Compare Bourbonnais, IL Car Insurance Rates (2021)

Car insurance in Bourbonnais, IL averages $280 a month. Bourbonnais, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Bourbonnais car insurance rates, compare quotes from the top car insurance companies in Bourbonnais, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bourbonnais for teen drivers is State Farm
  • Average car insurance rates in Bourbonnais, IL are $3,359/year
  • The cheapest car insurance company in Bourbonnais is Liberty Mutual

If you need to buy Bourbonnais, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Bourbonnais, IL is right here.

You’ll find Bourbonnais car insurance rates, the cheapest Bourbonnais, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Bourbonnais, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Springfield car insurance rates.

Ready to find affordable Bourbonnais, IL car insurance today? Enter your ZIP code for fast, free Bourbonnais car insurance quotes.

Cheapest Bourbonnais, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bourbonnais, IL car insurance rates? Every Bourbonnais, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bourbonnais, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,665 $3,683 $3,835 $3,835 $9,533 $12,326 $4,398 $4,747
American Family $2,186 $2,186 $2,009 $2,009 $6,310 $8,690 $2,186 $2,827
Farmers $2,609 $2,609 $2,311 $2,453 $11,414 $11,895 $2,969 $3,089
GEICO $1,769 $1,824 $1,737 $1,954 $6,443 $6,708 $2,036 $2,117
Liberty Mutual $1,390 $1,500 $1,154 $1,291 $4,657 $5,181 $1,452 $1,529
Nationwide $2,082 $2,115 $1,851 $1,959 $5,839 $7,484 $2,437 $2,638
Progressive $1,826 $1,717 $1,508 $1,584 $6,699 $7,503 $2,168 $2,332
State Farm $1,456 $1,456 $1,313 $1,313 $4,292 $5,439 $1,648 $1,892
Travelers $1,545 $1,629 $1,423 $1,515 $4,594 $5,797 $1,635 $1,720
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

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Minimum Car Insurance in Bourbonnais, IL

Every driver must carry the minimum car insurance in Bourbonnais, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Bourbonnais, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Bourbonnais, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bourbonnais, IL. Compare credit history car insurance rates in Bourbonnais from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bourbonnais, Illinois

Insurance Company Poor Fair Good
Allstate $7,330 $5,292 $4,637
American Family $4,706 $3,218 $2,727
Farmers $5,583 $4,701 $4,472
GEICO $4,944 $2,406 $1,871
Liberty Mutual $3,206 $2,005 $1,596
Nationwide $3,938 $3,182 $2,781
Progressive $3,612 $3,061 $2,828
State Farm $3,413 $2,049 $1,592
Travelers $3,022 $2,444 $1,981
USAA $3,636 $2,494 $2,053

Cheapest Bourbonnais, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bourbonnais, IL to rates for a clean record with top companies.

Annual Bourbonnais, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,087 $7,017 $6,511 $5,397
American Family $2,608 $3,713 $4,923 $2,957
Farmers $4,154 $5,362 $5,229 $4,930
GEICO $2,056 $3,325 $4,498 $2,415
Liberty Mutual $1,891 $2,684 $2,357 $2,145
Nationwide $2,658 $3,443 $4,048 $3,053
Progressive $2,609 $3,876 $2,892 $3,291
State Farm $2,140 $2,562 $2,351 $2,351
Travelers $1,972 $2,589 $2,894 $2,474
USAA $1,944 $2,795 $3,828 $2,344

Cheapest Bourbonnais, IL Car Insurance for Teen Drivers

Teen car insurance in Bourbonnais, IL can be expensive. Take a look at rates from the top car insurance companies in Bourbonnais for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bourbonnais, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,533 $12,326
American Family $6,310 $8,690
Farmers $11,414 $11,895
GEICO $6,443 $6,708
Liberty Mutual $4,657 $5,181
Nationwide $5,839 $7,484
Progressive $6,699 $7,503
State Farm $4,292 $5,439
Travelers $4,594 $5,797
USAA $5,267 $5,815

Cheapest Bourbonnais, IL Car Insurance for Seniors

Take a look at Bourbonnais, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bourbonnais, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,835 $3,835
American Family $2,009 $2,009
Farmers $2,311 $2,453
GEICO $1,737 $1,954
Liberty Mutual $1,154 $1,291
Nationwide $1,851 $1,959
Progressive $1,508 $1,584
State Farm $1,313 $1,313
Travelers $1,423 $1,515
USAA $1,506 $1,480

Cheapest Bourbonnais, IL Car Insurance Rates After a DUI

A DUI in Bourbonnais, IL increases car insurance rates. Compare Bourbonnais, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bourbonnais, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,511
American Family $4,923
Farmers $5,229
GEICO $4,498
Liberty Mutual $2,357
Nationwide $4,048
Progressive $2,892
State Farm $2,351
Travelers $2,894
USAA $3,828

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Cheapest Bourbonnais, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bourbonnais, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bourbonnais, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,753 $5,753
American Family $3,505 $3,595
Farmers $4,919 $4,919
GEICO $3,018 $3,129
Liberty Mutual $2,269 $2,269
Nationwide $3,301 $3,301
Progressive $3,167 $3,167
State Farm $2,291 $2,412
Travelers $2,385 $2,580
USAA $2,651 $2,804

The Best Cheap Car Insurance Companies in Bourbonnais, IL

Take a look at a side-by-side comparison of the top car insurance companies in Bourbonnais, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bourbonnais, Illinois

Insurance Company Average Annual Rates
Allstate $5,753
American Family $3,550
Farmers $4,919
GEICO $3,074
Liberty Mutual $2,269
Nationwide $3,301
Progressive $3,167
State Farm $2,351
Travelers $2,482
USAA $2,728

Category Winners: Cheapest Car Insurance in Bourbonnais, Illinois

Find the cheapest car insurance companies in Bourbonnais, IL for each category right here.

Best Annual Car Insurance Rates by Company in Bourbonnais, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Bourbonnais, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bourbonnais car insurance rates. Find the cheapest Bourbonnais, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bourbonnais, Illinois

Insurance Company Low Medium High
Allstate $5,543 $5,746 $5,970
American Family $3,403 $3,681 $3,567
Farmers $4,659 $4,794 $5,304
GEICO $2,768 $3,057 $3,396
Liberty Mutual $2,139 $2,265 $2,405
Nationwide $3,266 $3,332 $3,304
Progressive $2,881 $3,149 $3,471
State Farm $2,203 $2,355 $2,496
Travelers $2,318 $2,479 $2,650
USAA $2,557 $2,725 $2,901

What affects car insurance rates in Bourbonnais, Illinois?

What factors can have an impact on Bourbonnais, IL car insurance? There are several reasons why Bourbonnais car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bourbonnais, Illinois.

Commute Time in Bourbonnais

The more time you spend in your car the higher the risk of an accident. The average commute length in Bourbonnais, IL is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bourbonnais, IL

Ready to find affordable Bourbonnais, Illinois car insurance today? Enter your ZIP code for fast, free Bourbonnais, IL car insurance quotes.

Free Car Insurance Comparison

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