Compare Edgewood, KY Car Insurance Rates (2021)

Car insurance in Edgewood, KY averages $313 a month. Edgewood, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Edgewood car insurance rates, compare quotes from the top car insurance companies in Edgewood, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Edgewood, KY after a DUI are $4,480/year
  • The cheapest car insurance company in Edgewood for teen drivers is USAA
  • Average car insurance rates in Edgewood, KY are $3,760/year

If you need to buy Edgewood, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Edgewood, KY is right here.

You’ll find Edgewood car insurance rates, the cheapest Edgewood, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Edgewood, Kentucky car insurance rates to Richmond car insurance rates, Covington car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Edgewood, KY car insurance today? Enter your ZIP code for fast, free Edgewood car insurance quotes.

Cheapest Edgewood, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edgewood, KY car insurance rates? Every Edgewood, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edgewood, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,933 $2,893 $2,660 $2,836 $11,111 $12,503 $3,226 $3,399
GEICO $2,868 $2,651 $3,011 $2,727 $6,090 $7,177 $2,334 $2,004
Liberty Mutual $2,410 $2,601 $2,021 $2,254 $10,887 $12,066 $2,535 $2,658
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,802 $1,706 $1,628 $1,631 $8,992 $10,150 $2,229 $2,270
State Farm $1,515 $1,515 $1,361 $1,361 $4,546 $5,781 $1,693 $1,877
Travelers $1,962 $1,994 $1,937 $1,937 $9,422 $15,043 $2,057 $2,354
USAA $1,636 $1,628 $1,487 $1,498 $4,456 $4,673 $2,050 $2,229

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Minimum Car Insurance in Edgewood, KY

Every driver must carry the minimum car insurance in Edgewood, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Edgewood, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Edgewood, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edgewood, KY. Compare credit history car insurance rates in Edgewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edgewood, Kentucky

Insurance Company Poor Fair Good
Allstate $6,858 $4,760 $3,967
GEICO $5,933 $2,962 $1,929
Liberty Mutual $6,658 $4,125 $3,254
Nationwide $3,971 $3,159 $2,757
Progressive $4,220 $3,711 $3,472
State Farm $3,551 $2,144 $1,673
Travelers $5,109 $4,336 $4,320
USAA $3,632 $2,057 $1,683

Cheapest Edgewood, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edgewood, KY to rates for a clean record with top companies.

Annual Edgewood, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,290 $5,621 $6,015 $4,854
GEICO $2,157 $3,826 $5,805 $2,643
Liberty Mutual $3,899 $6,006 $4,670 $4,141
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,146 $4,662 $3,584 $3,812
State Farm $2,243 $2,669 $2,456 $2,456
Travelers $4,000 $4,113 $5,951 $4,288
USAA $1,853 $2,612 $3,130 $2,233

Cheapest Edgewood, KY Car Insurance for Teen Drivers

Teen car insurance in Edgewood, KY can be expensive. Take a look at rates from the top car insurance companies in Edgewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edgewood, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,111 $12,503
GEICO $6,090 $7,177
Liberty Mutual $10,887 $12,066
Nationwide $5,248 $6,510
Progressive $8,992 $10,150
State Farm $4,546 $5,781
Travelers $9,422 $15,043
USAA $4,456 $4,673

Cheapest Edgewood, KY Car Insurance for Seniors

Take a look at Edgewood, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edgewood, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,660 $2,836
GEICO $3,011 $2,727
Liberty Mutual $2,021 $2,254
Nationwide $2,153 $2,240
Progressive $1,628 $1,631
State Farm $1,361 $1,361
Travelers $1,937 $1,937
USAA $1,487 $1,498

Cheapest Edgewood, KY Car Insurance Rates After a DUI

A DUI in Edgewood, KY increases car insurance rates. Compare Edgewood, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edgewood, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,015
GEICO $5,805
Liberty Mutual $4,670
Nationwide $4,227
Progressive $3,584
State Farm $2,456
Travelers $5,951
USAA $3,130

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Cheapest Edgewood, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edgewood, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edgewood, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,195 $5,195
GEICO $3,574 $3,642
Liberty Mutual $4,679 $4,679
Nationwide $3,295 $3,295
Progressive $3,801 $3,801
State Farm $2,393 $2,519
Travelers $4,588 $4,588
USAA $2,367 $2,547

The Best Cheap Car Insurance Companies in Edgewood, KY

Take a look at a side-by-side comparison of the top car insurance companies in Edgewood, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edgewood, Kentucky

Insurance Company Average Annual Rates
Allstate $5,195
GEICO $3,608
Liberty Mutual $4,679
Nationwide $3,295
Progressive $3,801
State Farm $2,456
Travelers $4,588
USAA $2,457

Category Winners: Cheapest Car Insurance in Edgewood, Kentucky

Find the cheapest car insurance companies in Edgewood, KY for each category right here.

Best Annual Car Insurance Rates by Company in Edgewood, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Edgewood, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edgewood car insurance rates. Find the cheapest Edgewood, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edgewood, Kentucky

Insurance Company Low Medium High
Allstate $4,838 $5,175 $5,572
GEICO $3,361 $3,598 $3,865
Liberty Mutual $4,497 $4,657 $4,883
Nationwide $3,289 $3,267 $3,330
Progressive $3,499 $3,765 $4,139
State Farm $2,283 $2,456 $2,630
Travelers $4,360 $4,614 $4,791
USAA $2,333 $2,451 $2,587

What affects car insurance rates in Edgewood, Kentucky?

What factors can have an impact on Edgewood, KY car insurance? There are several reasons why Edgewood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edgewood, Kentucky.

Commute Time in Edgewood

The more time you spend in your car the higher the risk of an accident. The average commute length in Edgewood, KY is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Edgewood, KY

Ready to find affordable Edgewood, Kentucky car insurance today? Enter your ZIP code for fast, free Edgewood, KY car insurance quotes.

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