Compare Cerritos, CA Car Insurance Rates (2021)

Car insurance in Cerritos, CA averages $341 a month. Cerritos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cerritos car insurance rates, compare quotes from the top car insurance companies in Cerritos, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cerritos, CA after a DUI are $5,753/year
  • The cheapest car insurance company in Cerritos for teen drivers is USAA
  • Average car insurance rates in Cerritos, CA are $4,095/year

If you need to buy Cerritos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cerritos, CA is right here.

You’ll find Cerritos car insurance rates, the cheapest Cerritos, CA car insurance companies, and information on California car insurance laws. You can also compare Cerritos, California car insurance rates to Sacramento car insurance rates, Fresno car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Cerritos, CA car insurance today? Enter your ZIP code for fast, free Cerritos car insurance quotes.

Cheapest Cerritos, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cerritos, CA car insurance rates? Every Cerritos, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cerritos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,265 $2,386 $2,396 $9,232 $11,582 $4,153 $4,513
Farmers $3,073 $3,073 $2,786 $2,786 $9,811 $16,001 $3,644 $4,062
GEICO $1,848 $1,848 $1,737 $1,737 $5,646 $5,743 $2,658 $2,715
Liberty Mutual $2,614 $2,460 $2,446 $2,362 $5,673 $6,085 $2,932 $2,976
Nationwide $3,870 $3,684 $3,415 $3,208 $10,000 $11,044 $4,621 $4,542
Progressive $1,812 $1,868 $1,531 $1,825 $4,854 $5,871 $2,609 $2,811
State Farm $3,660 $3,660 $3,272 $3,272 $6,777 $8,412 $4,054 $4,180
Travelers $2,827 $2,727 $2,503 $2,476 $6,010 $6,831 $3,708 $3,607
USAA $1,950 $1,848 $1,900 $1,909 $4,459 $4,489 $2,701 $2,553

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Minimum Car Insurance in Cerritos, CA

Every driver must carry the minimum car insurance in Cerritos, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cerritos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cerritos, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cerritos, CA to rates for a clean record with top companies.

Annual Cerritos, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,074 $5,155 $8,141 $4,032
Farmers $4,184 $5,695 $7,085 $5,653
GEICO $2,089 $3,236 $4,048 $2,592
Liberty Mutual $2,990 $4,002 $3,615 $3,168
Nationwide $3,866 $4,964 $8,399 $4,964
Progressive $1,898 $3,222 $3,737 $2,733
State Farm $3,329 $3,968 $7,486 $3,862
Travelers $2,520 $4,202 $4,852 $3,772
USAA $1,811 $2,698 $4,412 $1,984

Cheapest Cerritos, CA Car Insurance for Teen Drivers

Teen car insurance in Cerritos, CA can be expensive. Take a look at rates from the top car insurance companies in Cerritos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cerritos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,232 $11,582
Farmers $9,811 $16,001
GEICO $5,646 $5,743
Liberty Mutual $5,673 $6,085
Nationwide $10,000 $11,044
Progressive $4,854 $5,871
State Farm $6,777 $8,412
Travelers $6,010 $6,831
USAA $4,459 $4,489

Cheapest Cerritos, CA Car Insurance for Seniors

Take a look at Cerritos, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cerritos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,386 $2,396
Farmers $2,786 $2,786
GEICO $1,737 $1,737
Liberty Mutual $2,446 $2,362
Nationwide $3,415 $3,208
Progressive $1,531 $1,825
State Farm $3,272 $3,272
Travelers $2,503 $2,476
USAA $1,900 $1,909

Cheapest Cerritos, CA Car Insurance Rates After a DUI

A DUI in Cerritos, CA increases car insurance rates. Compare Cerritos, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cerritos, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,141
Farmers $7,085
GEICO $4,048
Liberty Mutual $3,615
Nationwide $8,399
Progressive $3,737
State Farm $7,486
Travelers $4,852
USAA $4,412

Cheapest Cerritos, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cerritos, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cerritos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,592 $5,609
Farmers $5,129 $6,180
GEICO $2,717 $3,266
Liberty Mutual $3,158 $3,729
Nationwide $4,893 $6,204
Progressive $2,628 $3,167
State Farm $4,491 $4,831
Travelers $3,448 $4,225
USAA $2,513 $2,940

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The Best Cheap Car Insurance Companies in Cerritos, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cerritos, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cerritos, California

Insurance Company Average Annual Rates
Allstate $5,101
Farmers $5,654
GEICO $2,992
Liberty Mutual $3,444
Nationwide $5,548
Progressive $2,898
State Farm $4,661
Travelers $3,836
USAA $2,726

Category Winners: Cheapest Car Insurance in Cerritos, California

Find the cheapest car insurance companies in Cerritos, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cerritos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Cerritos, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cerritos car insurance rates. Find the cheapest Cerritos, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cerritos, California

Insurance Company Low Medium High
Allstate $4,782 $5,151 $5,368
Farmers $5,239 $5,702 $6,023
GEICO $2,701 $3,026 $3,248
Liberty Mutual $3,185 $3,475 $3,671
Nationwide $4,927 $5,657 $6,061
Progressive $2,622 $2,981 $3,090
State Farm $4,176 $4,748 $5,060
Travelers $3,295 $3,947 $4,267
USAA $2,475 $2,779 $2,925

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What affects car insurance rates in Cerritos, California?

What factors can have an impact on Cerritos, CA car insurance? There are several reasons why Cerritos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cerritos, California.

Car Theft in Cerritos

High levels of vehicle theft can make car insurance more expensive. Cerritos, CA car theft statistics from the FBI indicate 163 vehicle thefts a year.

Commute Time in Cerritos

The more time you spend in your car the higher the risk of an accident. The average commute length in Cerritos, CA is 34.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cerritos, CA

Ready to find affordable Cerritos, California car insurance today? Enter your ZIP code for fast, free Cerritos, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State