Drivers

Teen car insurance in Little Rock, AR can be expensive. Take a look at rates from the top car insurance companies in Little Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Little Rock, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,644 $15,241
Farmers $11,038 $11,470
GEICO $7,209 $7,180
Liberty Mutual $9,597 $10,573
Nationwide $7,930 $10,081
Progressive $13,102 $14,739
State Farm $6,477 $8,115
Travelers $15,439 $24,962
USAA $4,785 $4,979

Cheapest Little Rock, AR Car Insurance for Seniors

Take a look at Little Rock, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Little Rock, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,951 $3,156
Farmers $2,226 $2,352
GEICO $2,367 $2,301
Liberty Mutual $2,506 $2,802
Nationwide $2,821 $2,973
Progressive $2,434 $2,553
State Farm $1,904 $1,904
Travelers $2,508 $2,510
USAA $1,354 $1,349

Cheapest Little Rock, AR Car Insurance Rates After a DUI

A DUI in Little Rock, AR increases car insurance rates. Compare Little Rock, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Little Rock, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,978
Farmers $5,034
GEICO $5,623
Liberty Mutual $5,939
Nationwide $6,419
Progressive $5,191
State Farm $3,462
Travelers $8,946
USAA $3,390

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Cheapest Little Rock, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Little Rock, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Little Rock, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,009 $6,009
Farmers $4,741 $4,741
GEICO $3,634 $3,701
Liberty Mutual $4,572 $4,572
Nationwide $4,712 $4,712
Progressive $5,732 $5,732
State Farm $3,377 $3,548
Travelers $7,024 $7,024
USAA $2,337 $2,472

Cheapest Little Rock, AR Car Insurance Rates by ZIP Code

Little Rock car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Little Rock, AR.

Annual Car Insurance Rates by ZIP Code in Little Rock, Arkansas

ZIP Code Average Annual Rates
72103 $4,580
72201 $5,043
72202 $5,097
72204 $5,047
72205 $4,886
72206 $4,937
72207 $4,649
72209 $4,953
72210 $4,758
72211 $4,710
72212 $4,645
72223 $4,660
72227 $4,810

The Best Cheap Car Insurance Companies in Little Rock, AR

Take a look at a side-by-side comparison of the top car insurance companies in Little Rock, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Little Rock, Arkansas

Insurance Company Average Annual Rates
Allstate $6,009
Farmers $4,741
GEICO $3,667
Liberty Mutual $4,572
Nationwide $4,712
Progressive $5,732
State Farm $3,462
Travelers $7,024
USAA $2,405

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Category Winners: Cheapest Car Insurance in Little Rock, Arkansas

Find the cheapest car insurance companies in Little Rock, AR for each category right here.

Best Annual Car Insurance Rates by Company in Little Rock, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Little Rock, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Little Rock car insurance rates. Find the cheapest Little Rock, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Little Rock, Arkansas

Insurance Company Low Medium High
Allstate $5,816 $6,006 $6,205
Farmers $4,465 $4,681 $5,077
GEICO $3,494 $3,666 $3,842
Liberty Mutual $4,399 $4,537 $4,781
Nationwide $4,722 $4,611 $4,803
Progressive $5,122 $5,598 $6,475
State Farm $3,268 $3,461 $3,657
Travelers $6,613 $7,040 $7,418
USAA $2,290 $2,395 $2,529

What affects car insurance rates in Little Rock, Arkansas?

What factors can have an impact on Little Rock, AR car insurance? There are several reasons why Little Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Little Rock, Arkansas.

Commute Time in Little Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in Little Rock, AR is 18.6 minutes according to City-Data.

Traffic in Little Rock

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Little Rock, AR traffic data from INRIX ranks Little Rock as the 624th-most congested in the world.

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Compare Car Insurance Quotes in Little Rock, AR

Ready to find affordable Little Rock, Arkansas car insurance today? Enter your ZIP code for fast, free Little Rock, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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