Compare Bluffton, SC Car Insurance Rates [2023]
Car insurance in Bluffton, SC averages $297 a month. Bluffton, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bluffton car insurance rates, compare quotes from the top car insurance companies in Bluffton, SC.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Dec 26, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 26, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bluffton for teen drivers is Geico
- Average car insurance rates in Bluffton, SC after a DUI are $4,097/year
- Average car insurance rates in Bluffton, SC are $3,567/year
If you need to buy Bluffton, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Bluffton, SC is right here.
You’ll find Bluffton car insurance rates, the cheapest Bluffton, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Bluffton, South Carolina car insurance rates to North Charleston car insurance rates, Mount Pleasant car insurance rates, and Summerville car insurance rates.
Ready to find affordable Bluffton, SC car insurance today? Enter your ZIP code for fast, free Bluffton car insurance quotes.
Cheapest Bluffton, SC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bluffton, SC car insurance rates? Every Bluffton, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,618 | $2,618 | $2,509 | $2,509 | $6,752 | $8,596 | $2,901 | $3,153 |
| Farmers | $2,761 | $2,765 | $2,669 | $2,860 | $7,648 | $8,376 | $3,031 | $3,055 |
| Geico | $2,219 | $2,219 | $2,023 | $2,023 | $5,560 | $5,678 | $2,602 | $2,676 |
| Nationwide | $2,455 | $2,480 | $2,218 | $2,291 | $6,102 | $7,808 | $2,789 | $3,023 |
| Progressive | $2,121 | $1,950 | $1,835 | $1,921 | $9,096 | $10,030 | $2,444 | $2,544 |
| State Farm | $1,799 | $1,799 | $1,640 | $1,640 | $5,272 | $6,616 | $2,021 | $2,272 |
| USAA | $1,723 | $1,726 | $1,587 | $1,586 | $6,932 | $7,581 | $2,266 | $2,382 |
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Minimum Car Insurance in Bluffton, SC
Every driver must carry the minimum car insurance required by the state in Bluffton, SC. Take a look at the South Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Bluffton, SC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bluffton, SC. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Bluffton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,988 | $3,731 | $3,152 |
| Farmers | $4,714 | $4,029 | $3,694 |
| Geico | $4,766 | $2,564 | $2,045 |
| Nationwide | $4,323 | $3,525 | $3,088 |
| Progressive | $4,423 | $3,902 | $3,652 |
| State Farm | $4,130 | $2,527 | $1,990 |
| USAA | $5,012 | $2,481 | $2,175 |
Cheapest Bluffton, SC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Bluffton, SC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,973 | $4,743 | $4,172 | $3,940 |
| Farmers | $3,460 | $4,803 | $3,982 | $4,338 |
| Geico | $2,395 | $3,083 | $4,627 | $2,395 |
| Nationwide | $2,921 | $3,747 | $4,708 | $3,206 |
| Progressive | $3,264 | $4,778 | $3,994 | $3,934 |
| State Farm | $2,609 | $3,216 | $2,852 | $2,852 |
| USAA | $2,547 | $3,146 | $4,343 | $2,855 |
Cheapest Bluffton, SC Car Insurance for Teen Drivers
Teen car insurance in Bluffton, SC can be expensive. Take a look at rates from the top car insurance companies in Bluffton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,752 | $8,596 |
| Farmers | $7,648 | $8,376 |
| Geico | $5,560 | $5,678 |
| Nationwide | $6,102 | $7,808 |
| Progressive | $9,096 | $10,030 |
| State Farm | $5,272 | $6,616 |
| USAA | $6,932 | $7,581 |
Cheapest Bluffton, SC Car Insurance for Seniors
Take a look at Bluffton, SC rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,509 | $2,509 |
| Farmers | $2,669 | $2,860 |
| Geico | $2,023 | $2,023 |
| Nationwide | $2,218 | $2,291 |
| Progressive | $1,835 | $1,921 |
| State Farm | $1,640 | $1,640 |
| USAA | $1,587 | $1,586 |
Cheapest Bluffton, SC Car Insurance Rates After a DUI
A DUI in Bluffton, SC increases car insurance rates. Compare Bluffton, South Carolina car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,172 |
| Farmers | $3,982 |
| Geico | $4,627 |
| Nationwide | $4,708 |
| Progressive | $3,994 |
| State Farm | $2,852 |
| USAA | $4,343 |
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Cheapest Bluffton, SC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bluffton, SC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,873 | $4,041 |
| Farmers | $4,146 | $4,146 |
| Geico | $3,106 | $3,144 |
| Nationwide | $3,646 | $3,646 |
| Progressive | $3,993 | $3,993 |
| State Farm | $2,810 | $2,955 |
| USAA | $3,189 | $3,257 |
Cheapest Bluffton, SC Car Insurance Rates by ZIP Code
Bluffton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bluffton, SC.
| ZIP Code | Average Annual Rates |
|---|---|
| 29909 | $3,285 |
| 29910 | $3,339 |
The Best Cheap Car Insurance Companies in Bluffton, SC
Take a look at a side-by-side comparison of the top car insurance companies in Bluffton, SC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,957 |
| Farmers | $4,146 |
| Geico | $3,125 |
| Nationwide | $3,646 |
| Progressive | $3,993 |
| State Farm | $2,882 |
| USAA | $3,223 |
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Category Winners: Cheapest Car Insurance in Bluffton, South Carolina
Find the cheapest car insurance companies in Bluffton, SC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Bluffton, SC Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Bluffton car insurance rates. Find the cheapest Bluffton, SC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,702 | $3,936 | $4,232 |
| Farmers | $3,704 | $4,146 | $4,587 |
| Geico | $2,921 | $3,096 | $3,358 |
| Nationwide | $3,581 | $3,651 | $3,704 |
| Progressive | $3,689 | $3,942 | $4,346 |
| State Farm | $2,655 | $2,881 | $3,110 |
| USAA | $3,043 | $3,219 | $3,407 |
What affects car insurance rates in Bluffton, South Carolina?
What are the factors that affect car insurance rates in Bluffton, SC? There are several reasons why Bluffton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bluffton, South Carolina.
Commute Time in Bluffton
The more time you spend in your car the higher the risk of an accident. The average commute length in Bluffton, SC is 25.8 minutes according to City-Data.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Compare Car Insurance Quotes in Bluffton, SC
Ready to find affordable Bluffton, South Carolina car insurance today? Enter your ZIP code for fast, free Bluffton, SC car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.