EMC Car Insurance Review [2020]

EMC car insurance has been sold through independent agents since 1962. EMC has an A- rating from AM Best for excellent financial strength.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 20, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 717 Mulberry Street
City: Des Moines
State: IA
ZIP Code: 50306-0712
Phone Number: 800-447-2295
Year Founded: 1911
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • EMC Insurance Companies offer personal car insurance plans
  • They also offer auto insurance to businesses
  • EMC Insurance offers many programs to their customers to help them stay as safe as possible

If you’re a customer insured by EMC Insurance Companies, you may want to know if they offer vehicle insurance. If you’re a prospective customer of EMC Insurance Companies, there’s no doubt that you’ll also want to know how to get the most for your car insurance dollar.

The EMC Insurance Companies are headquartered in Des Moines, Iowa. The company writes homeowner, umbrella or excess liability, and life insurance policies. Commercial clients may be interested in EMC’s property & casualty risk management programs.

They offer personal auto insurance as well as auto insurance for businesses. Keep reading about EMC insurance to learn if the company’s offerings suit your car insurance needs.

We provide information about how to contact the company, insurance products and services, and financial details about the company.

If you’re thinking about comparing car insurance discounts, why not request competitive car insurance quotes by submitting your ZIP code now?

Products and Services You Can Purchase

In addition to property & casualty insurance products and services, EMC Insurance Companies provides personal life insurance products, such as term, whole life, and universal life insurance.

Employers may be interested in the company’s permanent life, group term, or disability programs.

When you combine different insurance packages from the same company, you will usually receive a discount.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Finding an EMC Insurance Agent

To find an EMC agent, contact the company at the telephone numbers listed above. Alternatively, visit the company’s website to identify an EMC Insurance agent using its Agent Locator tool.

The company utilizes an independent insurance broker and agent network to sell its insurance products and programs.

According to its website, EMC Insurance Companies selects brokers and agents with care, because the client’s first interaction is usually with the insurance salesperson.

EMC’s “Trusted Choice” brokers and agents help customers to find and compare insurance offerings. Comparing and contrasting costs and needs will help customers purchase the right insurance coverage.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

EMC’s Commercial Insurance Offers

The company helps client businesses to manage hazard risks through programs including:

  • ChemEyes – EMC’s ChemEyes® program assists schools and educational facilities to safeguard against chemicals in use. Companies receive help in identifying potentially dangerous chemicals, or combinations of chemicals. They also receive guidance in the disposition of these chemicals.
  • Industrial Hygiene Tools – EMC Insurance Companies also offers industrial hygiene consulting services to clients in the chemical industry. Industrial hygiene consulting helps clients to develop controls and safeguards to manage chemical risk.
  • Environmental Hygiene Tools – Similarly, environmental hygiene helps companies to manage additional risks. Visitors and employees may suffer from chemicals, toxic mold, or other workplace/environmental issue. EMC offers environmental hygienists to a variety of industries.

ChemEyes® helps teachers, janitors, and administrators to realize the potential dangers of common chemicals kept in storage or in the classroom.

Commercial business clients with a general liability or a car insurance policy may receive ChemEyes® at no additional cost.

Identifying and managing environmental liability is always a concern to EMC’s environmental hygiene team, according to the company website.

Helping client companies to achieve compliance with national safety rules and regulations is another service offered.

Industrial hygienists evaluate the client’s facilities and environment for infractions of Occupational Safety & Health Administration (OSHA), Americans with Disabilities Act, the National Electric Code, and the National Fire Protection Association regulations.

  • Ergonomic Tests – EMC provides ergonomic tests to identify ways in which to help companies prevent injury and improve safety.
  • Loss Control – EMC’s industrial consultants use proprietary tools and software to evaluate ways to make the client’s workplace more efficient and productive.

EMC Insurance Companies’ Financial Information

EMC Insurance Companies’ shares trade on the NASDAQ (EMCI). The company writes life insurance and property & casualty insurance lines and has been in business since 1962. Approximately 120 people work at the companies’ headquarters.

The company reported about $149 million in 2010. According to A.M. Best Company, EMC Insurance Companies is rated “A-” (Excellent), in category XII (from $1 billion to $1.2 billion).

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Contacting EMC for Car Insurance Discounts

To ask about car insurance discounts, you may either write the company headquarters at: 717 Mulberry Street, PO Box 712, Des Moines, Iowa 50306-0712, or call the company at +1-515-645-4000. To reach customer service, call toll-free: +1-800-232-5818.

Now take a moment to compare your EMC Insurance car insurance rates with the competition — just provide us with your ZIP code to get started now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State