Compare Channahon, IL Car Insurance Rates (2021)

Car insurance in Channahon, IL averages $275 a month. Channahon, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Channahon car insurance rates, compare quotes from the top car insurance companies in Channahon, IL.

Free Car Insurance Comparison

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Channahon is Liberty Mutual
  • Average car insurance rates in Channahon, IL after a DUI are $3,877/year
  • Average car insurance rates in Channahon, IL are $3,303/year

If you need to buy Channahon, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Channahon, IL is right here.

You’ll find Channahon car insurance rates, the cheapest Channahon, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Channahon, Illinois car insurance rates to Springfield car insurance rates, Chicago car insurance rates, and Cicero car insurance rates.

Ready to find affordable Channahon, IL car insurance today? Enter your ZIP code for fast, free Channahon car insurance quotes.

Cheapest Channahon, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Channahon, IL car insurance rates? Every Channahon, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Channahon, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,377 $3,392 $3,540 $3,540 $8,863 $11,520 $4,063 $4,392
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,391 $2,388 $2,117 $2,244 $10,529 $10,976 $2,735 $2,853
GEICO $1,784 $1,834 $1,744 $1,950 $6,375 $6,643 $2,053 $2,142
Liberty Mutual $1,404 $1,512 $1,162 $1,297 $4,910 $5,458 $1,469 $1,548
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $2,183 $2,058 $1,800 $1,888 $7,991 $8,965 $2,604 $2,819
State Farm $1,457 $1,457 $1,315 $1,315 $4,322 $5,465 $1,650 $1,904
Travelers $1,593 $1,678 $1,473 $1,568 $4,831 $6,107 $1,685 $1,773
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Minimum Car Insurance in Channahon, IL

Every driver must carry the minimum car insurance in Channahon, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Channahon, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Channahon, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Channahon, IL. Compare credit history car insurance rates in Channahon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Channahon, Illinois

Insurance Company Poor Fair Good
Allstate $6,797 $4,911 $4,299
American Family $4,859 $3,317 $2,808
Farmers $5,137 $4,331 $4,119
GEICO $4,932 $2,400 $1,866
Liberty Mutual $3,315 $2,074 $1,646
Nationwide $3,134 $2,540 $2,224
Progressive $4,316 $3,662 $3,387
State Farm $3,427 $2,057 $1,598
Travelers $3,144 $2,555 $2,066
USAA $3,636 $2,494 $2,053

Cheapest Channahon, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Channahon, IL to rates for a clean record with top companies.

Annual Channahon, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,776 $6,511 $6,053 $5,004
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,820 $4,936 $4,813 $4,547
GEICO $2,070 $3,243 $4,517 $2,432
Liberty Mutual $1,946 $2,781 $2,437 $2,216
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $3,118 $4,641 $3,454 $3,942
State Farm $2,147 $2,574 $2,361 $2,361
Travelers $2,054 $2,704 $3,016 $2,579
USAA $1,944 $2,795 $3,828 $2,344

Cheapest Channahon, IL Car Insurance for Teen Drivers

Teen car insurance in Channahon, IL can be expensive. Take a look at rates from the top car insurance companies in Channahon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Channahon, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,863 $11,520
American Family $6,479 $8,948
Farmers $10,529 $10,976
GEICO $6,375 $6,643
Liberty Mutual $4,910 $5,458
Nationwide $4,616 $5,894
Progressive $7,991 $8,965
State Farm $4,322 $5,465
Travelers $4,831 $6,107
USAA $5,267 $5,815

Cheapest Channahon, IL Car Insurance for Seniors

Take a look at Channahon, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Channahon, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,076 $2,076
Farmers $2,117 $2,244
GEICO $1,744 $1,950
Liberty Mutual $1,162 $1,297
Nationwide $1,503 $1,585
Progressive $1,800 $1,888
State Farm $1,315 $1,315
Travelers $1,473 $1,568
USAA $1,506 $1,480

Cheapest Channahon, IL Car Insurance Rates After a DUI

A DUI in Channahon, IL increases car insurance rates. Compare Channahon, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Channahon, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,053
American Family $5,078
Farmers $4,813
GEICO $4,517
Liberty Mutual $2,437
Nationwide $3,213
Progressive $3,454
State Farm $2,361
Travelers $3,016
USAA $3,828

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Channahon, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Channahon, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Channahon, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,336 $5,336
American Family $3,615 $3,708
Farmers $4,529 $4,529
GEICO $3,012 $3,120
Liberty Mutual $2,345 $2,345
Nationwide $2,632 $2,632
Progressive $3,789 $3,789
State Farm $2,301 $2,420
Travelers $2,486 $2,691
USAA $2,651 $2,804

The Best Cheap Car Insurance Companies in Channahon, IL

Take a look at a side-by-side comparison of the top car insurance companies in Channahon, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Channahon, Illinois

Insurance Company Average Annual Rates
Allstate $5,336
American Family $3,662
Farmers $4,529
GEICO $3,066
Liberty Mutual $2,345
Nationwide $2,632
Progressive $3,789
State Farm $2,361
Travelers $2,589
USAA $2,728

Category Winners: Cheapest Car Insurance in Channahon, Illinois

Find the cheapest car insurance companies in Channahon, IL for each category right here.

Best Annual Car Insurance Rates by Company in Channahon, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Channahon, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Channahon car insurance rates. Find the cheapest Channahon, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Channahon, Illinois

Insurance Company Low Medium High
Allstate $5,165 $5,331 $5,512
American Family $3,511 $3,796 $3,677
Farmers $4,301 $4,418 $4,868
GEICO $2,774 $3,054 $3,369
Liberty Mutual $2,216 $2,340 $2,479
Nationwide $2,596 $2,658 $2,643
Progressive $3,492 $3,771 $4,103
State Farm $2,219 $2,363 $2,499
Travelers $2,420 $2,585 $2,760
USAA $2,557 $2,725 $2,901

What affects car insurance rates in Channahon, Illinois?

What factors can have an impact on Channahon, IL car insurance? There are several reasons why Channahon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Channahon, Illinois.

Commute Time in Channahon

The more time you spend in your car the higher the risk of an accident. The average commute length in Channahon, IL is 31.9 minutes according to City-Data.

Compare Car Insurance Quotes in Channahon, IL

Ready to find affordable Channahon, Illinois car insurance today? Enter your ZIP code for fast, free Channahon, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption