Massachusetts Bay Insurance Company Car Insurance Review [2022]

Massachusetts Bay car insurance was founded in Hanover, MA, in 1976. The company also goes by Hanover Insurance and has an A financial rating from AM Best.

Free Car Insurance Comparison

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 440 Lincoln Street
City: Worcester
State: MA
ZIP Code: 01653-0002
Phone Number: 508-853-7200
Year Founded: 1976
AM Best Rating: A (Excellent)

Here's what you should know...

  • Massachusetts Bay Insurance Company has been in operation since 1976
  • The company also goes by the Hanover Insurance Company and offers fire, marine and casualty insurance
  • Additional coverage such as Personal Injury Protection and services such as roadside assistance and transportation expense are available to customers

This Massachusetts Bay car insurance review will give you information on the history and present offerings of this auto insurer. Massachusetts Bay Insurance Company also does business as Hanover Insurance Company, which is a private insurance company that offers fire, marine, and casualty insurance.

Established in Worcester, Massachusetts in 1956, Hanover Insurance operates out of a single location with more than 1,000 employees. In addition to Massachusetts Bay, other companies related to Hanover Insurance are Hanover Lloyd’s Insurance Company, Allmerica Funds, The Hanover Insurance Group, Inc., and the Citizens Insurance Company of Ohio.

Are you looking for auto insurance in Massachusetts? Let us help you shop! Just enter your ZIP in our free search tool above, answer some questions and receive the cheapest auto insurance rates near you. Comparing insurance plans can lead you to find an excellent match in terms of an insurance office, not to mention put you on reasonable ground financially.

Massachusetts Bay Offerings

As well as providing car insurance, companies that are affiliated with Hanover Insurance Company offer various insurance options and financial services. Some services they offer include national auto insurance, specialty auto insurance, general insurance, exotic pet insurance, and contractors’ insurance services.

Hanover Insurance offers Connections Auto Insurance coverage, which is customizable based on the client’s needs. One can choose from a variety of liability limit options as well as comprehensive and collision options. Other coverage that can be purchased includes roadside assistance, transportation expense, medical payments, and Personal Injury Protection.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Exclusive Endorsement Options

Through Massachusetts Bay, there are certain optional endorsements that are only available in Massachusetts. These include Connections DriveSmart with accident forgiveness and pet injury protection and Connections DriveSmart Advantage which adds new car replacement to the DriveSmart plan. It also offers savings on your deductible.

Loan/Lease Gap can be purchased with a Massachusetts Bay endorsement to offer you financial protection on your new vehicle while it is under lease or still being financed. The Additional Customized Equipment (ACE) plan is available if you add electronics or other custom items to your car.

As a complete insurance solution, Hanover Insurance and Massachusetts Bay is a property and casualty insurance company. They offer a Total Household Rewards program that provides single loss deductible, guaranteed insurance renewal, mortgage extra expense, child car seat replacement, and fire extinguisher recharge or replacement. The Total Household Rewards program is available for car insurance clients in Massachusetts.


AM Best gave the company an A, though the company is not accredited by the Better Business Bureau.

Find Massachusetts Bay Car Insurance Today

Shopping online is the best way to get the best deal on car insurance. You’ll save time and money by using a free car insurance quote tool like ours. Whether you’re already under a policy or looking to buy your first, just enter your MA zip code below and gain access to the latest car insurance rates! Who knows? You might be missing out on some incredible offers!

for Massachusetts Homeland Insurance Company

3.86 (13 reviews)
December 30, 2018


Great compa y

Excellent company with great customer service. Always helpful and friendly. Has the best package offers.
December 8, 2017


Easy to work with

The company is great. Easy to work with and my agent is fantastic with any questions I may have. Never an issue
↑ Back to Top

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption