Compare Bastrop, TX Car Insurance Rates (2021)

Car insurance in Bastrop, TX averages $313 a month. Bastrop, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bastrop car insurance rates, compare quotes from the top car insurance companies in Bastrop, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bastrop for teen drivers is USAA
  • Average car insurance rates in Bastrop, TX after a DUI are $4,273/year
  • Average car insurance rates in Bastrop, TX are $3,759/year

If you need to buy Bastrop, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bastrop, TX is right here.

You’ll find Bastrop car insurance rates, the cheapest Bastrop, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bastrop, Texas car insurance rates to Laredo car insurance rates, Houston car insurance rates, and Arlington car insurance rates.

Ready to find affordable Bastrop, TX car insurance today? Enter your ZIP code for fast, free Bastrop car insurance quotes.

Cheapest Bastrop, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bastrop, TX car insurance rates? Every Bastrop, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bastrop, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,419 $3,441 $3,374 $3,374 $9,185 $11,063 $4,226 $4,391
American Family $2,980 $3,308 $2,722 $3,114 $7,546 $9,877 $4,221 $4,799
GEICO $2,397 $2,598 $2,328 $2,654 $5,300 $5,516 $2,596 $2,588
Nationwide $2,207 $2,243 $1,950 $2,064 $6,287 $8,072 $2,596 $2,809
Progressive $2,170 $2,068 $1,938 $1,970 $9,125 $10,199 $2,577 $2,628
State Farm $2,101 $2,101 $1,867 $1,867 $5,006 $6,376 $2,283 $2,355
USAA $1,491 $1,501 $1,424 $1,415 $4,146 $4,517 $1,983 $2,127

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Minimum Car Insurance in Bastrop, TX

Every driver must carry the minimum car insurance in Bastrop, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bastrop, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bastrop, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bastrop, TX. Compare credit history car insurance rates in Bastrop from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bastrop, Texas

Insurance Company Poor Fair Good
Allstate $6,738 $4,949 $4,241
American Family $6,661 $4,176 $3,626
GEICO $5,011 $2,837 $1,893
Nationwide $4,224 $3,401 $2,960
Progressive $4,591 $3,975 $3,687
State Farm $4,244 $2,639 $2,101
USAA $3,418 $1,972 $1,586

Cheapest Bastrop, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bastrop, TX to rates for a clean record with top companies.

Annual Bastrop, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,381 $6,675 $4,090
American Family $4,395 $5,594 $4,900 $4,395
GEICO $2,757 $3,658 $3,030 $3,543
Nationwide $3,060 $3,060 $4,537 $3,457
Progressive $3,565 $4,606 $4,158 $4,008
State Farm $2,664 $3,051 $3,599 $2,664
USAA $1,737 $2,557 $3,015 $1,993

Cheapest Bastrop, TX Car Insurance for Teen Drivers

Teen car insurance in Bastrop, TX can be expensive. Take a look at rates from the top car insurance companies in Bastrop for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bastrop, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,185 $11,063
American Family $7,546 $9,877
GEICO $5,300 $5,516
Nationwide $6,287 $8,072
Progressive $9,125 $10,199
State Farm $5,006 $6,376
USAA $4,146 $4,517

Cheapest Bastrop, TX Car Insurance for Seniors

Take a look at Bastrop, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bastrop, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,374 $3,374
American Family $2,722 $3,114
GEICO $2,328 $2,654
Nationwide $1,950 $2,064
Progressive $1,938 $1,970
State Farm $1,867 $1,867
USAA $1,424 $1,415

Cheapest Bastrop, TX Car Insurance Rates After a DUI

A DUI in Bastrop, TX increases car insurance rates. Compare Bastrop, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bastrop, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,675
American Family $4,900
GEICO $3,030
Nationwide $4,537
Progressive $4,158
State Farm $3,599
USAA $3,015

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Cheapest Bastrop, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bastrop, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bastrop, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,180 $5,439
American Family $4,821 $4,821
GEICO $3,188 $3,306
Nationwide $3,528 $3,528
Progressive $4,084 $4,084
State Farm $2,994 $2,994
USAA $2,296 $2,355

The Best Cheap Car Insurance Companies in Bastrop, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bastrop, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bastrop, Texas

Insurance Company Average Annual Rates
Allstate $5,309
American Family $4,821
GEICO $3,247
Nationwide $3,528
Progressive $4,084
State Farm $2,994
USAA $2,325

Category Winners: Cheapest Car Insurance in Bastrop, Texas

Find the cheapest car insurance companies in Bastrop, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bastrop, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bastrop, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bastrop car insurance rates. Find the cheapest Bastrop, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bastrop, Texas

Insurance Company Low Medium High
Allstate $5,186 $5,263 $5,479
American Family $4,524 $4,664 $5,275
GEICO $3,070 $3,204 $3,468
Nationwide $3,809 $3,380 $3,396
Progressive $3,909 $4,068 $4,276
State Farm $2,844 $2,985 $3,154
USAA $2,248 $2,317 $2,411

What affects car insurance rates in Bastrop, Texas?

What factors can have an impact on Bastrop, TX car insurance? There are several reasons why Bastrop car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bastrop, Texas.

Car Theft in Bastrop

High levels of vehicle theft can make car insurance more expensive. Bastrop, TX car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Bastrop

The more time you spend in your car the higher the risk of an accident. The average commute length in Bastrop, TX is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Bastrop, TX

Ready to find affordable Bastrop, Texas car insurance today? Enter your ZIP code for fast, free Bastrop, TX car insurance quotes.

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