Compare Ankeny, IA Car Insurance Rates (2021)

Car insurance in Ankeny, IA averages $234 a month. Ankeny, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ankeny car insurance rates, compare quotes from the top car insurance companies in Ankeny, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ankeny, IA are $2,810/year
  • The cheapest car insurance company in Ankeny for teen drivers is USAA
  • Average car insurance rates in Ankeny, IA after a DUI are $3,383/year

If you need to buy Ankeny, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ankeny, IA is right here.

You’ll find Ankeny car insurance rates, the cheapest Ankeny, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ankeny, Iowa car insurance rates to Council Bluffs car insurance rates, Waterloo car insurance rates, and Ames car insurance rates.

Ready to find affordable Ankeny, IA car insurance today? Enter your ZIP code for fast, free Ankeny car insurance quotes.

Cheapest Ankeny, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ankeny, IA car insurance rates? Every Ankeny, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ankeny, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,685 $1,685 $1,517 $1,517 $4,651 $6,426 $1,685 $2,016
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,067 $2,236 $1,839 $2,240 $10,739 $12,086 $2,342 $2,569
Nationwide $1,579 $1,609 $1,416 $1,496 $3,808 $4,867 $1,808 $1,953
Progressive $1,453 $1,371 $1,204 $1,254 $4,022 $4,518 $1,742 $1,890
State Farm $1,314 $1,314 $1,181 $1,181 $3,935 $4,946 $1,486 $1,711
Travelers $2,085 $2,121 $2,067 $2,069 $10,031 $16,183 $2,184 $2,495
USAA $1,172 $1,175 $1,086 $1,092 $3,307 $3,482 $1,397 $1,535

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Minimum Car Insurance in Ankeny, IA

Every driver must carry the minimum car insurance in Ankeny, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ankeny, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ankeny, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ankeny, IA. Compare credit history car insurance rates in Ankeny from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ankeny, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,371 $2,477 $2,095
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,407 $3,997 $3,140
Nationwide $2,796 $2,217 $1,938
Progressive $2,537 $2,094 $1,914
State Farm $3,038 $1,880 $1,483
Travelers $5,488 $4,717 $4,507
USAA $2,327 $1,613 $1,402

Cheapest Ankeny, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ankeny, IA to rates for a clean record with top companies.

Annual Ankeny, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $1,910 $2,813 $3,625 $2,242
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,890 $4,843 $4,908 $4,419
Nationwide $1,699 $2,408 $3,251 $1,911
Progressive $1,740 $2,918 $1,895 $2,174
State Farm $1,950 $2,317 $2,133 $2,133
Travelers $3,550 $4,779 $6,420 $4,868
USAA $1,353 $1,832 $2,379 $1,558

Cheapest Ankeny, IA Car Insurance for Teen Drivers

Teen car insurance in Ankeny, IA can be expensive. Take a look at rates from the top car insurance companies in Ankeny for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ankeny, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $4,651 $6,426
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,739 $12,086
Nationwide $3,808 $4,867
Progressive $4,022 $4,518
State Farm $3,935 $4,946
Travelers $10,031 $16,183
USAA $3,307 $3,482

Cheapest Ankeny, IA Car Insurance for Seniors

Take a look at Ankeny, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ankeny, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,517 $1,517
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,839 $2,240
Nationwide $1,416 $1,496
Progressive $1,204 $1,254
State Farm $1,181 $1,181
Travelers $2,067 $2,069
USAA $1,086 $1,092

Cheapest Ankeny, IA Car Insurance Rates After a DUI

A DUI in Ankeny, IA increases car insurance rates. Compare Ankeny, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ankeny, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,529
American Family $3,625
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,908
Nationwide $3,251
Progressive $1,895
State Farm $2,133
Travelers $6,420
USAA $2,379

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Cheapest Ankeny, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ankeny, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ankeny, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,617 $2,679
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,515 $4,515
Nationwide $2,317 $2,317
Progressive $2,182 $2,182
State Farm $2,081 $2,186
Travelers $4,904 $4,904
USAA $1,716 $1,845

Cheapest Ankeny, IA Car Insurance Rates by ZIP Code

Ankeny car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ankeny, IA.

Annual Car Insurance Rates by ZIP Code in Ankeny, Iowa

ZIP Code Average Annual Rates
50021 $2,377
50023 $2,374

The Best Cheap Car Insurance Companies in Ankeny, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ankeny, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ankeny, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,648
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,515
Nationwide $2,317
Progressive $2,182
State Farm $2,133
Travelers $4,904
USAA $1,781

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Category Winners: Cheapest Car Insurance in Ankeny, Iowa

Find the cheapest car insurance companies in Ankeny, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ankeny, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Ankeny, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ankeny car insurance rates. Find the cheapest Ankeny, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ankeny, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,628 $2,797 $2,518
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,307 $4,506 $4,731
Nationwide $2,386 $2,318 $2,247
Progressive $2,023 $2,192 $2,329
State Farm $2,003 $2,149 $2,248
Travelers $4,529 $4,984 $5,200
USAA $1,679 $1,787 $1,876

What affects car insurance rates in Ankeny, Iowa?

What factors can have an impact on Ankeny, IA car insurance? There are several reasons why Ankeny car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ankeny, Iowa.

Commute Time in Ankeny

The more time you spend in your car the higher the risk of an accident. The average commute length in Ankeny, IA is 21.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Ankeny, IA

Ready to find affordable Ankeny, Iowa car insurance today? Enter your ZIP code for fast, free Ankeny, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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