Determining the cost of car insurance for a Ford Fusion is an important step to take if deciding on purchasing a Ford Fusion.
Insurance on any vehicle is required by state law in almost every state. If a person is found driving without auto insurance then the consequences and fees will amount to a huge headache for the driver, and their wallet will take a hit as well. Therefore, its easier and smarter to purchase insurance for the vehicle.
While car insurance is required in most states the rates can vary greatly so it can pay off to shop around to find the best Ford Fusion auto insurance rates. Enter your ZIP code above to start comparing FREE Ford Fusion car insurance quotes! We will help you save on your Ford Fusion insurance cost!
Ford Fusion Safety Features
The Ford Fusion has many safety features that are great ways to get a lower premium on your insurance. The 2010 Ford Fusion is equipped with the following safety features:
- Anti-lock brakes
- Stability control
- Front-impact airbags
- Side-impact airbags
- Overhead airbags
- Security System
All of these features will add to the insurance premium being lower when compared to a vehicle that does not have these safety features. And all these features are standard on the Ford Fusion.
Ford Fusion Crash Test Ratings
There are other factors that lower the Ford Fusion’s auto insurance premium, such as ratings in crash test. In the crash test for the NHTSA the Ford Fusion received five stars on passenger, driver, and side impact front safety. It received four stars for side impact rear and rollover safety.
The IIHS rated the car as having a good crash offset and did not test the level of bumper bash.
These ratings are taken into consideration when rates are made. The better a car does on a crash test, the lower the insurance rate will be.
Personal Factors & Car Insurance Rates
Whether a person decides to put full coverage or standard coverage on their vehicle is a personal option. The average cost of Ford Fusion insurance rates is $1300 a year. This is keeping full coverage on the vehicle and for a driver over the age of 25. For those who are younger, the price will be higher, depending on sex and driving record. No matter your situation, we can help you find insurance for a Fusion with our FREE comparison search!
Ford Fusions Styles Available
The Ford Fusion is available in many different styles. Three of these styles offer four cylinder engines, which will lower the insurance premium. There are two sport styles and one six cylinder engine to choose from. The general rule is the bigger the engine the more the insurance premium will be.
If attempting to get the lowest possible rate, a four cylinder engine is the choice to make.
Ford Fusion Car Insurance Rates
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