Compare Dunedin, FL Car Insurance Rates (2021)

Car insurance in Dunedin, FL averages $446 a month. Dunedin, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Dunedin car insurance rates, compare quotes from the top car insurance companies in Dunedin, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dunedin for teen drivers is USAA
  • Average car insurance rates in Dunedin, FL after a DUI are $6,453/year
  • Average car insurance rates in Dunedin, FL are $5,357/year

If you need to buy Dunedin, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Dunedin, FL is right here.

You’ll find Dunedin car insurance rates, the cheapest Dunedin, FL car insurance companies, and information on Florida car insurance laws. You can also compare Dunedin, Florida car insurance rates to Hialeah car insurance rates, Miami car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Dunedin, FL car insurance today? Enter your ZIP code for fast, free Dunedin car insurance quotes.

Cheapest Dunedin, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dunedin, FL car insurance rates? Every Dunedin, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dunedin, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,504 $5,254 $4,813 $4,880 $19,178 $20,902 $5,397 $5,446
GEICO $3,710 $3,732 $3,465 $3,465 $6,581 $8,257 $4,089 $4,158
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $4,104 $3,821 $3,501 $3,751 $11,566 $12,458 $4,887 $4,548
State Farm $2,342 $2,342 $2,127 $2,127 $6,998 $8,969 $2,613 $2,795
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

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Minimum Car Insurance in Dunedin, FL

Every driver must carry the minimum car insurance in Dunedin, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Dunedin, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Dunedin, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dunedin, FL. Compare credit history car insurance rates in Dunedin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dunedin, Florida

Insurance Company Poor Fair Good
Allstate $12,544 $7,876 $6,345
GEICO $6,790 $4,135 $3,122
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,920 $5,637 $4,682
State Farm $5,214 $3,389 $2,764
USAA $5,224 $2,582 $1,878

Cheapest Dunedin, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dunedin, FL to rates for a clean record with top companies.

Annual Dunedin, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,678 $9,237 $10,241 $8,532
GEICO $3,280 $4,175 $6,185 $5,089
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,813 $7,084 $5,991 $6,430
State Farm $3,457 $4,122 $3,789 $3,789
USAA $2,513 $3,120 $4,641 $2,638

Cheapest Dunedin, FL Car Insurance for Teen Drivers

Teen car insurance in Dunedin, FL can be expensive. Take a look at rates from the top car insurance companies in Dunedin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dunedin, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,178 $20,902
GEICO $6,581 $8,257
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,566 $12,458
State Farm $6,998 $8,969
USAA $6,467 $7,447

Cheapest Dunedin, FL Car Insurance for Seniors

Take a look at Dunedin, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dunedin, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,813 $4,880
GEICO $3,465 $3,465
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,501 $3,751
State Farm $2,127 $2,127
USAA $1,747 $1,722

Cheapest Dunedin, FL Car Insurance Rates After a DUI

A DUI in Dunedin, FL increases car insurance rates. Compare Dunedin, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dunedin, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,241
GEICO $6,185
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,991
State Farm $3,789
USAA $4,641

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Cheapest Dunedin, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dunedin, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dunedin, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,665 $9,178
GEICO $4,659 $4,705
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $6,079 $6,079
State Farm $3,657 $3,921
USAA $3,191 $3,265

Cheapest Dunedin, FL Car Insurance Rates by ZIP Code

Dunedin car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dunedin, FL.

Annual Car Insurance Rates by ZIP Code in Dunedin, Florida

ZIP Code Average Annual Rates
34683 $4,121
34698 $4,105

The Best Cheap Car Insurance Companies in Dunedin, FL

Take a look at a side-by-side comparison of the top car insurance companies in Dunedin, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dunedin, Florida

Insurance Company Average Annual Rates
Allstate $8,922
GEICO $4,682
Liberty Mutual $5,982
Nationwide $4,816
Progressive $6,079
State Farm $3,789
USAA $3,228

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Category Winners: Cheapest Car Insurance in Dunedin, Florida

Find the cheapest car insurance companies in Dunedin, FL for each category right here.

Best Annual Car Insurance Rates by Company in Dunedin, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Dunedin, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dunedin car insurance rates. Find the cheapest Dunedin, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dunedin, Florida

Insurance Company Low Medium High
Allstate $6,583 $9,451 $10,732
GEICO $3,688 $4,866 $5,492
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,812 $6,257 $7,169
State Farm $3,181 $3,894 $4,292
USAA $2,697 $3,367 $3,621

What affects car insurance rates in Dunedin, Florida?

What factors can have an impact on Dunedin, FL car insurance? There are several reasons why Dunedin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dunedin, Florida.

Car Theft in Dunedin

High levels of vehicle theft can make car insurance more expensive. Dunedin, FL car theft statistics from the FBI indicate 32 vehicle thefts a year.

Commute Time in Dunedin

The more time you spend in your car the higher the risk of an accident. The average commute length in Dunedin, FL is 24.8 minutes according to City-Data.

Traffic in Dunedin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dunedin, FL traffic data from INRIX ranks Dunedin as the 177th-most congested in the world.

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Compare Car Insurance Quotes in Dunedin, FL

Ready to find affordable Dunedin, Florida car insurance today? Enter your ZIP code for fast, free Dunedin, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State