Compare Brazoria, TX Car Insurance Rates (2021)

Car insurance in Brazoria, TX averages $338 a month. Brazoria, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Brazoria car insurance rates, compare quotes from the top car insurance companies in Brazoria, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brazoria, TX are $4,061/year
  • The cheapest car insurance company in Brazoria for teen drivers is USAA
  • The cheapest car insurance company in Brazoria is USAA

If you need to buy Brazoria, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Brazoria, TX is right here.

You’ll find Brazoria car insurance rates, the cheapest Brazoria, TX car insurance companies, and information on Texas car insurance laws. You can also compare Brazoria, Texas car insurance rates to Austin car insurance rates, Fort Worth car insurance rates, and Laredo car insurance rates.

Ready to find affordable Brazoria, TX car insurance today? Enter your ZIP code for fast, free Brazoria car insurance quotes.

Cheapest Brazoria, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brazoria, TX car insurance rates? Every Brazoria, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brazoria, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,624 $3,652 $3,576 $3,576 $9,609 $11,592 $4,479 $4,661
American Family $3,226 $3,630 $3,086 $3,574 $9,234 $12,021 $4,776 $5,449
GEICO $2,565 $2,771 $2,469 $2,807 $5,658 $5,875 $2,781 $2,776
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,533 $2,397 $2,258 $2,298 $10,760 $12,016 $2,998 $3,036
State Farm $1,836 $1,836 $1,634 $1,634 $4,389 $5,591 $1,996 $2,056
USAA $1,649 $1,649 $1,584 $1,559 $4,780 $5,173 $2,198 $2,334

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Minimum Car Insurance in Brazoria, TX

Every driver must carry the minimum car insurance in Brazoria, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Brazoria, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Brazoria, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brazoria, TX. Compare credit history car insurance rates in Brazoria from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brazoria, Texas

Insurance Company Poor Fair Good
Allstate $7,111 $5,213 $4,465
American Family $7,617 $4,948 $4,310
GEICO $5,352 $3,024 $2,013
Nationwide $4,455 $3,582 $3,112
Progressive $5,383 $4,659 $4,319
State Farm $3,711 $2,311 $1,843
USAA $3,821 $2,228 $1,798

Cheapest Brazoria, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brazoria, TX to rates for a clean record with top companies.

Annual Brazoria, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,330 $6,720 $7,005 $4,330
American Family $5,100 $6,564 $5,734 $5,100
GEICO $2,937 $3,887 $3,242 $3,786
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $4,170 $5,412 $4,873 $4,692
State Farm $2,330 $2,672 $3,155 $2,330
USAA $1,939 $2,885 $3,413 $2,226

Cheapest Brazoria, TX Car Insurance for Teen Drivers

Teen car insurance in Brazoria, TX can be expensive. Take a look at rates from the top car insurance companies in Brazoria for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brazoria, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,609 $11,592
American Family $9,234 $12,021
GEICO $5,658 $5,875
Nationwide $6,629 $8,499
Progressive $10,760 $12,016
State Farm $4,389 $5,591
USAA $4,780 $5,173

Cheapest Brazoria, TX Car Insurance for Seniors

Take a look at Brazoria, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brazoria, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,086 $3,574
GEICO $2,469 $2,807
Nationwide $2,055 $2,173
Progressive $2,258 $2,298
State Farm $1,634 $1,634
USAA $1,584 $1,559

Cheapest Brazoria, TX Car Insurance Rates After a DUI

A DUI in Brazoria, TX increases car insurance rates. Compare Brazoria, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brazoria, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,005
American Family $5,734
GEICO $3,242
Nationwide $4,772
Progressive $4,873
State Farm $3,155
USAA $3,413

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Cheapest Brazoria, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brazoria, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brazoria, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,457 $5,735
American Family $5,625 $5,625
GEICO $3,398 $3,528
Nationwide $3,716 $3,716
Progressive $4,787 $4,787
State Farm $2,622 $2,622
USAA $2,583 $2,649

The Best Cheap Car Insurance Companies in Brazoria, TX

Take a look at a side-by-side comparison of the top car insurance companies in Brazoria, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brazoria, Texas

Insurance Company Average Annual Rates
Allstate $5,596
American Family $5,625
GEICO $3,463
Nationwide $3,716
Progressive $4,787
State Farm $2,622
USAA $2,616

Category Winners: Cheapest Car Insurance in Brazoria, Texas

Find the cheapest car insurance companies in Brazoria, TX for each category right here.

Best Annual Car Insurance Rates by Company in Brazoria, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Brazoria, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brazoria car insurance rates. Find the cheapest Brazoria, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brazoria, Texas

Insurance Company Low Medium High
Allstate $5,469 $5,549 $5,771
American Family $5,171 $5,375 $6,328
GEICO $3,279 $3,420 $3,690
Nationwide $3,996 $3,558 $3,595
Progressive $4,538 $4,763 $5,060
State Farm $2,484 $2,614 $2,767
USAA $2,518 $2,604 $2,726

What affects car insurance rates in Brazoria, Texas?

What factors can have an impact on Brazoria, TX car insurance? There are several reasons why Brazoria car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brazoria, Texas.

Car Theft in Brazoria

High levels of vehicle theft can make car insurance more expensive. Brazoria, TX car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Brazoria

The more time you spend in your car the higher the risk of an accident. The average commute length in Brazoria, TX is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Brazoria, TX

Ready to find affordable Brazoria, Texas car insurance today? Enter your ZIP code for fast, free Brazoria, TX car insurance quotes.

Free Car Insurance Comparison

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