Compare Calimesa, CA Car Insurance Rates (2021)

Car insurance in Calimesa, CA averages $275 a month. Calimesa, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Calimesa car insurance rates, compare quotes from the top car insurance companies in Calimesa, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Calimesa, CA are $3,299/year
  • The cheapest car insurance company in Calimesa is USAA
  • Average car insurance rates in Calimesa, CA after a DUI are $4,630/year

If you need to buy Calimesa, California car insurance, the options can be confusing. Everything you need to know about car insurance in Calimesa, CA is right here.

You’ll find Calimesa car insurance rates, the cheapest Calimesa, CA car insurance companies, and information on California car insurance laws. You can also compare Calimesa, California car insurance rates to San Diego car insurance rates, Bakersfield car insurance rates, and Oakland car insurance rates.

Ready to find affordable Calimesa, CA car insurance today? Enter your ZIP code for fast, free Calimesa car insurance quotes.

Cheapest Calimesa, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Calimesa, CA car insurance rates? Every Calimesa, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Calimesa, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,777 $2,783 $2,018 $2,044 $7,619 $9,587 $3,569 $3,939
Farmers $2,523 $2,523 $2,278 $2,278 $8,058 $13,192 $2,991 $3,331
GEICO $1,608 $1,609 $1,513 $1,513 $4,893 $4,980 $2,310 $2,362
Liberty Mutual $2,055 $1,943 $1,907 $1,848 $4,412 $4,710 $2,312 $2,339
Nationwide $2,547 $2,432 $2,234 $2,107 $6,464 $7,123 $3,039 $3,002
Progressive $1,530 $1,573 $1,312 $1,550 $4,076 $4,900 $2,208 $2,372
State Farm $2,992 $2,992 $2,673 $2,673 $5,510 $6,840 $3,312 $3,414
Travelers $2,371 $2,298 $2,097 $2,074 $4,859 $5,589 $3,086 $3,020
USAA $1,746 $1,652 $1,709 $1,714 $3,943 $3,970 $2,416 $2,281

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Minimum Car Insurance in Calimesa, CA

Every driver must carry the minimum car insurance in Calimesa, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Calimesa, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Calimesa, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Calimesa, CA to rates for a clean record with top companies.

Annual Calimesa, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,582 $4,359 $6,838 $3,390
Farmers $3,438 $4,679 $5,825 $4,646
GEICO $1,817 $2,804 $3,518 $2,254
Liberty Mutual $2,335 $3,129 $2,825 $2,474
Nationwide $2,531 $3,240 $5,462 $3,240
Progressive $1,598 $2,715 $3,150 $2,299
State Farm $2,712 $3,235 $6,109 $3,147
Travelers $2,126 $3,445 $4,012 $3,114
USAA $1,617 $2,402 $3,927 $1,770

Cheapest Calimesa, CA Car Insurance for Teen Drivers

Teen car insurance in Calimesa, CA can be expensive. Take a look at rates from the top car insurance companies in Calimesa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Calimesa, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,619 $9,587
Farmers $8,058 $13,192
GEICO $4,893 $4,980
Liberty Mutual $4,412 $4,710
Nationwide $6,464 $7,123
Progressive $4,076 $4,900
State Farm $5,510 $6,840
Travelers $4,859 $5,589
USAA $3,943 $3,970

Cheapest Calimesa, CA Car Insurance for Seniors

Take a look at Calimesa, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Calimesa, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,044
Farmers $2,278 $2,278
GEICO $1,513 $1,513
Liberty Mutual $1,907 $1,848
Nationwide $2,234 $2,107
Progressive $1,312 $1,550
State Farm $2,673 $2,673
Travelers $2,097 $2,074
USAA $1,709 $1,714

Cheapest Calimesa, CA Car Insurance Rates After a DUI

A DUI in Calimesa, CA increases car insurance rates. Compare Calimesa, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Calimesa, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,838
Farmers $5,825
GEICO $3,518
Liberty Mutual $2,825
Nationwide $5,462
Progressive $3,150
State Farm $6,109
Travelers $4,012
USAA $3,927

Cheapest Calimesa, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Calimesa, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Calimesa, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,870 $4,714
Farmers $4,216 $5,078
GEICO $2,361 $2,836
Liberty Mutual $2,470 $2,912
Nationwide $3,198 $4,039
Progressive $2,216 $2,664
State Farm $3,662 $3,939
Travelers $2,856 $3,493
USAA $2,240 $2,618

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The Best Cheap Car Insurance Companies in Calimesa, CA

Take a look at a side-by-side comparison of the top car insurance companies in Calimesa, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Calimesa, California

Insurance Company Average Annual Rates
Allstate $4,292
Farmers $4,647
GEICO $2,598
Liberty Mutual $2,691
Nationwide $3,618
Progressive $2,440
State Farm $3,801
Travelers $3,174
USAA $2,429

Category Winners: Cheapest Car Insurance in Calimesa, California

Find the cheapest car insurance companies in Calimesa, CA for each category right here.

Best Annual Car Insurance Rates by Company in Calimesa, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Calimesa, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Calimesa car insurance rates. Find the cheapest Calimesa, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Calimesa, California

Insurance Company Low Medium High
Allstate $4,065 $4,328 $4,483
Farmers $4,324 $4,684 $4,932
GEICO $2,364 $2,627 $2,804
Liberty Mutual $2,498 $2,714 $2,860
Nationwide $3,249 $3,681 $3,926
Progressive $2,169 $2,516 $2,636
State Farm $3,422 $3,867 $4,113
Travelers $2,796 $3,254 $3,472
USAA $2,213 $2,475 $2,599

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What affects car insurance rates in Calimesa, California?

What factors can have an impact on Calimesa, CA car insurance? There are several reasons why Calimesa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Calimesa, California.

Car Theft in Calimesa

High levels of vehicle theft can make car insurance more expensive. Calimesa, CA car theft statistics from the FBI indicate 37 vehicle thefts a year.

Commute Time in Calimesa

The more time you spend in your car the higher the risk of an accident. The average commute length in Calimesa, CA is 35.1 minutes according to City-Data.

Compare Car Insurance Quotes in Calimesa, CA

Ready to find affordable Calimesa, California car insurance today? Enter your ZIP code for fast, free Calimesa, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State