Compare Elkland, MO Car Insurance Rates (2021)

Car insurance in Elkland, MO averages $262 a month. Elkland, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elkland car insurance rates, compare quotes from the top car insurance companies in Elkland, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elkland for teen drivers is Nationwide
  • The cheapest car insurance company in Elkland is Nationwide
  • Average car insurance rates in Elkland, MO are $3,147/year

If you need to buy Elkland, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Elkland, MO is right here.

You’ll find Elkland car insurance rates, the cheapest Elkland, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Elkland, Missouri car insurance rates to Springfield car insurance rates, St. Joseph car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Elkland, MO car insurance today? Enter your ZIP code for fast, free Elkland car insurance quotes.

Cheapest Elkland, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkland, MO car insurance rates? Every Elkland, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkland, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,666 $2,577 $2,401 $2,477 $7,459 $8,072 $2,550 $2,632
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,161 $2,150 $1,925 $2,043 $9,115 $9,427 $2,474 $2,586
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,556 $2,768 $2,102 $2,355 $9,091 $10,095 $2,693 $2,872
Nationwide $1,458 $1,488 $1,307 $1,382 $3,741 $4,784 $1,669 $1,803
Progressive $1,837 $1,700 $1,503 $1,549 $6,098 $6,845 $2,238 $2,292
State Farm $1,676 $1,676 $1,496 $1,496 $4,769 $6,014 $1,883 $2,148
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

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Minimum Car Insurance in Elkland, MO

Every driver must carry the minimum car insurance in Elkland, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Elkland, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elkland, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkland, MO. Compare credit history car insurance rates in Elkland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkland, Missouri

Insurance Company Poor Fair Good
Allstate $5,313 $3,422 $2,828
American Family $4,127 $2,910 $2,453
Farmers $4,548 $3,797 $3,610
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,190 $3,784 $2,976
Nationwide $2,596 $2,148 $1,867
Progressive $3,482 $2,884 $2,658
State Farm $3,607 $2,371 $1,957
USAA $3,840 $1,796 $1,291

Cheapest Elkland, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkland, MO to rates for a clean record with top companies.

Annual Elkland, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,299 $3,726 $4,651 $3,741
American Family $2,342 $3,425 $4,198 $2,688
Farmers $3,429 $4,295 $4,198 $4,019
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,128 $4,507 $4,637 $4,994
Nationwide $1,728 $2,222 $2,972 $1,893
Progressive $2,595 $3,500 $2,884 $3,053
State Farm $2,435 $2,854 $2,645 $2,645
USAA $1,870 $2,251 $3,082 $2,035

Cheapest Elkland, MO Car Insurance for Teen Drivers

Teen car insurance in Elkland, MO can be expensive. Take a look at rates from the top car insurance companies in Elkland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkland, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,459 $8,072
American Family $5,700 $7,391
Farmers $9,115 $9,427
GEICO $5,862 $6,224
Liberty Mutual $9,091 $10,095
Nationwide $3,741 $4,784
Progressive $6,098 $6,845
State Farm $4,769 $6,014
USAA $4,154 $5,080

Cheapest Elkland, MO Car Insurance for Seniors

Take a look at Elkland, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkland, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,401 $2,477
American Family $1,832 $1,832
Farmers $1,925 $2,043
GEICO $1,431 $1,845
Liberty Mutual $2,102 $2,355
Nationwide $1,307 $1,382
Progressive $1,503 $1,549
State Farm $1,496 $1,496
USAA $1,288 $1,317

Cheapest Elkland, MO Car Insurance Rates After a DUI

A DUI in Elkland, MO increases car insurance rates. Compare Elkland, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkland, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,651
American Family $4,198
Farmers $4,198
GEICO $3,893
Liberty Mutual $4,637
Nationwide $2,972
Progressive $2,884
State Farm $2,645
USAA $3,082

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Cheapest Elkland, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkland, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkland, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,854 $3,854
American Family $3,132 $3,194
Farmers $3,985 $3,985
GEICO $2,781 $2,887
Liberty Mutual $4,317 $4,317
Nationwide $2,204 $2,204
Progressive $3,008 $3,008
State Farm $2,581 $2,709
USAA $2,224 $2,394

The Best Cheap Car Insurance Companies in Elkland, MO

Take a look at a side-by-side comparison of the top car insurance companies in Elkland, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkland, Missouri

Insurance Company Average Annual Rates
Allstate $3,854
American Family $3,163
Farmers $3,985
GEICO $2,834
Liberty Mutual $4,317
Nationwide $2,204
Progressive $3,008
State Farm $2,645
USAA $2,309

Category Winners: Cheapest Car Insurance in Elkland, Missouri

Find the cheapest car insurance companies in Elkland, MO for each category right here.

Best Annual Car Insurance Rates by Company in Elkland, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Elkland, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkland car insurance rates. Find the cheapest Elkland, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkland, Missouri

Insurance Company Low Medium High
Allstate $3,717 $3,846 $3,999
American Family $3,062 $3,263 $3,165
Farmers $3,724 $3,945 $4,286
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,073 $4,336 $4,540
Nationwide $2,066 $2,226 $2,319
Progressive $2,693 $3,015 $3,316
State Farm $2,484 $2,653 $2,798
USAA $2,204 $2,301 $2,423

Compare Car Insurance Quotes in Elkland, MO

Ready to find affordable Elkland, Missouri car insurance today? Enter your ZIP code for fast, free Elkland, MO car insurance quotes.

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