Car Insurance Search Engine
Car insurance search engines save time on finding car insurance rates. Based on your basic information, car insurance search engines direct you to the insurance company that fits your needs.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
UPDATED: Jun 2, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
- Car insurance search engines are a great way to search for insurance rates while saving some time
- If you were to go to each individual company, it would take much more time and effort
- Before agreeing to any policy, speak to an agent and ask about any discounts you may qualify for
Car insurance search engines can make searching for auto coverage faster and easier. Having car insurance is a must, but searching for car insurance can be time-consuming and confusing.
With so many insurers to choose from and the different policies these companies have, it’s almost too much to understand. But people have developed search engines and auto insurance quote tools to make looking for car insurance less complicated and to get the best insurance premiums while still making sure you’re covered.
Do car insurance search engines really save you time?
In the past, you had to call or go to different insurance companies to research which auto insurance policy is right for you and to and compare auto insurance rates and prices. This was very time-consuming and — since you couldn’t always have all the policies in front of you at once — comparisons could be frustrating and confusing.
Plus, insurers charged fees to give you quotes and discuss policies with you.
It’s now much easier to get quotes for car insurance because most insurers offer free quotes on their websites. You can research car insurance policies from your own home with just a click of a button.
You can research car insurance policies from your own home with just a click of a button.
By filling out the driver profile forms on the companies’ websites, you can search for policies that suit your needs and compare them to find the best one.
Although this process is more convenient and somewhat less time-consuming than going to talk with many different car insurance agents, it still takes a ton of your time.
Also, because you’re filling out multiple forms with the same information, it can be tedious. The repetition of information can also cause you problems.
You will need to fill out information such as your marital status, whether or not you have a clean driving record, you current insurer and that information, your credit score and credit history, what types of coverage you need, and more.
Unless you fill out each form in exactly the same way, you could end up with a less-than-accurate auto insurance coverage comparison.
For instance, if you enter a different deductible on one, or include collision and comprehensive coverage on some forms and not others, you will not be comparing comparable auto insurance premiums quotes.
This is where car insurance search engines come in. These websites allow you to find many quotes for car insurance at once. And you only have to fill out one form.
Enter your ZIP code below to view companies that have cheap car insurance rates. Secured with SHA-256 Encryption
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
What are some things to consider before using car insurance search engines?
You should decide on a few basic details before you start your search for car insurance.
- First, determine how much coverage you need and want. Although money may be tight, it is not good to get less coverage just to save some money. Medical bills resulting from car accidents have increased, and without proper coverage from your insurance policy, you may have to pay those bills.
- Second, decide how much you are willing to pay for your deductible, the amount you’ll have to pay out of pocket before your insurance policy will kick in. Your insurer will lower your premiums based on how high you make your deductible, but be sure you choose a deductible you believe you can afford.
- Finally, you need to decide what types of car insurance coverage you need. Liability, collision, comprehensive, medical or PIP, uninsured and underinsurance motorist are some of your choices.
After you have thought about these factors and decided on the amount of coverage you want and how much you can spend on a deductible, it’s time to find car insurance search engines and look for quotes.
How do car insurance search engines work?
Once you get on a car insurance search engine, all you need to do is enter some basic information such as your driving history, the type of vehicle you have and the kind of insurance you want.
Then the car insurance search engine will look for the best policies for you to consider.
When it’s done, the car insurance search engine will provide you with links for the insurance companies that have policies matching your needs. All you have to do is click and compare.
While using car insurance search engines is a good way to save time, you must be careful.
Even though every company the search engines consider receives the same information about you and your car, larger insurers like Geico will offer you packages that include some coverage you don’t need.
Once you find the policy you want to purchase, call an agent and ask if he or she can lower the price. They usually can by cutting out the extra coverage.
As always, once you have found the insurance policy you want through car insurance search engines, contact the company to try to lower their price. Ask if they have any discounts that aren’t mentioned on the website. Haggle with the agent to try to cut more off the price.
See if the coverage is exactly what you signed up for before agreeing to the policy. When everything is as it should be, then sign the policy.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.