Compare Cheshire, CT Car Insurance Rates (2021)

Car insurance in Cheshire, CT averages $385 a month. Cheshire, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cheshire car insurance rates, compare quotes from the top car insurance companies in Cheshire, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cheshire for teen drivers is State Farm
  • Average car insurance rates in Cheshire, CT are $4,615/year
  • Average car insurance rates in Cheshire, CT after a DUI are $5,664/year

If you need to buy Cheshire, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Cheshire, CT is right here.

You’ll find Cheshire car insurance rates, the cheapest Cheshire, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Cheshire, Connecticut car insurance rates to Norwalk car insurance rates, Bristol car insurance rates, and New Britain car insurance rates.

Ready to find affordable Cheshire, CT car insurance today? Enter your ZIP code for fast, free Cheshire car insurance quotes.

Cheapest Cheshire, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cheshire, CT car insurance rates? Every Cheshire, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheshire, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,934 $3,687 $3,951 $12,253 $14,477 $4,158 $4,343
GEICO $2,691 $2,698 $2,495 $2,515 $6,238 $7,363 $2,593 $2,515
Liberty Mutual $3,419 $3,715 $2,631 $3,242 $17,106 $19,276 $3,464 $3,774
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,518 $2,340 $2,146 $2,239 $10,515 $11,657 $2,865 $3,202
State Farm $1,876 $1,876 $1,727 $1,727 $5,740 $7,221 $2,111 $2,425
Travelers $1,611 $1,633 $1,611 $1,608 $12,451 $20,218 $1,752 $1,947
USAA $2,086 $2,061 $1,951 $1,922 $6,637 $6,949 $2,798 $2,892

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Minimum Car Insurance in Cheshire, CT

Every driver must carry the minimum car insurance in Cheshire, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Cheshire, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cheshire, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cheshire, CT. Compare credit history car insurance rates in Cheshire from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cheshire, Connecticut

Insurance Company Poor Fair Good
Allstate $8,085 $6,116 $4,847
GEICO $5,296 $3,191 $2,428
Liberty Mutual $10,037 $6,268 $4,931
Nationwide $4,380 $2,949 $2,614
Progressive $5,098 $4,575 $4,383
State Farm $4,301 $2,751 $2,212
Travelers $6,066 $5,068 $4,928
USAA $4,507 $3,048 $2,681

Cheapest Cheshire, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheshire, CT to rates for a clean record with top companies.

Annual Cheshire, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,393 $6,689 $7,922 $5,393
GEICO $2,289 $3,007 $6,445 $2,812
Liberty Mutual $6,200 $7,758 $7,688 $6,667
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $3,999 $5,799 $4,211 $4,732
State Farm $2,873 $3,160 $3,160 $3,160
Travelers $4,318 $4,675 $6,790 $5,633
USAA $2,631 $3,311 $5,075 $2,631

Cheapest Cheshire, CT Car Insurance for Teen Drivers

Teen car insurance in Cheshire, CT can be expensive. Take a look at rates from the top car insurance companies in Cheshire for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cheshire, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,253 $14,477
GEICO $6,238 $7,363
Liberty Mutual $17,106 $19,276
Nationwide $5,833 $7,393
Progressive $10,515 $11,657
State Farm $5,740 $7,221
Travelers $12,451 $20,218
USAA $6,637 $6,949

Cheapest Cheshire, CT Car Insurance for Seniors

Take a look at Cheshire, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cheshire, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,687 $3,951
GEICO $2,495 $2,515
Liberty Mutual $2,631 $3,242
Nationwide $1,912 $2,004
Progressive $2,146 $2,239
State Farm $1,727 $1,727
Travelers $1,611 $1,608
USAA $1,951 $1,922

Cheapest Cheshire, CT Car Insurance Rates After a DUI

A DUI in Cheshire, CT increases car insurance rates. Compare Cheshire, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cheshire, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,922
GEICO $6,445
Liberty Mutual $7,688
Nationwide $4,025
Progressive $4,211
State Farm $3,160
Travelers $6,790
USAA $5,075

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Cheapest Cheshire, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cheshire, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cheshire, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,349 $6,349
GEICO $3,582 $3,695
Liberty Mutual $7,078 $7,078
Nationwide $3,314 $3,314
Progressive $4,685 $4,685
State Farm $3,011 $3,165
Travelers $5,354 $5,354
USAA $3,371 $3,453

The Best Cheap Car Insurance Companies in Cheshire, CT

Take a look at a side-by-side comparison of the top car insurance companies in Cheshire, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cheshire, Connecticut

Insurance Company Average Annual Rates
Allstate $6,349
GEICO $3,638
Liberty Mutual $7,078
Nationwide $3,314
Progressive $4,685
State Farm $3,088
Travelers $5,354
USAA $3,412

Category Winners: Cheapest Car Insurance in Cheshire, Connecticut

Find the cheapest car insurance companies in Cheshire, CT for each category right here.

Best Annual Car Insurance Rates by Company in Cheshire, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cheshire, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cheshire car insurance rates. Find the cheapest Cheshire, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cheshire, Connecticut

Insurance Company Low Medium High
Allstate $5,943 $6,339 $6,765
GEICO $3,349 $3,591 $3,976
Liberty Mutual $6,811 $7,029 $7,396
Nationwide $3,370 $3,339 $3,233
Progressive $4,322 $4,639 $5,095
State Farm $2,893 $3,094 $3,278
Travelers $4,918 $5,313 $5,831
USAA $3,174 $3,416 $3,646

What affects car insurance rates in Cheshire, Connecticut?

What factors can have an impact on Cheshire, CT car insurance? There are several reasons why Cheshire car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheshire, Connecticut.

Commute Time in Cheshire

The more time you spend in your car the higher the risk of an accident. The average commute length in Cheshire, CT is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cheshire, CT

Ready to find affordable Cheshire, Connecticut car insurance today? Enter your ZIP code for fast, free Cheshire, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State