Compare Eagan, MN Car Insurance Rates (2021)

Car insurance in Eagan, MN averages $385 a month. Eagan, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Eagan car insurance rates, compare quotes from the top car insurance companies in Eagan, MN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eagan, MN are $4,619/year
  • The cheapest car insurance company in Eagan is State Farm
  • The cheapest ZIP code in Eagan is 55123

If you need to buy Eagan, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Eagan, MN is right here.

You’ll find Eagan car insurance rates, the cheapest Eagan, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Eagan, Minnesota car insurance rates to St. Cloud car insurance rates, Plymouth car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Eagan, MN car insurance today? Enter your ZIP code for fast, free Eagan car insurance quotes.

Cheapest Eagan, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eagan, MN car insurance rates? Every Eagan, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eagan, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,463 $3,463 $3,350 $3,350 $7,904 $11,333 $4,225 $4,402
American Family $2,262 $2,262 $2,059 $2,059 $6,276 $8,962 $2,262 $2,528
Farmers $2,100 $2,100 $2,016 $2,147 $6,262 $6,379 $2,771 $2,713
GEICO $2,469 $2,444 $2,349 $2,283 $5,437 $6,857 $2,307 $2,423
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,136 $2,127 $1,907 $2,012 $5,645 $6,789 $2,531 $2,612
State Farm $1,675 $1,675 $1,519 $1,519 $3,848 $4,708 $1,938 $1,593
USAA $1,823 $1,784 $1,678 $1,650 $5,007 $5,410 $2,359 $2,472

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Minimum Car Insurance in Eagan, MN

Every driver must carry the minimum car insurance in Eagan, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Eagan, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Eagan, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eagan, MN. Compare credit history car insurance rates in Eagan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eagan, Minnesota

Insurance Company Poor Fair Good
Allstate $7,582 $4,134 $3,843
American Family $4,957 $3,224 $2,570
Farmers $4,108 $3,010 $2,814
GEICO $3,985 $3,263 $2,716
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,834 $3,093 $2,733
State Farm $3,368 $2,059 $1,502
USAA $4,288 $2,145 $1,886

Cheapest Eagan, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eagan, MN to rates for a clean record with top companies.

Annual Eagan, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,714 $5,479 $6,620 $4,933
American Family $2,414 $4,326 $4,862 $2,733
Farmers $2,837 $3,563 $3,624 $3,219
GEICO $2,225 $3,508 $5,169 $2,384
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,568 $3,391 $3,888 $3,033
State Farm $2,102 $2,517 $2,309 $2,309
USAA $2,056 $2,637 $3,953 $2,445

Cheapest Eagan, MN Car Insurance for Teen Drivers

Teen car insurance in Eagan, MN can be expensive. Take a look at rates from the top car insurance companies in Eagan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eagan, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,904 $11,333
American Family $6,276 $8,962
Farmers $6,262 $6,379
GEICO $5,437 $6,857
Liberty Mutual $18,315 $27,293
Nationwide $5,645 $6,789
State Farm $3,848 $4,708
USAA $5,007 $5,410

Cheapest Eagan, MN Car Insurance for Seniors

Take a look at Eagan, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eagan, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,350 $3,350
American Family $2,059 $2,059
Farmers $2,016 $2,147
GEICO $2,349 $2,283
Liberty Mutual $9,407 $9,407
Nationwide $1,907 $2,012
State Farm $1,519 $1,519
USAA $1,678 $1,650

Cheapest Eagan, MN Car Insurance Rates After a DUI

A DUI in Eagan, MN increases car insurance rates. Compare Eagan, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eagan, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,620
American Family $4,862
Farmers $3,624
GEICO $5,169
Liberty Mutual $20,108
Nationwide $3,888
State Farm $2,309
USAA $3,953

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Cheapest Eagan, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eagan, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eagan, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,186 $5,186
American Family $3,542 $3,625
Farmers $3,311 $3,311
GEICO $3,275 $3,368
Liberty Mutual $12,870 $13,625
Nationwide $3,220 $3,220
State Farm $2,244 $2,375
USAA $2,737 $2,809

Cheapest Eagan, MN Car Insurance Rates by ZIP Code

Eagan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Eagan, MN.

Annual Car Insurance Rates by ZIP Code in Eagan, Minnesota

ZIP Code Average Annual Rates
55121 $3,594
55122 $3,520
55123 $3,500

The Best Cheap Car Insurance Companies in Eagan, MN

Take a look at a side-by-side comparison of the top car insurance companies in Eagan, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eagan, Minnesota

Insurance Company Average Annual Rates
Allstate $5,186
American Family $3,584
Farmers $3,311
GEICO $3,321
Liberty Mutual $13,248
Nationwide $3,220
State Farm $2,309
USAA $2,773

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Category Winners: Cheapest Car Insurance in Eagan, Minnesota

Find the cheapest car insurance companies in Eagan, MN for each category right here.

Best Annual Car Insurance Rates by Company in Eagan, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Eagan, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eagan car insurance rates. Find the cheapest Eagan, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eagan, Minnesota

Insurance Company Low Medium High
Allstate $5,103 $5,184 $5,272
American Family $3,558 $3,679 $3,515
Farmers $3,175 $3,328 $3,430
GEICO $3,196 $3,321 $3,447
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $3,021 $3,248 $3,392
State Farm $2,199 $2,321 $2,408
USAA $2,681 $2,771 $2,866

What affects car insurance rates in Eagan, Minnesota?

What factors can have an impact on Eagan, MN car insurance? There are several reasons why Eagan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eagan, Minnesota.

Commute Time in Eagan

The more time you spend in your car the higher the risk of an accident. The average commute length in Eagan, MN is 24.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Eagan, MN

Ready to find affordable Eagan, Minnesota car insurance today? Enter your ZIP code for fast, free Eagan, MN car insurance quotes.

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