Compare Broomfield, CO Car Insurance Rates (2021)

Car insurance in Broomfield, CO averages $313 a month. Broomfield, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Broomfield car insurance rates, compare quotes from the top car insurance companies in Broomfield, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Broomfield is Liberty Mutual
  • The cheapest ZIP code in Broomfield is 80516
  • Average car insurance rates in Broomfield, CO are $3,756/year

If you need to buy Broomfield, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Broomfield, CO is right here.

You’ll find Broomfield car insurance rates, the cheapest Broomfield, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Broomfield, Colorado car insurance rates to Fort Collins car insurance rates, Arvada car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Broomfield, CO car insurance today? Enter your ZIP code for fast, free Broomfield car insurance quotes.

Cheapest Broomfield, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Broomfield, CO car insurance rates? Every Broomfield, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Broomfield, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,019 $2,947 $2,974 $11,830 $12,454 $3,521 $3,513
American Family $2,575 $2,575 $2,330 $2,330 $6,208 $8,366 $2,575 $3,141
Farmers $2,873 $2,847 $2,595 $2,807 $11,322 $11,437 $3,159 $3,179
GEICO $1,830 $2,023 $2,012 $2,332 $5,862 $6,151 $1,661 $1,659
Liberty Mutual $1,776 $1,713 $1,520 $1,675 $5,524 $6,017 $1,788 $1,787
Nationwide $2,527 $2,570 $2,263 $2,390 $6,378 $8,157 $2,907 $3,138
Progressive $2,227 $2,079 $1,984 $1,968 $7,903 $8,806 $2,495 $2,415
State Farm $2,011 $2,011 $1,830 $1,830 $5,973 $7,532 $2,256 $2,671
USAA $2,066 $2,049 $1,987 $1,973 $5,320 $6,069 $2,648 $2,857

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Minimum Car Insurance in Broomfield, CO

Every driver must carry the minimum car insurance in Broomfield, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Broomfield, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Broomfield, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Broomfield, CO. Compare credit history car insurance rates in Broomfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Broomfield, Colorado

Insurance Company Poor Fair Good
Allstate $6,928 $5,352 $4,033
American Family $4,862 $3,490 $2,936
Farmers $5,817 $4,751 $4,513
GEICO $3,535 $2,941 $2,347
Liberty Mutual $3,879 $2,392 $1,904
Nationwide $4,583 $3,629 $3,162
Progressive $4,232 $3,630 $3,341
State Farm $4,522 $2,915 $2,355
USAA $4,594 $2,643 $2,126

Cheapest Broomfield, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Broomfield, CO to rates for a clean record with top companies.

Annual Broomfield, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $5,327 $6,580 $5,246
American Family $2,789 $3,945 $5,158 $3,159
Farmers $4,243 $5,469 $5,392 $5,006
GEICO $2,047 $3,234 $3,831 $2,652
Liberty Mutual $2,394 $2,801 $2,892 $2,812
Nationwide $2,917 $3,985 $5,054 $3,209
Progressive $3,222 $4,577 $3,397 $3,742
State Farm $2,988 $3,541 $3,264 $3,264
USAA $2,271 $2,785 $4,872 $2,556

Cheapest Broomfield, CO Car Insurance for Teen Drivers

Teen car insurance in Broomfield, CO can be expensive. Take a look at rates from the top car insurance companies in Broomfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Broomfield, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,830 $12,454
American Family $6,208 $8,366
Farmers $11,322 $11,437
GEICO $5,862 $6,151
Liberty Mutual $5,524 $6,017
Nationwide $6,378 $8,157
Progressive $7,903 $8,806
State Farm $5,973 $7,532
USAA $5,320 $6,069

Cheapest Broomfield, CO Car Insurance for Seniors

Take a look at Broomfield, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Broomfield, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,947 $2,974
American Family $2,330 $2,330
Farmers $2,595 $2,807
GEICO $2,012 $2,332
Liberty Mutual $1,520 $1,675
Nationwide $2,263 $2,390
Progressive $1,984 $1,968
State Farm $1,830 $1,830
USAA $1,987 $1,973

Cheapest Broomfield, CO Car Insurance Rates After a DUI

A DUI in Broomfield, CO increases car insurance rates. Compare Broomfield, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Broomfield, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,580
American Family $5,158
Farmers $5,392
GEICO $3,831
Liberty Mutual $2,892
Nationwide $5,054
Progressive $3,397
State Farm $3,264
USAA $4,872

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Cheapest Broomfield, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Broomfield, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Broomfield, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,438 $5,438
American Family $3,681 $3,844
Farmers $5,027 $5,027
GEICO $2,883 $3,000
Liberty Mutual $2,725 $2,725
Nationwide $3,791 $3,791
Progressive $3,734 $3,734
State Farm $3,183 $3,346
USAA $3,033 $3,209

Cheapest Broomfield, CO Car Insurance Rates by ZIP Code

Broomfield car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Broomfield, CO.

Annual Car Insurance Rates by ZIP Code in Broomfield, Colorado

ZIP Code Average Annual Rates
80020 $3,381
80021 $3,489
80023 $3,477
80516 $3,379

The Best Cheap Car Insurance Companies in Broomfield, CO

Take a look at a side-by-side comparison of the top car insurance companies in Broomfield, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Broomfield, Colorado

Insurance Company Average Annual Rates
Allstate $5,438
American Family $3,763
Farmers $5,027
GEICO $2,941
Liberty Mutual $2,725
Nationwide $3,791
Progressive $3,734
State Farm $3,264
USAA $3,121

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Category Winners: Cheapest Car Insurance in Broomfield, Colorado

Find the cheapest car insurance companies in Broomfield, CO for each category right here.

Best Annual Car Insurance Rates by Company in Broomfield, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Broomfield, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Broomfield car insurance rates. Find the cheapest Broomfield, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Broomfield, Colorado

Insurance Company Low Medium High
Allstate $5,107 $5,418 $5,789
American Family $3,550 $3,840 $3,898
Farmers $4,364 $4,950 $5,768
GEICO $2,543 $2,865 $3,416
Liberty Mutual $2,549 $2,714 $2,911
Nationwide $3,775 $3,795 $3,803
Progressive $3,380 $3,749 $4,075
State Farm $3,007 $3,265 $3,520
USAA $2,963 $3,121 $3,279

What affects car insurance rates in Broomfield, Colorado?

What factors can have an impact on Broomfield, CO car insurance? There are several reasons why Broomfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Broomfield, Colorado.

Commute Time in Broomfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Broomfield, CO is 28.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Broomfield, CO

Ready to find affordable Broomfield, Colorado car insurance today? Enter your ZIP code for fast, free Broomfield, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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