Everest Car Insurance Review [2020]

Everest car insurance is an Alpharetta, GA, based car insurance company. Everest auto insurance is in Michigan and five other states and offers the state minimum requirements for coverage, and these basic policies mean Everest car insurance rates may be lower. Everest car insurance ratings with A.M. Best indicate a strong financial standing with a superior A+ grade.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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Company Details
Address: 925 North Point Parkway, Suite 440
City: Alpharetta
State: Georgia
ZIP Code: 30005-5211
Phone Number: 678-942-2315
Year Founded: 1988
AM Best Rating: A+
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Everest car insurance company offers only state-mandated car insurance requirements.
  • They service Alabama, California, Georgia, Michigan, South Carolina, and Tennessee.
  • Their prices tend to be lower, but you do not have the option of purchasing expanded coverage.

Our Everest car insurance review looks at the southeast based car insurance company. You can only get Everest car insurance in Michigan, Tennessee, South Carolina, Georgia, California, and Alabama. So what does the company offer?

Read our Everest car insurance review to learn what the company offers and how you can find cheap car insurance in your area.

Athough you can’t get Everest auto insurance quotes online, we can help you to compare quotes now. Start looking for affordable car insurance by entering your ZIP code in the FREE comparison tool above.

Benefits of Everest Car Insurance

Everest Insurance Company offers what’s called minimum limits auto insurance to their clients. Minimum limits auto insurance means just that; this is a company that only sells the minimum car insurance requirements.

According to the Insurance Information Institute, minimum insurance requirements vary by state, but all minimum requirements are under liability insurance.

Everest only sells this insurance to people who live in Alabama, California, Georgia, Michigan, South Carolina, and Tennessee.

The benefit of using a company specializing in minimum limits auto insurance is that their prices tend to be quite a bit less than companies that offer a wide variety of insurance options for car insurance.

The reason for this is that the insurance company does not have to be responsible for any other types of claims that occur when you have an accident.

Of course, this means that you are responsible for any other financial losses in an accident beside what is covered by the state-mandated minimums.

People who benefit most from this type of auto insurance are people who:

  1. Own their vehicles outright
  2. Own older model cars that don’t have a lot of market value

It is often not worth it to purchase any other type of coverage for the vehicle because it isn’t worth enough for your insurance company to consider repairing or replacing.

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Average Car Insurance Rates

We don’t have Everest car insurance rates available, but we can take a look at average rates in the states the company serves.

The National Association of Insurance Commissioners (NAIC) provides an annual report to show consumers the average cost of insurance from different companies and rates in general.

Watch this video to learn more about the NAIC.

Let’s the current averages for states that have Everest car insurance coverage.

Average Annual Rates of States with Everest Car Insurance
StatesAverage Annual Liability RatesAverage Annual Collision RatesAverage Annual Comprehensive RatesAverage Annual Full Coverage Rates
Alabama$417.30$322.62$157.68$897.60
California$503.62$402.01$98.60$1,004.23
Georgia$596.93$340.54$159.58$1,097.05
Michigan$815.86$420.22$151.98$1,388.06
South Carolina$553.71$269.34$181.77$1,004.82
Tennessee$427.30$313.71$148.24$889.25
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Tennessee is the cheapest state for car insurance. Everest car insurance could be more expensive than the average, but we are unable to obtain rates.

Everest Car Insurance Company Details

Everest Security Insurance Co. is headquartered Alpharetta, GA. The office hours of Monday through Friday from 8:00 to 5:00 EST. Their claims office is open Monday through Friday from 8:00 to 4:00 EST. After hours, they offer an automated line for emergencies. The Everest car insurance phone number is 678-942-2315.

Everest Car Insurance Company is a subsidiary of Everest National auto insurance, an international company that offers a full complement of commercial and personal insurance. Also, they provide financial services for businesses and individuals.

The Everest Insurance Company rating with A.M. Best is an A+, which indicates financial stability.

Everest insurance reviews are mixed. If you’re looking to buy Everest car insurance, you might want to shop around first. You might be able to get a better deal with more coverage from another company.

Now that we’ve covered all there is to know about Everest car insurance, try our free quote tool by entering your ZIP code below.

Frequently Asked Question: Everest Car Insurance Review

For this guide’s final section, we’ll focus on answering frequently asked questions related to car insurance.

#1 – What is the best car insurance for the money?

State Farm is the best company for saving money overall.

#2 – What is the best car insurance for 2019?

According to AutoExpress, NFU Mutual is the best auto insurance.

#3 – What are the worst insurance companies?

According to Consumer Reports, the worst-rated insurance companies are Esurance, Liberty Mutual, and Nationwide.

#4 – Who has the cheapest car insurance for seniors?

Allstate is the cheapest car insurance company for senior drivers.

One Response

  1. Brenda Smith August 10, 2016

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Average Monthly Car Insurance Rates by State