Compare Bluffton, SC Car Insurance Rates (2021)

Car insurance in Bluffton, SC averages $297 a month. Bluffton, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bluffton car insurance rates, compare quotes from the top car insurance companies in Bluffton, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bluffton for teen drivers is GEICO
  • Average car insurance rates in Bluffton, SC after a DUI are $4,097/year
  • Average car insurance rates in Bluffton, SC are $3,567/year

If you need to buy Bluffton, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Bluffton, SC is right here.

You’ll find Bluffton car insurance rates, the cheapest Bluffton, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Bluffton, South Carolina car insurance rates to North Charleston car insurance rates, Mount Pleasant car insurance rates, and Summerville car insurance rates.

Ready to find affordable Bluffton, SC car insurance today? Enter your ZIP code for fast, free Bluffton car insurance quotes.

Cheapest Bluffton, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bluffton, SC car insurance rates? Every Bluffton, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bluffton, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $2,761 $2,765 $2,669 $2,860 $7,648 $8,376 $3,031 $3,055
GEICO $2,219 $2,219 $2,023 $2,023 $5,560 $5,678 $2,602 $2,676
Nationwide $2,455 $2,480 $2,218 $2,291 $6,102 $7,808 $2,789 $3,023
Progressive $2,121 $1,950 $1,835 $1,921 $9,096 $10,030 $2,444 $2,544
State Farm $1,799 $1,799 $1,640 $1,640 $5,272 $6,616 $2,021 $2,272
USAA $1,723 $1,726 $1,587 $1,586 $6,932 $7,581 $2,266 $2,382

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Minimum Car Insurance in Bluffton, SC

Every driver must carry the minimum car insurance in Bluffton, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Bluffton, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bluffton, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bluffton, SC. Compare credit history car insurance rates in Bluffton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bluffton, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $4,714 $4,029 $3,694
GEICO $4,766 $2,564 $2,045
Nationwide $4,323 $3,525 $3,088
Progressive $4,423 $3,902 $3,652
State Farm $4,130 $2,527 $1,990
USAA $5,012 $2,481 $2,175

Cheapest Bluffton, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bluffton, SC to rates for a clean record with top companies.

Annual Bluffton, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,460 $4,803 $3,982 $4,338
GEICO $2,395 $3,083 $4,627 $2,395
Nationwide $2,921 $3,747 $4,708 $3,206
Progressive $3,264 $4,778 $3,994 $3,934
State Farm $2,609 $3,216 $2,852 $2,852
USAA $2,547 $3,146 $4,343 $2,855

Cheapest Bluffton, SC Car Insurance for Teen Drivers

Teen car insurance in Bluffton, SC can be expensive. Take a look at rates from the top car insurance companies in Bluffton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bluffton, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $7,648 $8,376
GEICO $5,560 $5,678
Nationwide $6,102 $7,808
Progressive $9,096 $10,030
State Farm $5,272 $6,616
USAA $6,932 $7,581

Cheapest Bluffton, SC Car Insurance for Seniors

Take a look at Bluffton, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bluffton, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $2,669 $2,860
GEICO $2,023 $2,023
Nationwide $2,218 $2,291
Progressive $1,835 $1,921
State Farm $1,640 $1,640
USAA $1,587 $1,586

Cheapest Bluffton, SC Car Insurance Rates After a DUI

A DUI in Bluffton, SC increases car insurance rates. Compare Bluffton, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bluffton, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
Farmers $3,982
GEICO $4,627
Nationwide $4,708
Progressive $3,994
State Farm $2,852
USAA $4,343

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Cheapest Bluffton, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bluffton, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bluffton, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $4,041
Farmers $4,146 $4,146
GEICO $3,106 $3,144
Nationwide $3,646 $3,646
Progressive $3,993 $3,993
State Farm $2,810 $2,955
USAA $3,189 $3,257

Cheapest Bluffton, SC Car Insurance Rates by ZIP Code

Bluffton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bluffton, SC.

Annual Car Insurance Rates by ZIP Code in Bluffton, South Carolina

ZIP Code Average Annual Rates
29909 $3,285
29910 $3,339

The Best Cheap Car Insurance Companies in Bluffton, SC

Take a look at a side-by-side comparison of the top car insurance companies in Bluffton, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bluffton, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $4,146
GEICO $3,125
Nationwide $3,646
Progressive $3,993
State Farm $2,882
USAA $3,223

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Category Winners: Cheapest Car Insurance in Bluffton, South Carolina

Find the cheapest car insurance companies in Bluffton, SC for each category right here.

Best Annual Car Insurance Rates by Company in Bluffton, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Bluffton, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bluffton car insurance rates. Find the cheapest Bluffton, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bluffton, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $3,704 $4,146 $4,587
GEICO $2,921 $3,096 $3,358
Nationwide $3,581 $3,651 $3,704
Progressive $3,689 $3,942 $4,346
State Farm $2,655 $2,881 $3,110
USAA $3,043 $3,219 $3,407

What affects car insurance rates in Bluffton, South Carolina?

What factors can have an impact on Bluffton, SC car insurance? There are several reasons why Bluffton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bluffton, South Carolina.

Commute Time in Bluffton

The more time you spend in your car the higher the risk of an accident. The average commute length in Bluffton, SC is 25.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Bluffton, SC

Ready to find affordable Bluffton, South Carolina car insurance today? Enter your ZIP code for fast, free Bluffton, SC car insurance quotes.

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