Compare Russellville, AR Car Insurance Rates [2023]
Car insurance in Russellville, AR averages $315 a month. Russellville, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Russellville car insurance rates, compare quotes from the top car insurance companies in Russellville, AR.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Russellville, AR after a DUI are $4,553/year
- The cheapest ZIP code in Russellville is 72801
- The cheapest car insurance company in Russellville for teen drivers is USAA
If you need to buy Russellville, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Russellville, AR is right here.
You’ll find Russellville car insurance rates, the cheapest Russellville, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Russellville, Arkansas car insurance rates to Bentonville car insurance rates, Hot Springs car insurance rates, and Little Rock car insurance rates.
Ready to find affordable Russellville, AR car insurance today? Enter your ZIP code for fast, free Russellville car insurance quotes.
Cheapest Russellville, AR Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Russellville, AR car insurance rates? Every Russellville, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,950 | $2,975 | $2,628 | $2,811 | $10,719 | $12,841 | $3,264 | $3,549 |
| Farmers | $2,060 | $2,051 | $1,841 | $1,937 | $8,716 | $9,033 | $2,362 | $2,488 |
| Geico | $2,331 | $2,305 | $2,150 | $2,090 | $6,083 | $6,098 | $2,293 | $2,325 |
| Liberty Mutual | $2,293 | $2,454 | $2,188 | $2,435 | $7,960 | $8,744 | $2,473 | $2,586 |
| Nationwide | $2,448 | $2,496 | $2,200 | $2,325 | $5,888 | $7,499 | $2,797 | $3,014 |
| Progressive | $2,401 | $2,268 | $1,975 | $2,069 | $10,279 | $11,555 | $2,870 | $3,097 |
| State Farm | $1,619 | $1,619 | $1,450 | $1,450 | $4,667 | $5,870 | $1,823 | $2,088 |
| Travelers | $1,929 | $1,964 | $1,915 | $1,918 | $11,266 | $18,024 | $2,070 | $2,383 |
| USAA | $1,224 | $1,235 | $1,138 | $1,144 | $3,828 | $4,005 | $1,570 | $1,690 |
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Minimum Car Insurance in Russellville, AR
Every driver must carry the minimum car insurance required by the state in Russellville, AR. Take a look at the Arkansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Russellville, AR Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Russellville, AR. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Russellville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,555 | $5,023 | $4,073 |
| Farmers | $4,336 | $3,635 | $3,463 |
| Geico | $3,845 | $3,161 | $2,622 |
| Liberty Mutual | $5,625 | $3,392 | $2,658 |
| Nationwide | $4,238 | $3,407 | $3,105 |
| Progressive | $5,167 | $4,416 | $4,110 |
| State Farm | $3,726 | $2,245 | $1,749 |
| Travelers | $5,944 | $4,965 | $4,642 |
| USAA | $2,617 | $1,792 | $1,529 |
Cheapest Russellville, AR Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Russellville, AR to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,306 | $5,412 | $6,010 | $5,141 |
| Farmers | $3,220 | $4,130 | $4,034 | $3,861 |
| Geico | $2,177 | $3,340 | $4,978 | $2,343 |
| Liberty Mutual | $2,655 | $4,306 | $5,036 | $3,571 |
| Nationwide | $2,794 | $3,602 | $4,865 | $3,073 |
| Progressive | $3,933 | $5,475 | $4,134 | $4,715 |
| State Farm | $2,362 | $2,784 | $2,573 | $2,573 |
| Travelers | $4,342 | $4,485 | $6,577 | $5,330 |
| USAA | $1,524 | $1,929 | $2,775 | $1,689 |
Cheapest Russellville, AR Car Insurance for Teen Drivers
Teen car insurance in Russellville, AR can be expensive. Take a look at rates from the top car insurance companies in Russellville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,719 | $12,841 |
| Farmers | $8,716 | $9,033 |
| Geico | $6,083 | $6,098 |
| Liberty Mutual | $7,960 | $8,744 |
| Nationwide | $5,888 | $7,499 |
| Progressive | $10,279 | $11,555 |
| State Farm | $4,667 | $5,870 |
| Travelers | $11,266 | $18,024 |
| USAA | $3,828 | $4,005 |
Cheapest Russellville, AR Car Insurance for Seniors
Take a look at Russellville, AR rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,628 | $2,811 |
| Farmers | $1,841 | $1,937 |
| Geico | $2,150 | $2,090 |
| Liberty Mutual | $2,188 | $2,435 |
| Nationwide | $2,200 | $2,325 |
| Progressive | $1,975 | $2,069 |
| State Farm | $1,450 | $1,450 |
| Travelers | $1,915 | $1,918 |
| USAA | $1,138 | $1,144 |
Cheapest Russellville, AR Car Insurance Rates After a DUI
A DUI in Russellville, AR increases car insurance rates. Compare Russellville, Arkansas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,010 |
| Farmers | $4,034 |
| Geico | $4,978 |
| Liberty Mutual | $5,036 |
| Nationwide | $4,865 |
| Progressive | $4,134 |
| State Farm | $2,573 |
| Travelers | $6,577 |
| USAA | $2,775 |
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Cheapest Russellville, AR Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Russellville, AR by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,217 | $5,217 |
| Farmers | $3,811 | $3,811 |
| Geico | $3,187 | $3,232 |
| Liberty Mutual | $3,892 | $3,892 |
| Nationwide | $3,583 | $3,583 |
| Progressive | $4,564 | $4,564 |
| State Farm | $2,511 | $2,635 |
| Travelers | $5,184 | $5,184 |
| USAA | $1,923 | $2,035 |
Cheapest Russellville, AR Car Insurance Rates by ZIP Code
Russellville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Russellville, AR.
| ZIP Code | Average Annual Rates |
|---|---|
| 72801 | $3,853 |
| 72802 | $3,928 |
The Best Cheap Car Insurance Companies in Russellville, AR
Take a look at a side-by-side comparison of the top car insurance companies in Russellville, AR to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,217 |
| Farmers | $3,811 |
| Geico | $3,209 |
| Liberty Mutual | $3,892 |
| Nationwide | $3,583 |
| Progressive | $4,564 |
| State Farm | $2,573 |
| Travelers | $5,184 |
| USAA | $1,979 |
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Category Winners: Cheapest Car Insurance in Russellville, Arkansas
Find the cheapest car insurance companies in Russellville, AR for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Russellville, AR Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Russellville car insurance rates. Find the cheapest Russellville, AR car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,087 | $5,214 | $5,350 |
| Farmers | $3,615 | $3,770 | $4,048 |
| Geico | $3,089 | $3,209 | $3,331 |
| Liberty Mutual | $3,768 | $3,869 | $4,038 |
| Nationwide | $3,614 | $3,513 | $3,623 |
| Progressive | $4,204 | $4,495 | $4,993 |
| State Farm | $2,444 | $2,570 | $2,706 |
| Travelers | $4,956 | $5,198 | $5,397 |
| USAA | $1,895 | $1,972 | $2,070 |
What affects car insurance rates in Russellville, Arkansas?
What are the factors that affect car insurance rates in Russellville, AR? There are several reasons why Russellville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Russellville, Arkansas.
Commute Time in Russellville
The more time you spend in your car the higher the risk of an accident. The average commute length in Russellville, AR is 14.9 minutes according to City-Data.
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Compare Car Insurance Quotes in Russellville, AR
Ready to find affordable Russellville, Arkansas car insurance today? Enter your ZIP code for fast, free Russellville, AR car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Russellville, AR?
Car insurance rates in Russellville, AR are determined by several factors, including your driving record, age, gender, type of vehicle, coverage options, and the insurance company you choose. Factors specific to Russellville, such as local crime rates and the number of uninsured drivers, can also impact insurance rates.
What are the average car insurance rates in Russellville, AR?
The average car insurance rates in Russellville, AR can vary depending on individual circumstances. However, as of my knowledge cutoff in September 2021, the average annual car insurance premium in Arkansas was around $1,226. It’s important to note that rates can change over time, so it’s recommended to obtain quotes from different insurance providers to get accurate and up-to-date pricing information.
Are car insurance rates higher for certain neighborhoods in Russellville, AR?
Insurance companies consider various factors when determining rates, including the location where a vehicle is primarily kept. Factors such as the neighborhood’s crime rate, population density, and historical claim data may influence car insurance rates. It’s advisable to consult with insurance providers and provide your specific address to get accurate quotes for your neighborhood in Russellville.
What are some factors that can affect my car insurance rates in Russellville, AR?
Several factors can influence car insurance rates in Russellville, AR. These factors may include your age, driving history, type of vehicle, annual mileage, coverage options, credit score (where allowed), and even your marital status. Additionally, insurance companies consider local factors such as crime rates and the prevalence of uninsured drivers in Russellville.
How can I get lower car insurance rates in Russellville, AR?
While individual rates vary, there are some general tips to help lower car insurance rates in Russellville, AR. You can maintain a clean driving record, choose a higher deductible, bundle your car insurance with other policies, install anti-theft devices in your vehicle, and inquire about available discounts from insurance providers. Comparing quotes from different insurers can also help you find the most competitive rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.